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AUTO INSURANCE IN boerne, TX

The city of Boerne is located northwest of San Antonio in the Texas Hill Country. It is known for its German background and has a thriving downtown area of art galleries and exquisite restaurants. The most popular attraction is Main Street, where visitors can explore the culture and eat local cuisine. However, you must have adequate auto insurance before you do any of that. This way, you and your car remain protected against unforeseen damages and accidents.

CINCO Auto Insurance is the best option for residents of Boerne seeking reliable and comprehensive coverage. We offer customized insurance coverage at affordable prices to meet your unique needs and budget. Our certified agents work closely with you to identify the most appropriate insurance plan, ensuring you can safely and confidently drive through the city roads. Contact our friendly representatives today to learn more about options.

HOW MUCH DOES CAR INSURANCE COST IN boerne, TX?

Boerne's average monthly auto insurance costs roughly $77 for minimum and $150 for full coverage. Compared to the state average, drivers in this city pay 9% less for their insurance. However, it is essential to note that these are just averages, and the actual rates can be higher or lower depending on various factors.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN boerne, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN boerne, TX?

If you want to save money on your insurance, look for relevant discounts. Most insurance companies offer a range of discounts, so knowing how to find the right ones is essential. You can ask your agent for assistance or contact your insurance provider to learn about discounts. Here are some options to consider:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN boerne, TX?

In Boerne, Texas, auto insurance is not an option but a requirement. All citizens are legally required to carry the fundamental auto insurance limits, also known as the “30/60/25” rule. This rule that each driver must carry the following minimal requirements for auto insurance:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).

In essence, if you are at fault in an accident, your coverage will pay $60,000 to the other party to cover all their medical injuries, with a cap of $30,000 per person, whereas $25,000 is allocated to cover any property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN boerne, TX?

CINCO helps find comprehensive coverage for various car models, from affordable sedans to high-performance sports cars.

CINCO offers coverage for different types of bikes, including touring motorcycles and scooters, ensuring protection on every ride.

Protect your precious car in Boerne with CINCO agents by your side. We help you find plans that fulfill classic cars' unique needs.

We assist in finding coverages for RV owners to ensure their vehicles are protected on weekend getaways and long drives.

Our boat insurance solutions cover various types of boats, ensuring security while you fish or sail on open waters.

If off-roading is your passion, your ATVs, UTVs, and dune buggies are covered under CINCO’s off-road insurance solutions.

Whether for personal use or business operations, we help cover different types of vans in Boerne based on your requirements.

We offer coverage for all types of trucks, from compact pickups to commercial vehicles, ensuring your travels are well-protected.

WHAT COVERAGES CAN I GET FOR MY CAR IN boerne, TX?

LIABILITY COVERAGE

Liability coverage is required by law, and it helps pay for the other party’s property damages or medical injuries in accidents where you are at fault.

COLLISION COVERAGE

Collision coverage pays for repairing and replacing your car after an accident with another vehicle or object, regardless of who is at fault.

COMPREHENSIVE COVERAGE

Comprehensive insurance protects against non-collision events like theft, vandalism, collisions with wildlife, or natural disasters.

PERSONAL INJURY PROTECTION (PIP)

PIP helps pay for you and your passenger's medical expenses and lost wages after an accident, regardless of who is at fault.

MEDICAL PAYMENTS COVERAGE

It helps cover medical costs for you and your passengers after an accident, regardless of fault; however, it doesn’t cover lost wages.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

It helps pay for your personal damages and related expenses if you're in an accident with someone who lacks adequate insurance.

GAP INSURANCE

GAP insurance covers the difference between what you owe on your car and its current market value in case you suffer a total loss.

RENTAL REIMBURSEMENT COVERAGE

If your car is in the shop after an accident, this coverage helps pay for temporary transportation expenses, such as car rentals and public transit.

ROADSIDE ASSISTANCE

Roadside assistance helps access emergency services if your car breaks down while traveling, including towing, fuel delivery, and lockout assistance.

NEW CAR REPLACEMENT COVERAGE

If your new car is totaled within a given period after purchase, new car replacement coverage helps you buy another one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN boerne, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Learn about the diverse insurance plans available for Boerne residents. Our user-friendly website interface makes it easy to understand your options and choose what suits you best.

 

Connect

Connect with our knowledgeable agents in Texas, who are eager to assist you. At CINCO Auto Insurance, we pride ourselves on offering personalized support to meet your needs.

 

Compare

Compare a variety of competitive quotes to find the ideal coverage. With CINCO, you can confidently choose the policy that offers the best protection at an affordable rate.

 

GET A FREE AUTO INSURANCE QUOTE IN boerne, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN boerne, TX?

Zip CodeCityCounty
78006BoerneKendall County
78015BoerneBexar County

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Luis Gallegos

Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Johnny Garcia

Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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