OUR TOP INSURANCE COMPANIES

AUTO INSURANCE IN pampa, TX

Car insurance is essential for Pampa, TX, residents who want to be secure while driving their vehicles. A lively city with famous spots such as Woody Guthrie Folk Music Center and White Deer Land Museum, Pampa greatly emphasizes road safety. Auto insurance covers various incidents, including accidents, theft, and damage, giving drivers peace of mind.


CINCO Auto Insurance helps Pampa residents find the best auto insurance options that fit their needs. We work with top providers to ensure affordable rates and comprehensive coverage, helping you stay protected while driving near iconic spots like the Freedom Museum USA and Pampa H20 Water Park.

HOW MUCH DOES CAR INSURANCE COST IN pampa, TX?

The price of car insurance in Pampa, TX, can be influenced by parameters such as your history of traffic violations, your type of car, and the policy coverage you select. Overall, the cost is between $800 and $1,500 per annum. These factors may include age, credit rating, and others. Therefore, it is recommended that drivers compare different providers to find the best rates.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN pampa, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN pampa, TX?

In Pampa, insurance firms will provide different rebates to keep the cost of your insurance policy low. To increase your savings, ask your agent to search for possible discounts. This makes it easier for you to make a decision that you have well-researched. Here are some discounts that can help you save money:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN pampa, TX?

In the bustling city of Pampa, proper coverage is essential to ensure safety on the busy roads. Driving without the required fundamental liability coverage limits, commonly known as the "30/60/25" plan, is also illegal. Here are the minimum auto insurance coverages that must be a part of your insurance policy:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


So, if you are responsible for an accident, your insurance will cover $60,000 for the other party’s injuries but no more than $30,000 for one person. It will also account for $25,000 in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN pampa, TX?

CAR

A comprehensive car insurance policy protects you against accidents, theft, and other unforeseen damages.

MOTORCYCLES

Enjoy the ride of your dreams with proper motorcycle insurance, ensuring complete protection every time you hit the road.

CLASSIC CAR

Maintain your collection of classic cars with reliable coverages from CINCO. We help you attain agreed-value protection.

RECREATIONAL VEHICLES

You can protect your RV & campers during activities and vacations with comprehensive RV insurance solutions.

BOATS

CINCO shields your boats through the right insurance policy for damage, negligence, or theft when you are out boating.

OFF-ROAD VEHICLES

Ensure your off-road vehicles with our insurance solutions, guidance, and protection against unexpected perils.

VANS

We help van owners find the right coverage for their models, whether they use them personally or for business purposes.

TRUCKS

Guard your trucks with CINCO’s auto insurance for liability, collision, and more for your personal or commercial trucks.

WHAT COVERAGES CAN I GET FOR MY CAR IN pampa, TX?

LIABILITY COVERAGE

Compulsory insurance is liability insurance that consists of bodily injury liability and property damage liability. It shields your pocket if you cause an accident.

COLLISION COVERAGE

Collision coverage enables one to get back on the road swiftly after an accident by covering your vehicle's repair or replacement costs, regardless of fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision-related damages, such as theft, vandalism, natural disasters, falling objects, and collisions with wildlife.

PERSONAL INJURY PROTECTION (PIP)

PIP pays for you and your passengers' medical treatment, such as medicines, surgeries, and lost wages, after an accident; it doesn’t matter who the offender is.

MEDICAL PAYMENTS COVERAGE

Medical Payments Coverage pays you and your passengers for medical expenses, regardless of fault. It covers hospital visits, surgery, and other necessary medical treatments.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

This coverage protects you if you're involved in an accident with a driver with insufficient or no insurance. It covers medical expenses and damage to your vehicle.

GAP INSURANCE

GAP insurance covers the difference between your car's actual cash value and the amount you owe on your auto loan. It is beneficial if your car is totaled or stolen.

RENTAL REIMBURSEMENT COVERAGE

Rental reimbursement coverage pays for a rental car while your vehicle is being repaired after a covered accident. It ensures you have transportation while your vehicle is in the shop.

ROADSIDE ASSISTANCE

Roadside assistance provides towing, battery jump-starts, flat tire changes, and lockout assistance. It offers peace of mind knowing help is available if your car breaks down.

NEW CAR REPLACEMENT COVERAGE

New car replacement coverage provides a new car of the same make and model if your new vehicle is totaled within the first year or 15,000 miles, whichever comes first.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN pampa, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Whether you want comprehensive or collision coverage, you can find our wide range of auto insurance products and services on CINCO’s official website.

Connect

Connect with our auto insurance experts in Texas, who are equipped to answer your insurance-related concerns and help you find the right policy.

Compare

Compare various car quotes from leading insurance providers in Pampa and then choose a plan that aligns best with your requirements and preferences.

GET A FREE AUTO INSURANCE QUOTE IN pampa, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN pampa, TX?

Zip CodeCityCounty
79065PampaGray County
79066PampaGray County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

GET DIRECTIONS

2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

GET DIRECTIONS

2210 S Beckley Ave,
Dallas, TX 75224,
United States

GET DIRECTIONS

10335 Ferguson Rd,
Dallas, TX 75228,
United States

GET DIRECTIONS

2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

GET DIRECTIONS

1440 S Buckner Blvd,
Dallas, TX 75217,
United States

GET DIRECTIONS

1604 S First St,
Garland, TX 75040 ,

GET DIRECTIONS

9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

GET DIRECTIONS

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

Google Google Review

Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

Google Google Review

Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

Google Google Review

Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

Google Google Review

Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

Google Google Review

Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

Google Google Review

Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

Google Google Review

Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

Google Google Review

Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

Google Google Review

Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

Google Google Review

Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

Google Google Review

Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

Google Google Review

Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

Google Google Review

Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

Google Google Review

Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

Google Google Review

Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

Google Google Review

Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

Google Google Review

Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

Google Google Review

Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

Google Google Review

Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

Google Google Review

Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

Google Google Review

Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review