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AUTO INSURANCE IN el-paso, TX

El Paso, a city famous for traveling Broadway companies and excellent museums, is home to the most dynamic roads in Texas. From the beautiful Franklin Mountains State Park to the enlightening El Paso Museum of Art, there is just so much to explore! Given the varying driving patterns and road conditions in El Paso, auto insurance is a must-have. It protects you and your vehicle while driving through the city.


With years and years of experience, CINCO Auto Insurance has helped customers find their dream coverage. Whether you are an older driver or a new one, there is always something for you here! Our agents look for options within your price range without compromising coverage quality. They consider all your requirements before suggesting any insurance plan. Get a free auto quote today and learn more about your options!

HOW MUCH DOES CAR INSURANCE COST IN el-paso, TX?

The average rate of a full-coverage auto insurance policy in El Paso is expected to be $2,258 per year or $188 per month. While choosing a state minimum policy will set you back $920 per year or $77 a month. However, it is essential to note that these are just city and state average prices, and they are subject to change given the individual circumstances of the person.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN el-paso, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN el-paso, TX?

Finding cheap car insurance in El Paso, TX, becomes easier when you have access to the right discounts. Insurance companies usually offer many discounts to their clients to ensure customer satisfaction and maintain affordability. Remember to always ask your agent for relevant discounts so you don’t miss out on any opportunity to save up. Here are some examples:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN el-paso, TX?

Every driver must carry some level of liability insurance in El Paso, as it is a legal requirement. The minimum insurance requirement in Texas is frequently referred to as the "30/60/25" scheme, which states that you need to have the following minimum coverages:

  • $30,000 for bodily injury or death to one person in an accident.
  • $60,000 for bodily injury or death to two or more persons in an accident.
  • $25,000 for property damage liability per accident.


If you are ever at fault in an accident, your liability insurance will cover the other party’s injuries up to $60,000, but no more than $30,000 for a single person. It also includes $25,000 in coverage for property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN el-paso, TX?

CAR

We provide reliable car insurance for all makes and models, ensuring coverage for accidents and unexpected situations.

MOTORCYCLES

Riders can get comprehensive motorcycle insurance, covering road crashes, theft, vandalism, and more, keeping their bikes protected.

CLASSIC CAR

Our classic car insurance shields your valuable vehicle from theft, accidents, vandalism, and other risks, preserving its worth and appeal.

RECREATIONAL VEHICLES

Our recreational vehicle insurance covers motorhomes and RVs, protecting your adventures from unforeseen issues.

BOATS

Protect your boat or watercraft with our insurance, offering extensive coverage against risks like theft, collisions, and other maritime hazards.

OFF-ROAD VEHICLES

From dirt bikes to dune buggies, our off-road vehicle insurance protects your adventurous rides from accidents and damage.

VANS

We offer personal or commercial van insurance, protecting against theft, vandalism, accidents, and other risks.

TRUCKS

Our truck insurance provides complete coverage for road accidents, natural disasters, and potential liabilities, ensuring your truck's safety.

WHAT COVERAGES CAN I GET FOR MY CAR IN el-paso, TX?

LIABILITY COVERAGE

Liability coverage helps cover the cost of property damage and injuries of the affected party if you ever cause an accident.

COLLISION COVERAGE

Collision coverage helps cover the damage costs you suffer after an accident, whether you are at fault or not.

COMPREHENSIVE COVERAGE

Storms, natural disasters, and theft are some of the many non-accident scenarios against which comprehensive coverage protects.

PERSONAL INJURY PROTECTION (PIP)

PIP Coverage pays for your medical bills and lost wages when you and your passengers suffer injuries in an accident.

MEDICAL PAYMENTS COVERAGE

MedPay covers medical expenses for you and your passengers following an accident. These could include doctor's fees, diagnostics, and surgical costs.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

When an underinsured or uninsured driver hits your car, your UM/UIM policy will help cover the expenses associated with the accident.

GAP INSURANCE

In case of a total loss, this coverage will pay the difference between your car loan and the actual cost of your vehicle.

RENTAL REIMBURSEMENT COVERAGE

This policy helps pay for transportation costs while your car is out for repair from damage due to an insured event.

ROADSIDE ASSISTANCE

Roadside assistance can help you get emergency services, such as towing, when your car breaks down while traveling.

NEW CAR REPLACEMENT COVERAGE

If your new car is totaled during a specified period, this coverage helps cover the cost of purchasing another one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN el-paso, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Unveil coverage options that align with your auto insurance needs on CINCO's official website, and get closer to finding your dream coverage!

Connect

Talk to our friendly auto insurance agents in Texas for expert advice on finding the perfect auto insurance policy customized to your needs and requirements.

Compare

When choosing an auto insurance policy, take your time. You can grab multiple insurance quotes from CINCO and compare them to choose the best option.

GET A FREE AUTO INSURANCE QUOTE IN el-paso, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN el-paso, TX?

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FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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