DRIVE CONFIDENT WITH CHEAP AUTO INSURANCE IN LUBBOCK, TX
Explore affordable car insurance in Lubbock, TX: Save up to $1000 with custom quotes. Instant support is available at 855-336-8555. Text or call now!
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AUTO INSURANCE IN lubbock, TX
Widely popular as the "Hub City," Lubbock has an amazing network of clean highways where you can drive with ease. There are also various landmarks you can explore. However, freedom of the open road also means unexpected dangers; luckily, you can protect yourself from those perils with a reliable auto insurance policy.
Luckily, CINCO Auto Insurance agency provides Lubbock drivers with reasonable coverage customized to their unique requirements, backed by experienced advice and great service. Our insurance agents try their best to cater to all your insurance needs. Get a free quote today to learn more about your options.
HOW MUCH DOES CAR INSURANCE COST IN lubbock, TX?
In Lubbock, the average monthly premium for minimum auto insurance coverage is around $114, whereas full coverage options may cost at least $149. Drivers in Lubbock pay 7% less than the state average for their auto insurance. However, it is important to realize that these are just average rates and are bound to change depending on various factors.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN lubbock, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN lubbock, TX?
If you are looking for an affordable auto insurance plan in Lubbock, consider applying for relevant discounts. You can significantly reduce your premiums by adding the right discounts. They help save money without affecting the coverage quality Always ask your insurance agent to look for available discounts before purchasing a policy. Here are some options you can look into:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN lubbock, TX?
The minimum liability coverage is a type of insurance you must carry in Lubbock. It's frequently referred to as the "30/60/25" scheme. According to the state guidelines, the plan mandates the following minimum coverages in your policy:
- $30,000 for bodily injury or death to one person in an accident.
- $60,000 for bodily injury or death to two or more persons in an accident.
- $25,000 for property damage liability per accident.
In other words, if you are ever at fault in an accident, your coverage will pay the other party $60,000 in bodily injuries but no more than $30,000 for a single person’s injuries. If you have caused any property damage, $25,000 will be allocated for that.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN lubbock, TX?
Stay safe while driving on the streets of Lubbock with CINCO's car insurance solutions. Your sleek Sedans and sporty Coupes are secure with
Your two-wheeler is covered under the extensive range of Lubbock auto insurance solutions at CINCO. You can ride off to your adventures with no worries!
CINCO Auto Insurance helps protect against financial losses in case your classic car suffers damage.
We also cover recreational vehicles such as truck campers, motorhomes, and travel trailers, ensuring a stress-free adventure.
If you enjoy sailing through the lakes in Lubbock, our boat insurance will ensure your boat and its equipment remain financially covered in case of an unexpected incident.
Our off-road vehicle insurance protects your ride against accidents and non-collision events such as extreme weather conditions, theft, vandalism, etc.
From liability insurance and comprehensive coverage to Personal Injury Protection and Uninsured Motorist Coverage, CINCO ensures your van is protected from every angle.
If you own a commercial truck or any other type of truck, CINCO offers comprehensive protection for your vehicle through our truck insurance solutions.
WHAT COVERAGES CAN I GET FOR MY CAR IN lubbock, TX?
LIABILITY COVERAGE
Liability coverage financially protects you by covering the damage and injuries you cause to others in an at-fault accident.
COLLISION COVERAGE
Collision coverage helps pay for the costs of repair and replacement in case your vehicle is involved in a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage covers damage costs from non-collision incidents such as theft, robbery, vandalism, and even natural disasters.
PERSONAL INJURY PROTECTION (PIP)
This coverage helps pay for the policyholders' and passengers' medical expenses after an accident and also the lost income due to injuries.
MEDICAL PAYMENTS COVERAGE
MedPay helps pay for healthcare costs such as prescription drugs, consultations, diagnostic tests, and surgery after an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage comes in handy if you are in an accident with a driver who lacks sufficient insurance to cover your damages.
GAP INSURANCE
If you suffer a total loss, GAP insurance helps cover the difference between your car's cash value and what you owe on your car loan.
RENTAL REIMBURSEMENT COVERAGE
It reimburses the rental costs for a temporary vehicle while yours is out for repair due to a covered peril.
ROADSIDE ASSISTANCE
This coverage covers emergency services like fuel delivery, towing, and tire change if your car stops working on the door.
NEW CAR REPLACEMENT COVERAGE
If you suffer a total loss, this coverage helps you get a vehicle of the same make and model as the one you lost.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN lubbock, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Visit our official website and look through the broad spectrum of CINCO's auto insurance solutions.
Connect
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Compare
It is important to compare your options to make the best decision. Obtain multiple car insurance quotes from CINCO in Lubbock before making your final decision!
GET A FREE AUTO INSURANCE QUOTE IN lubbock, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN lubbock, TX?
| Zip Code | City | County |
|---|---|---|
| 79401 | Lubbock | Lubbock County |
| 79402 | Lubbock | Lubbock County |
| 79403 | Lubbock | Lubbock County |
| 79404 | Lubbock | Lubbock County |
| 79405 | Lubbock | Lubbock County |
| 79406 | Lubbock | Lubbock County |
| 79407 | Lubbock | Lubbock County |
| 79408 | Lubbock | Lubbock County |
| 79409 | Lubbock | Lubbock County |
| 79410 | Lubbock | Lubbock County |
| 79411 | Lubbock | Lubbock County |
| 79412 | Lubbock | Lubbock County |
| 79413 | Lubbock | Lubbock County |
| 79414 | Lubbock | Lubbock County |
| 79415 | Lubbock | Lubbock County |
| 79416 | Lubbock | Lubbock County |
| 79423 | Lubbock | Lubbock County |
| 79424 | Lubbock | Lubbock County |
| 79452 | Lubbock | Lubbock County |
| 79453 | Lubbock | Lubbock County |
| 79464 | Lubbock | Lubbock County |
| 79490 | Lubbock | Lubbock County |
| 79493 | Lubbock | Lubbock County |
| 79499 | Lubbock | Lubbock County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Luis Ortuno
Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.
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Wendy Castillo
Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!
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Jimmey McCullough
Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.
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Audrey Hare
Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!
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Katrina Hughes
Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!
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Daniel Alvarado
Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.
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Maria Martinez
Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!
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Jocelyn Adams
Edward was patient and made sure I received great service throughout the process. Really appreciate his help!
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Tamekia Owens
Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.
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Myrna Garcia
Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.
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Cynthia D. Khaled
Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.
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Luis Morales
Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!
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Eduardo Ruiz
Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.
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Reyna Arroyo
Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.
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Monica Herrera
Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!
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Claire Small
Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!
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Abril Hernandez
Edward did an amazing job finding me the best price. Great service and excellent customer care.
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Christina Saldana
Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!
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Cooking with Gala
Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!
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Ednandez
Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.
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Ryan Anderson
Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
Google Review