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AUTO INSURANCE IN schertz, TX

The beautiful city of Schertz, located near San Antonio, Texas, is known for its diverse environment and welcoming atmosphere. You can spend quality time exploring the Crescent Bend Nature Park or visiting the Grotto to enjoy some good art. However, you need to carry proper auto insurance to ensure the safety of your vehicle and loved ones on the road. 


CINCO Auto Insurance offers Texas's most affordable car insurance deals, ensuring our clients find protection under their budget. Our insurance agents are qualified to find suitable and customized insurance plans that complement your personal needs and preferences. Our team works hard to avoid any gaps in your coverage, ensuring comprehensive safety on your travels.

HOW MUCH DOES CAR INSURANCE COST IN schertz, TX?

In Schertz, Texas, you can expect to pay around $109 monthly for minimum liability insurance coverage. In contrast, full coverage is slightly expensive, costing up to $150 a month. Drivers in this city pay almost the same amount for their auto insurance as an average Texan. A reliable insurance policy is essential, especially during heavy traffic and speeding incidents.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN schertz, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

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Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN schertz, TX?

Are you searching for ways to lower your pricey auto insurance? You should definitely consider searching for discounts and incentives. Always ask your insurance provider or agent to look for any discounts that you can qualify for. This way, you can cut down on your premiums without compromising coverage quality. Here are some common discount options:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN schertz, TX?

Auto insurance is crucial in Schertz, Texas. The citizens are expected to carry basic auto insurance coverage, also known as the minimum coverage liability insurance. It follows the “30/60/25” scheme, which stands as the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


It ensures that if you are ever responsible for an accident, the other party gets $60,000 in total to cover their medical injuries with no more than $30,000 allocated for one person and $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN schertz, TX?

CAR

CINCO ensures your daily ride is financially protected against damage in case of unforeseen hazards.

MOTORCYCLES

You can find customized motorcycle insurance at CINCO to secure all your two-wheeled excursions in Schertz.

CLASSIC CAR

Our agents offer tailored coverage options that help maintain and preserve the unique worth of your classic car.

RECREATIONAL VEHICLES

With our RV insurance solutions, you can protect your loved ones and vehicle against damage during adventures.

BOATS

You can enjoy sailing on lakes while our boat insurance solutions protect your water vessel from unforeseen damages.

OFF-ROAD VEHICLES

Whether you ride an ATV or a dirt bike, our elaborate insurance solutions cover your off-road travels against risks.

VANS

CINCO insures various vans, from microvans to Luton vans, protecting you from financial losses due to damages.

TRUCKS

CINCO insurance agents offer broad coverage options for pickup and commercial trucks, ensuring business continuity.

WHAT COVERAGES CAN I GET FOR MY CAR IN schertz, TX?

LIABILITY COVERAGE

It covers the other party’s property damage and medical injury costs in an accident where you are at fault.

COLLISION COVERAGE

Collision coverage helps pay for the repair and replacement costs when your car hits another car or an object.

COMPREHENSIVE COVERAGE

Comprehensive coverage protects you against financial losses resulting from non-accident scenarios like theft.

PERSONAL INJURY PROTECTION (PIP)

PIP Coverage helps pay for the lost wages and medical payments resulting from injuries after an accident.

MEDICAL PAYMENTS COVERAGE

MedPay also covers medical payments arising from injuries in a car accident, including medicines, tests, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If a driver with no or inadequate insurance hits you, this coverage helps cover the resulting damage costs.

GAP INSURANCE

Gap insurance helps cover the difference between the amount you owe on your car loan and its actual cash value.

RENTAL REIMBURSEMENT COVERAGE

This coverage reimburses the amount you spend on transportation while your car is being repaired at the shop.

ROADSIDE ASSISTANCE

Roadside assistance pays for repairs when your car stops working in the middle of the road, such as battery jump-starts.

NEW CAR REPLACEMENT COVERAGE

If your vehicle gets totaled within a given period, this coverage helps you purchase a new car of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN schertz, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Go to our official page to review the extensive range of insurance products and services available at CINCO.

Connect

Connect with one of our insurance experts, who can help guide you toward your preferred auto insurance policy.

Compare

Compare various quotes from CINCO before finalizing the most suitable one, ensuring you make an informed decision.

GET A FREE AUTO INSURANCE QUOTE IN schertz, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN schertz, TX?

Zip CodeCityCounty
78154SchertzGuadalupe County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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