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AUTO INSURANCE IN midlothian, TX

Known for its lively sense of community and small-town atmosphere, Midlothian, Texas, is a fast-growing city in the center of Ellis County. Among the important monuments is the Midlothian Community Park, which has sports fields, play areas, and hiking trails. However, you must explore this beautiful city with proper auto insurance. A reliable insurance policy not only protects you but also others on the road. 


CINCO Auto Insurance is your best option for affordable auto insurance in Midlothian. We have helped numerous clients find their dream coverage. Our local agents understand the community's needs and deliver personalized options that align with your preferences. They work closely with you from the beginning, ensuring there are no gaps in your insurance plan. Contact us and get a free online quote today!

HOW MUCH DOES CAR INSURANCE COST IN midlothian, TX?

In Midlothian, Texas, the average auto insurance policy costs around $116 for minimum coverage, whereas for full coverage, it costs approximately $150 per month. Drivers in Midlothian spend 6% less on their auto insurance than the state average. However, these are just average costs; the actual rates may differ a lot based on factors like driving history, zip code, credit score, etc.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN midlothian, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

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Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN midlothian, TX?

Every insurance provider offers a range of discounts to attract customers. If you want to save money on your insurance, never forget to ask your agent to explore any relevant discounts for which you may qualify. This way, you can lower your insurance premiums without losing the coverage quality. You could look into the following discounts:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN midlothian, TX?

You must have minimum liability insurance to legally drive in Midlothian, TX. Each state has its insurance limitations that need to be followed. In Texas, you must follow the “30/60/25” scheme, which states you must possess the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).

If you are responsible for an accident, your coverage will pay $60,000 in bodily injury costs; however, it will not be more than $30,000 per person, and $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN midlothian, TX?

CAR

To secure your daily activities, let our esteemed agents help you secure reliable auto insurance in Midlothian.

MOTORCYCLES

Your exciting motorcycle adventures remain financially covered with our extensive insurance solutions.

CLASSIC CAR

Classic car insurance is a must-have to protect your vintage vehicles against threats like vandalism.

RECREATIONAL VEHICLES

Our RV insurance solutions ensure peace of mind for all your picnics and outdoor adventures in your RV.

BOATS

Our boat insurance solutions protect your water vessel against perils like theft, vandalism, collisions, etc.

OFF-ROAD VEHICLES

We help you find reliable plans for your ATVs and dune buggies to secure against damage on rough terrains.

VANS

CINCO offers comprehensive insurance solutions for vans, whether for personal or business usage.

TRUCKS

Our truck insurance solutions ensure your business operations are not interrupted by any road hazard.

WHAT COVERAGES CAN I GET FOR MY CAR IN midlothian, TX?

LIABILITY COVERAGE

It helps pay for the property damage and bodily injury costs of the affected party in an accident where you are at fault.

COLLISION COVERAGE

Collision coverage covers your vehicle repair and replacement in case of collisions or accidents, regardless of your fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage offers financial protection against various non-collision-related perils, such as theft and natural disasters.

PERSONAL INJURY PROTECTION (PIP)

It helps pay for medical expenses, lost wages, and associated expenses for injuries you and your passengers sustain in an accident.

MEDICAL PAYMENTS COVERAGE

MedPay covers medical expenses for injuries you and your passengers sustain in an accident, such as hospital bills and diagnostic tests.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If you are ever in an accident with a driver who is either uninsured or inadequately insured, this coverage helps cover your damages and injuries.

GAP INSURANCE

In a total loss, gap insurance helps cover the gap between the amount you owe on your car lease versus the amount your car is currently worth.

RENTAL REIMBURSEMENT COVERAGE

If your vehicle is being repaired after a covered event, this coverage helps pay for the temporary transportation expenses, such as car rentals.

ROADSIDE ASSISTANCE

Roadside assistance offers help if your car breaks down on the road, covering services like towing, battery jump-starts, flat tire damages, etc.

NEW CAR REPLACEMENT COVERAGE

If your new car is totaled within a given time frame or mileage, this coverage helps pay for a brand-new vehicle of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN midlothian, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Check our website for a diverse selection of auto insurance solutions to help you secure your vehicle.

Connect

Contact our experienced agents, who are qualified to assist you with all your insurance-related concerns.

Compare

Don’t settle on the first insurance plan! Review quotes from multiple carriers at the same time at CINCO.

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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN midlothian, TX?

Zip CodeCityCounty
76065MidlothianEllis

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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