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AUTO INSURANCE IN austin, TX

Austin is renowned for its lively music and electric cultural fests. The city has so much to offer, with its beautiful parks and recreational spots. Here, you can explore popular locations like the Texas State Capitol and the popular Bridge bats. With the constantly bustling streets and busy roads, reliable car insurance brings a sigh of relief.


At CINCO Auto Insurance, we fully understand the unique requirements of people living in Austin, Texas. Our agents help you find the most appropriate insurance plans based on your individual circumstances. You can rest assured knowing we have your back. Apply for your first free quote today!

HOW MUCH DOES CAR INSURANCE COST IN austin, TX?

Based on available information, the average rate for minimum coverage liability auto insurance in Austin is around $92 per month, while full coverage is $207 per month. However, it has to be emphasized that the above auto insurance prices are not static and can fluctuate based on the driver’s situation.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN austin, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN austin, TX?

Finding the cheapest car insurance in Austin is easier with relevant discounts and incentives. Nearly all insurance companies offer some kind of discount on their auto insurance rates; you just need to look for options for which you can qualify. This way, you don’t miss out on any potential saving options. Here are some discounts you can look for:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN austin, TX?

In Texas, you are required to have minimum liability auto insurance in order to operate a vehicle legally. People also call it the “30/60/25” scheme, which states that drivers must carry the following minimum coverages:

  • $30,000 for bodily injury or death to one person in an accident.
  • $60,000 for bodily injury or death to two or more persons in an accident.
  • $25,000 for property damage liability per accident.

If you ever cause an accident, your insurance will pay the other party up to $60,000 in injuries but no more than $30,000 for a single individual. In addition, $25,000 will be allocated to any property damage you caused.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN austin, TX?

We help you find affordable car insurance, ensuring full protection while navigating busy streets and highways.

Our insurance also covers motorcycles, providing financial security against accidents, theft, and extreme weather conditions.

Protect your classic car with our specialized insurance options, guarding against theft, vandalism, accidents, and other risks.

Our insurance covers recreational vehicles, ensuring safety for your RV, ATV, and other fun vehicles while you're on the move.

Get coverage for your boat or watercraft with our insurance solutions, protecting against accidents, theft, and maritime hazards.

We offer insurance for off-road vehicles like dune buggies and dirt bikes, keeping your adventures safe from accidents and damage.

Our insurance provides comprehensive coverage for all vans, whether for personal or commercial use, protecting your investment.

Austin truck owners can rely on our insurance for comprehensive coverage, which protects against various risks and ensures peace of mind.

WHAT COVERAGES CAN I GET FOR MY CAR IN austin, TX?

LIABILITY COVERAGE

Liability coverage protects against potential liabilities and lawsuits by paying for the affected party's damage and injury costs in an accident.

COLLISION COVERAGE

Collision coverage helps pay for your vehicle's repair and replacement costs in case of an accident, regardless of who is at fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects you against financial burdens caused by non-collision-related damage, such as theft.

PERSONAL INJURY PROTECTION (PIP)

PIP helps pay for injuries you and your passengers sustain in an accident. It also helps cover the lost wages due to injuries.

MEDICAL PAYMENTS COVERAGE

Medical Payment coverage covers you and your passenger's medical expenses resulting from an accident, regardless of who is at fault.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If you are ever hit by an uninsured or inadequately insured driver, UM/UIM coverage pays for the resulting damage costs.

GAP INSURANCE

Gap insurance covers the difference between what you owe on your car loan and the actual value of your car in case you suffer total loss.

RENTAL REIMBURSEMENT COVERAGE

This coverage reimburses the costs of renting a vehicle if your car is temporarily unavailable due to repairs from a covered event.

ROADSIDE ASSISTANCE

This coverage helps you access emergency services when your car stops working while traveling, such as battery jumps.

NEW CAR REPLACEMENT COVERAGE

This coverage helps pay to replace your car if it gets totaled within a specified period with one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN austin, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

You can evaluate the vast array of auto insurance solutions on our official website and find the insurance products of your choice!

Connect

Connect with one of our auto insurance representatives in Texas. We can best guide you in pursuing a relevant auto insurance policy.

Compare

Don’t settle on an option right away. Obtain multiple quotes from CINCO and compare them to make the best choice for your vehicle.

GET A FREE AUTO INSURANCE QUOTE IN austin, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN austin, TX?

Zip CodeCityCounty
78701AustinTravis County
78702AustinTravis County
78703AustinTravis County
78704AustinTravis County
78705AustinTravis County
78708AustinTravis County
78709AustinTravis County
78710AustinTravis County
78711AustinTravis County
78712AustinTravis County
78713AustinTravis County
78714AustinTravis County
78715AustinTravis County
78716AustinTravis County
78717AustinWilliamson County
78718AustinTravis County
78719AustinTravis County
78720AustinTravis County
78721AustinTravis County
78722AustinTravis County
78723AustinTravis County
78724AustinTravis County
78725AustinTravis County
78726AustinTravis County
78727AustinTravis County
78728AustinTravis County
78729AustinWilliamson County
78730AustinTravis County
78731AustinTravis County
78732AustinTravis County
78733AustinTravis County
78734AustinTravis County
78735AustinTravis County
78736AustinTravis County
78737AustinHays County
78738AustinTravis County
78739AustinTravis County
78741AustinTravis County
78742AustinTravis County
78744AustinTravis County
78745AustinTravis County
78746AustinTravis County
78747AustinTravis County
78748AustinTravis County
78749AustinTravis County
78750AustinTravis County
78751AustinTravis County
78752AustinTravis County
78753AustinTravis County
78754AustinTravis County
78755AustinTravis County
78756AustinTravis County
78757AustinTravis County
78758AustinTravis County
78759AustinTravis County
78760AustinTravis County
78761AustinTravis County
78762AustinTravis County
78763AustinTravis County
78764AustinTravis County
78765AustinTravis County
78766AustinTravis County
78767AustinTravis County
78768AustinTravis County
78769AustinTravis County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

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2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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2210 S Beckley Ave, Dallas, TX 75224

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Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

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Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

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1440 S Buckner Blvd, Dallas, TX 75217

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Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

Google Google Review

Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

Google Google Review

Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

Google Google Review

Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

Google Google Review

Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review