Car Insurance For teens
OUR TOP INSURANCE COMPANIES
What Is teens Car Insurance?
A teen car insurance policy provides coverage suited for young drivers who are less experienced on the road and considered high-risk drivers by insurers. It is a type of auto insurance for teens that protects young drivers and their vehicles in case of accidents, damages, or other road-related incidents. It is customized to suit the needs of young drivers, including features such as parental supervision discounts and driver training programs.
Why Do I Need teens Auto Insurance?
Teen car insurance ensures drivers comply with state regulations by possessing minimum liability coverage.
The right auto insurance helps seniors manage costs from accidents or vehicle damage, covering repair expenses and liability claims.
Just like any other driver, senior drivers are also obliged to follow the law. They must fulfill the minimum liability insurance requirement to drive legally.
With proper coverage, older drivers can have peace of mind knowing they are covered if ever in an accident or any other covered event.
Auto insurance for seniors provides coverage for accidents, including those where they may be at fault, protecting them financially from legal and liability issues.
What Is the Cost of Car Insurance for teens
A teen driver must pay around $480 monthly for their insurance. However, your insurance rates may fluctuate depending on various factors. For example, if you have bought additional coverage options, such as accident forgiveness, you will have to pay more for your insurance. Other factors deciding your car insurance rates are:
Who Are the Top Car Insurance Providers for Teens?
Insurance Company
Annual Insurance Cost (Age 16)
Annual Insurance Cost (Age 17)
Annual Insurance Cost (Age 18)
State Farm
$3,149
$2,856
$2,613
GEICO
$4,294
$3,978
$3,644
USAA
$3,202
$2,583
$2,078
Erie Insurance
$2,271
$2,099
$2,088
Travelers
$4,834
$4,465
$4,165
Nationwide Insurance
$3,104
$3,104
$3,104
Progressive
$5,396
$5,396
$4,494
Auto-Owners Insurance
$1,832
$1,832
$1,832
Liberty Mutual
$5,049
$4,693
$4,390
The Hartford
$5,369
$5,080
$4,800
Allstate
$6,836
$6,296
$5,456
AAA
$5,562
$5,260
$4,973
American Family Insurance
$4,515
$4,250
$3,965
Mercury
$7,174
$6,570
$6,100
What Discounts Can I Get For Car Insurance For teens?
DISCOUNT TYPE
DESCRIPTION
Defensive Driving Discounts
Teenage drivers who complete a certified defensive driving course can qualify for discounts, as it shows the insurer that they are committed to safe driving.
Multi-Vehicle Discounts
Families who insure multiple cars from the same provider can enjoy multi-vehicle discounts, which means adding numerous vehicles to the same policy, helping them save money.
Low Mileage Discounts
Teenage drivers who drive fewer miles annually may qualify for low mileage discounts, as it also reduces the chance of accidents and other unexpected events.
Safety Features Discounts
Vehicles with safety features installed, such as anti-lock brakes, airbags, and anti-theft devices, can qualify for a safety features discount.
Good Student Discounts
Teen drivers with good academic records and good grades can save on their insurance premiums by applying for student discounts.
What Are Some Tips for Affordable teens Car Insurance ?
Instead of locking the first insurance plan, research and compare quotes to find the best value for your money.
The best way to save on your insurance costs as a teen driver is to practice safe driving habits to lower premiums and save money.
Always ask about available discounts to the insurance agent, such as good student discounts, to reduce your premium and overall insurance cost.
If you can afford the deductible, you can save a lot on your insurance premium. The higher the deductible, the lower the premium.
Consider adding teenage drivers to family policies to access bundled discounts, which helps reduce insurance costs significantly.
Get A Free teens Auto Insurance Quote
Are we looking for the best car insurance for teens? Get a free teen auto insurance quote from our skilled auto insurance agents today. We understand the importance of finding cheap car insurance for teens, so we help them find an affordable plan that fulfills their needs. Our insurance carriers offer the best auto insurance for teens without compromising quality. Grab free teen car insurance quotes from CINCO to find out more.
FREQUENTLY ASKED QUESTIONS REGARDING TEENS INSURANCE
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Linda.Lucas2974 Lucas
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