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AUTO INSURANCE IN red oak, TX

Red Oak, Texas, is a thriving city just south of Dallas. It is known for its close-knit community and charming small-town atmosphere. The town blends modern conveniences and beautiful scenery, with parks such as Watkins Park and Pearson Park offering wonderful outdoor activities. However, one must be adequately insured to navigate popular roadways such as Ovilla Road and Red Oak Road. Auto insurance is not just to protect you against damages and hefty fines; it also protects other drivers on the road.

The most common way to get around in Red Oak is by car, which makes auto insurance necessary. With increasing traffic and accident rates, CINCO Auto Insurance helps its customers find a safety net that protects against damages from road accidents, theft, vandalism, and other perils. You can rely on our esteemed insurance agents to help secure the most suitable coverage based on your vehicle needs and preferences. Contact our agents today to learn more about your coverage options.

HOW MUCH DOES CAR INSURANCE COST IN red oak, TX?

The average auto insurance policy in Red Oak costs $79 for minimum liability and $150 for full coverage. However, your insurance premiums can differ from the average since insurers consider several factors before determining your premiums, such as your driving history, zip code, credit score, and coverage levels.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN red oak, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN red oak, TX?

Auto insurance is a necessary expense, but options always exist to make it more reasonable for yourself. With so many discounts and incentives offered by insurance providers, one should never give up on searching for ways to save. Ask your agent to search for discounts before purchasing any auto insurance policy. Here are some options you can look into: 

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN red oak, TX?

Without an adequate auto insurance policy, driving on the roads of Red Oak is illegal. You put your financial stability and others on the road at risk. According to the state guidelines, you must follow the "30/60/25" scheme, which states that each citizen must fulfill the following minimal requirements for auto insurance:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).

If you are responsible for a car accident, your liability coverage will pay $60,000 to the other party in bodily injuries but not more than $30,000 for a single person's injuries. And lastly, your coverage will pay $25,000 to cover any property damages you caused.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN red oak, TX?

Stay safe on the roads and streets of Red Oak with a reliable car insurance policy that meets your needs and preferences.

Once you insure your motorcycle against road hazards, you can ride without worrying about the what-ifs!

Your classic car is more than just a vehicle; it’s a piece of history. With a comprehensive plan, you can protect it against risks!

Whether you're hitting the highways or the campgrounds, the need for reliable recreational vehicle insurance remains intact.

Set sail with an adequate boat insurance policy in place so that you never have to stress out during unforeseen events.

Ride on the rugged trails in Red Oak without a second thought. Our insurance solutions keep you secure on every off-road trip

Vans are crucial for everything from family trips to business errands, so ensure they are covered in case of an unexpected event.

Your truck is built for tough jobs, and so should your auto insurance! Let CINCO help you choose the right insurance plan!

WHAT COVERAGES CAN I GET FOR MY CAR IN red oak, TX?

LIABILITY COVERAGE

Liability coverage protects you financially by covering the other party’s property damages and medical injuries in an accident where you are at fault.

COLLISION COVERAGE

Collision coverage pays for repairs to your car if it's damaged in an accident with another vehicle or object, whether you are responsible or not.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects your car against various non-collision-related damage, ensuring more protection for your vehicle.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage helps pay for your and your passenger's medical expenses and lost income, regardless of who's responsible for the accident.

MEDICAL PAYMENTS COVERAGE

Medical payments coverage helps pay medical bills if you or your passengers are injured in a car accident; however, no lost income is covered.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

UM/UIM Coverage pays for your vehicle damage and medical injury expenses if you're hit by a driver who doesn't have enough insurance.

GAP INSURANCE

GAP insurance covers the difference between the amount you owe on your car loan and the car's actual value if it's ever totaled or stolen.

RENTAL REIMBURSEMENT COVERAGE

Rental Reimbursement Coverage helps pay for rental cars and public transport while your vehicle is being repaired from an insured incident.

ROADSIDE ASSISTANCE

Roadside Assistance offers help when your car breaks down, offering services like towing, lockout assistance, and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

New Car Replacement Coverage ensures that if your new car is totaled, you receive enough compensation to buy a similar one.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN red oak, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Our easy-to-use website displays all the diverse auto insurance services CINCO offers its customers in Red Oak.

 

Connect

Contact our auto insurance experts in Texas. They can help you select an insurance plan that offers the best protection for your car.

 

Compare

Do not buy any policy right away! Compare quotes from multiple insurance providers at CINCO and then decide.

 

GET A FREE AUTO INSURANCE QUOTE IN red oak, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN red oak, TX?

Zip CodeCityCounty
75154Red OakEllis County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd , Suite C, Garland, TX 75041

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2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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2210 S Beckley Ave, Dallas, TX 75224

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10335 Ferguson Rd, Dallas, TX 75228

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2509 S Hampton Rd, Suite A, Dallas, TX 75224

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1440 S Buckner Blvd, Dallas, TX 75217

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9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

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Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

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Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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