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AUTO INSURANCE IN irving, TX

Auto insurance is mandatory to every driver and it offers users protection against loss or damages in the event of an accident, vandalism or theft. In Irving, Texas, it is important to have sufficient insurance because the city has congested roads and different weather conditions. Getting the right insurance is essential, whether it's the minimum legal liability coverage.

CINCO Auto Insurance is a dependable ally in Irving's complex insurance landscape. With an in-depth understanding of the local market and partnerships with reputable insurers, we simplify finding suitable insurance coverage, ensuring drivers are well-protected and compliant with state laws.

HOW MUCH DOES CAR INSURANCE COST IN irving, TX?

The average monthly cost of liability insurance in Irving, TX costs about $102 per month, while full coverage insurance costs about $135 per month. Irving drivers pay 11% less in insurance than the statewide average. However, these are slightly lower, and it is imperative that the residents of Irving understand their insurance requirements and the available policies in detail.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN irving, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

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Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN irving, TX?

Irving, TX drivers have a chance to save money on their car insurance by using various discounts. With as simple a factor as having a clean driving record or taking a defensive driving course, residents have a host of options available to them in the name of potential savings. The presence of safety features in vehicles can also result to low rates being offered on the vehicles.

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN irving, TX?

In Irving, TX, like the rest of the Lone Star State, you must have the basics covered with your car insurance. The minimum requirements are broken down as follows:

  • $30,000 for bodily injury liability per person.
  • $60,000 for total bodily injury liability per accident.
  • $25,000 for property damage liability per accident.


This means carrying at least 30/60/25 coverage, which translates to $30,000 for injuries per person, $60,000 total per accident, and $25,000 for property damage. Not only is this required by law, but it's also a wise decision to ensure you're adequately protected in the event of an accident

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN irving, TX?

CAR

Essential coverage for all car types, from family SUVs to daily commuters, ensuring safety and compliance on the road.

MOTORCYCLES

Tailored policies for two-wheeled enthusiasts, offering riders, bikes, and gear protection against unexpected events.

CLASSIC CAR

Specialized insurance for vintage beauties, safeguarding the value and legacy of timeless vehicles with customized care.

RECREATIONAL VEHICLES

Comprehensive plans for RVs, covering road trips to campsite stays, ensuring peace of mind during adventures.

BOATS

Secure your watercraft adventures with policies covering damage, liability, and theft for worry-free enjoyment on the water.

OFF-ROAD VEHICLES

Protect your off-road fun, covering ATVs, dirt bikes, and more against accidents and damage beyond paved roads.

VANS

Custom insurance solutions for personal and commercial vans, covering cargo, conversion, and passenger models for varied needs.

TRUCKS

Robust coverage for pickup and commercial trucks, supporting personal use and business operations with tailored insurance options.

WHAT COVERAGES CAN I GET FOR MY CAR IN irving, TX?

LIABILITY COVERAGE

It covers costs if you're responsible for injuring someone or damaging their property—a must-have to protect your assets.

COLLISION COVERAGE

Compensates for the damages of your car in case of an accident and irrespective of who was to blame. It is security in the event of an accident.

COMPREHENSIVE COVERAGE

Covers for non-accident situations such as car jacking, burning, or if the car was affected by a storm. That is insurance for the unforeseeable.

PERSONAL INJURY PROTECTION (PIP)

It includes medical bills and sometimes loss of earnings, no matter who is to blame. It offers an instant response after an accident.

MEDICAL PAYMENTS COVERAGE

This policy pays out the remaining balance on your car loan if your car is a write off and you still have to pay off the loan.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

Protects you if the other driver is unable to meet the costs. It is your hedge against others’ lack of it.

GAP INSURANCE

This policy covers the loan balance if your car is totaled and you owe more than it's worth. It closes the gap.

RENTAL REIMBURSEMENT COVERAGE

It’s a convenient solution that ensures you’re not left without transportation, especially if the repair process takes longer than expected.

ROADSIDE ASSISTANCE

It provides peace of mind, knowing that help is just a call away whenever you encounter unexpected issues while driving.

NEW CAR REPLACEMENT COVERAGE

Unlike the traditional policies, this policy replaces your totaled new car without depreciation to ensure that your new car is protected.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN irving, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Browse a range of options to find the best policies and deals tailored to your needs and lifestyle.

Connect

Connect with Texas auto insurance experts and fellow customers. Gain insights, share experiences, and find support in a welcoming community.

Compare

Compare your options side by side and understand the differences in coverage, costs, and benefits, enabling you to make informed decisions.

GET A FREE AUTO INSURANCE QUOTE IN irving, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN irving, TX?

No zip codes found for the specified city.

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307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

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Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Very friendly and fast service… Highly recommended to do business with.

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Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Edward's customer service skills were excellent and he answered all of my questions.

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Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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