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AUTO INSURANCE IN celina, TX

Celina, TX, is celebrated for its charming small-town atmosphere and picturesque landscapes, and it is a place where residents value peace of mind while on the road. Auto insurance is a crucial financial product that protects you from the costs associated with car accidents. In Celina, drivers must carry minimum liability coverage, including bodily injury and property damage.

 

CINCO Auto Insurance specializes in helping Celina residents find the best auto insurance options tailored to their needs. They offer personalized service and compare multiple policies to ensure you get the most comprehensive coverage at the best rates. Whether you need primary liability or full coverage, we can assist you in making an informed decision.

HOW MUCH DOES CAR INSURANCE COST IN celina, TX?

Getting information on car insurance in Celina, TX, may be a minor issue, though the prices differ wildly. Normally, operating a car in Texas costs $3,588 annually for the bare minimum policy or $5,400 per year for the comprehensive policy. It is advisable to shop around, as different companies offer different rates or premiums. This will allow you to choose the insurance policy that will be most to your advantage.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN celina, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN celina, TX?

There are also many car insurance discounts: multi-policy discounts, safe driver discounts, good student discounts, anti-theft device discounts, low mileage discounts, and defensive driving course discounts. However, trimming your spending for auto insurance is very easy through such measures, provided that one has bundled the home and auto insurance or has a clean driving record. Other cost-saving approaches include rebates associated with vehicle safety attributes and loyalty.

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN celina, TX?

In Celina, TX, Driving without auto insurance is strictly prohibited in Texas. Every driver must carry minimum liability insurance, which follows the “30/60/25” rule. According to this rule, you must possess the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you are ever at fault in an accident, your coverage will pay the other party $60,000 in bodily injury claims; however, not more than $30,000 will be allocated for one person. Additionally, $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN celina, TX?

CAR

CINCO Auto Insurance in Celina, TX, provides extensive car coverage options, including liability, collision, and comprehensive policies tailored to meet your needs.

MOTORCYCLES

Get covered through CINCO Auto Insurance and enjoy your motorcycle ride with liability, collision, comprehensive, and custom parts and accessories.

CLASSIC CAR

CINCO Auto Insurance offers focused protection for your classic car through agreed-value coverage, liability insurance, and collision coverage.

RECREATIONAL VEHICLES

When you are on the road, Auto Insurance policies, which include liability, collision, and comprehensive coverage, will help protect your RV.

BOATS

CINCO Auto Insurance provides a wide range of boat insurance and personal watercraft, liability, collision, and comprehensive coverage for your watercraft.

OFF-ROAD VEHICLES

Protect your off-road vehicles with Auto Insurance that offers liability and comprehensive collision coverage for ATVs, dirt bikes, and other off-road vehicles.

VANS

CINCO Auto Insurance provides thorough coverage for vans, including liability, collision, and comprehensive policies, ensuring your vehicle's security.

TRUCKS

Cover your truck with CINCO Auto Insurance’s comprehensive policies, including liability, collision, and comprehensive coverage tailored to your needs.

WHAT COVERAGES CAN I GET FOR MY CAR IN celina, TX?

LIABILITY COVERAGE

Covers bodily injury and property damage to others if you're at fault in an accident. It's required by law in Texas.

COLLISION COVERAGE

Pays for damages to your car resulting from a collision with another vehicle or object, regardless of fault.

COMPREHENSIVE COVERAGE

Compensation for other losses on your car apart from the collision, including theft and malicious damage.

PERSONAL INJURY PROTECTION (PIP)

It covers medical expenses and lost wages for you and your passengers, regardless of who is at fault.

MEDICAL PAYMENTS COVERAGE

It covers you and your passengers for reasonable and necessary medical and funeral costs, irrespective of who is at fault.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

This coverage protects you if you're in an accident with a driver without insurance or insufficient coverage.

GAP INSURANCE

It covers the difference between what you owe on your car loan and its current market value if it's totaled or stolen.

RENTAL REIMBURSEMENT COVERAGE

Rental reimbursement coverage pays for the cost of a rental car while your vehicle is being repaired after a covered claim.

ROADSIDE ASSISTANCE

Provides services such as towing, tire changes, and battery jump-starts if your car breaks down unexpectedly.

NEW CAR REPLACEMENT COVERAGE

If your new car is totaled, this coverage pays to replace it with a new vehicle of the same make and model, usually within the first year of ownership.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN celina, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Uncover different insurance plans and features, helping you navigate and select the coverage that best suits your needs and preferences.

Connect

Contact insurance experts for personalized help, answering your questions, and providing tailored advice to find the right insurance.

Compare

Assess and contrast various insurance quotes and options, enabling you to weigh coverage choices and costs to make the best decision for your needs.

GET A FREE AUTO INSURANCE QUOTE IN celina, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN celina, TX?

Zip CodeCityCounty
75009CelinaCollin County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Very friendly and fast service… Highly recommended to do business with.

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Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Edward's customer service skills were excellent and he answered all of my questions.

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Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Edward had great customer service, was friendly and super helpful. Great price and quick service.

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