CHEAP AUTO INSURANCE IN DENTON, TX
You can save up to $1000 on car insurance in Denton, TX. Text or call 855-336-8555 for immediate support and personalized quotes.
OUR TOP INSURANCE COMPANIES
AUTO INSURANCE IN denton, TX
Denton, a bustling urban center in the Dallas-Fort Worth metroplex, experiences significant traffic congestion, particularly during peak hours on main routes during the peak hours. The city road network is a mix of suburban and rural roads, sometimes posing additional challenges to drivers. Therefore, comprehensive auto insurance is essential for Denton residents to safeguard their vehicles and families while traveling in the city.
At CINCO Auto Insurance, we are fully aware of the unique challenges drivers in Denton face, whether it is traffic congestion during peak hours or navigating the mix of suburban and rural roads. Our comprehensive auto insurance solutions are designed to accommodate varying driving circumstances. Our qualified agents have extensive experience in the field and can help you better understand your options.
HOW MUCH DOES CAR INSURANCE COST IN denton, TX?
The average monthly premium for minimal liability insurance in Denton, Texas, is $108, and for full coverage, it rises to $204. This figure represents a 6% drop compared to the state average for auto insurance. If you own an older car and are looking for minimal protection, liability insurance is enough; however, full coverage offers more comprehensive protection against perils.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN denton, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN denton, TX?
If you are seeking ways to save up on your insurance, discounts are the best way to forth! You can always ask your insurance agent or provider to look for available discounts and incentives. This way, you can save up on your policy without compromising quality. Here are some options you can look into:
Military Discounts
Renewal Discounts
Multi-Policy Discounts
Marriage Discount
Multi-Car Discounts
Bundling Discounts
Costco Discounts
Defensive Driving Course Discounts
Lien Holder Discount
Senior Drivers Discount
Good Driver Discounts
Paid-In-Full Discounts
Occupational Discounts
Paperless Billing Discounts
First Responders Discount
Affiliation Discounts
Mature, Retired, Or Senior Discount
User-Based Discounts
Continuous Insurance Discounts
Loyalty Discounts
Accident-Free Discount
Teen Drivers Discounts
Bundling Policies
Automatic Payments Discounts
Vehicle Safety Ratings And Features Discounts
Low Mileage Discounts
Telematics-Based Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN denton, TX?
Denton drivers have to follow what is known as the "30/60/25" plan when it comes to auto insurance. It is a basic liability coverage requirement set forth by the state law. According to state guidelines, you must have the following minimum coverage limits:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD)
Simply put, your insurance will pay up to $60,000 for medical injuries in total per accident, no matter the number of people injured, and at most, $30,000 for a single person’s injuries. Similarly, $25,000 is allocated for any property or vehicle damage you encounter.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN denton, TX?
CAR
We provide specialized auto insurance for all car models, ensuring your vehicle is covered for various risks and damages.
MOTORCYCLES
Our motorcycle insurance offers comprehensive coverage for all two-wheelers, protecting against theft, accidents, and more.
CLASSIC CAR
Protect the value of your classic car with tailored insurance solutions covering risks like theft, damage, and vandalism.
RECREATIONAL VEHICLES
Get insurance for motorhomes and trailers, covering financial losses from accidents and other covered events.
BOATS
Secure your boat with our insurance, covering theft, vandalism, and other perils to ensure safe and worry-free sailing.
OFF-ROAD VEHICLES
Our off-road vehicle insurance protects your ATVs, dirt bikes, and more, covering various risks and ensuring your adventures are secure.
VANS
We offer van insurance, covering personal and commercial vehicles against damages from accidents and other incidents.
TRUCKS
Our insurance protects pickups and commercial trucks, covering you against financial losses from accidents and damage.
WHAT COVERAGES CAN I GET FOR MY CAR IN denton, TX?
LIABILITY COVERAGE
Liability coverage pays for the damage and injury costs of the other party in case you cause an accident or collision.
COLLISION COVERAGE
Collision coverage helps cover the cost of repairing and replacing your vehicle in case it is damaged in a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage deals with damages arising from non-accident scenarios such as theft, vandalism, extreme weather, etc.
PERSONAL INJURY PROTECTION (PIP)
PIP helps cover the policyholder's medical expenses and that of other passengers injured in an accident alongwith compensation for lost income.
MEDICAL PAYMENTS COVERAGE
MedPay specifically covers the costs for injuries sustained by the driver and the passengers in an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage helps pay for the damages if you are involved in an accident where the at-fault driver is either uninsured or under insured.
GAP INSURANCE
If your vehicle is totaled, gap insurance covers the difference between the amount you owe on your car loan and its current market value.
RENTAL REIMBURSEMENT COVERAGE
This coverage pays for car rentals, public transit, and other transportation costs while your car is out from repair due to an insured event.
ROADSIDE ASSISTANCE
If you car stops working whle driving, this coverage helps you access emergency services like towing, tire changes, and urgent fuel delivery.
NEW CAR REPLACEMENT COVERAGE
If the vehicle you recently purchased gets totaled within a certain period, this coverage helps you buy a new one of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN denton, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Get on our website to learn about the extensive range of auto insurance policies and solutions CINCO helps you find!
Connect
Connect with our experienced car insurance agents in Denton, who will offer valuable guidance and help you find quality solutions within your price range.
Compare
Obtain multiple quotes from CINCO to compare them before locking an option. This helps ensure you are getting value for your money!
GET A FREE AUTO INSURANCE QUOTE IN denton, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN denton, TX?
| Zip Code | City | County |
|---|---|---|
| 76201 | Denton | Denton County |
| 76202 | Denton | Denton County |
| 76203 | Denton | Denton County |
| 76204 | Denton | Denton County |
| 76205 | Denton | Denton County |
| 76206 | Denton | Denton County |
| 76207 | Denton | Denton County |
| 76208 | Denton | Denton County |
| 76209 | Denton | Denton County |
| 76210 | Denton | Denton County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,
GET DIRECTIONS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Angelica Sandoval
Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...
Google Review
Katrina Hughes
My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...
Google Review
Rosy Palacios
Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...
Google Review
Maria Martinez
I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...
Google Review
Luis Ortuno
100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...
Google Review
Wendy Castillo
Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...
Google Review
Jocelyn Adams
My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...
Google Review
Maria Fernanda
Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!
Google Review
Tamekia Owens
Very friendly and fast service… Highly recommended to do business with.
Google Review
Myrna Garcia
Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...
Google Review
Jimmey McCullough
They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.
Google Review
Monica Herrera
Best customer service in town! Kind and generous! Love that they charge low prices compared to others.
Google Review
Daniel Alvarado
Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.
Google Review
Luis Morales
A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!
Google Review
Eduardo Ruiz
Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...
Google Review
Reyna Arroyo
Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.
Google Review
Cynthia D. Khaled
Edward's customer service skills were excellent and he answered all of my questions.
Google Review
Claire Small
Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...
Google Review
Abril Hernandez
Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.
Google Review
Christina Saldana
Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...
Google Review
Cooking with Gala
Edward had great customer service, was friendly and super helpful. Great price and quick service.
Google Review
Ednandez
Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...
Google Review
Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
Google Review
Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
Google Review