855-336-8555
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855-336-8555
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AUTO INSURANCE IN houston, TX

Houston is a beautiful city situated in Texas where people from all walks of life live together. Known for its popular landmarks and welcoming spirit, this city captures the true spirit of Texas. Houston is packed with museums, theatres, space centers, and numerous other popular landmarks. If you plan to explore this dynamic metropolis, ensure you have proper auto insurance, as a reliable insurance plan protects your vehicle against various risks.


At CINCO Auto Insurance, we know how tough it can be driving in Houston with all that traffic, crazy drivers, and hail storms. Our trained staff constantly strives to offer personalized help finding Houston's most competitive car insurance quotes. We are here to assist you in navigating the complex world of auto insurance and obtaining the coverage you desire! Just reach out to one of us, and we’ll help you find what you are looking for.

HOW MUCH DOES CAR INSURANCE COST IN houston, TX?

After evaluating the auto insurance costs from some of the top insurance firms in Houston, we have found the average rate for minimum liability insurance to be around $123 per month or $1,480 annually. In contrast, full coverage insurance will likely cost the residents an average of $208 a month, or $2,493 annually. However, your insurance costs may vary from these estimates based on various individual factors.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN houston, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN houston, TX?

If you're searching for the cheapest car insurance in Houston, your best bet is to hunt for discounts. Nearly every insurance company offers discounts to help their clients save on their premiums. Remember to ask your insurance provider or agent about these discounts when buying an auto insurance policy, ensuring you don’t miss out on any savings. Here are some options you can explore:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN houston, TX?

In Texas, liability coverage is a legal requirement for drivers. People often call it the "30/60/25" rule, which lays out the minimal requirements for auto insurance you must purchase. According to state guidelines, if you're driving in Houston, you should have at least the following coverage:

  • $30,000 for bodily injury or death to one person in an accident.
  • $60,000 for bodily injury or death to two or more persons in an accident.
  • $25,000 for property damage liability per accident.

If responsible for an accident, your liability insurance will cover injuries up to $60,000 but no more than $30,000 for a single person’s injuries. It also pays $25,000 for property damages like vehicles, buildings, and other properties.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN houston, TX?

CAR

Comprehensive car insurance solutions protect all types of cars, keeping your investment secure from various risks and accidents.

MOTORCYCLES

Coverage for all motorcycles ensures complete protection while riding, helping you stay safe and covered on the road in Houston.

CLASSIC CAR

Customized insurance for classic cars protects your valuable vehicle from damage, ensuring it stays safe against unexpected events.

RECREATIONAL VEHICLES

Find tailored insurance for your RV, giving you peace of mind as you explore the outdoors and enjoy your adventures.

BOATS

Boat insurance with extensive coverage protects your watercraft from damage and liabilities, ensuring safe and enjoyable boating experiences.

OFF-ROAD VEHICLES

Protect your off-road vehicle from accidents and liabilities with our specialized insurance solutions for off-road enthusiasts.

VANS

Unique insurance coverage for vans offers complete protection against road risks and accidents, keeping you and your van secure.

TRUCKS

Our truck insurance solutions cover liabilities, damages, and accidents, providing robust protection for truck owners.

WHAT COVERAGES CAN I GET FOR MY CAR IN houston, TX?

LIABILITY COVERAGE

Liability insurance helps cover the affected party's damage and medical injury expenses if you are at fault in an accident.

COLLISION COVERAGE

If you are involved in a car accident, collision coverage pays for your vehicle's repair and replacement costs, regardless of who is at fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects your vehicles against non-accident situations, such as natural disasters, vandalism, theft, etc.

PERSONAL INJURY PROTECTION (PIP)

Personal Injury Protection covers the medical costs and lost income for you and your passengers if you are injured in an accident.

MEDICAL PAYMENTS COVERAGE

MedPay covers the medical costs of you and your passengers after an accident, including hospital bills, diagnostic tests, surgeries, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If an uninsured or underinsured driver hits your vehicle, this coverage helps pay for the damages and other associated expenses.

GAP INSURANCE

Gap Insurance covers the difference in the amount of your car loan and the actual cash value of your vehicle after a total loss.

RENTAL REIMBURSEMENT COVERAGE

This type of coverage reimburses the amount you spend on transportation while your vehicle is being repaired due to a covered peril.

ROADSIDE ASSISTANCE

Roadside assistance coverage helps access emergency services, such as towing, fuel delivery, etc., if your car ever breaks down.

NEW CAR REPLACEMENT COVERAGE

If you buy a new car and it is totaled in an accident, this coverage helps replace it with a brand-new vehicle of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN houston, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Visit our official website, cincoautoinsurance.com, to learn more about CINCO's wide range of auto insurance solutions.

Connect

Connect with experienced auto insurance experts in Texas at CINCO, who can help you secure your vehicle's best auto insurance policy.

Compare

You can apply for multiple quotes at CINCO and compare them to ensure you receive the best value.

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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN houston, TX?

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FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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