OUR TOP INSURANCE COMPANIES

AUTO INSURANCE IN prosper, TX

Prosper, TX, is a charming town known for its friendly community and vibrant local culture. It boasts attractions such as the Prosper Historical Society Museum and picturesque parks that reflect its rich heritage. Whether exploring the town or commuting to nearby cities, having the right auto insurance is essential for peace of mind.

CINCO offers reliable coverage options to meet your needs. Our local agents, who are familiar with the Prosper community, ensure you receive suitable protection. Whether driving locally or beyond, we provide the dependable coverage you need. Our expertise makes it easy to choose the right coverage, providing you with optimal insurance at affordable rates.

HOW MUCH DOES CAR INSURANCE COST IN prosper, TX?

In Prosper, TX, car insurance costs about $116 monthly for minimum liability coverage and approximately $152 for full coverage. These rates can vary depending on factors and the type of vehicle you drive. It's advisable to compare quotes from multiple insurers to find the best rate for your needs​.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN prosper, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN prosper, TX?

If you wish to find ways on how to reduce your car insurance rates in Prosper, TX? Safe driving record, home and auto insurance bundling, retirement, group or association, and good student discounts as factors to consider, when to know which savings options can benefit you. Find out how you can qualify for such savings and save a lot on your car insurance at least occasionally.

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN prosper, TX?

In Prosper, TX, the minimum car insurance required by state law includes the following coverage limits:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you are ever at fault in an accident, your liability insurance will pay the other party for their injuries up to $60,000, but not more than $30,000 for a single individual. The coverage pays up to $25,000 for any property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN prosper, TX?

In this coverage, CINCO Auto Insurance provides full insurances for older models small sized vehicles sleek models and the fancier imported cars.

Insure your motorcycle with Insurance and enjoy peace of mind. Coverage includes protection against accidents, theft, and liability, keeping you and your bike safe.

Preserve your classic cars with insurance provided by CINCO that is designed for your valuable automobiles. Get the coverage that is expected to meet the needs of the peculiar type.

It provides coverage for recreational vehicles, including motorhomes and campers. This ensures you can travel confidently, knowing your home on wheels is well-protected.

It offers travel trailers insurance and that of motor homes and campers. This makes you to be able to travel without worrying of what may happen to your ‘home’ while on the road.

CINCO Auto Insurance offers protection for off-road vehicles like ATVs and dirt bikes. Enjoy your outdoor adventures, knowing you're covered for accidents, theft, and liability.

Get reliable insurance for your van with CINCO Auto Insurance. Whether used for personal or commercial purposes, your van is protected against damage, theft, and liability.

CINCO Auto Insurance provides comprehensive coverage for trucks, from light-duty pickups to heavy-duty commercial vehicles, ensuring your truck is protected on and off the road.

WHAT COVERAGES CAN I GET FOR MY CAR IN prosper, TX?

LIABILITY COVERAGE

Liability coverage in Prosper, TX, protects against financial loss if you're responsible for causing injury or property damage to others.

COLLISION COVERAGE

Collision coverage reimburses for damages of the policyholder’s car as a result of a collision with another vehicle or object.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision incidents like theft, vandalism, natural disasters, and damage from hitting an animal.

PERSONAL INJURY PROTECTION (PIP)

It pays for medical bills, lost earnings and other bills, both for the policyholder and the passengers in the car, irrespective of the degree of fault.

MEDICAL PAYMENTS COVERAGE

In this, Medical payments insurance pays for medical expenses for you and your passengers after an accident, regardless of fault.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

In this coverage Motorist insurance protects you if you're in an accident with a driver with insufficient or no insurance.

GAP INSURANCE

Somehow, in this GAP insurance covers the difference between your car’s actual cash value and the amount you owe on your loan or lease.

RENTAL REIMBURSEMENT COVERAGE

Rental reimbursement coverage pays for a rental car if your vehicle is being repaired due to a covered loss.

ROADSIDE ASSISTANCE

If your car breaks down, roadside assistance provides towing, tire changes, jump-starts, and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

New car replacement coverage ensures you can replace your totaled car with a brand-new one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN prosper, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Delve into various insurance options for all types of vehicles. Understand the specifics of coverage, benefits, and legal requirements to make an informed decision.

Connect

Reach out to insurance agents and providers to discuss your unique needs. Collect multiple quotes, ask pertinent questions, and clarify any uncertainties to get tailored advice.

Compare

Evaluate and compare the insurance quotes and coverage options. Consider the costs, benefits, and terms to choose the best policy for your needs and budget.

GET A FREE AUTO INSURANCE QUOTE IN prosper, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN prosper, TX?

Zip CodeCityCounty
75078ProsperCollin County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd , Suite C, Garland, TX 75041

GET DIRECTIONS

2750 W Northwest Hwy Ste 190, Dallas, TX 75220

GET DIRECTIONS

2210 S Beckley Ave, Dallas, TX 75224

GET DIRECTIONS

10335 Ferguson Rd, Dallas, TX 75228

GET DIRECTIONS

2509 S Hampton Rd, Suite A, Dallas, TX 75224

GET DIRECTIONS

1440 S Buckner Blvd, Dallas, TX 75217

GET DIRECTIONS

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

GET DIRECTIONS

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

Google Google Review

Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

Google Google Review

Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

Google Google Review

Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

Google Google Review

Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

Google Google Review

Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

Google Google Review

Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

Google Google Review

Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

Google Google Review

Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

Google Google Review

Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

Google Google Review

Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

Google Google Review

Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

Google Google Review

Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

Google Google Review

Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

Google Google Review

Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

Google Google Review

Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

Google Google Review

Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

Google Google Review

Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

Google Google Review

Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

Google Google Review

Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

Google Google Review

Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review