GET CHEAP AUTO INSURANCE IN BAYTOWN, TX
Unlock Huge Savings on Baytown, TX Car Insurance: Save up to $1000! Call or Text 855-336-8555 for Custom Quotes & Instant Support.
OUR TOP INSURANCE COMPANIES
AUTO INSURANCE IN baytown, TX
The unique appeal of Baytown, Texas, lies in its unique combination of natural beauty, industry, and history. As the location of the renowned San Jacinto Monument and Battleship Texas, it bears witness to Texas's crucial role in forming the country's history. However, you need reliable auto insurance in the city to protect your vehicle financially against damages.
Fortunately, CINCO Auto Insurance is known to help Baytown drivers find auto insurance policies that are both reliable and affordable. We help you find suitable coverage options customized to your specific circumstances, ensuring accuracy and quality. Contact our representatives today and get a free quote!
HOW MUCH DOES CAR INSURANCE COST IN baytown, TX?
Baytown's average monthly premium for minimum liability insurance is about $113 and around $132 for full coverage auto insurance. The average rates are 4% lower than the Texas state average for auto insurance, which makes it slightly more affordable for the residents. However, your actual costs differ mostly from these averages as your insurer considers a number of varying factors.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN baytown, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN baytown, TX?
We understand the importance of saving money and what is a better way to save money than to find discounts and incentives you could qualify for? Nearly all insurance companies offer discounts to their customers in order to maintain satisfaction and loyalty. Here are some potential discount options you can ask for while purchasing coverage:
Military Discounts
Renewal Discounts
Multi-Policy Discounts
Marriage Discount
Multi-Car Discounts
Bundling Discounts
Costco Discounts
Defensive Driving Course Discounts
Lien Holder Discount
Senior Drivers Discount
Good Driver Discounts
Paid-In-Full Discounts
Occupational Discounts
Paperless Billing Discounts
First Responders Discount
Affiliation Discounts
Mature, Retired, Or Senior Discount
User-Based Discounts
Continuous Insurance Discounts
Loyalty Discounts
Accident-Free Discount
Teen Drivers Discounts
Bundling Policies
Automatic Payments Discounts
Vehicle Safety Ratings And Features Discounts
Low Mileage Discounts
Telematics-Based Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN baytown, TX?
Basic liability insurance is a legal requirement in almost all cities within Texas, including Baytown. Drivers usually follow the “30/60/35” scheme for minimum required car insurance. This basic liability insurance requirement states:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
If you are at fault for the accident, the other party's injuries will be covered up to $60,000, with a cap of $30,000 for each individual. Additionally, your policy provides up to $25,000 in property damage coverage.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN baytown, TX?
CAR
From compact Sedans to family SUVs, there is always a car insurance plan available at CINCO for you.
MOTORCYCLES
We ensure complete protection for all motorcyclists, from standard motorcycles to custom choppers.
CLASSIC CAR
Our specialized car insurance solutions hellp vintage vehicle enthusiasts to secure their investments.
RECREATIONAL VEHICLES
Whether exploring the country roads or enjoying with family, our solutions always protect your RVs.
BOATS
Whether you own a speedboat or a fishing boat, our agency offers diverse insurance options to suit your needs.
OFF-ROAD VEHICLES
We offer insurance solutions to various off-road vehicles, ensuring your escapades are covered against damage.
VANS
Whether you use a van for commercial or other purposes, we can help you find a policy that fits your needs.
TRUCKS
We offer customized insurance solutions for various types of trucks, ensuring comprehensive protection.
WHAT COVERAGES CAN I GET FOR MY CAR IN baytown, TX?
LIABILITY COVERAGE
By covering the other party's injuries and property damage in an accident, it protects you against liabilities.
COLLISION COVERAGE
Regardless of your fault, the insurance covers your vehicle’s repair and replacement of your vehicle in an accident.
COMPREHENSIVE COVERAGE
This coverage protects your vehicle against non-collision-related damage, such as robbery, fire, vandalism, storms, etc.
PERSONAL INJURY PROTECTION (PIP)
PIP coverage assists in paying for the medical expenses and lost wages of you and your passengers in an accident.
MEDICAL PAYMENTS COVERAGE
This coverage pays for the medical expenses, such as your hospital bills and tests, surgeries, in an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
If the at-fault driver does not have insurance or enough insurance to pay for your damage, this coverage comes in handy.
GAP INSURANCE
In a tolal loss, it bridges the gap between the amount you owe on your car lease and the amount your car is actually worth.
RENTAL REIMBURSEMENT COVERAGE
It reimburses the costs of renting cars or using other modes of transport while your car is being repaired from a covered event.
ROADSIDE ASSISTANCE
This coverage assists you in a car breakdown or roadside emergency, such as flat tires or dead batteries.
NEW CAR REPLACEMENT COVERAGE
It covers the costs of replacing your vehicle with a brand new one of the same make and model after a total loss.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN baytown, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Get on our website to find out about the diverse range of auto insurance solutions CINCO offers and find the ones that match your needs!
Connect
Contact our friendly agents if you need help deciding on your coverage options. They are always available to help you make your preferred choice.
Compare
Once you have decided your preferences, obtain multiple quotes from CINCO and compare them to make the best choice.
GET A FREE AUTO INSURANCE QUOTE IN baytown, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN baytown, TX?
| Zip Code | City | County |
|---|---|---|
| 77520 | Baytown | Harris County |
| 77521 | Baytown | Harris County |
| 77522 | Baytown | Harris County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,
GET DIRECTIONS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Angelica Sandoval
Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...
Google Review
Katrina Hughes
My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...
Google Review
Rosy Palacios
Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...
Google Review
Maria Martinez
I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...
Google Review
Luis Ortuno
100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...
Google Review
Wendy Castillo
Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...
Google Review
Jocelyn Adams
My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...
Google Review
Maria Fernanda
Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!
Google Review
Tamekia Owens
Very friendly and fast service… Highly recommended to do business with.
Google Review
Myrna Garcia
Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...
Google Review
Jimmey McCullough
They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.
Google Review
Monica Herrera
Best customer service in town! Kind and generous! Love that they charge low prices compared to others.
Google Review
Daniel Alvarado
Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.
Google Review
Luis Morales
A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!
Google Review
Eduardo Ruiz
Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...
Google Review
Reyna Arroyo
Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.
Google Review
Cynthia D. Khaled
Edward's customer service skills were excellent and he answered all of my questions.
Google Review
Claire Small
Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...
Google Review
Abril Hernandez
Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.
Google Review
Christina Saldana
Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...
Google Review
Cooking with Gala
Edward had great customer service, was friendly and super helpful. Great price and quick service.
Google Review
Ednandez
Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...
Google Review
Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
Google Review
Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
Google Review