Get Affordable Auto Insurance Rates in Kerrville, TX
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AUTO INSURANCE IN kerrville, TX
Kerrville, Texas, is a lovely town amid the Texas Hill Country. The city is well-known for its natural beauty and dynamic cultural environment. Popular sights include the Guadalupe River, which runs through the city and provides opportunities for kayaking, fishing, and riverside picnics. However, you must purchase reliable auto insurance to secure your vehicle on the busy roads.
CINCO Auto Insurance is one of the most reliable agencies for Kerrville residents looking for reliable and affordable auto insurance products. Our trained agents work with you to select cheap car insurance in Kerrville, TX, based on your specific needs, ensuring you have the necessary protection. With exceptional customer service and rates, we are dedicated to maintaining quality.
HOW MUCH DOES CAR INSURANCE COST IN kerrville, TX?
In Kerrville, the car insurance costs for minimum liability is about $116 per month, and for full coverage auto insurance, it is around $150 per month. This is 13% less than the state average, making insurance more reasonable for residents. However, driving records, demographic factors, credit scores, and coverage options can influence these rates.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN kerrville, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN kerrville, TX?
Almost all insurance companies offer discounts to help customers lower their insurance costs. If you are looking for ways to save up, ask your insurance agent to find discounts that align with your profile. This ensures that you benefit from the available saving options. Here are some discounts you can look for:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN kerrville, TX?
Kerrville, TX, is a city with a dynamic life and busy roads, making it essential for drivers to have sufficient car insurance. In Texas, liability coverage is a legal requirement, often called the "30/60/25" plan. The state mandates these minimum coverages:
- $30,000 for Bodily Injury Liability (BI) per person
- $60,000 for Bodily Injury Liability (BI) per accident
- $25,000 for Property Damage Liability (PD).
If you are at fault in an accident, your liability coverage will pay the affected party up to $60,000 for total injuries, with a cap of $30,000 per person. $25,000 is allocated for any property damage expenses.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN kerrville, TX?
CINCO Auto Insurance provides comprehensive car coverage, protecting against accidents, theft, and other damages. Our solutions cater to various needs.
CINCO motorcycle insurance caters to instances of accident, theft, and liability coverage. Motorcycle insurance gives the rider several ways to be covered.
CINCO offers specialized insurance for classic cars, accounting for their unique value. Policies include agreed value coverage, ensuring financial security..
CINCO offers coverage for recreational vehicles, including motorhomes and travel trailers. This includes protecting the vehicle and personal belongingsl.
CINCO offers boat insurance to different styles of boats for physical damage, theft, and liability. As implied, policies act as a protective measure for the boat.
For off-road enthusiasts, CINCO offers vehicle insurance for ATVs and dirt bikes. Coverage includes protection and ensuring peace of mind during adventures.
CINCO offers insurance for vans for both private and business use. These solutions protect your van against various road hazards, such as collisions.
CINCO covers both personal and commercial trucks. Options range from liability and collision to comprehensive coverage, ensuring holistic protection.
WHAT COVERAGES CAN I GET FOR MY CAR IN kerrville, TX?
LIABILITY COVERAGE
Liability insurance consists of the bodily injury liability and property damage liability. It shields your pocket if you are ever at fault in an accident.
COLLISION COVERAGE
This coverage enables you to get back on the road as soon as possible by covering your vehicle’s repair or replacement costs after a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage protects against non-collision-related damages, such as theft, vandalism, natural disasters, fire, and falling objects.
PERSONAL INJURY PROTECTION (PIP)
PIP pays for your injuries’ medical treatment and lost wages, as well as your passengers; it doesn’t matter who is the offender.
MEDICAL PAYMENTS COVERAGE
It pays you and your passengers for medical expenses, regardless of fault. It covers hospital visits, surgery, and other necessary medical treatments.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage protects you if you're involved in an accident with a driver who has insufficient or no insurance, covering your damages and injuries.
GAP INSURANCE
GAP insurance covers the difference between your car's actual cash value and the amount you owe on your auto loan in case of a total loss.
RENTAL REIMBURSEMENT COVERAGE
It pays for a rental car while it is being repaired after a covered accident, ensuring you have transportation while it is in the shop.
ROADSIDE ASSISTANCE
If your car breaks down suddenly, roadside assistance provides towing, battery jump-starts, flat tire changes, and lockout assistance.
NEW CAR REPLACEMENT COVERAGE
New car replacement coverage helps buy a new car of the same make and model if your new car is totaled within the first year or within 15,000 miles.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN kerrville, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN kerrville, TX?
| Zip Code | City | County |
|---|---|---|
| 78028 | Kerrville | Kerr County |
| 78029 | Kerrville | Kerr County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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