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AUTO INSURANCE IN killeen, TX

Auto insurance is essential for every driver, offering vital protection against accidents and theft. In Killeen, Texas, with its bustling streets around Fort Cavazos and key routes like U.S. Highway 190, having the right insurance is crucial. However, navigating the diverse options from numerous local insurers can make finding the ideal coverage a challenge. 

 

CINCO has made it its business to demystify this process for the people of Killeen. We are here as your local insurance partner, committed to helping you find the right coverage for your needs, as well as being knowledgeable about the insurance market in Killeen and affiliated with various insurance companies.

HOW MUCH DOES CAR INSURANCE COST IN killeen, TX?

Somehow, the average insurance policy costs approximately $104 monthly for minimum coverages and its around $235 monthly for full coverage. Compared to the Texas average, Killeen drivers enjoy a 5% reduction in insurance premiums, making it a relatively affordable location for insurance.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN killeen, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN killeen, TX?

Auto insurance in Killeen, TX can be expensive depending on the company, the type of car, and the coverage limits, but there are ways to get a car insurance discount. Some of the standard discounts include the following; safe driver discount, where the insured has not had an accident for sometime, multiple car discount, and the package discount if the auto insurance is bundled with other insurances. Other discounts which may also be offered include the good student discount, defensive driving course discount, and the loyalty discount.

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN killeen, TX?

Meeting these legal obligations is essential for driving legally and responsibly on Killeen's roads, ensuring financial protection in case of accidents. The state guidelines prescribe the following minimum coverage requirements:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


In Killeen, TX, car insurance minimum requirements mandate liability coverage of at least $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage to pay for repairs or replacement of damaged vehicles or property.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN killeen, TX?

CAR

Comprehensive coverage tailored for everyday drivers, protecting Killeen's bustling streets and highways.

MOTORCYCLES

Specialized insurance for riders, ensuring safety on two wheels through Killeen's scenic routes and urban areas.

CLASSIC CAR

Unique coverage preserves vintage beauty and safeguards nostalgic rides through historic neighborhoods and events.

RECREATIONAL VEHICLES

Tailored insurance for RVs, enabling worry-free exploration of outdoor destinations and camping sites.

BOATS

Coverage for watercraft, facilitating serene journeys along Killeen's lakes, rivers, and coastal areas.

OFF-ROAD VEHICLES

Insurance options for ATVs and dirt bikes protect adventurous excursions in Killeen's rugged terrain and trails.

VANS

Insurance tailored for vans, facilitating business or leisure travel across urban and suburban landscapes.

TRUCKS

Comprehensive coverage for trucks, ensuring reliable transportation for work and personal needs in Killeen.

WHAT COVERAGES CAN I GET FOR MY CAR IN killeen, TX?

LIABILITY COVERAGE

Covers medical expenses for injuries as well as for damages to property for which you are at fault in an accident and is mandatory in Killeen, TX.

COLLISION COVERAGE

Provide money for the damages of your automobile after a crash, no matter who was responsible, so that you can get your car back on the road quickly.

COMPREHENSIVE COVERAGE

Safeguards against non-collision damages like theft, vandalism, or natural disasters, offering comprehensive protection for your vehicle.

PERSONAL INJURY PROTECTION (PIP)

Covers medical expenses and lost wages for you and your passengers, providing financial support after an accident.

MEDICAL PAYMENTS COVERAGE

Covers medical expenses regardless of fault in an accident, ensuring prompt medical care for injuries sustained.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

It protects you if you are involved in an accident with a driver who lacks sufficient insurance, safeguarding against uninsured risks.

GAP INSURANCE

It is a form of credit secured by the difference between the market price of your car and the outstanding balance you have on your loan or lease.

RENTAL REIMBURSEMENT COVERAGE

Reimburses you for a rental car if your car is in the shop because of a loss that is covered under the policy, so that you are not immobile.

ROADSIDE ASSISTANCE

Offers tow service, delivery of fuel and a locksmith service in the event of a car breakdown which is reassuring.

NEW CAR REPLACEMENT COVERAGE

This covers the cost of replacing a totaled new car with a similar make and model if it's less than a certain age, safeguarding your investment.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN killeen, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Dive into a world of insurance options with CINCO, discovering tailored coverage plans to meet your unique needs and preferences.

Connect

Contact CINCO's expert agents, ready to guide you through the insurance process and provide personalized assistance and support.

Compare

CINCO's intuitive resources effortlessly allow you to compare insurance plans and find the perfect coverage.

GET A FREE AUTO INSURANCE QUOTE IN killeen, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN killeen, TX?

Zip CodeCityCounty
76540KilleenBell County
76541KilleenBell County
76542KilleenBell County
76543KilleenBell County
76544KilleenBell County
76547KilleenBell County
76548KilleenBell County
76549KilleenBell County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Very friendly and fast service… Highly recommended to do business with.

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Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Edward's customer service skills were excellent and he answered all of my questions.

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Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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