Towing
If your vehicle breaks down and cannot be driven safely, roadside assistance provides towing services to transport it to the nearest repair facility.
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PROTECT YOURSELF AND YOUR VEHICLE WITH RELIABLE ROADSIDE ASSISTANCE
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Roadside Assistance
WHAT IS ROADSIDE ASSISTANCE?
Roadside assistance is a service that an insurance company provides to help drivers when their vehicle breaks down unexpectedly. If your car develops a problem on the road, you are not left stranded. It includes tire changes, battery boosts, towing, lockout services, and emergency fuel supply. This support ensures drivers safely handle vehicle breakdowns, providing peace of mind and quick solutions during unexpected roadside emergencies, reducing stress, inconvenience, and repair costs.
WHAT DOES ROADSIDE ASSISTANCE INCLUDE?
Battery Jump-Start
A dead battery can leave you stranded, but roadside assistance offers quick jump-start services to help get your vehicle running efficiently again.
Flat Tire Change
If you experience a sudden flat tire, roadside assistance includes immediate tire replacement or inflation to ensure you can continue driving safely.
Lockout Service
Accidentally locking yourself out of your car can be frustrating. Roadside assistance provides professional lockout services to help you regain access quickly.
Fuel Delivery
Running out of fuel can happen at times and be stressful. This assistance includes fast emergency fuel delivery to get you safely to the nearest gas station.
Winching
If your vehicle is unexpectedly stuck in mud, sand, snow, or a ditch, winching services are available to safely pull it back onto a drivable road.
WHAT ROADSIDE ASSISTANCE DOES NOT INCLUDE?
While roadside assistance provides crucial help in emergencies, there are several things it does not cover:
Vehicle Repairs
Roadside assistance does not cover the cost of vehicle repairs or mechanical work. You’ll need a repair shop for that.
Towing Beyond Coverage Limits
While roadside assistance offers towing, it often has a distance limit. If your vehicle needs to be towed beyond this distance, you'll be responsible for additional costs.
Accidents or Collisions
Roadside assistance does not cover any damages or costs related to an accident or collision. You’ll need collision or comprehensive coverage for those situations.
Personal Property
It does not cover loss or damage to personal belongings inside your vehicle. You would need homeowners or renters insurance for that.
Fuel Cost
If you run out of gas, roadside assistance may bring fuel, but they typically don’t pay for the fuel itself. You’ll still be required to pay for the fuel provided.
Flat Tire Repair
While roadside assistance may help change a flat tire, it does not cover the cost of replacing the tire. You’ll need to pay for a new tire or repair costs.
Off-road Assistance
Roadside assistance typically does not cover situations where your vehicle is stuck in off-road conditions (e.g., muddy or rough terrain).
Lockouts
If you're locked out of your car, roadside assistance will help unlock it, but they usually won’t cover any damage that occurs during the unlocking process.
Injuries or Medical Expenses
Roadside assistance does not cover medical expenses if you’re injured during an incident. You’ll need health insurance for that.
Understanding what roadside assistance does not include helps you identify additional coverage you might need to protect yourself in emergencies fully.
WHY DO I NEED ROADSIDE ASSISTANCE?
Deciding whether to purchase a roadside assistance plan depends on your specific needs and driving habits. If you primarily drive short distances or already have coverage through your car manufacturer or credit card, you may not need additional protection. If you rarely encounter breakdowns or emergencies, paying out of pocket for occasional roadside assistance might be sufficient.
However, if you frequently travel long distances, drive in remote areas, or simply want extra peace of mind, investing in a roadside assistance plan can provide valuable support in unexpected situations, such as flat tires, engine trouble, or being locked out of your vehicle. This plan ensures you're not left stranded and helps cover the costs and logistics of getting help when you need it most.
HOW MUCH ROADSIDE ASSISTANCE COVERAGE DO I NEED?
Determining the appropriate level of roadside assistance coverage depends on factors like your driving habits, vehicle age, and your personal comfort level with potential roadside emergencies.
Suppose you frequently travel long distances or drive in areas where help may be harder to reach. In that case, you may opt for a plan that includes extended towing distances and additional benefits like battery jump-starts or lockout services.
