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AUTO INSURANCE IN houston, TX

Houston is a beautiful city situated in Texas where people from all walks of life live together. Known for its popular landmarks and welcoming spirit, this city captures the true spirit of Texas. Houston is packed with museums, theatres, space centers, and numerous other popular landmarks. If you plan to explore this dynamic metropolis, ensure you have proper auto insurance, as a reliable insurance plan protects your vehicle against various risks.


At CINCO Auto Insurance, we know how tough it can be driving in Houston with all that traffic, crazy drivers, and hail storms. Our trained staff constantly strives to offer personalized help finding Houston's most competitive car insurance quotes. We are here to assist you in navigating the complex world of auto insurance and obtaining the coverage you desire! Just reach out to one of us, and we’ll help you find what you are looking for.

HOW MUCH DOES CAR INSURANCE COST IN houston, TX?

After evaluating the auto insurance costs from some of the top insurance firms in Houston, we have found the average rate for minimum liability insurance to be around $123 per month or $1,480 annually. In contrast, full coverage insurance will likely cost the residents an average of $208 a month, or $2,493 annually. However, your insurance costs may vary from these estimates based on various individual factors.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN houston, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN houston, TX?

If you're searching for the cheapest car insurance in Houston, your best bet is to hunt for discounts. Nearly every insurance company offers discounts to help their clients save on their premiums. Remember to ask your insurance provider or agent about these discounts when buying an auto insurance policy, ensuring you don’t miss out on any savings. Here are some options you can explore:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN houston, TX?

In Texas, liability coverage is a legal requirement for drivers. People often call it the "30/60/25" rule, which lays out the minimal requirements for auto insurance you must purchase. According to state guidelines, if you're driving in Houston, you should have at least the following coverage:

  • $30,000 for bodily injury or death to one person in an accident.
  • $60,000 for bodily injury or death to two or more persons in an accident.
  • $25,000 for property damage liability per accident.

If responsible for an accident, your liability insurance will cover injuries up to $60,000 but no more than $30,000 for a single person’s injuries. It also pays $25,000 for property damages like vehicles, buildings, and other properties.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN houston, TX?

Comprehensive car insurance solutions protect all types of cars, keeping your investment secure from various risks and accidents.

Coverage for all motorcycles ensures complete protection while riding, helping you stay safe and covered on the road in Houston.

Customized insurance for classic cars protects your valuable vehicle from damage, ensuring it stays safe against unexpected events.

Find tailored insurance for your RV, giving you peace of mind as you explore the outdoors and enjoy your adventures.

Boat insurance with extensive coverage protects your watercraft from damage and liabilities, ensuring safe and enjoyable boating experiences.

Protect your off-road vehicle from accidents and liabilities with our specialized insurance solutions for off-road enthusiasts.

Unique insurance coverage for vans offers complete protection against road risks and accidents, keeping you and your van secure.

Our truck insurance solutions cover liabilities, damages, and accidents, providing robust protection for truck owners.

WHAT COVERAGES CAN I GET FOR MY CAR IN houston, TX?

LIABILITY COVERAGE

Liability insurance helps cover the affected party's damage and medical injury expenses if you are at fault in an accident.

COLLISION COVERAGE

If you are involved in a car accident, collision coverage pays for your vehicle's repair and replacement costs, regardless of who is at fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects your vehicles against non-accident situations, such as natural disasters, vandalism, theft, etc.

PERSONAL INJURY PROTECTION (PIP)

Personal Injury Protection covers the medical costs and lost income for you and your passengers if you are injured in an accident.

MEDICAL PAYMENTS COVERAGE

MedPay covers the medical costs of you and your passengers after an accident, including hospital bills, diagnostic tests, surgeries, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If an uninsured or underinsured driver hits your vehicle, this coverage helps pay for the damages and other associated expenses.

GAP INSURANCE

Gap Insurance covers the difference in the amount of your car loan and the actual cash value of your vehicle after a total loss.

RENTAL REIMBURSEMENT COVERAGE

This type of coverage reimburses the amount you spend on transportation while your vehicle is being repaired due to a covered peril.

ROADSIDE ASSISTANCE

Roadside assistance coverage helps access emergency services, such as towing, fuel delivery, etc., if your car ever breaks down.

NEW CAR REPLACEMENT COVERAGE

If you buy a new car and it is totaled in an accident, this coverage helps replace it with a brand-new vehicle of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN houston, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Visit our official website, cincoautoinsurance.com, to learn more about CINCO's wide range of auto insurance solutions.

Connect

Connect with experienced auto insurance experts in Texas at CINCO, who can help you secure your vehicle's best auto insurance policy.

Compare

You can apply for multiple quotes at CINCO and compare them to ensure you receive the best value.

GET A FREE AUTO INSURANCE QUOTE IN houston, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN houston, TX?

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FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

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Cinco Auto Insurance Office Front

2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

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Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

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Cinco Auto Insurance Office Front

2509 S Hampton Rd Ste A, Dallas, TX 75224

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Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

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Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

Google Google Review

Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

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Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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