Cheap Auto Insurance in Kerrville, TX
Discover the ideal car insurance tailored to your Kerrville, TX, needs and save up to $1,000 with our customized quotes. Call or Text 855-336-8555 for quick and efficient assistance!
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AUTO INSURANCE IN kerrville, TX
Kerrville, Texas, is a lovely town amid the Texas Hill Country. The city is well-known for its natural beauty and dynamic cultural environment. Popular sights include the Guadalupe River, which runs through the city and provides opportunities for kayaking, fishing, and riverside picnics. However, you must purchase reliable auto insurance to secure your vehicle on the busy roads.
CINCO Auto Insurance is one of the most reliable agencies for Kerrville residents looking for reliable and affordable auto insurance products. Our trained agents work with you to select cheap car insurance in Kerrville, TX, based on your specific needs, ensuring you have the necessary protection. With exceptional customer service and rates, we are dedicated to maintaining quality.
HOW MUCH DOES CAR INSURANCE COST IN kerrville, TX?
In Kerrville, the car insurance costs for minimum liability is about $116 per month, and for full coverage auto insurance, it is around $150 per month. This is 13% less than the state average, making insurance more reasonable for residents. However, driving records, demographic factors, credit scores, and coverage options can influence these rates.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN kerrville, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN kerrville, TX?
Almost all insurance companies offer discounts to help customers lower their insurance costs. If you are looking for ways to save up, ask your insurance agent to find discounts that align with your profile. This ensures that you benefit from the available saving options. Here are some discounts you can look for:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN kerrville, TX?
Kerrville, TX, is a city with a dynamic life and busy roads, making it essential for drivers to have sufficient car insurance. In Texas, liability coverage is a legal requirement, often called the "30/60/25" plan. The state mandates these minimum coverages:
- $30,000 for Bodily Injury Liability (BI) per person
- $60,000 for Bodily Injury Liability (BI) per accident
- $25,000 for Property Damage Liability (PD).
If you are at fault in an accident, your liability coverage will pay the affected party up to $60,000 for total injuries, with a cap of $30,000 per person. $25,000 is allocated for any property damage expenses.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN kerrville, TX?
CINCO Auto Insurance provides comprehensive car coverage, protecting against accidents, theft, and other damages. Our solutions cater to various needs.
CINCO motorcycle insurance caters to instances of accident, theft, and liability coverage. Motorcycle insurance gives the rider several ways to be covered.
CINCO offers specialized insurance for classic cars, accounting for their unique value. Policies include agreed value coverage, ensuring financial security..
CINCO offers coverage for recreational vehicles, including motorhomes and travel trailers. This includes protecting the vehicle and personal belongingsl.
CINCO offers boat insurance to different styles of boats for physical damage, theft, and liability. As implied, policies act as a protective measure for the boat.
For off-road enthusiasts, CINCO offers vehicle insurance for ATVs and dirt bikes. Coverage includes protection and ensuring peace of mind during adventures.
CINCO offers insurance for vans for both private and business use. These solutions protect your van against various road hazards, such as collisions.
CINCO covers both personal and commercial trucks. Options range from liability and collision to comprehensive coverage, ensuring holistic protection.
WHAT COVERAGES CAN I GET FOR MY CAR IN kerrville, TX?
LIABILITY COVERAGE
Liability insurance consists of the bodily injury liability and property damage liability. It shields your pocket if you are ever at fault in an accident.
COLLISION COVERAGE
This coverage enables you to get back on the road as soon as possible by covering your vehicle’s repair or replacement costs after a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage protects against non-collision-related damages, such as theft, vandalism, natural disasters, fire, and falling objects.
PERSONAL INJURY PROTECTION (PIP)
PIP pays for your injuries’ medical treatment and lost wages, as well as your passengers; it doesn’t matter who is the offender.
MEDICAL PAYMENTS COVERAGE
It pays you and your passengers for medical expenses, regardless of fault. It covers hospital visits, surgery, and other necessary medical treatments.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage protects you if you're involved in an accident with a driver who has insufficient or no insurance, covering your damages and injuries.
GAP INSURANCE
GAP insurance covers the difference between your car's actual cash value and the amount you owe on your auto loan in case of a total loss.
RENTAL REIMBURSEMENT COVERAGE
It pays for a rental car while it is being repaired after a covered accident, ensuring you have transportation while it is in the shop.
ROADSIDE ASSISTANCE
If your car breaks down suddenly, roadside assistance provides towing, battery jump-starts, flat tire changes, and lockout assistance.
NEW CAR REPLACEMENT COVERAGE
New car replacement coverage helps buy a new car of the same make and model if your new car is totaled within the first year or within 15,000 miles.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN kerrville, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN kerrville, TX?
| Zip Code | City | County |
|---|---|---|
| 78028 | Kerrville | Kerr County |
| 78029 | Kerrville | Kerr County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Luis Ortuno
Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.
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Wendy Castillo
Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!
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Jimmey McCullough
Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.
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Audrey Hare
Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!
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Katrina Hughes
Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!
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Daniel Alvarado
Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.
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Maria Martinez
Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!
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Jocelyn Adams
Edward was patient and made sure I received great service throughout the process. Really appreciate his help!
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Tamekia Owens
Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.
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Myrna Garcia
Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.
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Cynthia D. Khaled
Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.
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Luis Morales
Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!
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Eduardo Ruiz
Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.
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Reyna Arroyo
Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.
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Monica Herrera
Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!
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Claire Small
Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!
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Abril Hernandez
Edward did an amazing job finding me the best price. Great service and excellent customer care.
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Christina Saldana
Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!
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Cooking with Gala
Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!
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Ednandez
Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.
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Ryan Anderson
Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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