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AUTO INSURANCE IN odessa, TX

Auto insurance is an essential commodity for every driver in Odessa, Texas, especially with key routes like Andrews Highway and landmarks such as the Odessa Meteor Crater. It provides basic financial security against accidents, thefts, and liabilities, making it crucial in a region with varying road conditions and inherent hazards.

CINCO makes it easier to go through this tedious procedure by offering individual help and links to different insurance plans that suit the driver’s needs and financial capabilities. I have assembled a team of professionals with many years of experience, and our aim is to provide you with the best coverage based on your situation and requirements.

HOW MUCH DOES CAR INSURANCE COST IN odessa, TX?

Minimum average monthly cost in Odessa is around $97 per month and full coverage insurance costs approximately $156 per month. Odessa drivers pay roughly 2% more than the average Texas driver for their auto insurance policies. Regardless of whether you are looking for just a bare bones liability policy or something more complete, knowing these averages for your local area can aid you in your quest to get your car properly insured without overpaying.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN odessa, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

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Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN odessa, TX?

Searching for the ways to cut the expenses on car insurance in Odessa, TX? Well, you are in luck because there are hundreds of discounts out there waiting for you! Starting with the bundling discounts to the good student discounts, insurance companies provide numerous ways to save money. Therefore, why should one spend more when they can get those great coupons and save more money?

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN odessa, TX?

In Odessa, TX, drivers must meet minimum car insurance requirements to operate a vehicle legally. Typically, this includes liability coverage, which is often represented as "30/60/25," meaning:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).

Your insurance policy provides comprehensive coverage in the event of an accident. It offers up to $60,000 for injuries, with a limit of $30,000 per person. Additionally, it includes up to $25,000 in property damage protection.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN odessa, TX?

Comprehensive coverage and plans designed for regular cars, providing insurance for your car for daily use or for the family car with different plans.

Specialized insurance plans designed to safeguard motorcycles, providing coverage for riders in Odessa, TX.

Special protection for old cars in Odessa, TX, with agreed value policies that can be used for Old world beauties.

Full protection for RVs and campers transported in Odessa, TX so that owners can have fun without worrying.

Boat insurance plans to protect watercraft in Odessa, TX, providing coverage against accidents for smooth sailing.

Specialized insurance for off-road vehicles in Odessa, TX, ensuring protection for ATVs and dune buggies on adventures.

Comprehensive coverage options for vans in Odessa, TX, whether for commercial or personal use, providing peace.

Tailored insurance coverage for trucks in Odessa, TX, offering protection against accidents, theft, and liability for drivers hauling cargo.

WHAT COVERAGES CAN I GET FOR MY CAR IN odessa, TX?

LIABILITY COVERAGE

Basic coverage for the physical harm to the other person and his property to meet legal obligations when you are legally liable.

COLLISION COVERAGE

Pays for the damages or loss of your vehicle due to an accident with other vehicles or with an object.

COMPREHENSIVE COVERAGE

Provides protection for such situations as car theft, storms, and other cases which are not related to the car accident.

PERSONAL INJURY PROTECTION (PIP)

Includes reimbursement for medical bills and lost wages for you and your passengers no matter who is at fault.

MEDICAL PAYMENTS COVERAGE

Ensures reimbursement for medical expenses resulting from an accident, regardless of fault, providing essential financial support.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

Covers drivers who are involved in an accident with an uninsured or underinsured vehicle, or hit-and-run drivers.

GAP INSURANCE

Fills the difference between the current market value of your car and the balance on a lease or loan in the case of a total loss.

RENTAL REIMBURSEMENT COVERAGE

Provides access to a rental car while yours is being repaired after an accident, ensuring you stay mobile during repairs.

ROADSIDE ASSISTANCE

Provides some basic services such as towing, fuel delivery and even help with a locked out car, making sure you are never stuck.

NEW CAR REPLACEMENT COVERAGE

Protects your investment by ensuring you receive a new vehicle if yours is totalled within a specified timeframe.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN odessa, TX?

Excellent Customer Service

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Multiple Convenient Locations Near You

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Affordable Premiums

HOW IT WORKS

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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN odessa, TX?

Zip CodeCityCounty
79760OdessaEctor County
79761OdessaEctor County
79762OdessaEctor County
79763OdessaEctor County
79764OdessaEctor County
79765OdessaEctor County
79766OdessaEctor County
79768OdessaEctor County
79769OdessaEctor County

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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