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AUTO INSURANCE IN prosper, TX

Prosper, TX, is a charming town known for its friendly community and vibrant local culture. It boasts attractions such as the Prosper Historical Society Museum and picturesque parks that reflect its rich heritage. Whether exploring the town or commuting to nearby cities, having the right auto insurance is essential for peace of mind.

 

CINCO offers reliable coverage options to meet your needs. Our local agents, who are familiar with the Prosper community, ensure you receive suitable protection. Whether driving locally or beyond, we provide the dependable coverage you need. Our expertise makes it easy to choose the right coverage, providing you with optimal insurance at affordable rates.

HOW MUCH DOES CAR INSURANCE COST IN prosper, TX?

In Prosper, TX, car insurance costs about $116 monthly for minimum liability coverage and approximately $152 for full coverage. These rates can vary depending on factors and the type of vehicle you drive. It's advisable to compare quotes from multiple insurers to find the best rate for your needs​.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN prosper, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN prosper, TX?

If you wish to find ways on how to reduce your car insurance rates in Prosper, TX? Safe driving record, home and auto insurance bundling, retirement, group or association, and good student discounts as factors to consider, when to know which savings options can benefit you. Find out how you can qualify for such savings and save a lot on your car insurance at least occasionally.

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN prosper, TX?

In Prosper, TX, the minimum car insurance required by state law includes the following coverage limits:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you are ever at fault in an accident, your liability insurance will pay the other party for their injuries up to $60,000, but not more than $30,000 for a single individual. The coverage pays up to $25,000 for any property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN prosper, TX?

CAR

In this coverage, CINCO Auto Insurance provides full insurances for older models small sized vehicles sleek models and the fancier imported cars.

MOTORCYCLES

Insure your motorcycle with Insurance and enjoy peace of mind. Coverage includes protection against accidents, theft, and liability, keeping you and your bike safe.

CLASSIC CAR

Preserve your classic cars with insurance provided by CINCO that is designed for your valuable automobiles. Get the coverage that is expected to meet the needs of the peculiar type.

RECREATIONAL VEHICLES

It provides coverage for recreational vehicles, including motorhomes and campers. This ensures you can travel confidently, knowing your home on wheels is well-protected.

BOATS

It offers travel trailers insurance and that of motor homes and campers. This makes you to be able to travel without worrying of what may happen to your ‘home’ while on the road.

OFF-ROAD VEHICLES

CINCO Auto Insurance offers protection for off-road vehicles like ATVs and dirt bikes. Enjoy your outdoor adventures, knowing you're covered for accidents, theft, and liability.

VANS

Get reliable insurance for your van with CINCO Auto Insurance. Whether used for personal or commercial purposes, your van is protected against damage, theft, and liability.

TRUCKS

CINCO Auto Insurance provides comprehensive coverage for trucks, from light-duty pickups to heavy-duty commercial vehicles, ensuring your truck is protected on and off the road.

WHAT COVERAGES CAN I GET FOR MY CAR IN prosper, TX?

LIABILITY COVERAGE

Liability coverage in Prosper, TX, protects against financial loss if you're responsible for causing injury or property damage to others.

COLLISION COVERAGE

Collision coverage reimburses for damages of the policyholder’s car as a result of a collision with another vehicle or object.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision incidents like theft, vandalism, natural disasters, and damage from hitting an animal.

PERSONAL INJURY PROTECTION (PIP)

It pays for medical bills, lost earnings and other bills, both for the policyholder and the passengers in the car, irrespective of the degree of fault.

MEDICAL PAYMENTS COVERAGE

In this, Medical payments insurance pays for medical expenses for you and your passengers after an accident, regardless of fault.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

In this coverage Motorist insurance protects you if you're in an accident with a driver with insufficient or no insurance.

GAP INSURANCE

Somehow, in this GAP insurance covers the difference between your car’s actual cash value and the amount you owe on your loan or lease.

RENTAL REIMBURSEMENT COVERAGE

Rental reimbursement coverage pays for a rental car if your vehicle is being repaired due to a covered loss.

ROADSIDE ASSISTANCE

If your car breaks down, roadside assistance provides towing, tire changes, jump-starts, and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

New car replacement coverage ensures you can replace your totaled car with a brand-new one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN prosper, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Delve into various insurance options for all types of vehicles. Understand the specifics of coverage, benefits, and legal requirements to make an informed decision.

Connect

Reach out to insurance agents and providers to discuss your unique needs. Collect multiple quotes, ask pertinent questions, and clarify any uncertainties to get tailored advice.

Compare

Evaluate and compare the insurance quotes and coverage options. Consider the costs, benefits, and terms to choose the best policy for your needs and budget.

GET A FREE AUTO INSURANCE QUOTE IN prosper, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN prosper, TX?

Zip CodeCityCounty
75078ProsperCollin

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Very friendly and fast service… Highly recommended to do business with.

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Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Edward's customer service skills were excellent and he answered all of my questions.

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Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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