OUR TOP INSURANCE COMPANIES

AUTO INSURANCE IN odessa, TX

 

Auto insurance is an essential commodity for every driver in Odessa, Texas, especially with key routes like Andrews Highway and landmarks such as the Odessa Meteor Crater. It provides basic financial security against accidents, thefts, and liabilities, making it crucial in a region with varying road conditions and inherent hazards.

CINCO makes it easier to go through this tedious procedure by offering individual help and links to different insurance plans that suit the driver’s needs and financial capabilities. I have assembled a team of professionals with many years of experience, and our aim is to provide you with the best coverage based on your situation and requirements.

 

HOW MUCH DOES CAR INSURANCE COST IN odessa, TX?

Minimum average monthly cost in Odessa is around $97 per month and full coverage insurance costs approximately $156 per month. Odessa drivers pay roughly 2% more than the average Texas driver for their auto insurance policies. Regardless of whether you are looking for just a bare bones liability policy or something more complete, knowing these averages for your local area can aid you in your quest to get your car properly insured without overpaying.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN odessa, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN odessa, TX?

Searching for the ways to cut the expenses on car insurance in Odessa, TX? Well, you are in luck because there are hundreds of discounts out there waiting for you! Starting with the bundling discounts to the good student discounts, insurance companies provide numerous ways to save money. Therefore, why should one spend more when they can get those great coupons and save more money?

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN odessa, TX?

In Odessa, TX, drivers must meet minimum car insurance requirements to operate a vehicle legally. Typically, this includes liability coverage, which is often represented as "30/60/25," meaning:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).

Your insurance policy provides comprehensive coverage in the event of an accident. It offers up to $60,000 for injuries, with a limit of $30,000 per person. Additionally, it includes up to $25,000 in property damage protection.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN odessa, TX?

CAR

Comprehensive coverage and plans designed for regular cars, providing insurance for your car for daily use or for the family car with different plans.

MOTORCYCLES

Specialized insurance plans designed to safeguard motorcycles, providing coverage for riders in Odessa, TX.

CLASSIC CAR

Special protection for old cars in Odessa, TX, with agreed value policies that can be used for Old world beauties.

RECREATIONAL VEHICLES

Full protection for RVs and campers transported in Odessa, TX so that owners can have fun without worrying.

BOATS

Boat insurance plans to protect watercraft in Odessa, TX, providing coverage against accidents for smooth sailing.

OFF-ROAD VEHICLES

Specialized insurance for off-road vehicles in Odessa, TX, ensuring protection for ATVs and dune buggies on adventures.

VANS

Comprehensive coverage options for vans in Odessa, TX, whether for commercial or personal use, providing peace.

TRUCKS

Tailored insurance coverage for trucks in Odessa, TX, offering protection against accidents, theft, and liability for drivers hauling cargo.

WHAT COVERAGES CAN I GET FOR MY CAR IN odessa, TX?

LIABILITY COVERAGE

Basic coverage for the physical harm to the other person and his property to meet legal obligations when you are legally liable.

COLLISION COVERAGE

Pays for the damages or loss of your vehicle due to an accident with other vehicles or with an object.

COMPREHENSIVE COVERAGE

Provides protection for such situations as car theft, storms, and other cases which are not related to the car accident.

PERSONAL INJURY PROTECTION (PIP)

Includes reimbursement for medical bills and lost wages for you and your passengers no matter who is at fault.

MEDICAL PAYMENTS COVERAGE

Ensures reimbursement for medical expenses resulting from an accident, regardless of fault, providing essential financial support.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

Covers drivers who are involved in an accident with an uninsured or underinsured vehicle, or hit-and-run drivers.

GAP INSURANCE

Fills the difference between the current market value of your car and the balance on a lease or loan in the case of a total loss.

RENTAL REIMBURSEMENT COVERAGE

Provides access to a rental car while yours is being repaired after an accident, ensuring you stay mobile during repairs.

ROADSIDE ASSISTANCE

Provides some basic services such as towing, fuel delivery and even help with a locked out car, making sure you are never stuck.

NEW CAR REPLACEMENT COVERAGE

Protects your investment by ensuring you receive a new vehicle if yours is totalled within a specified timeframe.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN odessa, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Discover our wide array of insurance options, designed to perfectly match your vehicle and budget needs.

 

Connect

Get expert advice and personalized assistance to navigate your auto insurance questions and ensure you get the best deal.

 

Compare

Start your journey to affordable coverage by comparing free quotes tailored to your location and needs.

 

GET A FREE AUTO INSURANCE QUOTE IN odessa, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN odessa, TX?

Zip CodeCityCounty
79760OdessaEctor County
79761OdessaEctor County
79762OdessaEctor County
79763OdessaEctor County
79764OdessaEctor County
79765OdessaEctor County
79766OdessaEctor County
79768OdessaEctor County
79769OdessaEctor County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

GET DIRECTIONS

2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

GET DIRECTIONS

2210 S Beckley Ave,
Dallas, TX 75224,
United States

GET DIRECTIONS

10335 Ferguson Rd,
Dallas, TX 75228,
United States

GET DIRECTIONS

2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

GET DIRECTIONS

1440 S Buckner Blvd,
Dallas, TX 75217,
United States

GET DIRECTIONS

1604 S First St,
Garland, TX 75040 ,

GET DIRECTIONS

9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

GET DIRECTIONS

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

Google Google Review

Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

Google Google Review

Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

Google Google Review

Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

Google Google Review

Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

Google Google Review

Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

Google Google Review

Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

Google Google Review

Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

Google Google Review

Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

Google Google Review

Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

Google Google Review

Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

Google Google Review

Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

Google Google Review

Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

Google Google Review

Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

Google Google Review

Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

Google Google Review

Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

Google Google Review

Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

Google Google Review

Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

Google Google Review

Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

Google Google Review

Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

Google Google Review

Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

Google Google Review

Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review