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AUTO INSURANCE IN mercedes, TX

Auto insurance protects drivers in Mercedes, TX, a vibrant city near landmarks like the Rio Grande Valley Premium Outlets and Estero Llano Grande State Park. It provides financial coverage in case of accidents, theft, or damage to your vehicle, ensuring peace of mind on the road. Auto Insurance is a legal requirement and a critical safeguard for unexpected events.


CINCO Auto Insurance specializes in helping Mercedes residents find the best coverage customized to their needs. With their expertise and wide range of insurance options, they can guide you through selecting policies that offer maximum protection. Whether you're a new driver or seeking better rates, we cover you at an affordable price.

HOW MUCH DOES CAR INSURANCE COST IN mercedes, TX?

In Mercedes, being near major highways and local landmarks like the Rio Grande Valley Premium Outlets could influence rates due to traffic patterns and accident risks. Additionally, local crime rates and population density may affect your premiums. The cost is usually lower for liability-only insurance, ranging from $500 to $800 annually.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN mercedes, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN mercedes, TX?

Various insurance providers in Mercedes offer countless incentives and savings on their coverages. For example, if you have a clean driving record, you can qualify for a good driver discount; if you have an excellent academic record, you can qualify for a good student discount, and so on. Here are some other discounts you can consider:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN mercedes, TX?

In the growing Mercedes community, having car insurance is crucial for your safety and that of other drivers on the road. You are required to purchase minimum Liability coverage. It is commonly known as the "30/60/25" plan. Here are the minimum auto insurance requirements:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you are ever at fault in an accident, your coverage will pay the other party $60,000 in bodily injury claims; however, not more than $30,000 will be allocated for one person. Additionally, $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN mercedes, TX?

You can navigate the city in your car with comfort, knowing your coverage is there to protect you if something goes wrong.

Cruise the highways with CINCO’s outstanding motorcycle insurance plan, and be sure you are covered.

Your classic beauty deserves special care, which can only be achieved through a comprehensive policy.

Hit the road for an adventure with CINCO’s holistic RV insurance solutions in Mercedes, TX, providing essential protection.

Enjoy the waters near Mercedes with peace of mind. CINCO’s boat insurance keeps your adventures safe and secure.

Take on the rough terrain with off-road vehicle insurance from CINCO’s esteemed insurance carriers.

CINCO helps cover various van models, from passenger vans to cargo vans, against unforeseen perils.

For work or leisure, insure your truck with help from CINCO agents, and enjoy peace of mind on every journey.

WHAT COVERAGES CAN I GET FOR MY CAR IN mercedes, TX?

LIABILITY COVERAGE

It covers damages and injuries you cause to others in an accident. It ensures you meet legal requirements and preserves your financial stability.

COLLISION COVERAGE

Collision coverage assists in paying for your vehicle’s repair and replacement costs if it is involved in an accident with another car or object.

COMPREHENSIVE COVERAGE

Comprehensive coverage helps pay for damages caused by events other than accidents, such as theft, malicious acts, or natural disasters.

PERSONAL INJURY PROTECTION (PIP)

PIP pays for reasonable and necessary medical expenses, wage loss, and other out-of-pocket expenses for you.

MEDICAL PAYMENTS COVERAGE

In the case of MedPay, the coverage is paid to you and your passengers for medical bills that require prescription drugs, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

This coverage protects you if a driver hits you who does not have sufficient insurance to pay for your damages.

GAP INSURANCE

GAP insurance covers the gap between what you owe on your car loan and its depreciated value in case it is totaled.

RENTAL REIMBURSEMENT COVERAGE

This coverage reimburses the amount you spend on transportation while your vehicle is being repaired after a covered claim.

ROADSIDE ASSISTANCE

This coverage offers assistance when your car breaks down and helps access services like towing, tire repair, and jumpstarts.

NEW CAR REPLACEMENT COVERAGE

New car replacement coverage helps pay for a new car of the same make and model if your previous vehicle is totaled.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN mercedes, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Visit our official website to review the wide range of auto insurance products and services we offer at CINCO.

Connect

Connect with our qualified auto insurance experts in Texas, who are ready to assist you with any questions or concerns about your insurance.

Compare

CINCO helps you find the most suitable insurance plan by comparing quotes from multiple insurance providers in the city.

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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN mercedes, TX?

Zip CodeCityCounty
78570MercedesHidalgo County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

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Cinco Auto Insurance Office Front

2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

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Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

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Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

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Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

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Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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