Affordable Auto Insurance in Melissa, TX
Get affordable insurance in Melissa, TX, and save up to $1000 with CINCO. Text or call 855-336-8555 today for quick assistance!
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AUTO INSURANCE IN melissa, TX
Melissa, Texas, is a thriving city in the north of Dallas that blends small-town charm with modern conveniences. It is known for its welcoming atmosphere and community spirit. Several parks and recreational facilities, such as Zadow Park and the Melissa Sports Complex, provide great space for picnics. However, if you want to visit all these exquisite places, you must possess proper auto insurance. It helps ensure financial stability against unforeseen damages from various road perils.
Auto insurance is crucial in Melissa as it also protects the safety of citizens on the road. Luckily, CINCO Auto Insurance has worked in the insurance industry for decades, helping clients get desirable coverage. Our insurance agents work closely with the customers to ensure all their preferences and requirements are considered. Our customized solutions will provide complete protection for your vehicle. Contact our representatives today and get your first no-obligation quote to learn more!
HOW MUCH DOES CAR INSURANCE COST IN melissa, TX?
A typical auto insurance policy in Melissa, Texas, will cost around $81 monthly for minimum liability insurance and $150 for full coverage options. Drivers in Melissa pay 12% less for their insurance than the state’s auto insurance average. Remember that these estimates may vary, as insurers consider various factors when calculating your premiums.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN melissa, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN melissa, TX?
Finding affordable auto insurance is always a priority for policyholders. Luckily, various insurance providers in the area offer numerous discounts to their customers, helping them reduce their premiums. By understanding and benefitting from these discounts, you can make sure you are getting the best value for your money. Here are some discounts you can look into:
Military Discounts
Renewal Discounts
Multi-Policy Discounts
Marriage Discount
Multi-Car Discounts
Bundling Discounts
Costco Discounts
Defensive Driving Course Discounts
Lien Holder Discount
Senior Drivers Discount
Good Driver Discounts
Paid-In-Full Discounts
Occupational Discounts
Paperless Billing Discounts
First Responders Discount
Affiliation Discounts
Mature, Retired, Or Senior Discount
User-Based Discounts
Continuous Insurance Discounts
Loyalty Discounts
Accident-Free Discount
Teen Drivers Discounts
Bundling Policies
Automatic Payments Discounts
Vehicle Safety Ratings And Features Discounts
Low Mileage Discounts
Telematics-Based Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN melissa, TX?
All drivers in Texas are legally required to carry the minimum liability insurance limits to ensure safety on the road. It is commonly referred to as the “30/60/25” scheme, which states the following minimal requirements for auto insurance:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
If you are responsible for an accident, your liability insurance will pay the other party up to $60,000 in bodily injury costs, but not more than $30,000 for a single individual’s injuries, and $25,000 in property damage costs.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN melissa, TX?
CAR
CINCO Auto Insurance covers various car types, from compact vehicles to luxury sedans, protecting against unforeseen damage.
MOTORCYCLES
Whether you ride a sports bike or a cruiser, we understand the unique needs of motorcycle riders and provide comprehensive protection.
CLASSIC CAR
For classic car owners in Melissa, CINCO Auto Insurance offers specialized coverage that considers your vehicle's unique requirements.
RECREATIONAL VEHICLES
If you own an RV and love exploring the open road, we offer insurance plans that safeguard your home on wheels against theft and vandalism.
BOATS
From fishing boats to sailboats, CINCO Auto Insurance helps protect various types of watercraft so you can safely enjoy the lakes and waterways.
OFF-ROAD VEHICLES
For those who love off-road adventures, our esteemed agents help find insurance policies for ATVs, dune buggies, and dirt bikes.
VANS
Whether you use your van for family trips or business purposes, we help you find coverage options that meet your unique requirements and preferences.
TRUCKS
From light-duty pickups to heavy-duty work trucks, our comprehensive insurance plans help protect you, whether hauling cargo or commuting to work.
WHAT COVERAGES CAN I GET FOR MY CAR IN melissa, TX?
LIABILITY COVERAGE
If you are responsible for an accident that injures someone or damages their property, liability coverage helps pay for repairs and medical bills.
COLLISION COVERAGE
This coverage pays for your car’s repair and replacement if it is damaged in an accident with another object or vehicle, regardless of who is at fault.
COMPREHENSIVE COVERAGE
Comprehensive coverage helps pay for damages caused by events other than collisions, such as theft, fire, vandalism, and collision with wildlife.
PERSONAL INJURY PROTECTION (PIP)
It covers medical expenses for you and your passengers for injuries from an accident, regardless of who is at fault. It also helps cover the lost income.
MEDICAL PAYMENTS COVERAGE
Like PIP, this coverage helps pay medical bills for you and your passengers after an accident, such as hospital bills and surgeries, no matter who caused it.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This coverage pays for your damages and medical expenses if you're in an accident with a driver who doesn't have enough insurance or any insurance.
GAP INSURANCE
If your car is totaled and you owe more on your loan than the car's current value, gap insurance helps pay for the difference, ensuring you suffer minimal loss.
RENTAL REIMBURSEMENT COVERAGE
Rental reimbursement coverage pays for the temporary transportation costs while your vehicle is out for repair due to damage from an insured event.
ROADSIDE ASSISTANCE
Roadside assistance helps if your car breaks down, offering services like towing, battery jump-starts, lockout assistance, and tire changes.
NEW CAR REPLACEMENT COVERAGE
If your new car is totaled within the first year of purchase, this coverage helps replace it with a new vehicle of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN melissa, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
Learn more about the wide range of auto insurance options for Melissa drivers. Our easy-to-navigate website helps you find the coverage that fits your lifestyle and budget.
Connect
Contact our friendly auto insurance agents in Texas, ready to assist you with any questions. Our esteemed agents are qualified and experienced to guide you every step of the way.
Compare
Compare personalized quotes from top insurers to find the best deals. With CINCO, you can quickly see how our plans stack up, ensuring you get the best value for your money.
GET A FREE AUTO INSURANCE QUOTE IN melissa, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN melissa, TX?
| Zip Code | City | County |
|---|---|---|
| 75454 | Melissa | Collin |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,
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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Angelica Sandoval
Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...
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Katrina Hughes
My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...
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Rosy Palacios
Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...
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Maria Martinez
I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...
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Luis Ortuno
100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...
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Wendy Castillo
Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...
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Jocelyn Adams
My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...
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Maria Fernanda
Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!
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Tamekia Owens
Very friendly and fast service… Highly recommended to do business with.
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Myrna Garcia
Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...
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Jimmey McCullough
They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.
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Monica Herrera
Best customer service in town! Kind and generous! Love that they charge low prices compared to others.
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Daniel Alvarado
Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.
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Luis Morales
A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!
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Eduardo Ruiz
Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...
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Reyna Arroyo
Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.
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Cynthia D. Khaled
Edward's customer service skills were excellent and he answered all of my questions.
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Claire Small
Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...
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Abril Hernandez
Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.
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Christina Saldana
Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...
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Cooking with Gala
Edward had great customer service, was friendly and super helpful. Great price and quick service.
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Ednandez
Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...
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Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
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Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
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