OUR TOP INSURANCE COMPANIES

AUTO INSURANCE IN rowlett, TX

Rowlett is located in the northeastern region, close to Dallas. The city has a strong communal feeling and a welcoming environment. If boredom strikes, visit the Bonnie & Clyde movie set or see the Rowlett Creek Bridge. However, you need proper auto insurance to drive here, as it protects you and your vehicle’s safety on busy roads. 


CINCO Auto Insurance, a longstanding leader in the industry, excels in helping customers find tailored auto coverage. Our expert agents offer personalized policies to meet your unique needs. Reach out to our dedicated insurance team today to explore your options and secure the perfect coverage for you!

HOW MUCH DOES CAR INSURANCE COST IN rowlett, TX?

If you only want basic liability insurance, the average monthly cost of your policy in Rowlett will be roughly $90. If you want to go for full coverage auto insurance, the average monthly costs will rise to $150. In addition, Rowlett drivers spend 14% more on their auto insurance than the state average. This is due to the city's unique demographics, including but not limited to the crime rate, accidents, traffic patterns, population density, etc.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN rowlett, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN rowlett, TX?

Car insurance can often be costly in Rowlett; however, you don’t need to worry about that if you opt for the right discounts. Nearly all insurance companies offer discounts for their customers; you just need to find the right one. You can ask your insurer or insurance agent to help you with this. Here are some common discount options:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN rowlett, TX?

You must carry the required car insurance in order to drive in any city in the state of Texas. Otherwise, you will suffer legal consequences, such as hefty fines and license confiscation. There are minimum auto insurance limits, mostly known as the “30/60/25” scheme in Texas. Here is what it means:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


According to this scheme, if you cause an accident, your liability coverage will pay $60,000 in medical injuries, but not more than $30,000 for one individual, and $25,000 will be dedicated to the property damage incurred by the other party.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN rowlett, TX?

CAR

Whether you own a Toyota Camry or a fashionable Civic, we ensure you find an insurance policy that best suits your vehicle needs.

MOTORCYCLES

Motorcycle insurance solutions at CINCO enable you to fully enjoy your two-wheeler adventures on the open roads in Rowlett.

CLASSIC CAR

CINCO offers specialized classic car insurance solutions that protect your vintage vehicle against a wide range of unexpected events.

RECREATIONAL VEHICLES

Our agents help you find reliable auto insurance policies for motorhomes, camper vans, travel trailers, and more.

BOATS

Our auto insurance solutions at CINCO Auto Insurance protect your boats and personal watercraft against unexpected circumstances.

OFF-ROAD VEHICLES

Whether you drive a Jeep Wrangler or a Land Cruiser, your swag and off-road adventure are financially covered under the comprehensive auto insurance policies our agents offer.

VANS

At CINCO Auto Insurance, we help you secure an auto insurance policy that best complements your van.

TRUCKS

Our insurance carriers offer comprehensive protection for your trucks, ensuring you are protected in case of an unexpected scenario.

WHAT COVERAGES CAN I GET FOR MY CAR IN rowlett, TX?

LIABILITY COVERAGE

Liability coverage helps cover the medical injuries and property damage of those affected in a car accident you cause.

COLLISION COVERAGE

It is essential to car insurance as it helps cover the damages to your vehicle in an accident, regardless of fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects against non-collision-related damage, covering situations like theft, vandalism, extreme weather, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage covers lost wages and medical costs from injuries you and your passengers sustain in a car accident.

MEDICAL PAYMENTS COVERAGE

MedPay covers medical payments in an accident, including hospital bills, diagnostic tests, and medicines.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

It helps cover the damages if you are in an accident with a driver who is either uninsured or inadequately insured.

GAP INSURANCE

In total loss, it covers the difference between what you owe on your car lease and the amount your car is worth.

RENTAL REIMBURSEMENT COVERAGE

This type of insurance covers the transportation costs you incur when your car being repaired from an insured event.

ROADSIDE ASSISTANCE

When your car breaks down, this policy covers emergency services such as towing, tire repair, fuel delivery, etc.

NEW CAR REPLACEMENT COVERAGE

If your vehicle is totaled within a certain period, it helps you purchase a new car of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN rowlett, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Just go through the plethora of auto insurance solutions on the CINCO Auto Insurance website and find out what you need.

Connect

Connect with our insurance experts to better understand your insurance needs and get help selecting the right coverage.

Compare

Get quotes from multiple insurance providers at CINCO and compare them to find a plan that offers the best value for your money.

GET A FREE AUTO INSURANCE QUOTE IN rowlett, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN rowlett, TX?

Zip CodeCityCounty
75030RowlettDallas County
75088RowlettDallas County
75089RowlettDallas County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

GET DIRECTIONS

2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

GET DIRECTIONS

2210 S Beckley Ave,
Dallas, TX 75224,
United States

GET DIRECTIONS

10335 Ferguson Rd,
Dallas, TX 75228,
United States

GET DIRECTIONS

2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

GET DIRECTIONS

1440 S Buckner Blvd,
Dallas, TX 75217,
United States

GET DIRECTIONS

1604 S First St,
Garland, TX 75040 ,

GET DIRECTIONS

9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

GET DIRECTIONS

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

Google Google Review

Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

Google Google Review

Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

Google Google Review

Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

Google Google Review

Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

Google Google Review

Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

Google Google Review

Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

Google Google Review

Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

Google Google Review

Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

Google Google Review

Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

Google Google Review

Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

Google Google Review

Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

Google Google Review

Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

Google Google Review

Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

Google Google Review

Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

Google Google Review

Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

Google Google Review

Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

Google Google Review

Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

Google Google Review

Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

Google Google Review

Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

Google Google Review

Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

Google Google Review

Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review

Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

Google Google Review