For comprehensive coverage, consider premium plans from auto clubs or standalone providers, which typically range from $60 to $150 annually. It’s essential to assess your specific needs and the condition of your vehicle to choose a plan that offers adequate protection without overpaying for unnecessary extras or leaving any potential coverage gaps.
HOW MUCH DOES ROADSIDE ASSISTANCE COST?
Many auto insurance companies offer roadside assistance plans for as low as $10 to $20 per year, covering essential services such as towing, jump-starts, flat tire changes, and lockout assistance. These affordable plans provide peace of mind, ensuring help is available when unexpected car troubles arise. It is an invaluable service, especially for drivers who frequently travel long distances or want the added security of knowing support is just a call away. Several factors influence your premiums, including:
Vehicle Make and Model
Vehicle Age and Condition
Coverage Limits
Towing Distance Limits
Driving History
Annual Mileage
Insurance Provider
Age and Value of the Vehicle
Claims History
Location (urban vs. rural areas)
Type of Plan (basic vs. premium)
Frequency of Coverage Usage
Type of Coverage (e.g., individual vs. family plan)
Add-ons or Extra Services (e.g., locksmith, battery jump-start)
Membership in Auto Clubs or Associations
SOME QUICK FACTS ABOUT ROADSIDE ASSISTANCE
The age of light vehicles on the road increased to 12.1 years in 2021, up from 11.9 years in 2020, indicating a trend toward older cars that may require more roadside assistance. (Fortune Business Insights)
The United States vehicle roadside assistance market is expected to grow from $5.99 billion in 2022 to $7.73 billion by 2029, at a CAGR of 3.71% during the forecast period. (Fortune Business Insights)
Several major credit card companies, including Capital One, Chase, Wells Fargo, and Bank of America, offer cards with roadside assistance benefits without an annual membership fee. (Investopedia)
The vehicle roadside assistance market is projected to grow at a rate of 4.9% from 2024 to 2030, driven by increasing vehicle ownership and the need for emergency support services. (Grand View Research)
The global vehicle roadside assistance market is expected to reach $39.65 billion by 2032, expanding at a CAGR of 5.3% from 2023 to 2032, driven by increasing vehicle ownership. (Finance Yahoo)
GET A FREE ROADSIDE ASSISTANCE QUOTE
Begin any trip confidently and securely by obtaining a complimentary and highest-rated quote from CINCO for roadside assistance.
Once you submit the form, our auto insurance agents will assist you in selecting the best roadside assistance plan, ensuring you get the coverage you need for unexpected breakdowns and roadside emergencies.
If you prefer a different start, please contact us by phone, email, or in person for support. Get your free roadside assistance quote today and enjoy the benefit of bundling vehicles under a single policy!
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FREQUENTLY ASKED QUESTIONS REGARDING ROADSIDE ASSISTANCE
Roadside assistance does not typically count as an auto insurance company claim, as it is considered a roadside service rather than a collision or liability claim. However, some car insurance companies track usage, which could affect future assistance plans. Always check your insurance company’s policy terms before using your roadside assistance benefits.
Response times for roadside service vary by location, time of day, and provider. Most insurance companies that offer roadside assistance aim to arrive within 30 to 60 minutes. Services like Good Sam and World Club may provide quicker response times, but the plan cost and provider availability can impact wait times.
Some assistance plans cover the driver rather than the vehicle, allowing the use of another car. Credit cards and car insurance companies may extend roadside assistance to any vehicle you drive. However, some companies offering auto insurance limit the insured vehicle's coverage. Review your roadside service terms to confirm eligibility for other cars.
Roadside assistance is valuable if you drive frequently or have family members who rely on your vehicle. Many car insurance companies offer roadside assistance at low rates, while third-party providers, such as Good Sam and World Club, provide additional benefits. The plan cost is minimal compared to expensive towing and emergency services.
Check with your auto insurance company, credit card company, or membership organizations like World Club to see if your policy includes roadside assistance. Many insurance companies include it in their policies, while some car insurance providers offer it as an add-on. Reviewing your assistance plans will help determine if you’re already covered.
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