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AUTO INSURANCE IN austin, TX

Austin is renowned for its lively music and electric cultural fests. The city has so much to offer, with its beautiful parks and recreational spots. Here, you can explore popular locations like the Texas State Capitol and the popular Bridge bats. With the constantly bustling streets and busy roads, reliable car insurance brings a sigh of relief.


At CINCO Auto Insurance, we fully understand the unique requirements of people living in Austin, Texas. Our agents help you find the most appropriate insurance plans based on your individual circumstances. You can rest assured knowing we have your back. Apply for your first free quote today!

HOW MUCH DOES CAR INSURANCE COST IN austin, TX?

Based on available information, the average rate for minimum coverage liability auto insurance in Austin is around $92 per month, while full coverage is $207 per month. However, it has to be emphasized that the above auto insurance prices are not static and can fluctuate based on the driver’s situation.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN austin, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN austin, TX?

Finding the cheapest car insurance in Austin is easier with relevant discounts and incentives. Nearly all insurance companies offer some kind of discount on their auto insurance rates; you just need to look for options for which you can qualify. This way, you don’t miss out on any potential saving options. Here are some discounts you can look for:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN austin, TX?

In Texas, you are required to have minimum liability auto insurance in order to operate a vehicle legally. People also call it the “30/60/25” scheme, which states that drivers must carry the following minimum coverages:

  • $30,000 for bodily injury or death to one person in an accident.
  • $60,000 for bodily injury or death to two or more persons in an accident.
  • $25,000 for property damage liability per accident.

If you ever cause an accident, your insurance will pay the other party up to $60,000 in injuries but no more than $30,000 for a single individual. In addition, $25,000 will be allocated to any property damage you caused.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN austin, TX?

CAR

We help you find affordable car insurance, ensuring full protection while navigating busy streets and highways.

MOTORCYCLES

Our insurance also covers motorcycles, providing financial security against accidents, theft, and extreme weather conditions.

CLASSIC CAR

Protect your classic car with our specialized insurance options, guarding against theft, vandalism, accidents, and other risks.

RECREATIONAL VEHICLES

Our insurance covers recreational vehicles, ensuring safety for your RV, ATV, and other fun vehicles while you're on the move.

BOATS

Get coverage for your boat or watercraft with our insurance solutions, protecting against accidents, theft, and maritime hazards.

OFF-ROAD VEHICLES

We offer insurance for off-road vehicles like dune buggies and dirt bikes, keeping your adventures safe from accidents and damage.

VANS

Our insurance provides comprehensive coverage for all vans, whether for personal or commercial use, protecting your investment.

TRUCKS

Austin truck owners can rely on our insurance for comprehensive coverage, which protects against various risks and ensures peace of mind.

WHAT COVERAGES CAN I GET FOR MY CAR IN austin, TX?

LIABILITY COVERAGE

Liability coverage protects against potential liabilities and lawsuits by paying for the affected party's damage and injury costs in an accident.

COLLISION COVERAGE

Collision coverage helps pay for your vehicle's repair and replacement costs in case of an accident, regardless of who is at fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects you against financial burdens caused by non-collision-related damage, such as theft.

PERSONAL INJURY PROTECTION (PIP)

PIP helps pay for injuries you and your passengers sustain in an accident. It also helps cover the lost wages due to injuries.

MEDICAL PAYMENTS COVERAGE

Medical Payment coverage covers you and your passenger's medical expenses resulting from an accident, regardless of who is at fault.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If you are ever hit by an uninsured or inadequately insured driver, UM/UIM coverage pays for the resulting damage costs.

GAP INSURANCE

Gap insurance covers the difference between what you owe on your car loan and the actual value of your car in case you suffer total loss.

RENTAL REIMBURSEMENT COVERAGE

This coverage reimburses the costs of renting a vehicle if your car is temporarily unavailable due to repairs from a covered event.

ROADSIDE ASSISTANCE

This coverage helps you access emergency services when your car stops working while traveling, such as battery jumps.

NEW CAR REPLACEMENT COVERAGE

This coverage helps pay to replace your car if it gets totaled within a specified period with one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN austin, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

You can evaluate the vast array of auto insurance solutions on our official website and find the insurance products of your choice!

Connect

Connect with one of our auto insurance representatives in Texas. We can best guide you in pursuing a relevant auto insurance policy.

Compare

Don’t settle on an option right away. Obtain multiple quotes from CINCO and compare them to make the best choice for your vehicle.

GET A FREE AUTO INSURANCE QUOTE IN austin, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN austin, TX?

Zip CodeCityCounty
78701AustinTravis County
78702AustinTravis County
78703AustinTravis County
78704AustinTravis County
78705AustinTravis County
78708AustinTravis County
78709AustinTravis County
78710AustinTravis County
78711AustinTravis County
78712AustinTravis County
78713AustinTravis County
78714AustinTravis County
78715AustinTravis County
78716AustinTravis County
78717AustinWilliamson County
78718AustinTravis County
78719AustinTravis County
78720AustinTravis County
78721AustinTravis County
78722AustinTravis County
78723AustinTravis County
78724AustinTravis County
78725AustinTravis County
78726AustinTravis County
78727AustinTravis County
78728AustinTravis County
78729AustinWilliamson County
78730AustinTravis County
78731AustinTravis County
78732AustinTravis County
78733AustinTravis County
78734AustinTravis County
78735AustinTravis County
78736AustinTravis County
78737AustinHays County
78738AustinTravis County
78739AustinTravis County
78741AustinTravis County
78742AustinTravis County
78744AustinTravis County
78745AustinTravis County
78746AustinTravis County
78747AustinTravis County
78748AustinTravis County
78749AustinTravis County
78750AustinTravis County
78751AustinTravis County
78752AustinTravis County
78753AustinTravis County
78754AustinTravis County
78755AustinTravis County
78756AustinTravis County
78757AustinTravis County
78758AustinTravis County
78759AustinTravis County
78760AustinTravis County
78761AustinTravis County
78762AustinTravis County
78763AustinTravis County
78764AustinTravis County
78765AustinTravis County
78766AustinTravis County
78767AustinTravis County
78768AustinTravis County
78769AustinTravis County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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