Get Affordable Auto Insurance Rates in Lubbock, TX
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AUTO INSURANCE IN lubbock, TX
Widely popular as the "Hub City," Lubbock has an amazing network of clean highways where you can drive with ease. There are also various landmarks you can explore. However, freedom of the open road also means unexpected dangers; luckily, you can protect yourself from those perils with a reliable auto insurance policy.
Luckily, CINCO Auto Insurance agency provides Lubbock drivers with reasonable coverage customized to their unique requirements, backed by experienced advice and great service. Our insurance agents try their best to cater to all your insurance needs. Get a free quote today to learn more about your options.
HOW MUCH DOES CAR INSURANCE COST IN lubbock, TX?
In Lubbock, the average monthly premium for minimum auto insurance coverage is around $114, whereas full coverage options may cost at least $149. Drivers in Lubbock pay 7% less than the state average for their auto insurance. However, it is important to realize that these are just average rates and are bound to change depending on various factors.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN lubbock, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN lubbock, TX?
If you are looking for an affordable auto insurance plan in Lubbock, consider applying for relevant discounts. You can significantly reduce your premiums by adding the right discounts. They help save money without affecting the coverage quality Always ask your insurance agent to look for available discounts before purchasing a policy. Here are some options you can look into:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN lubbock, TX?
The minimum liability coverage is a type of insurance you must carry in Lubbock. It's frequently referred to as the "30/60/25" scheme. According to the state guidelines, the plan mandates the following minimum coverages in your policy:
- $30,000 for bodily injury or death to one person in an accident.
- $60,000 for bodily injury or death to two or more persons in an accident.
- $25,000 for property damage liability per accident.
In other words, if you are ever at fault in an accident, your coverage will pay the other party $60,000 in bodily injuries but no more than $30,000 for a single person’s injuries. If you have caused any property damage, $25,000 will be allocated for that.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN lubbock, TX?
Stay safe while driving on the streets of Lubbock with CINCO's car insurance solutions. Your sleek Sedans and sporty Coupes are secure with
Your two-wheeler is covered under the extensive range of Lubbock auto insurance solutions at CINCO. You can ride off to your adventures with no worries!
CINCO Auto Insurance helps protect against financial losses in case your classic car suffers damage.
We also cover recreational vehicles such as truck campers, motorhomes, and travel trailers, ensuring a stress-free adventure.
If you enjoy sailing through the lakes in Lubbock, our boat insurance will ensure your boat and its equipment remain financially covered in case of an unexpected incident.
Our off-road vehicle insurance protects your ride against accidents and non-collision events such as extreme weather conditions, theft, vandalism, etc.
From liability insurance and comprehensive coverage to Personal Injury Protection and Uninsured Motorist Coverage, CINCO ensures your van is protected from every angle.
If you own a commercial truck or any other type of truck, CINCO offers comprehensive protection for your vehicle through our truck insurance solutions.
WHAT COVERAGES CAN I GET FOR MY CAR IN lubbock, TX?
LIABILITY COVERAGE
Liability coverage financially protects you by covering the damage and injuries you cause to others in an at-fault accident.
COLLISION COVERAGE
Collision coverage helps pay for the costs of repair and replacement in case your vehicle is involved in a collision.
COMPREHENSIVE COVERAGE
Comprehensive coverage covers damage costs from non-collision incidents such as theft, robbery, vandalism, and even natural disasters.
PERSONAL INJURY PROTECTION (PIP)
This coverage helps pay for the policyholders' and passengers' medical expenses after an accident and also the lost income due to injuries.
MEDICAL PAYMENTS COVERAGE
MedPay helps pay for healthcare costs such as prescription drugs, consultations, diagnostic tests, and surgery after an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage comes in handy if you are in an accident with a driver who lacks sufficient insurance to cover your damages.
GAP INSURANCE
If you suffer a total loss, GAP insurance helps cover the difference between your car's cash value and what you owe on your car loan.
RENTAL REIMBURSEMENT COVERAGE
It reimburses the rental costs for a temporary vehicle while yours is out for repair due to a covered peril.
ROADSIDE ASSISTANCE
This coverage covers emergency services like fuel delivery, towing, and tire change if your car stops working on the door.
NEW CAR REPLACEMENT COVERAGE
If you suffer a total loss, this coverage helps you get a vehicle of the same make and model as the one you lost.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN lubbock, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Visit our official website and look through the broad spectrum of CINCO's auto insurance solutions.
Connect
Connect with our skilled auto insurance professionals in Texas. They will help you find reputable insurance providers and select the perfect insurance plan!
Compare
It is important to compare your options to make the best decision. Obtain multiple car insurance quotes from CINCO in Lubbock before making your final decision!
GET A FREE AUTO INSURANCE QUOTE IN lubbock, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN lubbock, TX?
| Zip Code | City | County |
|---|---|---|
| 79401 | Lubbock | Lubbock County |
| 79402 | Lubbock | Lubbock County |
| 79403 | Lubbock | Lubbock County |
| 79404 | Lubbock | Lubbock County |
| 79405 | Lubbock | Lubbock County |
| 79406 | Lubbock | Lubbock County |
| 79407 | Lubbock | Lubbock County |
| 79408 | Lubbock | Lubbock County |
| 79409 | Lubbock | Lubbock County |
| 79410 | Lubbock | Lubbock County |
| 79411 | Lubbock | Lubbock County |
| 79412 | Lubbock | Lubbock County |
| 79413 | Lubbock | Lubbock County |
| 79414 | Lubbock | Lubbock County |
| 79415 | Lubbock | Lubbock County |
| 79416 | Lubbock | Lubbock County |
| 79423 | Lubbock | Lubbock County |
| 79424 | Lubbock | Lubbock County |
| 79452 | Lubbock | Lubbock County |
| 79453 | Lubbock | Lubbock County |
| 79464 | Lubbock | Lubbock County |
| 79490 | Lubbock | Lubbock County |
| 79493 | Lubbock | Lubbock County |
| 79499 | Lubbock | Lubbock County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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