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AUTO INSURANCE IN boerne, TX
The city of Boerne is located northwest of San Antonio in the Texas Hill Country. It is known for its German background and has a thriving downtown area of art galleries and exquisite restaurants. The most popular attraction is Main Street, where visitors can explore the culture and eat local cuisine. However, you must have adequate auto insurance before you do any of that. This way, you and your car remain protected against unforeseen damages and accidents.
CINCO Auto Insurance is the best option for residents of Boerne seeking reliable and comprehensive coverage. We offer customized insurance coverage at affordable prices to meet your unique needs and budget. Our certified agents work closely with you to identify the most appropriate insurance plan, ensuring you can safely and confidently drive through the city roads. Contact our friendly representatives today to learn more about options.

HOW MUCH DOES CAR INSURANCE COST IN boerne, TX?
Boerne's average monthly auto insurance costs roughly $77 for minimum and $150 for full coverage. Compared to the state average, drivers in this city pay 9% less for their insurance. However, it is essential to note that these are just averages, and the actual rates can be higher or lower depending on various factors.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN boerne, TX?
























WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN boerne, TX?
If you want to save money on your insurance, look for relevant discounts. Most insurance companies offer a range of discounts, so knowing how to find the right ones is essential. You can ask your agent for assistance or contact your insurance provider to learn about discounts. Here are some options to consider:
Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN boerne, TX?
In Boerne, Texas, auto insurance is not an option but a requirement. All citizens are legally required to carry the fundamental auto insurance limits, also known as the “30/60/25” rule. This rule that each driver must carry the following minimal requirements for auto insurance:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
In essence, if you are at fault in an accident, your coverage will pay $60,000 to the other party to cover all their medical injuries, with a cap of $30,000 per person, whereas $25,000 is allocated to cover any property damage.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN boerne, TX?

CINCO helps find comprehensive coverage for various car models, from affordable sedans to high-performance sports cars.

CINCO offers coverage for different types of bikes, including touring motorcycles and scooters, ensuring protection on every ride.

Protect your precious car in Boerne with CINCO agents by your side. We help you find plans that fulfill classic cars' unique needs.

We assist in finding coverages for RV owners to ensure their vehicles are protected on weekend getaways and long drives.

Our boat insurance solutions cover various types of boats, ensuring security while you fish or sail on open waters.

If off-roading is your passion, your ATVs, UTVs, and dune buggies are covered under CINCO’s off-road insurance solutions.

Whether for personal use or business operations, we help cover different types of vans in Boerne based on your requirements.

We offer coverage for all types of trucks, from compact pickups to commercial vehicles, ensuring your travels are well-protected.
WHAT COVERAGES CAN I GET FOR MY CAR IN boerne, TX?

LIABILITY COVERAGE
Liability coverage is required by law, and it helps pay for the other party’s property damages or medical injuries in accidents where you are at fault.

COLLISION COVERAGE
Collision coverage pays for repairing and replacing your car after an accident with another vehicle or object, regardless of who is at fault.

COMPREHENSIVE COVERAGE
Comprehensive insurance protects against non-collision events like theft, vandalism, collisions with wildlife, or natural disasters.

PERSONAL INJURY PROTECTION (PIP)
PIP helps pay for you and your passenger's medical expenses and lost wages after an accident, regardless of who is at fault.

MEDICAL PAYMENTS COVERAGE
It helps cover medical costs for you and your passengers after an accident, regardless of fault; however, it doesn’t cover lost wages.

UNINSURED/UNDERINSURED MOTORIST COVERAGE
It helps pay for your personal damages and related expenses if you're in an accident with someone who lacks adequate insurance.

GAP INSURANCE
GAP insurance covers the difference between what you owe on your car and its current market value in case you suffer a total loss.

RENTAL REIMBURSEMENT COVERAGE
If your car is in the shop after an accident, this coverage helps pay for temporary transportation expenses, such as car rentals and public transit.

ROADSIDE ASSISTANCE
Roadside assistance helps access emergency services if your car breaks down while traveling, including towing, fuel delivery, and lockout assistance.

NEW CAR REPLACEMENT COVERAGE
If your new car is totaled within a given period after purchase, new car replacement coverage helps you buy another one of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN boerne, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums

HOW IT WORKS
Explore
Learn about the diverse insurance plans available for Boerne residents. Our user-friendly website interface makes it easy to understand your options and choose what suits you best.
Connect
Connect with our knowledgeable agents in Texas, who are eager to assist you. At CINCO Auto Insurance, we pride ourselves on offering personalized support to meet your needs.


Compare
Compare a variety of competitive quotes to find the ideal coverage. With CINCO, you can confidently choose the policy that offers the best protection at an affordable rate.
GET A FREE AUTO INSURANCE QUOTE IN boerne, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN boerne, TX?
Zip Code | City | County |
---|---|---|
78006 | Boerne | Kendall County |
78015 | Boerne | Bexar County |
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