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AUTO INSURANCE IN new-braunfels, TX

In New Braunfels, TX, the bustling traffic on Interstate 35 and State Highway 46 makes auto insurance essential. It protects drivers against accidents and unforeseen events, ensuring peace of mind. With its scenic rivers and vibrant culture, staying insured ensures you can safely explore this charming city.

 

CINCO understands the unique needs of New Braunfels drivers and is dedicated to finding the best insurance plans for you. Whether driving to Gruene Historic District for concerts, navigating Loop 337 daily, or exploring Hill Country roads, our expert auto insurance agents ensure your safety and peace of mind.

HOW MUCH DOES CAR INSURANCE COST IN new-braunfels, TX?

The average monthly premium for minimum coverage in New Braunfels is approximately $116, and for full coverage insurance, it is nearly $157. According to the estimates, drivers in New Braunfels spend 8% less on their auto insurance than the Texas average. However, these are just estimates, and your actual premiums can significantly vary from them based on certain factors.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN new-braunfels, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN new-braunfels, TX?

Looking for discounts can be a lot of work. However, it becomes easier with the right insurance agent by your side. Nearly all insurance companies offer a range of discounts on their coverages to attract customers, so all you need to do is find suitable ones. Here are some options you can look for:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN new-braunfels, TX?

Minimum liability insurance ensures safety during car accidents for those who are not at fault. You are not legally allowed to drive in New Braunfels without proper insurance. The least amount of coverage you would need, as per the state guidelines, is minimum liability insurance. Texans follow the “30/60/25” rule, which stands for:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


So, if you are at fault in an accident, this coverage will cover up to $60,000 in medical bills but not more than $30,000 for one individual, whereas $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN new-braunfels, TX?

CAR

Whether you own a Sedan or a Rolls Royce, you can benefit from our affordable and quality car insurance solutions.

MOTORCYCLES

CINCO finds insurance policies well-suited to your needs, ensuring financial protection against several road hazards.

CLASSIC CAR

CINCO helps find quality insurance solutions for your classic cars, protecting their financial worth.

RECREATIONAL VEHICLES

We cover financial losses in case your RV gets damaged during collisions, extreme weather, theft, vandalism, etc.

BOATS

With our boat insurance solutions, you can explore the lakes in New Braunfels without stressing about the damage costs.

OFF-ROAD VEHICLES

If you prefer off-road adventures, consider our insurance solutions to protect your vehicle on rough terrains.

VANS

Our diverse insurance solutions cover panel vans, Luton vans, Box vans, and various other types of vans.

TRUCKS

Your pickup trucks and tankers are covered against a wide variety of risks under our extensive insurance plans.

WHAT COVERAGES CAN I GET FOR MY CAR IN new-braunfels, TX?

LIABILITY COVERAGE

Liability insurance covers the other party's property damage and bodily injuries if you're responsible for an accident.

COLLISION COVERAGE

Collision coverage handles your vehicle's repair and replacement costs after an accident, regardless of who was at fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision events like severe weather, natural disasters, theft, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage offers protection by covering medical expenses and lost wages due to injuries for you and others in an accident.

MEDICAL PAYMENTS COVERAGE

This coverage includes medical expenses related to a car accident, including hospital stays, tests, prescriptions, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

It helps cover damages if you're in an accident with a driver who lacks adequate insurance, even when you're not at fault.

GAP INSURANCE

If your car is totaled, gap insurance helps pay the difference between your car's value and what you owe on your loan.

RENTAL REIMBURSEMENT COVERAGE

If your car is out for repair due to a covered event, rental reimbursement covers transportation costs until your vehicle is repaired.

ROADSIDE ASSISTANCE

This add-on covers assistance when your car breaks down on the road, including towing, tire changes, and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

If your car is totaled within a set period after purchase, this coverage helps you get a new vehicle of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN new-braunfels, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

If you are looking for quality auto insurance, browse our website to find an extensive range of insurance products and services on our official website!

Connect

Connect with our team of friendly insurance agents for expert guidance and recommendations on finding the perfect auto insurance policy!

Compare

Choosing your auto insurance policy is a crucial decision. You must take your time, gather multiple car insurance quotes from CINCO, weigh your options, and choose the suitable one.

GET A FREE AUTO INSURANCE QUOTE IN new-braunfels, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN new-braunfels, TX?

Zip CodeCityCounty
78130New BraunfelsComal County
78131New BraunfelsComal County
78132New BraunfelsComal County
78133New BraunfelsComal County

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

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