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AUTO INSURANCE IN rowlett, TX

Rowlett is located in the northeastern region, close to Dallas. The city has a strong communal feeling and a welcoming environment. If boredom strikes, visit the Bonnie & Clyde movie set or see the Rowlett Creek Bridge. However, you need proper auto insurance to drive here, as it protects you and your vehicle’s safety on busy roads.


CINCO Auto Insurance, a longstanding leader in the industry, excels in helping customers find tailored auto coverage. Our expert agents offer personalized policies to meet your unique needs. Reach out to our dedicated insurance team today to explore your options and secure the perfect coverage for you!

HOW MUCH DOES CAR INSURANCE COST IN rowlett, TX?

If you only want basic liability insurance, the average monthly cost of your policy in Rowlett will be roughly $90. If you want to go for full coverage auto insurance, the average monthly costs will rise to $150. In addition, Rowlett drivers spend 14% more on their auto insurance than the state average. This is due to the city's unique demographics, including but not limited to the crime rate, accidents, traffic patterns, population density, etc.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN rowlett, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN rowlett, TX?

Car insurance can often be costly in Rowlett; however, you don’t need to worry about that if you opt for the right discounts. Nearly all insurance companies offer discounts for their customers; you just need to find the right one. You can ask your insurer or insurance agent to help you with this. Here are some common discount options:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN rowlett, TX?

You must carry the required car insurance in order to drive in any city in the state of Texas. Otherwise, you will suffer legal consequences, such as hefty fines and license confiscation. There are minimum auto insurance limits, mostly known as the “30/60/25” scheme in Texas. Here is what it means:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


According to this scheme, if you cause an accident, your liability coverage will pay $60,000 in medical injuries, but not more than $30,000 for one individual, and $25,000 will be dedicated to the property damage incurred by the other party.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN rowlett, TX?

Whether you own a Toyota Camry or a fashionable Civic, we ensure you find an insurance policy that best suits your vehicle needs.

Motorcycle insurance solutions at CINCO enable you to fully enjoy your two-wheeler adventures on the open roads in Rowlett.

CINCO offers specialized classic car insurance solutions that protect your vintage vehicle against a wide range of unexpected events.

Our agents help you find reliable auto insurance policies for motorhomes, camper vans, travel trailers, and more.

Our auto insurance solutions at CINCO Auto Insurance protect your boats and personal watercraft against unexpected circumstances.

Whether you drive a Jeep Wrangler or a Land Cruiser, your swag and off-road adventure are financially covered under the comprehensive auto insurance policies our agents offer.

At CINCO Auto Insurance, we help you secure an auto insurance policy that best complements your van.

Our insurance carriers offer comprehensive protection for your trucks, ensuring you are protected in case of an unexpected scenario.

WHAT COVERAGES CAN I GET FOR MY CAR IN rowlett, TX?

LIABILITY COVERAGE

Liability coverage helps cover the medical injuries and property damage of those affected in a car accident you cause.

COLLISION COVERAGE

It is essential to car insurance as it helps cover the damages to your vehicle in an accident, regardless of fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision-related damage, covering situations like theft, vandalism, extreme weather, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage covers lost wages and medical costs from injuries you and your passengers sustain in a car accident.

MEDICAL PAYMENTS COVERAGE

MedPay covers medical payments in an accident, including hospital bills, diagnostic tests, and medicines.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

It helps cover the damages if you are in an accident with a driver who is either uninsured or inadequately insured.

GAP INSURANCE

In total loss, it covers the difference between what you owe on your car lease and the amount your car is worth.

RENTAL REIMBURSEMENT COVERAGE

This type of insurance covers the transportation costs you incur when your car being repaired from an insured event.

ROADSIDE ASSISTANCE

When your car breaks down, this policy covers emergency services such as towing, tire repair, fuel delivery, etc.

NEW CAR REPLACEMENT COVERAGE

If your vehicle is totaled within a certain period, it helps you purchase a new car of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN rowlett, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Just go through the plethora of auto insurance solutions on the CINCO Auto Insurance website and find out what you need.

Connect

Connect with our insurance experts to better understand your insurance needs and get help selecting the right coverage.

Compare

Get quotes from multiple insurance providers at CINCO and compare them to find a plan that offers the best value for your money.

GET A FREE AUTO INSURANCE QUOTE IN rowlett, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN rowlett, TX?

Zip CodeCityCounty
75030RowlettDallas County
75088RowlettDallas County
75089RowlettDallas County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

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307 W Centerville Rd Suite C, Garland, TX 75041

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2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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2210 S Beckley Ave, Dallas, TX 75224

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10335 Ferguson Rd, Dallas, TX 75228

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2513 S Hampton Rd, Dallas, TX 75224

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1440 S Buckner Blvd, Dallas, TX 75217

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9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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