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AUTO INSURANCE IN el paso, TX

El Paso, a city famous for traveling Broadway companies and excellent museums, is home to the most dynamic roads in Texas. From the beautiful Franklin Mountains State Park to the enlightening El Paso Museum of Art, there is just so much to explore! Given the varying driving patterns and road conditions in El Paso, auto insurance is a must-have. It protects you and your vehicle while driving through the city.


With years and years of experience, CINCO Auto Insurance has helped customers find their dream coverage. Whether you are an older driver or a new one, there is always something for you here! Our agents look for options within your price range without compromising coverage quality. They consider all your requirements before suggesting any insurance plan. Get a free auto quote today and learn more about your options!

HOW MUCH DOES CAR INSURANCE COST IN el paso, TX?

The average rate of a full-coverage auto insurance policy in El Paso is expected to be $2,258 per year or $188 per month. While choosing a state minimum policy will set you back $920 per year or $77 a month. However, it is essential to note that these are just city and state average prices, and they are subject to change given the individual circumstances of the person.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN el paso, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN el paso, TX?

Finding cheap car insurance in El Paso, TX, becomes easier when you have access to the right discounts. Insurance companies usually offer many discounts to their clients to ensure customer satisfaction and maintain affordability. Remember to always ask your agent for relevant discounts so you don’t miss out on any opportunity to save up. Here are some examples:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN el paso, TX?

Every driver must carry some level of liability insurance in El Paso, as it is a legal requirement. The minimum insurance requirement in Texas is frequently referred to as the "30/60/25" scheme, which states that you need to have the following minimum coverages:

  • $30,000 for bodily injury or death to one person in an accident.
  • $60,000 for bodily injury or death to two or more persons in an accident.
  • $25,000 for property damage liability per accident.


If you are ever at fault in an accident, your liability insurance will cover the other party’s injuries up to $60,000, but no more than $30,000 for a single person. It also includes $25,000 in coverage for property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN el paso, TX?

We provide reliable car insurance for all makes and models, ensuring coverage for accidents and unexpected situations.

Riders can get comprehensive motorcycle insurance, covering road crashes, theft, vandalism, and more, keeping their bikes protected.

Our classic car insurance shields your valuable vehicle from theft, accidents, vandalism, and other risks, preserving its worth and appeal.

Our recreational vehicle insurance covers motorhomes and RVs, protecting your adventures from unforeseen issues.

Protect your boat or watercraft with our insurance, offering extensive coverage against risks like theft, collisions, and other maritime hazards.

From dirt bikes to dune buggies, our off-road vehicle insurance protects your adventurous rides from accidents and damage.

We offer personal or commercial van insurance, protecting against theft, vandalism, accidents, and other risks.

Our truck insurance provides complete coverage for road accidents, natural disasters, and potential liabilities, ensuring your truck's safety.

WHAT COVERAGES CAN I GET FOR MY CAR IN el paso, TX?

LIABILITY COVERAGE

Liability coverage helps cover the cost of property damage and injuries of the affected party if you ever cause an accident.

COLLISION COVERAGE

Collision coverage helps cover the damage costs you suffer after an accident, whether you are at fault or not.

COMPREHENSIVE COVERAGE

Storms, natural disasters, and theft are some of the many non-accident scenarios against which comprehensive coverage protects.

PERSONAL INJURY PROTECTION (PIP)

PIP Coverage pays for your medical bills and lost wages when you and your passengers suffer injuries in an accident.

MEDICAL PAYMENTS COVERAGE

MedPay covers medical expenses for you and your passengers following an accident. These could include doctor's fees, diagnostics, and surgical costs.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

When an underinsured or uninsured driver hits your car, your UM/UIM policy will help cover the expenses associated with the accident.

GAP INSURANCE

In case of a total loss, this coverage will pay the difference between your car loan and the actual cost of your vehicle.

RENTAL REIMBURSEMENT COVERAGE

This policy helps pay for transportation costs while your car is out for repair from damage due to an insured event.

ROADSIDE ASSISTANCE

Roadside assistance can help you get emergency services, such as towing, when your car breaks down while traveling.

NEW CAR REPLACEMENT COVERAGE

If your new car is totaled during a specified period, this coverage helps cover the cost of purchasing another one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN el paso, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Unveil coverage options that align with your auto insurance needs on CINCO's official website, and get closer to finding your dream coverage!

Connect

Talk to our friendly auto insurance agents in Texas for expert advice on finding the perfect auto insurance policy customized to your needs and requirements.

Compare

When choosing an auto insurance policy, take your time. You can grab multiple insurance quotes from CINCO and compare them to choose the best option.

GET A FREE AUTO INSURANCE QUOTE IN el paso, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN el paso, TX?

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FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

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Cinco Auto Insurance Office Front

2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

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Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

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Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

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Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

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Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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