Get Affordable Auto Insurance Rates in Paris, TX
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AUTO INSURANCE IN paris, TX
Paris, Texas, is a delightful small city recognized for its warm atmosphere and distinctive attractions. One of the most well-known monuments is a replica of the Eiffel Tower crowned with a red cowboy hat, adding a colorful twist to the city's name. However, you must carry proper auto insurance to explore this intriguing city.
Whether driving about town or traveling to work, CINCO Auto Insurance offers trustworthy coverage options. Our local agents have extensive knowledge of the neighborhood and provide personalized service to ensure you receive the best protection possible. Contact us today to learn more about options for cheap car insurance in Paris, TX.
HOW MUCH DOES CAR INSURANCE COST IN paris, TX?
In Paris, the average monthly rate for basic liability coverage is around $116; for full coverage, it is $150. Drivers in the city pay 11% less for their auto insurance than the state average, making it relatively more affordable. However, your actual rates may vary depending on your driving history, car type, coverage options, etc.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN paris, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN paris, TX?
Insurance companies provide a range of discounts to attract more customers. If you want to save money on your insurance, contact your insurance agent to seek available discounts. This helps you lower your premiums without compromising on the quality of your insurance plan. Here are some discounts you can explore:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN paris, TX?
In Texas, you need to have a type of insurance called Liability coverage. It is commonly known as the "30/60/25" plan. Here are the minimal coverages you must have according to the State Guidelines:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
If you are at fault in an accident, your liability coverage will pay the other party $60,000 to cover their medical injuries but no more than $30,000 for a single person’s injuries. Your coverage also pays up to $25,000 for property damage.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN paris, TX?
We help drivers get affordable car insurance, ensuring essential protection for navigating the city's highways and busy streets.
Our motorcycle insurance covers your two-wheeler from accidents, severe weather, and other risks, all at an affordable rate.
Protect your classic car with our comprehensive insurance, covering theft, vandalism, collisions, and other risks specific to valuable vehicles.
Our insurance extends to recreational vehicles, offering complete protection for the car and its passengers no matter where you go.
Secure your boat or watercraft with our insurance, safeguarding against theft, collisions, and other maritime risks associated with sailing.
We offer insurance for off-road vehicles like dune buggies and dirt bikes, ensuring your adventures are protected from accidents and damage.
Our insurance provides complete coverage for all vans, whether for personal or commercial use, protecting them against various risks.
Truck owners can rely on us for comprehensive insurance, offering robust protection at competitive rates for truck-related risks.
WHAT COVERAGES CAN I GET FOR MY CAR IN paris, TX?
LIABILITY COVERAGE
Liability coverage helps pay for the damage and injuries of the affected party in an accident where you are at fault.
COLLISION COVERAGE
Collision coverage helps cover your vehicle's repair and replacement costs if it is damaged in a collision or accident.
COMPREHENSIVE COVERAGE
Comprehensive coverage offers support against various non-collision events, such as storms, disasters, theft, vandalism, etc.
PERSONAL INJURY PROTECTION (PIP)
If you and your passengers are injured in an accident, PIP coverage helps pay for the medical expenses and lost income.
MEDICAL PAYMENTS COVERAGE
MedPay ensures your medical expenses, such as hospital bills, tests, surgeries, etc., are covered after an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
This add-on coverage helps pay for your damages if you are in an accident with an uninsured or insufficiently insured driver.
GAP INSURANCE
Gap insurance will pay the difference between the amount you owe on your auto loan and its actual worth in case of a total loss.
RENTAL REIMBURSEMENT COVERAGE
If your car needs repairs after a covered event, this coverage covers a temporary rental car, ensuring your daily schedule is not interrupted.
ROADSIDE ASSISTANCE
Roadside assistance can help you access emergency services, including battery jumps when your car breaks down while driving.
NEW CAR REPLACEMENT COVERAGE
This policy helps cover replacing your new vehicle if it is stolen or totaled within a given time frame or mileage.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN paris, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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Uncover top-tier auto insurance coverages in Paris. Our brokers are committed to finding the ideal plan for your vehicle.
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GET A FREE AUTO INSURANCE QUOTE IN paris, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN paris, TX?
| Zip Code | City | County |
|---|---|---|
| 75460 | Paris | Lamar County |
| 75461 | Paris | Lamar County |
| 75462 | Paris | Lamar County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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