OUR TOP INSURANCE COMPANIES
AUTO INSURANCE IN denton, TX
Denton, a bustling urban center in the Dallas-Fort Worth metroplex, experiences significant traffic congestion, particularly during peak hours on main routes during the peak hours. The city road network is a mix of suburban and rural roads, sometimes posing additional challenges to drivers. Therefore, comprehensive auto insurance is essential for Denton residents to safeguard their vehicles and families while traveling in the city.
At CINCO Auto Insurance, we are fully aware of the unique challenges drivers in Denton face, whether it is traffic congestion during peak hours or navigating the mix of suburban and rural roads. Our comprehensive auto insurance solutions are designed to accommodate varying driving circumstances. Our qualified agents have extensive experience in the field and can help you better understand your options.
HOW MUCH DOES CAR INSURANCE COST IN denton, TX?
The average monthly premium for minimal liability insurance in Denton, Texas, is $108, and for full coverage, it rises to $204. This figure represents a 6% drop compared to the state average for auto insurance. If you own an older car and are looking for minimal protection, liability insurance is enough; however, full coverage offers more comprehensive protection against perils.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN denton, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN denton, TX?
If you are seeking ways to save up on your insurance, discounts are the best way to forth! You can always ask your insurance agent or provider to look for available discounts and incentives. This way, you can save up on your policy without compromising quality. Here are some options you can look into:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN denton, TX?
Denton drivers have to follow what is known as the "30/60/25" plan when it comes to auto insurance. It is a basic liability coverage requirement set forth by the state law. According to state guidelines, you must have the following minimum coverage limits:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD)
Simply put, your insurance will pay up to $60,000 for medical injuries in total per accident, no matter the number of people injured, and at most, $30,000 for a single person’s injuries. Similarly, $25,000 is allocated for any property or vehicle damage you encounter.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN denton, TX?
We provide specialized auto insurance for all car models, ensuring your vehicle is covered for various risks and damages.
Our motorcycle insurance offers comprehensive coverage for all two-wheelers, protecting against theft, accidents, and more.
Protect the value of your classic car with tailored insurance solutions covering risks like theft, damage, and vandalism.
Get insurance for motorhomes and trailers, covering financial losses from accidents and other covered events.
Secure your boat with our insurance, covering theft, vandalism, and other perils to ensure safe and worry-free sailing.
Our off-road vehicle insurance protects your ATVs, dirt bikes, and more, covering various risks and ensuring your adventures are secure.
We offer van insurance, covering personal and commercial vehicles against damages from accidents and other incidents.
Our insurance protects pickups and commercial trucks, covering you against financial losses from accidents and damage.
WHAT COVERAGES CAN I GET FOR MY CAR IN denton, TX?
LIABILITY COVERAGE
Liability coverage pays for the damage and injury costs of the other party in case you cause an accident or collision.
COLLISION COVERAGE
Collision coverage helps cover the cost of repairing and replacing your vehicle in case it is damaged in a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage deals with damages arising from non-accident scenarios such as theft, vandalism, extreme weather, etc.
PERSONAL INJURY PROTECTION (PIP)
PIP helps cover the policyholder's medical expenses and that of other passengers injured in an accident alongwith compensation for lost income.
MEDICAL PAYMENTS COVERAGE
MedPay specifically covers the costs for injuries sustained by the driver and the passengers in an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage helps pay for the damages if you are involved in an accident where the at-fault driver is either uninsured or under insured.
GAP INSURANCE
If your vehicle is totaled, gap insurance covers the difference between the amount you owe on your car loan and its current market value.
RENTAL REIMBURSEMENT COVERAGE
This coverage pays for car rentals, public transit, and other transportation costs while your car is out from repair due to an insured event.
ROADSIDE ASSISTANCE
If you car stops working whle driving, this coverage helps you access emergency services like towing, tire changes, and urgent fuel delivery.
NEW CAR REPLACEMENT COVERAGE
If the vehicle you recently purchased gets totaled within a certain period, this coverage helps you buy a new one of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN denton, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Get on our website to learn about the extensive range of auto insurance policies and solutions CINCO helps you find!
Connect
Connect with our experienced car insurance agents in Denton, who will offer valuable guidance and help you find quality solutions within your price range.
Compare
Obtain multiple quotes from CINCO to compare them before locking an option. This helps ensure you are getting value for your money!
GET A FREE AUTO INSURANCE QUOTE IN denton, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN denton, TX?
| Zip Code | City | County |
|---|---|---|
| 76201 | Denton | Denton County |
| 76202 | Denton | Denton County |
| 76203 | Denton | Denton County |
| 76204 | Denton | Denton County |
| 76205 | Denton | Denton County |
| 76206 | Denton | Denton County |
| 76207 | Denton | Denton County |
| 76208 | Denton | Denton County |
| 76209 | Denton | Denton County |
| 76210 | Denton | Denton County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
Google Review
Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
Google Review
Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
Google Review
Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
Google Review
GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
Google Review
Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
Google Review
Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
Google Review
Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
Google Review
Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
Google Review
Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
Google Review
Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
Google Review
Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
Google Review
Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
Google Review
Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
Google Review
Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
Google Review
Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
Google Review
Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
Google Review
Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
Google Review
Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
Google Review
Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
Google Review
Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
Google Review
Founded in 1981, CINCO Auto Insurance is a licensed agency proudly serving Texas and Georgia residents with reliable insurance coverage.
Find Car Insurance By Make
Toyota
Ford
Chevrolet
Honda
Nissan
Jeep
Hyundai
Kia
Ram
Subaru
GMC
Volkswagen
Copyright © 2025 CINCO Auto Insurance All Rights Reserved.