OUR TOP INSURANCE COMPANIES

WHAT IS ATV INSURANCE?

ATV insurance provides financial protection for your all-terrain vehicle against damage, theft, and liability risks. This insurance covers financial losses from various perils, including accidents, theft, vandalism, fire, extreme weather, etc. The most common coverage options are liability, collision, and comprehensive coverage. Insurance providers offer additional options such as coverage for personal belongings, MedPay, UM/UIM Coverage, etc.

WHY DO I NEED AN INSURANCE FOR MY ATV?

ATV insurance shields you from financial losses in case of accidents, theft, or damage to your vehicle, ensuring you're not burdened with unexpected costs.

Many states require ATV insurance to operate your vehicle on public roads or trails legally, ensuring compliance with local regulations.

It provides liability coverage if you cause injury or property damage while riding, protecting you from potential legal and financial repercussions.

Insurance can cover the cost of repairs or replacement if your ATV is damaged or stolen, helping you recover quickly without financial strain.

With insurance, you can enjoy your ATV adventures with peace of mind, knowing you're financially protected against unforeseen events and risks.

WHAT COVERAGE CAN I GET FOR MY ATV?

Liability Coverage

Protects against damage or injury to others caused by your ATV. It is mandatory in many states for legal operation.

Collision Coverage

It covers repair or replacement costs if your ATV is damaged in a collision with another object or vehicle.

Comprehensive Coverage

It offers protection against theft, vandalism, and other non-collision incidents that could damage your ATV.

Uninsured/Underinsured Motorist Coverage

Provides coverage if you're involved in an accident with an ATV rider who lacks insurance or adequate coverage.

Medical Payments Coverage

Regardless of fault, it helps pay for medical expenses from ATV accidents, including hospital bills and rehab costs.

Personal Injury Protection (PIP)

Offers broader coverage for medical expenses and lost wages after an ATV accident, regardless of fault.

Roadside Assistance

This coverage assists with towing, fuel delivery, and flat tire repair if your ATV breaks down while riding.

Accessories and Custom Parts Coverage

Protects aftermarket additions and upgrades to your ATV, such as custom parts and accessories, in case of damage or theft.

WHY IS CINCO THE BEST CHOICE FOR ATV INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES ATV INSURANCE COST?

On average, ATV insurance can range from $100 to $500 annually. The rates may differ significantly based on the individual circumstances of the policyholder. For example, more comprehensive policies or high-risk locations may increase premiums. Here are some other factors insurance companies may consider:

ATV’s Value

Usage

Location

Coverage Options

Driving History

HOW IT WORKS

EXPLORE

Discover our range of ATV insurance options tailored to your needs and preferences.

Connect

Connect with our off-road vehicle insurance agents, who will guide you through the insurance process and address any questions or concerns.

Compare

Compare different ATV insurance plans to find the best coverage and value for your requirements.

GET A FREE ATV INSURANCE QUOTE

Get a free quote from CINCO today and safeguard your off-road adventures. Our tailored auto insurance solutions offer comprehensive coverage for your ATV, ensuring peace of mind while you explore trails and rugged terrain. Connect with our expert agents to find the perfect policy that fits your needs and budget.

FREQUENTLY ASKED QUESTIONS REGARDING MOTORCYCLE INSURANCE

The coverage depends on your riding habits, bike model, and personal requirements. Contact CINCO to learn more!

Absolutely! There are several discounts (from safe rider to multi-policy options) for our riders. Contact CINCO to get personalized possibilities.

Bundling your motorcycle with auto insurance is a great way to save on insurance costs through discounts. Contact CINCO about the cheapest motorcycle insurance options!

CINCO provides coverage options for custom motorcycle parts and accessories. Contact our experts to learn more about these additional and unique coverage options!

You can qualify for and maintain the safe rider discount by maintaining a clean driving record, finishing safety courses, and staying updated on road safety rules!

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

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Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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