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AUTO INSURANCE IN prosper, TX

Prosper, TX, is a charming town known for its friendly community and vibrant local culture. It boasts attractions such as the Prosper Historical Society Museum and picturesque parks that reflect its rich heritage. Whether exploring the town or commuting to nearby cities, having the right auto insurance is essential for peace of mind.

CINCO offers reliable coverage options to meet your needs. Our local agents, who are familiar with the Prosper community, ensure you receive suitable protection. Whether driving locally or beyond, we provide the dependable coverage you need. Our expertise makes it easy to choose the right coverage, providing you with optimal insurance at affordable rates.

HOW MUCH DOES CAR INSURANCE COST IN prosper, TX?

In Prosper, TX, car insurance costs about $116 monthly for minimum liability coverage and approximately $152 for full coverage. These rates can vary depending on factors and the type of vehicle you drive. It's advisable to compare quotes from multiple insurers to find the best rate for your needs​.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN prosper, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN prosper, TX?

If you wish to find ways on how to reduce your car insurance rates in Prosper, TX? Safe driving record, home and auto insurance bundling, retirement, group or association, and good student discounts as factors to consider, when to know which savings options can benefit you. Find out how you can qualify for such savings and save a lot on your car insurance at least occasionally.

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN prosper, TX?

In Prosper, TX, the minimum car insurance required by state law includes the following coverage limits:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you are ever at fault in an accident, your liability insurance will pay the other party for their injuries up to $60,000, but not more than $30,000 for a single individual. The coverage pays up to $25,000 for any property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN prosper, TX?

In this coverage, CINCO Auto Insurance provides full insurances for older models small sized vehicles sleek models and the fancier imported cars.

Insure your motorcycle with Insurance and enjoy peace of mind. Coverage includes protection against accidents, theft, and liability, keeping you and your bike safe.

Preserve your classic cars with insurance provided by CINCO that is designed for your valuable automobiles. Get the coverage that is expected to meet the needs of the peculiar type.

It provides coverage for recreational vehicles, including motorhomes and campers. This ensures you can travel confidently, knowing your home on wheels is well-protected.

It offers travel trailers insurance and that of motor homes and campers. This makes you to be able to travel without worrying of what may happen to your ‘home’ while on the road.

CINCO Auto Insurance offers protection for off-road vehicles like ATVs and dirt bikes. Enjoy your outdoor adventures, knowing you're covered for accidents, theft, and liability.

Get reliable insurance for your van with CINCO Auto Insurance. Whether used for personal or commercial purposes, your van is protected against damage, theft, and liability.

CINCO Auto Insurance provides comprehensive coverage for trucks, from light-duty pickups to heavy-duty commercial vehicles, ensuring your truck is protected on and off the road.

WHAT COVERAGES CAN I GET FOR MY CAR IN prosper, TX?

LIABILITY COVERAGE

Liability coverage in Prosper, TX, protects against financial loss if you're responsible for causing injury or property damage to others.

COLLISION COVERAGE

Collision coverage reimburses for damages of the policyholder’s car as a result of a collision with another vehicle or object.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision incidents like theft, vandalism, natural disasters, and damage from hitting an animal.

PERSONAL INJURY PROTECTION (PIP)

It pays for medical bills, lost earnings and other bills, both for the policyholder and the passengers in the car, irrespective of the degree of fault.

MEDICAL PAYMENTS COVERAGE

In this, Medical payments insurance pays for medical expenses for you and your passengers after an accident, regardless of fault.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

In this coverage Motorist insurance protects you if you're in an accident with a driver with insufficient or no insurance.

GAP INSURANCE

Somehow, in this GAP insurance covers the difference between your car’s actual cash value and the amount you owe on your loan or lease.

RENTAL REIMBURSEMENT COVERAGE

Rental reimbursement coverage pays for a rental car if your vehicle is being repaired due to a covered loss.

ROADSIDE ASSISTANCE

If your car breaks down, roadside assistance provides towing, tire changes, jump-starts, and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

New car replacement coverage ensures you can replace your totaled car with a brand-new one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN prosper, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Delve into various insurance options for all types of vehicles. Understand the specifics of coverage, benefits, and legal requirements to make an informed decision.

Connect

Reach out to insurance agents and providers to discuss your unique needs. Collect multiple quotes, ask pertinent questions, and clarify any uncertainties to get tailored advice.

Compare

Evaluate and compare the insurance quotes and coverage options. Consider the costs, benefits, and terms to choose the best policy for your needs and budget.

GET A FREE AUTO INSURANCE QUOTE IN prosper, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN prosper, TX?

Zip CodeCityCounty
75078ProsperCollin County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

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Cinco Auto Insurance Office Front

2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

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Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

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Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

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Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

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Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Luis Gallegos

Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Johnny Garcia

Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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