DRIVE CONFIDENT WITH CHEAP AUTO INSURANCE IN LUBBOCK, TX
Explore affordable car insurance in Lubbock, TX: Save up to $1000 with custom quotes. Instant support is available at 855-336-8555. Text or call now!
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AUTO INSURANCE IN lubbock, TX
Widely popular as the "Hub City," Lubbock has an amazing network of clean highways where you can drive with ease. There are also various landmarks you can explore. However, freedom of the open road also means unexpected dangers; luckily, you can protect yourself from those perils with a reliable auto insurance policy.
Luckily, CINCO Auto Insurance agency provides Lubbock drivers with reasonable coverage customized to their unique requirements, backed by experienced advice and great service. Our insurance agents try their best to cater to all your insurance needs. Get a free quote today to learn more about your options.
HOW MUCH DOES CAR INSURANCE COST IN lubbock, TX?
In Lubbock, the average monthly premium for minimum auto insurance coverage is around $114, whereas full coverage options may cost at least $149. Drivers in Lubbock pay 7% less than the state average for their auto insurance. However, it is important to realize that these are just average rates and are bound to change depending on various factors.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN lubbock, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN lubbock, TX?
If you are looking for an affordable auto insurance plan in Lubbock, consider applying for relevant discounts. You can significantly reduce your premiums by adding the right discounts. They help save money without affecting the coverage quality Always ask your insurance agent to look for available discounts before purchasing a policy. Here are some options you can look into:
Military Discounts
Renewal Discounts
Multi-Policy Discounts
Marriage Discount
Multi-Car Discounts
Bundling Discounts
Costco Discounts
Defensive Driving Course Discounts
Lien Holder Discount
Senior Drivers Discount
Good Driver Discounts
Paid-In-Full Discounts
Occupational Discounts
Paperless Billing Discounts
First Responders Discount
Affiliation Discounts
Mature, Retired, Or Senior Discount
User-Based Discounts
Continuous Insurance Discounts
Loyalty Discounts
Accident-Free Discount
Teen Drivers Discounts
Bundling Policies
Automatic Payments Discounts
Vehicle Safety Ratings And Features Discounts
Low Mileage Discounts
Telematics-Based Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN lubbock, TX?
The minimum liability coverage is a type of insurance you must carry in Lubbock. It's frequently referred to as the "30/60/25" scheme. According to the state guidelines, the plan mandates the following minimum coverages in your policy:
- $30,000 for bodily injury or death to one person in an accident.
- $60,000 for bodily injury or death to two or more persons in an accident.
- $25,000 for property damage liability per accident.
In other words, if you are ever at fault in an accident, your coverage will pay the other party $60,000 in bodily injuries but no more than $30,000 for a single person’s injuries. If you have caused any property damage, $25,000 will be allocated for that.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN lubbock, TX?
CAR
Stay safe while driving on the streets of Lubbock with CINCO's car insurance solutions. Your sleek Sedans and sporty Coupes are secure with
MOTORCYCLES
Your two-wheeler is covered under the extensive range of Lubbock auto insurance solutions at CINCO. You can ride off to your adventures with no worries!
CLASSIC CAR
CINCO Auto Insurance helps protect against financial losses in case your classic car suffers damage.
RECREATIONAL VEHICLES
We also cover recreational vehicles such as truck campers, motorhomes, and travel trailers, ensuring a stress-free adventure.
BOATS
If you enjoy sailing through the lakes in Lubbock, our boat insurance will ensure your boat and its equipment remain financially covered in case of an unexpected incident.
OFF-ROAD VEHICLES
Our off-road vehicle insurance protects your ride against accidents and non-collision events such as extreme weather conditions, theft, vandalism, etc.
VANS
From liability insurance and comprehensive coverage to Personal Injury Protection and Uninsured Motorist Coverage, CINCO ensures your van is protected from every angle.
TRUCKS
If you own a commercial truck or any other type of truck, CINCO offers comprehensive protection for your vehicle through our truck insurance solutions.
WHAT COVERAGES CAN I GET FOR MY CAR IN lubbock, TX?
LIABILITY COVERAGE
Liability coverage financially protects you by covering the damage and injuries you cause to others in an at-fault accident.
COLLISION COVERAGE
Collision coverage helps pay for the costs of repair and replacement in case your vehicle is involved in a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage covers damage costs from non-collision incidents such as theft, robbery, vandalism, and even natural disasters.
PERSONAL INJURY PROTECTION (PIP)
This coverage helps pay for the policyholders' and passengers' medical expenses after an accident and also the lost income due to injuries.
MEDICAL PAYMENTS COVERAGE
MedPay helps pay for healthcare costs such as prescription drugs, consultations, diagnostic tests, and surgery after an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage comes in handy if you are in an accident with a driver who lacks sufficient insurance to cover your damages.
GAP INSURANCE
If you suffer a total loss, GAP insurance helps cover the difference between your car's cash value and what you owe on your car loan.
RENTAL REIMBURSEMENT COVERAGE
It reimburses the rental costs for a temporary vehicle while yours is out for repair due to a covered peril.
ROADSIDE ASSISTANCE
This coverage covers emergency services like fuel delivery, towing, and tire change if your car stops working on the door.
NEW CAR REPLACEMENT COVERAGE
If you suffer a total loss, this coverage helps you get a vehicle of the same make and model as the one you lost.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN lubbock, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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Visit our official website and look through the broad spectrum of CINCO's auto insurance solutions.
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It is important to compare your options to make the best decision. Obtain multiple car insurance quotes from CINCO in Lubbock before making your final decision!
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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN lubbock, TX?
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,
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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Angelica Sandoval
Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...
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Katrina Hughes
My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...
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Rosy Palacios
Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...
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Maria Martinez
I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...
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Luis Ortuno
100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...
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Wendy Castillo
Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...
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Jocelyn Adams
My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...
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Maria Fernanda
Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!
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Tamekia Owens
Very friendly and fast service… Highly recommended to do business with.
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Myrna Garcia
Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...
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Jimmey McCullough
They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.
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Monica Herrera
Best customer service in town! Kind and generous! Love that they charge low prices compared to others.
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Daniel Alvarado
Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.
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Luis Morales
A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!
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Eduardo Ruiz
Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...
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Reyna Arroyo
Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.
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Cynthia D. Khaled
Edward's customer service skills were excellent and he answered all of my questions.
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Claire Small
Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...
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Abril Hernandez
Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.
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Christina Saldana
Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...
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Cooking with Gala
Edward had great customer service, was friendly and super helpful. Great price and quick service.
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Ednandez
Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...
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Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
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Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
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