GET CHEAP AUTO INSURANCE IN TEMPLE, TX
Save Big on Temple, TX Car Insurance: Up to $1000! Get Custom Quotes and Instant Support: Call or Text 855-336-855.
OUR TOP INSURANCE COMPANIES
AUTO INSURANCE IN temple, TX
Temple, Texas, offers a blend of modern technology and old-world charm, renowned for its friendly atmosphere and Southern hospitality. To ensure safe travels while exploring this beautiful city, having adequate auto insurance is essential, providing peace of mind and protection on Temple's roads.
CINCO Auto Insurance agency helps customers around Texas find reliable auto insurance companies that offer comprehensive policies customized to your needs. Our agents also help you locate discounts and multiple saving options for cheaper rates. Contact our customer service today to find out more!
HOW MUCH DOES CAR INSURANCE COST IN temple, TX?
In Temple, the average monthly premium for minimum coverage is roughly $104, whereas for full coverage insurance, this amount rises to $132. Drivers in Temple spend 13% less than the state average on their auto insurance. However, with factors such as driving history, zip code, and credit history, your actual premiums mostly differ from these averages.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN temple, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN temple, TX?
The easiest way to save money is to look for available discounts. Nearly all insurance providers offer certain discounts on their coverages to attract more customers or satisfy the existing ones. If you are purchasing an auto insurance policy, always ask your insurance agent to ask for available discounts, as they really help with lowering your premiums. For example:
Military Discounts
Renewal Discounts
Multi-Policy Discounts
Marriage Discount
Multi-Car Discounts
Bundling Discounts
Costco Discounts
Defensive Driving Course Discounts
Lien Holder Discount
Senior Drivers Discount
Good Driver Discounts
Paid-In-Full Discounts
Occupational Discounts
Paperless Billing Discounts
First Responders Discount
Affiliation Discounts
Mature, Retired, Or Senior Discount
User-Based Discounts
Continuous Insurance Discounts
Loyalty Discounts
Accident-Free Discount
Teen Drivers Discounts
Bundling Policies
Automatic Payments Discounts
Vehicle Safety Ratings And Features Discounts
Low Mileage Discounts
Telematics-Based Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN temple, TX?
All drivers in Temple, Texas, are legally required to carry minimum liability insurance when driving on the roads. Should an accident occur, basic liability insurance ensures the at-fault driver can cover the costs for the affected party. In Texas, you must follow the “30/60/25” rule for car insurance, which states:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
This implies that up to $60,000, with a cap of $30,000 per person, will be dedicated to pay for the opposite party's injuries in the case where you cause the accident. Furthermore, up to $25,000 in property damage coverage is included in your plan.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN temple, TX?
CAR
Regardless of the type of of car you drive, we offer broad coverage customized to meet your needs.
MOTORCYCLES
Our motorcycle insurance plans offer security whether you're riding through urban areas or traveling on open roads.
CLASSIC CAR
Our insurance solutions are made to protect the legacy and sentimental value of your cherished vintage ride.
RECREATIONAL VEHICLES
We assist you in finding plans that provide comprehensive protection for all your recreational vehicle needs.
BOATS
Our boat insurance products offer protection for a variety of vessels so you can enjoy your time on the water.
OFF-ROAD VEHICLES
Our off-road vehicle insurance plans offer safety and peace of mind wherever you go exploring in Temple.
VANS
Travel with confidence, knowing you and your minivans are protected against damage against perils.
TRUCKS
Whether you use your truck for personal or professional reasons, our plans provide cater to all you insurance needs.
WHAT COVERAGES CAN I GET FOR MY CAR IN temple, TX?
LIABILITY COVERAGE
This coverage helps pay for the injuries and property damages you are legally responsible for in an accident.
COLLISION COVERAGE
It helps cover repairing and replacing your vehicle if it suffers damage in a collision with another vehicle or object.
COMPREHENSIVE COVERAGE
It helps cover vehicle damages arising from causes other than collisions, such as fire, extreme weather, theft, etc.
PERSONAL INJURY PROTECTION (PIP)
It helps pay for the medical costs and lost wages of you and other passengers injured in a car accident, regardless of whoever is responsible.
MEDICAL PAYMENTS COVERAGE
It helps cover medical costs, such as hospital bills, medicines, and diagnostic tests, for injuries in an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
It covers your injuries as well as property damages if you get in an accident with a driver who is inadequately insured.
GAP INSURANCE
After a total loss, it helps cover the difference between your car lease payment and your vehicle's actual cash value.
RENTAL REIMBURSEMENT COVERAGE
It covers transportation costs, including rental cars and public transport, if your vehicle is being repaired froma covered event.
ROADSIDE ASSISTANCE
This coverage helps pay for emergency assistance if your car breaks down in the middle of the road or runs out of gas.
NEW CAR REPLACEMENT COVERAGE
It helps replace your totaled vehicle with one of the same make and mode if the total loss occurred within a certain period.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN temple, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
With such an extensive range of auto insurance solutions for various makes, models, and types of cars, you can always explore our website to learn more about your options.
Connect
Contact our insurance agents in Temple and let them offer their expert guidance in selecting the right coverage, instead of being confused on your own.
Compare
Obtain multiple quotes from CINCO to ensure you get your vehicle's best auto insurance policy.
GET A FREE AUTO INSURANCE QUOTE IN temple, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN temple, TX?
| Zip Code | City | County |
|---|---|---|
| 76501 | Temple | Bell County |
| 76502 | Temple | Bell County |
| 76503 | Temple | Bell County |
| 76504 | Temple | Bell CountyBell County |
| 76505 | Temple | Bell County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,
GET DIRECTIONS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Angelica Sandoval
Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...
Google Review
Katrina Hughes
My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...
Google Review
Rosy Palacios
Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...
Google Review
Maria Martinez
I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...
Google Review
Luis Ortuno
100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...
Google Review
Wendy Castillo
Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...
Google Review
Jocelyn Adams
My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...
Google Review
Maria Fernanda
Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!
Google Review
Tamekia Owens
Very friendly and fast service… Highly recommended to do business with.
Google Review
Myrna Garcia
Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...
Google Review
Jimmey McCullough
They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.
Google Review
Monica Herrera
Best customer service in town! Kind and generous! Love that they charge low prices compared to others.
Google Review
Daniel Alvarado
Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.
Google Review
Luis Morales
A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!
Google Review
Eduardo Ruiz
Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...
Google Review
Reyna Arroyo
Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.
Google Review
Cynthia D. Khaled
Edward's customer service skills were excellent and he answered all of my questions.
Google Review
Claire Small
Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...
Google Review
Abril Hernandez
Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.
Google Review
Christina Saldana
Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...
Google Review
Cooking with Gala
Edward had great customer service, was friendly and super helpful. Great price and quick service.
Google Review
Ednandez
Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...
Google Review
Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
Google Review
Ryan Anderson
Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.
Google Review