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WHAT IS ANTIQUE CAR INSURANCE?
If you own an antique vehicle over 25 years old, you'll need a specialized insurance solution customized to your vehicle's needs. Antique car insurance policies are designed for vintage models and are a must-have. They differ from regular car insurance, which may not fully protect your prized possession because it needs to account for your vehicle's unique value and history.
WHY DO I NEED AN INSURANCE FOR MY ANTIQUE CAR?
Antique car insurance ensures that your valuable antique is protected against accidents and total loss, offering coverage beyond standard policies.
It provides tailored coverage for antique vehicles, offering more protection than standard policies, which are usually designed for daily drivers.
Insurance helps preserve your antique's value and historical importance by covering proper repairs and replacements, ensuring longevity.
As collectibles, antique cars need special insurance to maintain their value and provide the unique protection they require.
With insurance for your antique car, you can enjoy peace of mind, knowing your investment is safeguarded against unexpected events.
WHAT COVERAGE CAN I GET FOR MY ANTIQUE CAR?
Agreed Value Coverage
It ensures your antique car is insured for its agreed value, safeguarding against market fluctuations and protecting your investment.
Liability Coverage
It provides financial protection if your antique car causes damage or injury in an accident, ensuring legal and economic security.
Collision Coverage
It helps cover the costs of repairing your antique car after an accident, regardless of fault, including damages and spare parts needed.
Comprehensive Coverage
It protects against non-collision issues like theft, vandalism, and natural disasters, ensuring your antique is covered in all situations.
Uninsured/Underinsured Motorist Coverage
It pays for damages and costs if you're in an accident with a driver without sufficient insurance.
Medical Payments Coverage
It assists with medical expenses for you and your passengers after an accident, ensuring necessary care and support.
Personal Injury Protection (PIP)
It extends to medical expenses and may cover lost wages, providing comprehensive support for your recovery.
Roadside Assistance
It offers peace of mind by providing help for breakdowns, gas shortages, or towing, ensuring you're never stranded with your antique car.
Spare Parts Coverage
Spare parts coverage ensures that if your antique car requires specific replacement parts, they are covered in the event of damage or theft.
Trip Interruption Coverage
If your antique car breaks down during a trip, trip interruption coverage can help cover the costs of accommodations and transportation while your vehicle is being repaired.
WHY IS CINCO THE BEST CHOICE FOR ANTIQUE CAR INSURANCE?
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HOW MUCH DOES ANTIQUE CAR INSURANCE COST?
The average annual premium for antique cars is often between $400 and $1,000; however, it varies based on several factors. Insurance companies consider many variables before deciding on a premium for your insurance. The following factors are usually considered more:
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