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AUTO INSURANCE IN texas-city, TX

Texas City, located on the Texas Gulf Coast, is a hub for both business and recreation. Bay Street Park and the Texas City Dike offer breathtaking shoreline views and great options for an easy day out. In a city like Texas, where there is so much to discover, you need proper auto insurance to protect your vehicle against risks. With options like liability and collision coverage, your financial stability is maintained. 


CINCO agents help you find reliable auto insurance policies that provide a safety net while you explore the city of Texas. Our insurance agents are qualified to help find suitable coverages based on your vehicle’s specific needs and requirements. We help our clients from the very beginning to ensure there are no gaps in their insurance plans. Contact our team today to learn more about your options!

HOW MUCH DOES CAR INSURANCE COST IN texas-city, TX?

The average monthly premium for minimum liability coverage is approximately $105, whereas for full coverage auto insurance, you have to pay around $151. It is important to note that drivers in Texas City spend 5% less on their auto insurance than the state average. However, these estimates can change based on your individual factors.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN texas-city, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN texas-city, TX?

If you are searching for affordable coverage, ask your insurance agent to look for discounts for which you can qualify. Nearly all insurance providers offer some type of discount on their coverage plans. With options like multi-car and bundling, you can reduce your premiums without sacrificing the quality of your coverage. Here are some options you can search for:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN texas-city, TX?

You're not allowed to drive somewhere with insurance. One of the first things an officer will ask for when you get pulled over is proof of insurance. Hence, all citizens and drivers are encouraged to fulfill the state requirement for auto insurance by following the “30/60/25” scheme, which states that you need to carry the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you ever cause an accident, your liability insurance will pay the affected party $60,000 in total medical injuries, with a cap of $30,000 per person and $25,000 for any property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN texas-city, TX?

CAR

With our elaborate auto insurance plans, you can unlock safety while driving on the streets of Texas City.

MOTORCYCLES

With our comprehensive motorcycle insurance solutions, you have little to worry about as you embark on excursions!

CLASSIC CAR

Let our local agents find you a policy that ensures your cherished financial investment remains secure forever!

RECREATIONAL VEHICLES

CINCO helps find comprehensive insurance policies for your travel trailers and motorhomes to ensure a stress-free trip.

BOATS

Our boat insurance ensures that your boat and its equipment are financially protected during unforeseen events.

OFF-ROAD VEHICLES

Our insurance solutions cover your vehicle against a wide range of perils, such as severe weather, theft, vandalism, etc.

VANS

With coverage options like PIP, collision, and UM/UIM, your van remains secure in the event of unanticipated damages.

TRUCKS

CINCO provides complete security for your vehicle through its extensive range of truck insurance solutions.

WHAT COVERAGES CAN I GET FOR MY CAR IN texas-city, TX?

LIABILITY COVERAGE

If you are responsible for the accident, liability coverage ensures that the other party's damage and injuries are covered.

COLLISION COVERAGE

Whether you are at fault or not, this coverage helps pay for your vehicle’s repair and replacement costs in an accident.

COMPREHENSIVE COVERAGE

This coverage helps cover the repair and replacement costs from non-collision incidents like fire, theft, vandalism, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage or no-fault insurance pays for the medical bills and lost income of you or other passengers in an accident.

MEDICAL PAYMENTS COVERAGE

It covers medical bills for you and your passengers following an accident, regardless of who caused the accident.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If you are hit by a driver who does not have sufficient insurance to cover your damages, you are protected by these coverages.

GAP INSURANCE

This optional insurance helps drivers cover the "gap" between the amount they owe on their car loan and its actual worth.

RENTAL REIMBURSEMENT COVERAGE

When your car is being repaired following a covered claim, this coverage helps cover transportation costs.

ROADSIDE ASSISTANCE

It helps you access roadside assistance if your car breaks down. Services include towing and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

If you face a total loss within a given time frame after purchase, it assists you in replacing it with another one of the same make.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN texas-city, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Before deciding on an auto insurance plan for your car, browse the wide range of CINCO auto insurance solutions.

Connect

Connect with our well-aware insurance team, who can help you make the right choice based on your needs and requirements.

Compare

You can obtain auto insurance quotes from various providers at CINCO and enjoy free price comparisons.

GET A FREE AUTO INSURANCE QUOTE IN texas-city, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN texas-city, TX?

Zip CodeCityCounty
77590Texas CityGalveston County
77591Texas CityGalveston County
77592Texas CityGalveston County

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307 W Centerville Rd,
Suite C, Garland,
TX 75041,
United States

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2750 W Northwest Hwy
Ste 190, Dallas, TX 75220,
United States

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2210 S Beckley Ave,
Dallas, TX 75224,
United States

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10335 Ferguson Rd,
Dallas, TX 75228,
United States

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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
United States

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1440 S Buckner Blvd,
Dallas, TX 75217,
United States

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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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Katrina Hughes

My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Rosy Palacios

Edward is an amazing agent who searched for my best convenience and the most affordable for me. He explained with deep details my ...

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Maria Martinez

I spoke with Evelyn and she was able to promptly give me a great insurance quote. Quick and great customer service, definitely rec...

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Luis Ortuno

100% recommended, just had the opportunity to do the paperwork for my full coverage insurance with Edward over the phone without h...

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Wendy Castillo

Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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Jocelyn Adams

My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Maria Fernanda

Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Tamekia Owens

Very friendly and fast service… Highly recommended to do business with.

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Myrna Garcia

Edward was very helpful. I loved that he took time to find a great price for my auto insurance, worked with me on the best coverag...

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Jimmey McCullough

They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Monica Herrera

Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Daniel Alvarado

Nataly was a great help. She provided great service and made the sign-up process easy. Definitely recommend coming here.

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Luis Morales

A big shout out to Edward! I have received excellent customer service! Please go look for him! Outstanding agent!

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Eduardo Ruiz

Nataly is a great person; she helped us find great prices on our insurance. This company has really low rates and excellent servic...

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Reyna Arroyo

Samantha was very helpful and quick. She was able to give me a quote and great discounts. Will recommend to my family and friends.

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Cynthia D. Khaled

Edward's customer service skills were excellent and he answered all of my questions.

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Claire Small

Amanda was so professional, sweet, a great listener, and worked hard to find me a fantastic quote. I immediately didn't waste time...

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Abril Hernandez

Thank you, Edward! You did an amazing job finding me the best price and also gave me great service.

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Christina Saldana

Eduardo texted me back in a timely fashion and then set me up with Amanda. She was nice and patient and made the process so easy! ...

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Cooking with Gala

Edward had great customer service, was friendly and super helpful. Great price and quick service.

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Ednandez

Just moved to Texas from Kentucky and Keyla made my switch of insurance very smooth. She was awesome! Very nice and helpful throug...

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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Ryan Anderson

Elsa was by far so amazing. I would recommend everyone come here and see her; she has great prices.

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