OUR TOP INSURANCE COMPANIES

AUTO INSURANCE IN new braunfels, TX

In New Braunfels, TX, the bustling traffic on Interstate 35 and State Highway 46 makes auto insurance essential. It protects drivers against accidents and unforeseen events, ensuring peace of mind. With its scenic rivers and vibrant culture, staying insured ensures you can safely explore this charming city.

CINCO understands the unique needs of New Braunfels drivers and is dedicated to finding the best insurance plans for you. Whether driving to Gruene Historic District for concerts, navigating Loop 337 daily, or exploring Hill Country roads, our expert auto insurance agents ensure your safety and peace of mind.

HOW MUCH DOES CAR INSURANCE COST IN new braunfels, TX?

The average monthly premium for minimum coverage in New Braunfels is approximately $116, and for full coverage insurance, it is nearly $157. According to the estimates, drivers in New Braunfels spend 8% less on their auto insurance than the Texas average. However, these are just estimates, and your actual premiums can significantly vary from them based on certain factors.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN new braunfels, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN new braunfels, TX?

Looking for discounts can be a lot of work. However, it becomes easier with the right insurance agent by your side. Nearly all insurance companies offer a range of discounts on their coverages to attract customers, so all you need to do is find suitable ones. Here are some options you can look for:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN new braunfels, TX?

Minimum liability insurance ensures safety during car accidents for those who are not at fault. You are not legally allowed to drive in New Braunfels without proper insurance. The least amount of coverage you would need, as per the state guidelines, is minimum liability insurance. Texans follow the “30/60/25” rule, which stands for:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


So, if you are at fault in an accident, this coverage will cover up to $60,000 in medical bills but not more than $30,000 for one individual, whereas $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN new braunfels, TX?

Whether you own a Sedan or a Rolls Royce, you can benefit from our affordable and quality car insurance solutions.

CINCO finds insurance policies well-suited to your needs, ensuring financial protection against several road hazards.

CINCO helps find quality insurance solutions for your classic cars, protecting their financial worth.

We cover financial losses in case your RV gets damaged during collisions, extreme weather, theft, vandalism, etc.

With our boat insurance solutions, you can explore the lakes in New Braunfels without stressing about the damage costs.

If you prefer off-road adventures, consider our insurance solutions to protect your vehicle on rough terrains.

Our diverse insurance solutions cover panel vans, Luton vans, Box vans, and various other types of vans.

Your pickup trucks and tankers are covered against a wide variety of risks under our extensive insurance plans.

WHAT COVERAGES CAN I GET FOR MY CAR IN new braunfels, TX?

LIABILITY COVERAGE

Liability insurance covers the other party's property damage and bodily injuries if you're responsible for an accident.

COLLISION COVERAGE

Collision coverage handles your vehicle's repair and replacement costs after an accident, regardless of who was at fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision events like severe weather, natural disasters, theft, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage offers protection by covering medical expenses and lost wages due to injuries for you and others in an accident.

MEDICAL PAYMENTS COVERAGE

This coverage includes medical expenses related to a car accident, including hospital stays, tests, prescriptions, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

It helps cover damages if you're in an accident with a driver who lacks adequate insurance, even when you're not at fault.

GAP INSURANCE

If your car is totaled, gap insurance helps pay the difference between your car's value and what you owe on your loan.

RENTAL REIMBURSEMENT COVERAGE

If your car is out for repair due to a covered event, rental reimbursement covers transportation costs until your vehicle is repaired.

ROADSIDE ASSISTANCE

This add-on covers assistance when your car breaks down on the road, including towing, tire changes, and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

If your car is totaled within a set period after purchase, this coverage helps you get a new vehicle of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN new braunfels, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

If you are looking for quality auto insurance, browse our website to find an extensive range of insurance products and services on our official website!

Connect

Connect with our team of friendly insurance agents for expert guidance and recommendations on finding the perfect auto insurance policy!

Compare

Choosing your auto insurance policy is a crucial decision. You must take your time, gather multiple car insurance quotes from CINCO, weigh your options, and choose the suitable one.

GET A FREE AUTO INSURANCE QUOTE IN new braunfels, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN new braunfels, TX?

Zip CodeCityCounty
78130New BraunfelsComal County
78131New BraunfelsComal County
78132New BraunfelsComal County
78133New BraunfelsComal County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

GET DIRECTIONS

Cinco Auto Insurance Office Front

2750 W Northwest Hwy Ste 190, Dallas, TX 75220

GET DIRECTIONS

Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

GET DIRECTIONS

Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

GET DIRECTIONS

Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

GET DIRECTIONS

Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

GET DIRECTIONS

Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

GET DIRECTIONS

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

Google Google Review

Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

Google Google Review

Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

Google Google Review

Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

Google Google Review

GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

Google Google Review

Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

Google Google Review

Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

Google Google Review

Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

Google Google Review

Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

Google Google Review

Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

Google Google Review

Luis Gallegos

Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

Google Google Review

Johnny Garcia

Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

Google Google Review

Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

Google Google Review

Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

Google Google Review

Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

Google Google Review

Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

Google Google Review

Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

Google Google Review

Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

Google Google Review

Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

Google Google Review

Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

Google Google Review

Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

Google Google Review