Cheap Auto Insurance in Kerrville, TX
Discover the ideal car insurance tailored to your Kerrville, TX, needs and save up to $1,000 with our customized quotes. Call or Text 855-336-8555 for quick and efficient assistance!
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AUTO INSURANCE IN kerrville, TX
Kerrville, Texas, is a lovely town amid the Texas Hill Country. The city is well-known for its natural beauty and dynamic cultural environment. Popular sights include the Guadalupe River, which runs through the city and provides opportunities for kayaking, fishing, and riverside picnics. However, you must purchase reliable auto insurance to secure your vehicle on the busy roads.
CINCO Auto Insurance is one of the most reliable agencies for Kerrville residents looking for reliable and affordable auto insurance products. Our trained agents work with you to select cheap car insurance in Kerrville, TX, based on your specific needs, ensuring you have the necessary protection. With exceptional customer service and rates, we are dedicated to maintaining quality.
HOW MUCH DOES CAR INSURANCE COST IN kerrville, TX?
In Kerrville, the car insurance costs for minimum liability is about $116 per month, and for full coverage auto insurance, it is around $150 per month. This is 13% less than the state average, making insurance more reasonable for residents. However, driving records, demographic factors, credit scores, and coverage options can influence these rates.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN kerrville, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN kerrville, TX?
Almost all insurance companies offer discounts to help customers lower their insurance costs. If you are looking for ways to save up, ask your insurance agent to find discounts that align with your profile. This ensures that you benefit from the available saving options. Here are some discounts you can look for:
Military Discounts
Renewal Discounts
Multi-Policy Discounts
Marriage Discount
Multi-Car Discounts
Bundling Discounts
Costco Discounts
Defensive Driving Course Discounts
Lien Holder Discount
Senior Drivers Discount
Good Driver Discounts
Paid-In-Full Discounts
Occupational Discounts
Paperless Billing Discounts
First Responders Discount
Affiliation Discounts
Mature, Retired, Or Senior Discount
User-Based Discounts
Continuous Insurance Discounts
Loyalty Discounts
Accident-Free Discount
Teen Drivers Discounts
Bundling Policies
Automatic Payments Discounts
Vehicle Safety Ratings And Features Discounts
Low Mileage Discounts
Telematics-Based Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN kerrville, TX?
Kerrville, TX, is a city with a dynamic life and busy roads, making it essential for drivers to have sufficient car insurance. In Texas, liability coverage is a legal requirement, often called the "30/60/25" plan. The state mandates these minimum coverages:
- $30,000 for Bodily Injury Liability (BI) per person
- $60,000 for Bodily Injury Liability (BI) per accident
- $25,000 for Property Damage Liability (PD).
If you are at fault in an accident, your liability coverage will pay the affected party up to $60,000 for total injuries, with a cap of $30,000 per person. $25,000 is allocated for any property damage expenses.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN kerrville, TX?
CAR
CINCO Auto Insurance provides comprehensive car coverage, protecting against accidents, theft, and other damages. Our solutions cater to various needs.
MOTORCYCLES
CINCO motorcycle insurance caters to instances of accident, theft, and liability coverage. Motorcycle insurance gives the rider several ways to be covered.
CLASSIC CAR
CINCO offers specialized insurance for classic cars, accounting for their unique value. Policies include agreed value coverage, ensuring financial security..
RECREATIONAL VEHICLES
CINCO offers coverage for recreational vehicles, including motorhomes and travel trailers. This includes protecting the vehicle and personal belongingsl.
BOATS
CINCO offers boat insurance to different styles of boats for physical damage, theft, and liability. As implied, policies act as a protective measure for the boat.
OFF-ROAD VEHICLES
For off-road enthusiasts, CINCO offers vehicle insurance for ATVs and dirt bikes. Coverage includes protection and ensuring peace of mind during adventures.
VANS
CINCO offers insurance for vans for both private and business use. These solutions protect your van against various road hazards, such as collisions.
TRUCKS
CINCO covers both personal and commercial trucks. Options range from liability and collision to comprehensive coverage, ensuring holistic protection.
WHAT COVERAGES CAN I GET FOR MY CAR IN kerrville, TX?
LIABILITY COVERAGE
Liability insurance consists of the bodily injury liability and property damage liability. It shields your pocket if you are ever at fault in an accident.
COLLISION COVERAGE
This coverage enables you to get back on the road as soon as possible by covering your vehicle’s repair or replacement costs after a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage protects against non-collision-related damages, such as theft, vandalism, natural disasters, fire, and falling objects.
PERSONAL INJURY PROTECTION (PIP)
PIP pays for your injuries’ medical treatment and lost wages, as well as your passengers; it doesn’t matter who is the offender.
MEDICAL PAYMENTS COVERAGE
It pays you and your passengers for medical expenses, regardless of fault. It covers hospital visits, surgery, and other necessary medical treatments.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage protects you if you're involved in an accident with a driver who has insufficient or no insurance, covering your damages and injuries.
GAP INSURANCE
GAP insurance covers the difference between your car's actual cash value and the amount you owe on your auto loan in case of a total loss.
RENTAL REIMBURSEMENT COVERAGE
It pays for a rental car while it is being repaired after a covered accident, ensuring you have transportation while it is in the shop.
ROADSIDE ASSISTANCE
If your car breaks down suddenly, roadside assistance provides towing, battery jump-starts, flat tire changes, and lockout assistance.
NEW CAR REPLACEMENT COVERAGE
New car replacement coverage helps buy a new car of the same make and model if your new car is totaled within the first year or within 15,000 miles.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN kerrville, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN kerrville, TX?
| Zip Code | City | County |
|---|---|---|
| 78028 | Kerrville | Kerr |
| 78029 | Kerrville | Kerr |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,
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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Angelica Sandoval
Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...
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Katrina Hughes
My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...
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Rosy Palacios
Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...
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Maria Martinez
I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...
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Luis Ortuno
100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...
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Wendy Castillo
Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...
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Jocelyn Adams
My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...
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Maria Fernanda
Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!
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Tamekia Owens
Very friendly and fast service… Highly recommended to do business with.
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Myrna Garcia
Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...
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Jimmey McCullough
They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.
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Monica Herrera
Best customer service in town! Kind and generous! Love that they charge low prices compared to others.
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Daniel Alvarado
Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.
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Luis Morales
A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!
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Eduardo Ruiz
Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...
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Reyna Arroyo
Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.
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Cynthia D. Khaled
Edward's customer service skills were excellent and he answered all of my questions.
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Claire Small
Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...
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Abril Hernandez
Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.
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Christina Saldana
Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...
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Cooking with Gala
Edward had great customer service, was friendly and super helpful. Great price and quick service.
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Ednandez
Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...
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Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
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Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
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