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AUTO INSURANCE IN pampa, TX

Car insurance is essential for Pampa, TX, residents who want to be secure while driving their vehicles. A lively city with famous spots such as Woody Guthrie Folk Music Center and White Deer Land Museum, Pampa greatly emphasizes road safety. Auto insurance covers various incidents, including accidents, theft, and damage, giving drivers peace of mind.


CINCO Auto Insurance helps Pampa residents find the best auto insurance options that fit their needs. We work with top providers to ensure affordable rates and comprehensive coverage, helping you stay protected while driving near iconic spots like the Freedom Museum USA and Pampa H20 Water Park.

HOW MUCH DOES CAR INSURANCE COST IN pampa, TX?

The price of car insurance in Pampa, TX, can be influenced by parameters such as your history of traffic violations, your type of car, and the policy coverage you select. Overall, the cost is between $800 and $1,500 per annum. These factors may include age, credit rating, and others. Therefore, it is recommended that drivers compare different providers to find the best rates.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN pampa, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN pampa, TX?

In Pampa, insurance firms will provide different rebates to keep the cost of your insurance policy low. To increase your savings, ask your agent to search for possible discounts. This makes it easier for you to make a decision that you have well-researched. Here are some discounts that can help you save money:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN pampa, TX?

In the bustling city of Pampa, proper coverage is essential to ensure safety on the busy roads. Driving without the required fundamental liability coverage limits, commonly known as the "30/60/25" plan, is also illegal. Here are the minimum auto insurance coverages that must be a part of your insurance policy:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


So, if you are responsible for an accident, your insurance will cover $60,000 for the other party’s injuries but no more than $30,000 for one person. It will also account for $25,000 in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN pampa, TX?

A comprehensive car insurance policy protects you against accidents, theft, and other unforeseen damages.

Enjoy the ride of your dreams with proper motorcycle insurance, ensuring complete protection every time you hit the road.

Maintain your collection of classic cars with reliable coverages from CINCO. We help you attain agreed-value protection.

You can protect your RV & campers during activities and vacations with comprehensive RV insurance solutions.

CINCO shields your boats through the right insurance policy for damage, negligence, or theft when you are out boating.

Ensure your off-road vehicles with our insurance solutions, guidance, and protection against unexpected perils.

We help van owners find the right coverage for their models, whether they use them personally or for business purposes.

Guard your trucks with CINCO’s auto insurance for liability, collision, and more for your personal or commercial trucks.

WHAT COVERAGES CAN I GET FOR MY CAR IN pampa, TX?

LIABILITY COVERAGE

Compulsory insurance is liability insurance that consists of bodily injury liability and property damage liability. It shields your pocket if you cause an accident.

COLLISION COVERAGE

Collision coverage enables one to get back on the road swiftly after an accident by covering your vehicle's repair or replacement costs, regardless of fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision-related damages, such as theft, vandalism, natural disasters, falling objects, and collisions with wildlife.

PERSONAL INJURY PROTECTION (PIP)

PIP pays for you and your passengers' medical treatment, such as medicines, surgeries, and lost wages, after an accident; it doesn’t matter who the offender is.

MEDICAL PAYMENTS COVERAGE

Medical Payments Coverage pays you and your passengers for medical expenses, regardless of fault. It covers hospital visits, surgery, and other necessary medical treatments.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

This coverage protects you if you're involved in an accident with a driver with insufficient or no insurance. It covers medical expenses and damage to your vehicle.

GAP INSURANCE

GAP insurance covers the difference between your car's actual cash value and the amount you owe on your auto loan. It is beneficial if your car is totaled or stolen.

RENTAL REIMBURSEMENT COVERAGE

Rental reimbursement coverage pays for a rental car while your vehicle is being repaired after a covered accident. It ensures you have transportation while your vehicle is in the shop.

ROADSIDE ASSISTANCE

Roadside assistance provides towing, battery jump-starts, flat tire changes, and lockout assistance. It offers peace of mind knowing help is available if your car breaks down.

NEW CAR REPLACEMENT COVERAGE

New car replacement coverage provides a new car of the same make and model if your new vehicle is totaled within the first year or 15,000 miles, whichever comes first.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN pampa, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Whether you want comprehensive or collision coverage, you can find our wide range of auto insurance products and services on CINCO’s official website.

Connect

Connect with our auto insurance experts in Texas, who are equipped to answer your insurance-related concerns and help you find the right policy.

Compare

Compare various car quotes from leading insurance providers in Pampa and then choose a plan that aligns best with your requirements and preferences.

GET A FREE AUTO INSURANCE QUOTE IN pampa, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN pampa, TX?

Zip CodeCityCounty
79065PampaGray County
79066PampaGray County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

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2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

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Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

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Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

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Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

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Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

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Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

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Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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