Affordable Auto Insurance in Melissa, TX
Get affordable insurance in Melissa, TX, and save up to $1000 with CINCO. Text or call 855-336-8555 today for quick assistance!
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AUTO INSURANCE IN melissa, TX
Melissa, Texas, is a thriving city in the north of Dallas that blends small-town charm with modern conveniences. It is known for its welcoming atmosphere and community spirit. Several parks and recreational facilities, such as Zadow Park and the Melissa Sports Complex, provide great space for picnics. However, if you want to visit all these exquisite places, you must possess proper auto insurance. It helps ensure financial stability against unforeseen damages from various road perils.
Auto insurance is crucial in Melissa as it also protects the safety of citizens on the road. Luckily, CINCO Auto Insurance has worked in the insurance industry for decades, helping clients get desirable coverage. Our insurance agents work closely with the customers to ensure all their preferences and requirements are considered. Our customized solutions will provide complete protection for your vehicle. Contact our representatives today and get your first no-obligation quote to learn more!
HOW MUCH DOES CAR INSURANCE COST IN melissa, TX?
A typical auto insurance policy in Melissa, Texas, will cost around $81 monthly for minimum liability insurance and $150 for full coverage options. Drivers in Melissa pay 12% less for their insurance than the state’s auto insurance average. Remember that these estimates may vary, as insurers consider various factors when calculating your premiums.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN melissa, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN melissa, TX?
Finding affordable auto insurance is always a priority for policyholders. Luckily, various insurance providers in the area offer numerous discounts to their customers, helping them reduce their premiums. By understanding and benefitting from these discounts, you can make sure you are getting the best value for your money. Here are some discounts you can look into:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN melissa, TX?
All drivers in Texas are legally required to carry the minimum liability insurance limits to ensure safety on the road. It is commonly referred to as the “30/60/25” scheme, which states the following minimal requirements for auto insurance:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
If you are responsible for an accident, your liability insurance will pay the other party up to $60,000 in bodily injury costs, but not more than $30,000 for a single individual’s injuries, and $25,000 in property damage costs.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN melissa, TX?
CINCO Auto Insurance covers various car types, from compact vehicles to luxury sedans, protecting against unforeseen damage.
Whether you ride a sports bike or a cruiser, we understand the unique needs of motorcycle riders and provide comprehensive protection.
For classic car owners in Melissa, CINCO Auto Insurance offers specialized coverage that considers your vehicle's unique requirements.
If you own an RV and love exploring the open road, we offer insurance plans that safeguard your home on wheels against theft and vandalism.
From fishing boats to sailboats, CINCO Auto Insurance helps protect various types of watercraft so you can safely enjoy the lakes and waterways.
For those who love off-road adventures, our esteemed agents help find insurance policies for ATVs, dune buggies, and dirt bikes.
Whether you use your van for family trips or business purposes, we help you find coverage options that meet your unique requirements and preferences.
From light-duty pickups to heavy-duty work trucks, our comprehensive insurance plans help protect you, whether hauling cargo or commuting to work.
WHAT COVERAGES CAN I GET FOR MY CAR IN melissa, TX?
LIABILITY COVERAGE
If you are responsible for an accident that injures someone or damages their property, liability coverage helps pay for repairs and medical bills.
COLLISION COVERAGE
This coverage pays for your car’s repair and replacement if it is damaged in an accident with another object or vehicle, regardless of who is at fault.
COMPREHENSIVE COVERAGE
Comprehensive coverage helps pay for damages caused by events other than collisions, such as theft, fire, vandalism, and collision with wildlife.
PERSONAL INJURY PROTECTION (PIP)
It covers medical expenses for you and your passengers for injuries from an accident, regardless of who is at fault. It also helps cover the lost income.
MEDICAL PAYMENTS COVERAGE
Like PIP, this coverage helps pay medical bills for you and your passengers after an accident, such as hospital bills and surgeries, no matter who caused it.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage pays for your damages and medical expenses if you're in an accident with a driver who doesn't have enough insurance or any insurance.
GAP INSURANCE
If your car is totaled and you owe more on your loan than the car's current value, gap insurance helps pay for the difference, ensuring you suffer minimal loss.
RENTAL REIMBURSEMENT COVERAGE
Rental reimbursement coverage pays for the temporary transportation costs while your vehicle is out for repair due to damage from an insured event.
ROADSIDE ASSISTANCE
Roadside assistance helps if your car breaks down, offering services like towing, battery jump-starts, lockout assistance, and tire changes.
NEW CAR REPLACEMENT COVERAGE
If your new car is totaled within the first year of purchase, this coverage helps replace it with a new vehicle of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN melissa, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Learn more about the wide range of auto insurance options for Melissa drivers. Our easy-to-navigate website helps you find the coverage that fits your lifestyle and budget.
Connect
Contact our friendly auto insurance agents in Texas, ready to assist you with any questions. Our esteemed agents are qualified and experienced to guide you every step of the way.
Compare
Compare personalized quotes from top insurers to find the best deals. With CINCO, you can quickly see how our plans stack up, ensuring you get the best value for your money.
GET A FREE AUTO INSURANCE QUOTE IN melissa, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN melissa, TX?
| Zip Code | City | County |
|---|---|---|
| 75454 | Melissa | Collin County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Luis Ortuno
Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.
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Wendy Castillo
Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!
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Jimmey McCullough
Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.
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Audrey Hare
Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!
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Katrina Hughes
Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!
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Daniel Alvarado
Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.
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Maria Martinez
Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!
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Jocelyn Adams
Edward was patient and made sure I received great service throughout the process. Really appreciate his help!
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Tamekia Owens
Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.
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Myrna Garcia
Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.
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Cynthia D. Khaled
Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.
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Luis Morales
Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!
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Eduardo Ruiz
Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.
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Reyna Arroyo
Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.
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Monica Herrera
Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!
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Claire Small
Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!
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Abril Hernandez
Edward did an amazing job finding me the best price. Great service and excellent customer care.
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Christina Saldana
Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!
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Cooking with Gala
Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!
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Ednandez
Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.
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Ryan Anderson
Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
Google Review