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AUTO INSURANCE IN schertz, TX

The beautiful city of Schertz, located near San Antonio, Texas, is known for its diverse environment and welcoming atmosphere. You can spend quality time exploring the Crescent Bend Nature Park or visiting the Grotto to enjoy some good art. However, you need to carry proper auto insurance to ensure the safety of your vehicle and loved ones on the road.


CINCO Auto Insurance offers Texas's most affordable car insurance deals, ensuring our clients find protection under their budget. Our insurance agents are qualified to find suitable and customized insurance plans that complement your personal needs and preferences. Our team works hard to avoid any gaps in your coverage, ensuring comprehensive safety on your travels.

HOW MUCH DOES CAR INSURANCE COST IN schertz, TX?

In Schertz, Texas, you can expect to pay around $109 monthly for minimum liability insurance coverage. In contrast, full coverage is slightly expensive, costing up to $150 a month. Drivers in this city pay almost the same amount for their auto insurance as an average Texan. A reliable insurance policy is essential, especially during heavy traffic and speeding incidents.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN schertz, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN schertz, TX?

Are you searching for ways to lower your pricey auto insurance? You should definitely consider searching for discounts and incentives. Always ask your insurance provider or agent to look for any discounts that you can qualify for. This way, you can cut down on your premiums without compromising coverage quality. Here are some common discount options:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN schertz, TX?

Auto insurance is crucial in Schertz, Texas. The citizens are expected to carry basic auto insurance coverage, also known as the minimum coverage liability insurance. It follows the “30/60/25” scheme, which stands as the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


It ensures that if you are ever responsible for an accident, the other party gets $60,000 in total to cover their medical injuries with no more than $30,000 allocated for one person and $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN schertz, TX?

CINCO ensures your daily ride is financially protected against damage in case of unforeseen hazards.

You can find customized motorcycle insurance at CINCO to secure all your two-wheeled excursions in Schertz.

Our agents offer tailored coverage options that help maintain and preserve the unique worth of your classic car.

With our RV insurance solutions, you can protect your loved ones and vehicle against damage during adventures.

You can enjoy sailing on lakes while our boat insurance solutions protect your water vessel from unforeseen damages.

Whether you ride an ATV or a dirt bike, our elaborate insurance solutions cover your off-road travels against risks.

CINCO insures various vans, from microvans to Luton vans, protecting you from financial losses due to damages.

CINCO insurance agents offer broad coverage options for pickup and commercial trucks, ensuring business continuity.

WHAT COVERAGES CAN I GET FOR MY CAR IN schertz, TX?

LIABILITY COVERAGE

It covers the other party’s property damage and medical injury costs in an accident where you are at fault.

COLLISION COVERAGE

Collision coverage helps pay for the repair and replacement costs when your car hits another car or an object.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects you against financial losses resulting from non-accident scenarios like theft.

PERSONAL INJURY PROTECTION (PIP)

PIP Coverage helps pay for the lost wages and medical payments resulting from injuries after an accident.

MEDICAL PAYMENTS COVERAGE

MedPay also covers medical payments arising from injuries in a car accident, including medicines, tests, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If a driver with no or inadequate insurance hits you, this coverage helps cover the resulting damage costs.

GAP INSURANCE

Gap insurance helps cover the difference between the amount you owe on your car loan and its actual cash value.

RENTAL REIMBURSEMENT COVERAGE

This coverage reimburses the amount you spend on transportation while your car is being repaired at the shop.

ROADSIDE ASSISTANCE

Roadside assistance pays for repairs when your car stops working in the middle of the road, such as battery jump-starts.

NEW CAR REPLACEMENT COVERAGE

If your vehicle gets totaled within a given period, this coverage helps you purchase a new car of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN schertz, TX?

Excellent Customer Service

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Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Go to our official page to review the extensive range of insurance products and services available at CINCO.

Connect

Connect with one of our insurance experts, who can help guide you toward your preferred auto insurance policy.

Compare

Compare various quotes from CINCO before finalizing the most suitable one, ensuring you make an informed decision.

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CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN schertz, TX?

Zip CodeCityCounty
78154SchertzGuadalupe County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

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307 W Centerville Rd Suite C, Garland, TX 75041

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2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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2210 S Beckley Ave, Dallas, TX 75224

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10335 Ferguson Rd, Dallas, TX 75228

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2513 S Hampton Rd, Dallas, TX 75224

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1440 S Buckner Blvd, Dallas, TX 75217

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9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Luis Gallegos

Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Johnny Garcia

Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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