Our Privacy and Policy

Protecting the privacy and confidentiality of information about our customers is very important to MIGHTY CINCO LLC (collectively, “we”, “our”, and “us”). This Privacy Notice describes the types of information about you that we collect, where we get it, and how we use, share and protect it. Our practices are the same for applicants, customers, and former customers. This Privacy Notice applies to individuals who obtain insurance products or services for personal, family, or household purposes. This Privacy Notice does not apply to residents of California.

INFORMATION WE COLLECT

We collect information about you to determine your eligibility for insurance, underwrite and service your policy, and provide other products or services. We collect the following types of information from you directly, from third parties, and when you interact with us (such as when you visit our website, use a mobile application or email) (collectively, our “Systems”).

Information we receive from you on applications and other forms and communications in order to provide you with a quote or insurance, service your policy (such as name, address, city, state, ZIP code, email address, telephone number, birth date, household information, marital status, vehicle information, driver’s license number, social security number, property information, information about your business, employer, occupation, education, previous insurance, and information about beneficiaries).
Information about your transactions with us, our affiliated companies, and other third parties (such as insurance coverage information, claim information, premiums, and payment history).
Medical information (such as information about your health status, treatment, payment for healthcare).
Financial and payment information (such as income, credit card number, expiration date, and billing address).
Information we receive from consumer reporting agencies, insurance-support organizations, and other third parties (such as driving records, creditworthiness, credit history or score, claim history, and vehicle data).
Information that is automatically collected when you use our Systems, such as when you visit our website.

INFORMATION WE SHARE

We may disclose the following kinds of information about you, as permitted by law.

We may disclose information we collect from you (such as name, address, city, state, ZIP code, email address, telephone number, birth date, household information, marital status, vehicle information, driver’s license number, social security number, property information, employer, occupation, education, previous insurance, information about beneficiaries, information about your business, medical information, and financial information).
We may disclose information about your transactions with us, our affiliates, or others (such insurance coverage information, claim information, premiums, and payment history).
We may disclose information we receive from consumer reporting agencies, insurance support organizations, and other third parties (such as driving records, creditworthiness, credit history or score, claim history, and vehicle data).
We may disclose information that is automatically collected when you use or access our Systems.
To the extent permitted by applicable law, we may also use, process, transfer, and store de-identified or anonymized data about you for analytics, market research, testing, metrics, reporting, and other lawful business purposes.

PERSONS OR ORGANIZATIONS WITH WHOM WE MAY SHARE INFORMATION

As permitted by law, we may disclose information about you to:

Our affiliated companies in order to market products and services to you.
Companies that need the information to perform day-to-day normal business functions for us, such as marketing, credit card processing, and website monitoring
Companies that help us determine your eligibility for insurance, issue policies, service your policy, or complete a transaction you request.
A financial institution with which we have a joint marketing agreement.
Non-affiliated companies for their marketing and other purposes.
Other third parties as permitted or required by law, such as regulators, law enforcement or courts in response to a subpoena, legal process, or inquiry, to prevent or detect fraud, to comply with legal requirements, or in connection with a sale or transfer of our business.

HOW YOU CAN LIMIT SHARING

You have the right to tell us not to share consumer report information that is used for insurance eligibility purposes with our affiliated companies for their own marketing purposes. If you opt-out of such disclosures, it does not prohibit us from sharing your information with third-parties that perform business services for us or that assist us in providing products and services to you or in fulfilling a request made by you, as described in this Privacy Notice or as otherwise permitted by law. To opt-out of such sharing, call 469-749-7555 toll-free.

You have the right to tell us not to disclose your information to non affiliated companies for their marketing or business purposes. If you opt out of such disclosures, it does not prohibit us from sharing your information with third-parties that perform business services for us or that assist us in providing products and services to you or in fulfilling a request made by you, as described in this Privacy Notice or as otherwise permitted by law. To opt-out of such sharing, call 469-749-7555.

If two or more persons jointly obtain an insurance policy, an opt-out by one person shall apply to all such persons.

Information we obtain from a report prepared by an insurance support organization may be retained by such organization and disclosed to others.

RESIDENTS OF CERTAIN STATES MAY HAVE ADDITIONAL RIGHTS. SEE BELOW UNDER “STATE SPECIFIC RIGHTS.”

MEDICAL INFORMATION

We will not disclose medical information about you without your express written consent or when required by law.

STATE SPECIFIC RIGHTS

Montana.If you are a resident of Montana, we will not disclose your information to non-affiliated companies for their marketing purposes unless the company has an insurance license or you authorize the disclosure. To authorize disclosure, please call us at 469-749-7555 toll free. Even if you do not authorize disclosure, we may share your information with third-parties that perform business services for us or that assist us in providing products and services to you or in fulfilling a request made by you, as described in this Privacy Statement or as otherwise permitted by law.

New Mexico, North Dakota and Vermont.If you are a resident of New Mexico, North Dakota or Vermont, we will not disclose your information to non-affiliated companies unless you expressly authorize us to do so. You have the right to authorize or not to authorize disclosure. You may authorize us to disclose information by calling us at 469-749-7555 toll free. If a policy is issued to joint policyholders, we will not disclose information unless we receive authorization from each joint policyholder. Even if you do not authorize us to disclose your information, we may share your information with third-parties that perform business services for us or that assist us in providing products and services to you or in fulfilling a request made by you, as described in this Privacy Notice or as otherwise permitted by law.

If you are a resident of one of these states, you have the right to review and request correction of your personal information. To make a request, please send a written request to us at the either of the following addresses:

MIGHTY CINCO, LLC
307 W Centerville Rd Ste C
Garland, TX 75041

The request must include your name, address, policy number, and your notarized signature.

CHANGES TO THIS PRIVACY NOTICE

We reserve the right to modify this Privacy Notice at any time. If we make material changes, we will provide a revised Privacy Notice. If we modify this Privacy Notice such that the use of your information is different from what was stated in our Privacy Notice at the time the information was collected, we will notify you and you may have additional opt-out rights. Your information will be used in accordance with the Privacy Notice in effect at the time your information was collected

CONFIDENTIALITY AND SECURITY

We maintain reasonable physical, electronic, and procedural safeguards to protect your information. Only employees who need information to provide products or services to you, or to perform business functions for us, will have access to it.

For questions about this Privacy Notice or our information practices, please contact us at 469-749-7555 toll-free.