Get Affordable Auto Insurance Rates in Temple, TX
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AUTO INSURANCE IN temple, TX
Temple, Texas, offers a blend of modern technology and old-world charm, renowned for its friendly atmosphere and Southern hospitality. To ensure safe travels while exploring this beautiful city, having adequate auto insurance is essential, providing peace of mind and protection on Temple's roads.
CINCO Auto Insurance agency helps customers around Texas find reliable auto insurance companies that offer comprehensive policies customized to your needs. Our agents also help you locate discounts and multiple saving options for cheaper rates. Contact our customer service today to find out more!
HOW MUCH DOES CAR INSURANCE COST IN temple, TX?
In Temple, the average monthly premium for minimum coverage is roughly $104, whereas for full coverage insurance, this amount rises to $132. Drivers in Temple spend 13% less than the state average on their auto insurance. However, with factors such as driving history, zip code, and credit history, your actual premiums mostly differ from these averages.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN temple, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN temple, TX?
The easiest way to save money is to look for available discounts. Nearly all insurance providers offer certain discounts on their coverages to attract more customers or satisfy the existing ones. If you are purchasing an auto insurance policy, always ask your insurance agent to ask for available discounts, as they really help with lowering your premiums. For example:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN temple, TX?
All drivers in Temple, Texas, are legally required to carry minimum liability insurance when driving on the roads. Should an accident occur, basic liability insurance ensures the at-fault driver can cover the costs for the affected party. In Texas, you must follow the “30/60/25” rule for car insurance, which states:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
This implies that up to $60,000, with a cap of $30,000 per person, will be dedicated to pay for the opposite party's injuries in the case where you cause the accident. Furthermore, up to $25,000 in property damage coverage is included in your plan.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN temple, TX?
Regardless of the type of of car you drive, we offer broad coverage customized to meet your needs.
Our motorcycle insurance plans offer security whether you're riding through urban areas or traveling on open roads.
Our insurance solutions are made to protect the legacy and sentimental value of your cherished vintage ride.
We assist you in finding plans that provide comprehensive protection for all your recreational vehicle needs.
Our boat insurance products offer protection for a variety of vessels so you can enjoy your time on the water.
Our off-road vehicle insurance plans offer safety and peace of mind wherever you go exploring in Temple.
Travel with confidence, knowing you and your minivans are protected against damage against perils.
Whether you use your truck for personal or professional reasons, our plans provide cater to all you insurance needs.
WHAT COVERAGES CAN I GET FOR MY CAR IN temple, TX?
LIABILITY COVERAGE
This coverage helps pay for the injuries and property damages you are legally responsible for in an accident.
COLLISION COVERAGE
It helps cover repairing and replacing your vehicle if it suffers damage in a collision with another vehicle or object.
COMPREHENSIVE COVERAGE
It helps cover vehicle damages arising from causes other than collisions, such as fire, extreme weather, theft, etc.
PERSONAL INJURY PROTECTION (PIP)
It helps pay for the medical costs and lost wages of you and other passengers injured in a car accident, regardless of whoever is responsible.
MEDICAL PAYMENTS COVERAGE
It helps cover medical costs, such as hospital bills, medicines, and diagnostic tests, for injuries in an accident.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
It covers your injuries as well as property damages if you get in an accident with a driver who is inadequately insured.
GAP INSURANCE
After a total loss, it helps cover the difference between your car lease payment and your vehicle's actual cash value.
RENTAL REIMBURSEMENT COVERAGE
It covers transportation costs, including rental cars and public transport, if your vehicle is being repaired froma covered event.
ROADSIDE ASSISTANCE
This coverage helps pay for emergency assistance if your car breaks down in the middle of the road or runs out of gas.
NEW CAR REPLACEMENT COVERAGE
It helps replace your totaled vehicle with one of the same make and mode if the total loss occurred within a certain period.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN temple, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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With such an extensive range of auto insurance solutions for various makes, models, and types of cars, you can always explore our website to learn more about your options.
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Contact our insurance agents in Temple and let them offer their expert guidance in selecting the right coverage, instead of being confused on your own.
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Obtain multiple quotes from CINCO to ensure you get your vehicle's best auto insurance policy.
GET A FREE AUTO INSURANCE QUOTE IN temple, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN temple, TX?
| Zip Code | City | County |
|---|---|---|
| 76501 | Temple | Bell County |
| 76502 | Temple | Bell County |
| 76503 | Temple | Bell County |
| 76504 | Temple | Bell County |
| 76505 | Temple | Bell County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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