OUR TOP INSURANCE COMPANIES

AUTO INSURANCE IN desoto, TX

Several things differentiate DeSoto, Texas, from its surrounding Dallas-Fort Worth communities. Visitors who enjoy the outdoors can retreat to Cedar Hill State Park, while others can pay their respects at the DeSoto Veterans Memorial. You can watch live performances and concerts at The Corner Theatre. However, you must have proper auto insurance to travel in the city, as it protects you and your vehicle against damages. 


Auto insurance is not a mere financial investment; it is a must-have. In DeSoto, CINCO is more than just an insurance agency; it's a dependable ally that comforts the neighborhood. Our agents work closely with customers to ensure they receive an insurance plan that aligns with their requirements and preferences. Whether you need a comprehensive or basic plan, our team of insurance experts is always there to guide you.

HOW MUCH DOES CAR INSURANCE COST IN desoto, TX?

Drivers in DeSoto usually pay about $88 a month for basic liability insurance coverage. If you choose the full coverage option, you’ll have to pay around $150 a month. However, these estimates are ever-changing, depending on the varying city conditions. Your costs also differ based on your individual circumstances, such as your driving history, credit score, address, etc.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN desoto, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN desoto, TX?

Nearly all car insurance providers offer some level of discount to their customers to ensure satisfaction. If you are eager to find affordable options, you can hire reputable agents in DeSoto who are well-trained in finding discounts and incentives based on the client's profile. Here are some of the discounts most insurers offer:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN desoto, TX?

Driving without the required auto insurance in Texas is a crime. It can get you into hefty fines and other legal repercussions. Purchasing the required liability auto insurance is best to avoid legal trouble. The standard auto insurance is mostly referred to as the “30/60/25” scheme, which translates to the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you are at fault in an accident, your minimum liability coverage will pay the other party $60,000 to cover their medical injuries. At most, $30,000 will be allocated for one person. And $25,000 will be paid for property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN desoto, TX?

CAR

Cars are valuable vehicles used daily for commuting and need to be covered under reliable car insurance.

MOTORCYCLES

Protect yourself with CINCO while you cruise through the roads on a speedy Yamaha YZF-R6 or a Honda CB500F.

CLASSIC CAR

With quality classic car insurance solutions, you can protect the timelessness of your vintage vehicle.

RECREATIONAL VEHICLES

With a reliable auto insurance policy, you can enjoy outdoor adventures in your recreational vehicles safely.

BOATS

Let CINCO help you protect your yacht from possible dangers like theft, vandalism, total losses, etc.

OFF-ROAD VEHICLES

Adequate insurance keeps you financially secure against damage while traveling on rough terrains.

VANS

CINCO offers a wide range of coverages to financially protect your van against damage from various insured perils.

TRUCKS

With comprehensive truck insurance, you are not left alone to pay for expensive vehicle repairs and replacements.

WHAT COVERAGES CAN I GET FOR MY CAR IN desoto, TX?

LIABILITY COVERAGE

If you are at fault in an accident, liability coverage helps cover the other party's property damage and bodily injury costs.

COLLISION COVERAGE

This coverage helps pay for your vehicle's repair and replacement costs after a collision, regardless of the fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage covers the damage costs resulting from non-collision events such as theft, vandalism, etc.

PERSONAL INJURY PROTECTION (PIP)

If you suffer injuries in an accident, this coverage helps cover the resulting medical expenses and lost wages.

MEDICAL PAYMENTS COVERAGE

MedPay helps cover medical expenses related to injuries you and your policyholders sustain in a car accident.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If the at-fault driver in an accident is uninsured or lacks sufficient insurance, UM/UIM coverage pays for the damages.

GAP INSURANCE

It helps cover the difference between the amount you owe on your car loan and the actual cash value of your car in a total loss.

RENTAL REIMBURSEMENT COVERAGE

It helps cover the additional transport costs you spend on public transport or rental cars while your car is being repaired.

ROADSIDE ASSISTANCE

This coverage pays for roadside assistance services such as towing, tire changes, fuel delivery, and lockout assistance.

NEW CAR REPLACEMENT COVERAGE

If your vehicle is totaled within a given time frame after purchase, this coverage helps replace it with a new, identical one.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN desoto, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Visit our official website to review the wide range of auto insurance products and solutions CINCO offers in DeSoto, Texas.

Connect

Connect with experienced auto insurance experts and let them guide you toward perfection!

Compare

Request multiple quotes from CINCO and compare them to select the best fit for your needs and requirements.

GET A FREE AUTO INSURANCE QUOTE IN desoto, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN desoto, TX?

Zip CodeCityCounty
75115DesotoDallas County
75123DesotoDallas County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

GET DIRECTIONS

2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

GET DIRECTIONS

2210 S Beckley Ave,
Dallas, TX 75224,
United States

GET DIRECTIONS

10335 Ferguson Rd,
Dallas, TX 75228,
United States

GET DIRECTIONS

2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

GET DIRECTIONS

1440 S Buckner Blvd,
Dallas, TX 75217,
United States

GET DIRECTIONS

1604 S First St,
Garland, TX 75040 ,

GET DIRECTIONS

9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

GET DIRECTIONS

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

Google Google Review

Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

Google Google Review

Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

Google Google Review

Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

Google Google Review

Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

Google Google Review

Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

Google Google Review

Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

Google Google Review

Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

Google Google Review

Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

Google Google Review

Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

Google Google Review

Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

Google Google Review

Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

Google Google Review

Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

Google Google Review

Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

Google Google Review

Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

Google Google Review

Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

Google Google Review

Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

Google Google Review

Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

Google Google Review

Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

Google Google Review

Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

Google Google Review

Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

Google Google Review

Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review