GET CHEAP AUTO INSURANCE IN TEMPLE, TX
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AUTO INSURANCE IN temple, TX
Temple, Texas, offers a blend of modern technology and old-world charm, renowned for its friendly atmosphere and Southern hospitality. To ensure safe travels while exploring this beautiful city, having adequate auto insurance is essential, providing peace of mind and protection on Temple's roads.
CINCO Auto Insurance agency helps customers around Texas find reliable auto insurance companies that offer comprehensive policies customized to your needs. Our agents also help you locate discounts and multiple saving options for cheaper rates. Contact our customer service today to find out more!
HOW MUCH DOES CAR INSURANCE COST IN temple, TX?
In Temple, the average monthly premium for minimum coverage is roughly $104, whereas for full coverage insurance, this amount rises to $132. Drivers in Temple spend 13% less than the state average on their auto insurance. However, with factors such as driving history, zip code, and credit history, your actual premiums mostly differ from these averages.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN temple, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN temple, TX?
The easiest way to save money is to look for available discounts. Nearly all insurance providers offer certain discounts on their coverages to attract more customers or satisfy the existing ones. If you are purchasing an auto insurance policy, always ask your insurance agent to ask for available discounts, as they really help with lowering your premiums. For example:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN temple, TX?
All drivers in Temple, Texas, are legally required to carry minimum liability insurance when driving on the roads. Should an accident occur, basic liability insurance ensures the at-fault driver can cover the costs for the affected party. In Texas, you must follow the “30/60/25” rule for car insurance, which states:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
This implies that up to $60,000, with a cap of $30,000 per person, will be dedicated to pay for the opposite party's injuries in the case where you cause the accident. Furthermore, up to $25,000 in property damage coverage is included in your plan.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN temple, TX?
Regardless of the type of of car you drive, we offer broad coverage customized to meet your needs.
Our motorcycle insurance plans offer security whether you're riding through urban areas or traveling on open roads.
Our insurance solutions are made to protect the legacy and sentimental value of your cherished vintage ride.
We assist you in finding plans that provide comprehensive protection for all your recreational vehicle needs.
Our boat insurance products offer protection for a variety of vessels so you can enjoy your time on the water.
Our off-road vehicle insurance plans offer safety and peace of mind wherever you go exploring in Temple.
Travel with confidence, knowing you and your minivans are protected against damage against perils.
Whether you use your truck for personal or professional reasons, our plans provide cater to all you insurance needs.
WHAT COVERAGES CAN I GET FOR MY CAR IN temple, TX?
LIABILITY COVERAGE
This coverage helps pay for the injuries and property damages you are legally responsible for in an accident.
COLLISION COVERAGE
It helps cover repairing and replacing your vehicle if it suffers damage in a collision with another vehicle or object.
COMPREHENSIVE COVERAGE
It helps cover vehicle damages arising from causes other than collisions, such as fire, extreme weather, theft, etc.
PERSONAL INJURY PROTECTION (PIP)
It helps pay for the medical costs and lost wages of you and other passengers injured in a car accident, regardless of whoever is responsible.
MEDICAL PAYMENTS COVERAGE
It helps cover medical costs, such as hospital bills, medicines, and diagnostic tests, for injuries in an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
It covers your injuries as well as property damages if you get in an accident with a driver who is inadequately insured.
GAP INSURANCE
After a total loss, it helps cover the difference between your car lease payment and your vehicle's actual cash value.
RENTAL REIMBURSEMENT COVERAGE
It covers transportation costs, including rental cars and public transport, if your vehicle is being repaired froma covered event.
ROADSIDE ASSISTANCE
This coverage helps pay for emergency assistance if your car breaks down in the middle of the road or runs out of gas.
NEW CAR REPLACEMENT COVERAGE
It helps replace your totaled vehicle with one of the same make and mode if the total loss occurred within a certain period.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN temple, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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With such an extensive range of auto insurance solutions for various makes, models, and types of cars, you can always explore our website to learn more about your options.
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Contact our insurance agents in Temple and let them offer their expert guidance in selecting the right coverage, instead of being confused on your own.
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Obtain multiple quotes from CINCO to ensure you get your vehicle's best auto insurance policy.
GET A FREE AUTO INSURANCE QUOTE IN temple, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN temple, TX?
| Zip Code | City | County |
|---|---|---|
| 76501 | Temple | Bell County |
| 76502 | Temple | Bell County |
| 76503 | Temple | Bell County |
| 76504 | Temple | Bell County |
| 76505 | Temple | Bell County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Luis Ortuno
Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.
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Wendy Castillo
Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!
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Jimmey McCullough
Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.
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Audrey Hare
Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!
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Katrina Hughes
Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!
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Daniel Alvarado
Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.
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Maria Martinez
Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!
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Jocelyn Adams
Edward was patient and made sure I received great service throughout the process. Really appreciate his help!
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Tamekia Owens
Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.
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Myrna Garcia
Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.
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Cynthia D. Khaled
Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.
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Luis Morales
Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!
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Eduardo Ruiz
Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.
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Reyna Arroyo
Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.
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Monica Herrera
Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!
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Claire Small
Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!
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Abril Hernandez
Edward did an amazing job finding me the best price. Great service and excellent customer care.
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Christina Saldana
Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!
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Cooking with Gala
Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!
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Ednandez
Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.
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Ryan Anderson
Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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