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AUTO INSURANCE IN red-oak, TX

Red Oak, Texas, is a thriving city just south of Dallas. It is known for its close-knit community and charming small-town atmosphere. The town blends modern conveniences and beautiful scenery, with parks such as Watkins Park and Pearson Park offering wonderful outdoor activities. However, one must be adequately insured to navigate popular roadways such as Ovilla Road and Red Oak Road. Auto insurance is not just to protect you against damages and hefty fines; it also protects other drivers on the road.

The most common way to get around in Red Oak is by car, which makes auto insurance necessary. With increasing traffic and accident rates, CINCO Auto Insurance helps its customers find a safety net that protects against damages from road accidents, theft, vandalism, and other perils. You can rely on our esteemed insurance agents to help secure the most suitable coverage based on your vehicle needs and preferences. Contact our agents today to learn more about your coverage options. 

 

HOW MUCH DOES CAR INSURANCE COST IN red-oak, TX?

The average auto insurance policy in Red Oak costs $79 for minimum liability and $150 for full coverage. However, your insurance premiums can differ from the average since insurers consider several factors before determining your premiums, such as your driving history, zip code, credit score, and coverage levels.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN red-oak, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN red-oak, TX?

Auto insurance is a necessary expense, but options always exist to make it more reasonable for yourself. With so many discounts and incentives offered by insurance providers, one should never give up on searching for ways to save. Ask your agent to search for discounts before purchasing any auto insurance policy. Here are some options you can look into: 

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN red-oak, TX?

Without an adequate auto insurance policy, driving on the roads of Red Oak is illegal. You put your financial stability and others on the road at risk. According to the state guidelines, you must follow the "30/60/25" scheme, which states that each citizen must fulfill the following minimal requirements for auto insurance:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).

If you are responsible for a car accident, your liability coverage will pay $60,000 to the other party in bodily injuries but not more than $30,000 for a single person's injuries. And lastly, your coverage will pay $25,000 to cover any property damages you caused.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN red-oak, TX?

CAR

Stay safe on the roads and streets of Red Oak with a reliable car insurance policy that meets your needs and preferences.

MOTORCYCLES

Once you insure your motorcycle against road hazards, you can ride without worrying about the what-ifs!

CLASSIC CAR

Your classic car is more than just a vehicle; it’s a piece of history. With a comprehensive plan, you can protect it against risks!

RECREATIONAL VEHICLES

Whether you're hitting the highways or the campgrounds, the need for reliable recreational vehicle insurance remains intact.

BOATS

Set sail with an adequate boat insurance policy in place so that you never have to stress out during unforeseen events.

OFF-ROAD VEHICLES

Ride on the rugged trails in Red Oak without a second thought. Our insurance solutions keep you secure on every off-road trip

VANS

Vans are crucial for everything from family trips to business errands, so ensure they are covered in case of an unexpected event.

TRUCKS

Your truck is built for tough jobs, and so should your auto insurance! Let CINCO help you choose the right insurance plan!

WHAT COVERAGES CAN I GET FOR MY CAR IN red-oak, TX?

LIABILITY COVERAGE

Liability coverage protects you financially by covering the other party’s property damages and medical injuries in an accident where you are at fault.

COLLISION COVERAGE

Collision coverage pays for repairs to your car if it's damaged in an accident with another vehicle or object, whether you are responsible or not.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects your car against various non-collision-related damage, ensuring more protection for your vehicle.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage helps pay for your and your passenger's medical expenses and lost income, regardless of who's responsible for the accident.

MEDICAL PAYMENTS COVERAGE

Medical payments coverage helps pay medical bills if you or your passengers are injured in a car accident; however, no lost income is covered.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

UM/UIM Coverage pays for your vehicle damage and medical injury expenses if you're hit by a driver who doesn't have enough insurance.

GAP INSURANCE

GAP insurance covers the difference between the amount you owe on your car loan and the car's actual value if it's ever totaled or stolen.

RENTAL REIMBURSEMENT COVERAGE

Rental Reimbursement Coverage helps pay for rental cars and public transport while your vehicle is being repaired from an insured incident.

ROADSIDE ASSISTANCE

Roadside Assistance offers help when your car breaks down, offering services like towing, lockout assistance, and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

New Car Replacement Coverage ensures that if your new car is totaled, you receive enough compensation to buy a similar one.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN red-oak, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Our easy-to-use website displays all the diverse auto insurance services CINCO offers its customers in Red Oak.

 

Connect

Contact our auto insurance experts in Texas. They can help you select an insurance plan that offers the best protection for your car.

 

Compare

Do not buy any policy right away! Compare quotes from multiple insurance providers at CINCO and then decide.

 

GET A FREE AUTO INSURANCE QUOTE IN red-oak, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN red-oak, TX?

Zip CodeCityCounty
75154Red OakEllis

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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