Get Affordable Auto Insurance Rates in Austin, TX
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AUTO INSURANCE IN austin, TX
Austin is renowned for its lively music and electric cultural fests. The city has so much to offer, with its beautiful parks and recreational spots. Here, you can explore popular locations like the Texas State Capitol and the popular Bridge bats. With the constantly bustling streets and busy roads, reliable car insurance brings a sigh of relief.
At CINCO Auto Insurance, we fully understand the unique requirements of people living in Austin, Texas. Our agents help you find the most appropriate insurance plans based on your individual circumstances. You can rest assured knowing we have your back. Apply for your first free quote today!
HOW MUCH DOES CAR INSURANCE COST IN austin, TX?
Based on available information, the average rate for minimum coverage liability auto insurance in Austin is around $92 per month, while full coverage is $207 per month. However, it has to be emphasized that the above auto insurance prices are not static and can fluctuate based on the driver’s situation.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN austin, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN austin, TX?
Finding the cheapest car insurance in Austin is easier with relevant discounts and incentives. Nearly all insurance companies offer some kind of discount on their auto insurance rates; you just need to look for options for which you can qualify. This way, you don’t miss out on any potential saving options. Here are some discounts you can look for:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN austin, TX?
In Texas, you are required to have minimum liability auto insurance in order to operate a vehicle legally. People also call it the “30/60/25” scheme, which states that drivers must carry the following minimum coverages:
- $30,000 for bodily injury or death to one person in an accident.
- $60,000 for bodily injury or death to two or more persons in an accident.
- $25,000 for property damage liability per accident.
If you ever cause an accident, your insurance will pay the other party up to $60,000 in injuries but no more than $30,000 for a single individual. In addition, $25,000 will be allocated to any property damage you caused.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN austin, TX?
We help you find affordable car insurance, ensuring full protection while navigating busy streets and highways.
Our insurance also covers motorcycles, providing financial security against accidents, theft, and extreme weather conditions.
Protect your classic car with our specialized insurance options, guarding against theft, vandalism, accidents, and other risks.
Our insurance covers recreational vehicles, ensuring safety for your RV, ATV, and other fun vehicles while you're on the move.
Get coverage for your boat or watercraft with our insurance solutions, protecting against accidents, theft, and maritime hazards.
We offer insurance for off-road vehicles like dune buggies and dirt bikes, keeping your adventures safe from accidents and damage.
Our insurance provides comprehensive coverage for all vans, whether for personal or commercial use, protecting your investment.
Austin truck owners can rely on our insurance for comprehensive coverage, which protects against various risks and ensures peace of mind.
WHAT COVERAGES CAN I GET FOR MY CAR IN austin, TX?
LIABILITY COVERAGE
Liability coverage protects against potential liabilities and lawsuits by paying for the affected party's damage and injury costs in an accident.
COLLISION COVERAGE
Collision coverage helps pay for your vehicle's repair and replacement costs in case of an accident, regardless of who is at fault.
COMPREHENSIVE COVERAGE
Comprehensive coverage protects you against financial burdens caused by non-collision-related damage, such as theft.
PERSONAL INJURY PROTECTION (PIP)
PIP helps pay for injuries you and your passengers sustain in an accident. It also helps cover the lost wages due to injuries.
MEDICAL PAYMENTS COVERAGE
Medical Payment coverage covers you and your passenger's medical expenses resulting from an accident, regardless of who is at fault.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
If you are ever hit by an uninsured or inadequately insured driver, UM/UIM coverage pays for the resulting damage costs.
GAP INSURANCE
Gap insurance covers the difference between what you owe on your car loan and the actual value of your car in case you suffer total loss.
RENTAL REIMBURSEMENT COVERAGE
This coverage reimburses the costs of renting a vehicle if your car is temporarily unavailable due to repairs from a covered event.
ROADSIDE ASSISTANCE
This coverage helps you access emergency services when your car stops working while traveling, such as battery jumps.
NEW CAR REPLACEMENT COVERAGE
This coverage helps pay to replace your car if it gets totaled within a specified period with one of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN austin, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
You can evaluate the vast array of auto insurance solutions on our official website and find the insurance products of your choice!
Connect
Connect with one of our auto insurance representatives in Texas. We can best guide you in pursuing a relevant auto insurance policy.
Compare
Don’t settle on an option right away. Obtain multiple quotes from CINCO and compare them to make the best choice for your vehicle.
GET A FREE AUTO INSURANCE QUOTE IN austin, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN austin, TX?
| Zip Code | City | County |
|---|---|---|
| 78701 | Austin | Travis County |
| 78702 | Austin | Travis County |
| 78703 | Austin | Travis County |
| 78704 | Austin | Travis County |
| 78705 | Austin | Travis County |
| 78708 | Austin | Travis County |
| 78709 | Austin | Travis County |
| 78710 | Austin | Travis County |
| 78711 | Austin | Travis County |
| 78712 | Austin | Travis County |
| 78713 | Austin | Travis County |
| 78714 | Austin | Travis County |
| 78715 | Austin | Travis County |
| 78716 | Austin | Travis County |
| 78717 | Austin | Williamson County |
| 78718 | Austin | Travis County |
| 78719 | Austin | Travis County |
| 78720 | Austin | Travis County |
| 78721 | Austin | Travis County |
| 78722 | Austin | Travis County |
| 78723 | Austin | Travis County |
| 78724 | Austin | Travis County |
| 78725 | Austin | Travis County |
| 78726 | Austin | Travis County |
| 78727 | Austin | Travis County |
| 78728 | Austin | Travis County |
| 78729 | Austin | Williamson County |
| 78730 | Austin | Travis County |
| 78731 | Austin | Travis County |
| 78732 | Austin | Travis County |
| 78733 | Austin | Travis County |
| 78734 | Austin | Travis County |
| 78735 | Austin | Travis County |
| 78736 | Austin | Travis County |
| 78737 | Austin | Hays County |
| 78738 | Austin | Travis County |
| 78739 | Austin | Travis County |
| 78741 | Austin | Travis County |
| 78742 | Austin | Travis County |
| 78744 | Austin | Travis County |
| 78745 | Austin | Travis County |
| 78746 | Austin | Travis County |
| 78747 | Austin | Travis County |
| 78748 | Austin | Travis County |
| 78749 | Austin | Travis County |
| 78750 | Austin | Travis County |
| 78751 | Austin | Travis County |
| 78752 | Austin | Travis County |
| 78753 | Austin | Travis County |
| 78754 | Austin | Travis County |
| 78755 | Austin | Travis County |
| 78756 | Austin | Travis County |
| 78757 | Austin | Travis County |
| 78758 | Austin | Travis County |
| 78759 | Austin | Travis County |
| 78760 | Austin | Travis County |
| 78761 | Austin | Travis County |
| 78762 | Austin | Travis County |
| 78763 | Austin | Travis County |
| 78764 | Austin | Travis County |
| 78765 | Austin | Travis County |
| 78766 | Austin | Travis County |
| 78767 | Austin | Travis County |
| 78768 | Austin | Travis County |
| 78769 | Austin | Travis County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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