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AUTO INSURANCE IN lancaster, TX

Lancaster, known to be one of the most welcoming cities in Texas, boasts a strong sense of community. The most famous destination in the city is Town Square, where citizens can glimpse the past. However, to explore the city, the most important thing you must carry with you is an adequate auto insurance policy. It not only helps you cover hefty damages but also covers medical expenses from accidents.


CINCO Auto Insurance has been helping customers find their desired insurance coverage for decades. We ensure that their insurance agents work closely with the customers to determine the most suitable coverage options for them. We work hand to ensure there are no gaps i your insurance plan. With us, you can locate your dream auto insurance policy. Contact our representatives today and give your details!

HOW MUCH DOES CAR INSURANCE COST IN lancaster, TX?

In Lancaster, drivers can expect to pay an average of $1,787 for full coverage auto insurance and $782 for minimal coverage per year. The difference in the payments is due to the fact that full coverage comprises more comprehensive options, making it costlier. However, you should know that these are mere estimates, and your actual costs can significantly vary. 

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN lancaster, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN lancaster, TX?

Looking at discounts is the best way to reduce your premium without cutting down on essential coverages. You should always ask your insurer to look for deals for which you can qualify. You can also hire an insurance broker to do the hard work for you. Here are some potential discount options you can look for:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN lancaster, TX?

You must legally purchase the minimum liability auto insurance drive in Lancaster, Texas. The state law sets this essential coverage requirement and follows the “30/60/25” rule. This rule suggests the following coverages to be a necessary part of your liability insurance:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


In an accident where you are at fault, your liability insurance will pay $60,000 to the other party to cover its bodily injuries, but, at most, $30,000 will be allocated for one person's injury. Your coverage will pay $25,000 to the other party for property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN lancaster, TX?

CAR

We help find auto insurance plans for various types of cars, whether you drive a compact car, a sedan, or an SUV.

MOTORCYCLES

We offer auto insurance that includes various types of coverage, ensuring broader protection for your two-wheeler.

CLASSIC CAR

CINCO offers quality classic car insurance solutions, considering the unique needs of your vintage vehicle.

RECREATIONAL VEHICLES

CINCO offers unparalleled RV insurance solutions, covering motorhomes, travel trailers, and much more.

BOATS

CINCO Auto Insurance offers insurance solutions for numerous boats, from fishing to sailboats to speedboats.

OFF-ROAD VEHICLES

If you enjoy off-road travel, we offer various insurance options for comprehensive protection for your vehicle.

VANS

CINCO helps find coverage for all vans, including minivans and cargo vans, ensuring complete protection.

TRUCKS

CINCO finds insurance for pickup and large commercial trucks, ensuring protection against various perils.

WHAT COVERAGES CAN I GET FOR MY CAR IN lancaster, TX?

LIABILITY COVERAGE

Liability coverage helps you pay for the damage and injuries of the affected party in case you are at fault in the accident.

COLLISION COVERAGE

Collision coverage helps pay for repairing and replacing your vehicle after an accident, whether you are at fault or not.

COMPREHENSIVE COVERAGE

Comprehensive coverage pays for damage from non-accident-related perils, such as theft, vandalism, storms, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage helps cover medical bills, such as surgeries and medicine, and the lost income from injuries in an accident.

MEDICAL PAYMENTS COVERAGE

MedPay helps cover medical expenses, such as hospital bills, medicines, tests, and other costs in case of an accident.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

This coverage helps cover the damages when you are in an accident with an uninsured or inadequately insured driver.

GAP INSURANCE

It covers the gap between the amount you owe on your car loan and the actual cash value of your vehicle after a total loss.

RENTAL REIMBURSEMENT COVERAGE

Rental reimbursement coverage will pay for the transportation costs, including rental cars and public transport, while your vehicle is being repaired.

ROADSIDE ASSISTANCE

Roadside assistance covers emergency services if your car ever breaks down on the road, ensuring you are not stranded.

NEW CAR REPLACEMENT COVERAGE

If your car gets totaled within a given period after purchase, this coverage helps you buy a new one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN lancaster, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

You can find the best car insurance solutions in Lancaster with help from CINCO’s dedicated team of insurance experts.

Connect

Connect with reliable insurance agents at CINCO who will help locate affordable insurance options, discounts, and incentives.

Compare

Compare various insurance quotes from different companies instead of settling on the first insurance plan you spot.

GET A FREE AUTO INSURANCE QUOTE IN lancaster, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN lancaster, TX?

Zip CodeCityCounty
75134LancasterDallas County
75146LancasterDallas County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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