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AUTO INSURANCE IN mckinney, TX
Auto insurance is crucial for protecting against financial losses in the event of an accident or theft. In McKinney, Texas, with its busy routes like U.S. Highway 380 and landmarks such as the Historic Downtown Square, understanding the specifics of local insurance legislation and securing appropriate coverage is essential for safeguarding both your vehicle and finances.
CINCO helps you navigate auto insurance with understanding of local laws and insurers, and connections to hundreds of insurance companies in Texas. We offer individual focus and the most suitable policies to new and experienced drivers, from basic to full-featured auto insurance.
HOW MUCH DOES CAR INSURANCE COST IN mckinney, TX?
The average cost of car insurance in McKinney is somewhat higher than other regions in Texas, being $99 per month, while the average cost across the state is $97. Nevertheless, all the McKinney residents should periodically assess their insurance requirements and consider the competitive rates of insurance policies. This assists in achieving the best level of protection without having to break the bank.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN mckinney, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN mckinney, TX?
There are many insurance discounts that a driver in McKinney, TX can take advantage of to lower the cost of their insurance. From keeping a clean driving record, passing a defensive driving course or installing safety features in their cars, the residents can access many possibilities for finding ways to save. Purchasing several insurance policies from the same insurance company can attract some form of a discount.
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN mckinney, TX?
In McKinney, TX, you must have the basics covered to hit the road legally. The state guidelines prescribe the following minimum coverage requirements:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
Your insurance coverage will provide for the injuries up to $60,000 in the event of an accident but not more than $30,000 to individual persons. It also provides up to $25 000 for property damage.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN mckinney, TX?
From sedans to SUVs, CINCO Auto Insurance covers your everyday ride, ensuring you can safely hit the roads.
Whether cruising through the city or exploring the open road, our motorcycle insurance protects you.
Our specialized insurance tailored for vintage automobiles makes preserving the nostalgia of your classic beauty easier.
Campers, trailers, and motorhomes get the coverage they deserve with us, making your adventures worry-free.
Sail smoothly on McKinney's lakes with our boat insurance, safeguarding your aquatic adventures.
ATVs, dirt bikes, and more - we ensure your off-road escapades in McKinney are as safe as thrilling.
Whether for business or pleasure, we provide comprehensive insurance for vans, ensuring you're covered.
Our truck insurance protects you from pickups to commercial rigs while navigating highways and byways.
WHAT COVERAGES CAN I GET FOR MY CAR IN mckinney, TX?
LIABILITY COVERAGE
This protects you by paying for the damages and the injuries you caused in an accident and meeting the legal needs of McKinney, TX.
COLLISION COVERAGE
Some cover the costs for repairs of your car after an accident, thus offering cash value in case of a crash.
COMPREHENSIVE COVERAGE
Covers for damages that are not accidents such as theft, fire or floods making it ideal for full coverage of your vehicle.
PERSONAL INJURY PROTECTION (PIP)
It provides for your medical bills and that of your passengers, as well as compensation for lost wages in case of an accident.
MEDICAL PAYMENTS COVERAGE
Pays for medical bills no matter who is to blame in an accident, guarantees that the injured party receives the treatment.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
It covers you when you are involved in an accident with a driver who does not have adequate insurance to cater for the mishap.
GAP INSURANCE
It covers the difference between your car's value and the amount you owe on your loan or lease, bridging financial gaps.
RENTAL REIMBURSEMENT COVERAGE
Reimburses for a rental car if your car is with the mechanic due to an insured loss, providing mobility.
ROADSIDE ASSISTANCE
Provides services like towing, fuel delivery, and locksmith assistance in case of vehicle breakdowns, offering peace of mind.
NEW CAR REPLACEMENT COVERAGE
It covers the cost of replacing a totaled new car with a similar make and model if it's less than a certain age, safeguarding your investment.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN mckinney, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Dive into a world of insurance options with CINCO, discovering tailored coverage plans to meet your unique needs and preferences.
Connect
Connect with CINCO's expert agents, ready to guide you through the insurance process and provide personalized assistance and support.
Compare
Compare insurance plans effortlessly with CINCO's intuitive tools and resources. These empower you to make informed decisions and find the perfect coverage.
GET A FREE AUTO INSURANCE QUOTE IN mckinney, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN mckinney, TX?
| Zip Code | City | County |
|---|---|---|
| 75069 | Mckinney | Collin County |
| 75070 | Mckinney | Collin County |
| 75071 | Mckinney | Collin County |
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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Founded in 1981, CINCO Auto Insurance is a licensed agency proudly serving Texas and Georgia residents with reliable insurance coverage.
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