Get Affordable Auto Insurance Rates in Melissa, TX
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AUTO INSURANCE IN melissa, TX
Melissa, Texas, is a thriving city in the north of Dallas that blends small-town charm with modern conveniences. It is known for its welcoming atmosphere and community spirit. Several parks and recreational facilities, such as Zadow Park and the Melissa Sports Complex, provide great space for picnics. However, if you want to visit all these exquisite places, you must possess proper auto insurance. It helps ensure financial stability against unforeseen damages from various road perils.
Auto insurance is crucial in Melissa as it also protects the safety of citizens on the road. Luckily, CINCO Auto Insurance has worked in the insurance industry for decades, helping clients get desirable coverage. Our insurance agents work closely with the customers to ensure all their preferences and requirements are considered. Our customized solutions will provide complete protection for your vehicle. Contact our representatives today and get your first no-obligation quote to learn more!
HOW MUCH DOES CAR INSURANCE COST IN melissa, TX?
A typical auto insurance policy in Melissa, Texas, will cost around $81 monthly for minimum liability insurance and $150 for full coverage options. Drivers in Melissa pay 12% less for their insurance than the state’s auto insurance average. Remember that these estimates may vary, as insurers consider various factors when calculating your premiums.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN melissa, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN melissa, TX?
Finding affordable auto insurance is always a priority for policyholders. Luckily, various insurance providers in the area offer numerous discounts to their customers, helping them reduce their premiums. By understanding and benefitting from these discounts, you can make sure you are getting the best value for your money. Here are some discounts you can look into:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN melissa, TX?
All drivers in Texas are legally required to carry the minimum liability insurance limits to ensure safety on the road. It is commonly referred to as the “30/60/25” scheme, which states the following minimal requirements for auto insurance:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
If you are responsible for an accident, your liability insurance will pay the other party up to $60,000 in bodily injury costs, but not more than $30,000 for a single individual’s injuries, and $25,000 in property damage costs.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN melissa, TX?
CINCO Auto Insurance covers various car types, from compact vehicles to luxury sedans, protecting against unforeseen damage.
Whether you ride a sports bike or a cruiser, we understand the unique needs of motorcycle riders and provide comprehensive protection.
For classic car owners in Melissa, CINCO Auto Insurance offers specialized coverage that considers your vehicle's unique requirements.
If you own an RV and love exploring the open road, we offer insurance plans that safeguard your home on wheels against theft and vandalism.
From fishing boats to sailboats, CINCO Auto Insurance helps protect various types of watercraft so you can safely enjoy the lakes and waterways.
For those who love off-road adventures, our esteemed agents help find insurance policies for ATVs, dune buggies, and dirt bikes.
Whether you use your van for family trips or business purposes, we help you find coverage options that meet your unique requirements and preferences.
From light-duty pickups to heavy-duty work trucks, our comprehensive insurance plans help protect you, whether hauling cargo or commuting to work.
WHAT COVERAGES CAN I GET FOR MY CAR IN melissa, TX?
LIABILITY COVERAGE
If you are responsible for an accident that injures someone or damages their property, liability coverage helps pay for repairs and medical bills.
COLLISION COVERAGE
This coverage pays for your car’s repair and replacement if it is damaged in an accident with another object or vehicle, regardless of who is at fault.
COMPREHENSIVE COVERAGE
Comprehensive coverage helps pay for damages caused by events other than collisions, such as theft, fire, vandalism, and collision with wildlife.
PERSONAL INJURY PROTECTION (PIP)
It covers medical expenses for you and your passengers for injuries from an accident, regardless of who is at fault. It also helps cover the lost income.
MEDICAL PAYMENTS COVERAGE
Like PIP, this coverage helps pay medical bills for you and your passengers after an accident, such as hospital bills and surgeries, no matter who caused it.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage pays for your damages and medical expenses if you're in an accident with a driver who doesn't have enough insurance or any insurance.
GAP INSURANCE
If your car is totaled and you owe more on your loan than the car's current value, gap insurance helps pay for the difference, ensuring you suffer minimal loss.
RENTAL REIMBURSEMENT COVERAGE
Rental reimbursement coverage pays for the temporary transportation costs while your vehicle is out for repair due to damage from an insured event.
ROADSIDE ASSISTANCE
Roadside assistance helps if your car breaks down, offering services like towing, battery jump-starts, lockout assistance, and tire changes.
NEW CAR REPLACEMENT COVERAGE
If your new car is totaled within the first year of purchase, this coverage helps replace it with a new vehicle of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN melissa, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Learn more about the wide range of auto insurance options for Melissa drivers. Our easy-to-navigate website helps you find the coverage that fits your lifestyle and budget.
Connect
Contact our friendly auto insurance agents in Texas, ready to assist you with any questions. Our esteemed agents are qualified and experienced to guide you every step of the way.
Compare
Compare personalized quotes from top insurers to find the best deals. With CINCO, you can quickly see how our plans stack up, ensuring you get the best value for your money.
GET A FREE AUTO INSURANCE QUOTE IN melissa, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN melissa, TX?
| Zip Code | City | County |
|---|---|---|
| 75454 | Melissa | Collin County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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