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AUTO INSURANCE IN stephenville, TX

Auto insurance protects yourself and your vehicle from financial losses due to accidents, theft, or other damages. In Stephenville, TX, drivers must carry minimum liability coverage for bodily injury and property damage. Local factors like accident rates and vehicle theft can influence insurance premiums, making it crucial to find the right coverage that fits your needs and budget.


CINCO Auto Insurance helps residents of Stephenville, TX, find the best auto insurance options by comparing quotes from various providers. We offer personalized service to identify the most comprehensive and affordable coverage tailored to your specific requirements, ensuring you get the best protection for your vehicle.

HOW MUCH DOES CAR INSURANCE COST IN stephenville, TX?

As is the case with most insurance prices, the cost of car insurance in Stephenville, TX, depends on some parameters. The cost is pegged at an average of $71 per month. Full coverage costs about $134 per month, and minimum coverage costs about $39. Other aspects, such as the incidence of accidents within a particular region or car jackings, will also affect the premiums charged.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN stephenville, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN stephenville, TX?

While looking for car insurance in Stephenville, Texas, you can take advantage of multiple types of discounts, enabling you to pay lower premiums. Depending on your policy, another way to reduce premiums is to check with your insurance company about all the available discounts, which you might be eligible for. Such bonuses may/pertain to safe driving, good grades, etc.

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN stephenville, TX?

In Stephenville, TX, Driving without auto insurance is strictly prohibited in Texas. Every driver must carry minimum liability insurance, which follows the “30/60/25” rule. According to this rule, you must possess the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you are ever at fault in an accident, your coverage will pay the other party $60,000 in bodily injury claims; however, not more than $30,000 will be allocated for one person. Additionally, $25,000 will be paid in property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN stephenville, TX?

CINCO Auto Insurance provides coverage for standard cars, including liability, collision, and comprehensive insurance options to suit your needs.

Get your CINCO Auto Insurance today so your motorcycle has a liability, collision, and comprehensive coverage for your customized parts and accessories.

CINCO Auto Insurance provides customized policies for classic cars you are proud of by providing agreed value, liability, and collision services.

CINCO Auto Insurance provides customized policies for classic cars you are proud of by providing agreed value, liability, and collision services.

Protect your RV with CINCO Auto Insurance’s liability, which is sufficient for all your trips as well as for collision and comprehensive choices.

CINCO Auto Insurance enables boat owners to purchase liability, collision, and comprehensive insurance for their boats both in and out of the water.

CINCO Auto Insurance provides thorough coverage for vans, including liability, collision, and comprehensive policies, ensuring your vehicle's security.

Cover your truck with CINCO Auto Insurance’s comprehensive policies, including liability, collision, and comprehensive coverage, tailored to meet your specific needs.

WHAT COVERAGES CAN I GET FOR MY CAR IN stephenville, TX?

LIABILITY COVERAGE

Covers bodily injury and property damage to others if you're at fault in an accident. It's required by law in Texas.

COLLISION COVERAGE

This coverage covers you for the loss or damage to your car in the event of an accident with another car or an object.

COMPREHENSIVE COVERAGE

This coverage provides compensation for the loss or damage to your car that is not the result of an accident with another vehicle.

PERSONAL INJURY PROTECTION (PIP)

Pays your and the passengers' medical bills and wages, in addition to administering wages to any of the passengers.

MEDICAL PAYMENTS COVERAGE

This policy covers all of your medical and funeral expenses for you and your passengers, irrespective of who is at fault, up to the limit of the policy.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

It will help you in case you have an accident with an uninsured driver or a driver who has inadequate insurance.

GAP INSURANCE

It is also known as the balance of a car loan plus the current market cost of the car in case the vehicle is a total loss due to theft or accident.

RENTAL REIMBURSEMENT COVERAGE

Pays for a rental car while your vehicle is being repaired after a covered claim, ensuring you stay mobile during repairs.

ROADSIDE ASSISTANCE

Provides services such as towing, tire changes, fuel delivery, and battery jump-starts if your car breaks down unexpectedly.

NEW CAR REPLACEMENT COVERAGE

If your new car is totaled within the first year of ownership, this coverage pays to replace it with a new car of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN stephenville, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Investigate various insurance plans and options, enabling you to identify and understand the best coverage choices for your needs.

Connect

Contact insurance professionals for expert support, answering your questions and guiding you through selecting the most suitable policy.

Compare

Examine and contrast different insurance quotes and plans. Comparing coverage details and costs can help you make an informed decision.

GET A FREE AUTO INSURANCE QUOTE IN stephenville, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN stephenville, TX?

Zip CodeCityCounty
76401StephenvilleErath County
76402StephenvilleErath County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

307 W Centerville Rd , Suite C, Garland, TX 75041

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2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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2210 S Beckley Ave, Dallas, TX 75224

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10335 Ferguson Rd, Dallas, TX 75228

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2509 S Hampton Rd, Suite A, Dallas, TX 75224

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1440 S Buckner Blvd, Dallas, TX 75217

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9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

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Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

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Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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