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AUTO INSURANCE IN pharr, TX

Auto insurance in Pharr, TX, is crucial for safeguarding against accidents, theft, and unexpected events. The city, known for its beautiful landscapes and vibrant culture, offers a mix of modern amenities and natural beauty. Driving through Pharr, you’ll encounter scenic views along the Rio Grande River and enjoy the lush greenery of nearby parks like Victor Garcia Park. 

 

CINCO focuses on its specific insurance market and provides professional service to its clients to find the most suitable insurance plans according to the requirement and affordability of the clients in the region. The personnel of our company has long been aware of the peculiarities and demands concerning the insurance of automobiles in this area.

HOW MUCH DOES CAR INSURANCE COST IN pharr, TX?

The minimum and full coverage insurance pay in Pharr, TX are $106 and $150 respectively. They spend about 9% more than the Texas average for their auto insurance premiums. It is important for the residents to know these averages for their locale in order to get the necessary level of coverage while at the same time considering methods to bring down their insurance expenses.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN pharr, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN pharr, TX?

If you are interested in cutting the expenses connected with car insurance in Pharr, Texas? You're in luck! Most insurance companies have adopted techniques through which they assist the drivers to cut down on their premium and retain more of their income. Discover the large amount of savings options in the market for drivers in Pharr and get the best chances of saving now.

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN pharr, TX?

Drivers must adhere to minimum car insurance requirements to legally operate a vehicle. These typically include liability coverage, represented as "30/60/25," meaning:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


In case of an accident, your insurance coverage will cater for the injuries up to a limit of $60,000, but limited to $30,000 for each individual. It also provides up to $25000 for property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN pharr, TX?

CAR

Comprehensive insurance plans for regular drivers, for your work car or family car with affordable choices.

MOTORCYCLES

Specialized insurance plans are designed to safeguard motorcycles, providing coverage for riders.

CLASSIC CAR

Tailored coverage for classic cars, offering protection for vintage beauties with agreed value policies.

RECREATIONAL VEHICLES

Protection to the hitches of RVs as well as campers guarantees that outdoor lovers have no worries.

BOATS

Boat insurance plans protect watercraft, providing coverage against accidents, theft, and liability.

OFF-ROAD VEHICLES

Specialized off-road vehicle insurance ensures protection for ATVs and dune buggies on rugged adventures.

VANS

Comprehensive coverage options for vans, whether for commercial or personal use, providing peace.

TRUCKS

Tailored truck insurance coverage, protecting against accidents, theft, and liability for drivers hauling cargo.

WHAT COVERAGES CAN I GET FOR MY CAR IN pharr, TX?

LIABILITY COVERAGE

Bodily injury and property damage coverage to cover legal obligations for damages for which you are legally liable.

COLLISION COVERAGE

Covers repairs or replacement costs for your vehicle resulting from collisions with other vehicles or objects.

COMPREHENSIVE COVERAGE

This coverage offers for non-collision events like theft or natural disasters, ensuring comprehensive protection.

PERSONAL INJURY PROTECTION (PIP)

PIP Provides maximum coverage for medical expenses and lost wages for you and your passengers regardless of fault.

MEDICAL PAYMENTS COVERAGE

Ensures reimbursement for medical expenses resulting from an accident, regardless of fault, providing essential financial support.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

Protects against drivers without adequate insurance, ensuring coverage for injuries and damages caused.

GAP INSURANCE

Bridges the gap between your car's depreciated value and the amount you owe on a lease or loan, providing financial protection.

RENTAL REIMBURSEMENT COVERAGE

Provides access to a rental car while yours is being repaired after an accident, ensuring you stay mobile during repairs.

ROADSIDE ASSISTANCE

Offers peace of mind with services like towing, fuel delivery, and locksmith assistance, ensuring you're never stranded on the road.

NEW CAR REPLACEMENT COVERAGE

Protects your investment by ensuring you receive a new vehicle if yours is totaled within a specified timeframe.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN pharr, TX?

Excellent Customer Service

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Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

You can explore our extensive range of insurance options designed to meet the specific needs of Pharr residents.

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Receive expert guidance and personalized assistance for all your insurance-related questions and concerns.

Compare

Effortlessly compare quotes and coverage to find the best deals on auto insurance in Pharr.

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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN pharr, TX?

Zip CodeCityCounty
75877PharrHidalgo County

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Edward's customer service skills were excellent and he answered all of my questions.

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Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

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