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AUTO INSURANCE IN texas city, TX

Texas City, located on the Texas Gulf Coast, is a hub for both business and recreation. Bay Street Park and the Texas City Dike offer breathtaking shoreline views and great options for an easy day out. In a city like Texas, where there is so much to discover, you need proper auto insurance to protect your vehicle against risks. With options like liability and collision coverage, your financial stability is maintained.


CINCO agents help you find reliable auto insurance policies that provide a safety net while you explore the city of Texas. Our insurance agents are qualified to help find suitable coverages based on your vehicle’s specific needs and requirements. We help our clients from the very beginning to ensure there are no gaps in their insurance plans. Contact our team today to learn more about your options!

HOW MUCH DOES CAR INSURANCE COST IN texas city, TX?

The average monthly premium for minimum liability coverage is approximately $105, whereas for full coverage auto insurance, you have to pay around $151. It is important to note that drivers in Texas City spend 5% less on their auto insurance than the state average. However, these estimates can change based on your individual factors.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN texas city, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN texas city, TX?

If you are searching for affordable coverage, ask your insurance agent to look for discounts for which you can qualify. Nearly all insurance providers offer some type of discount on their coverage plans. With options like multi-car and bundling, you can reduce your premiums without sacrificing the quality of your coverage. Here are some options you can search for:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN texas city, TX?

You're not allowed to drive somewhere with insurance. One of the first things an officer will ask for when you get pulled over is proof of insurance. Hence, all citizens and drivers are encouraged to fulfill the state requirement for auto insurance by following the “30/60/25” scheme, which states that you need to carry the following:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


If you ever cause an accident, your liability insurance will pay the affected party $60,000 in total medical injuries, with a cap of $30,000 per person and $25,000 for any property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN texas city, TX?

With our elaborate auto insurance plans, you can unlock safety while driving on the streets of Texas City.

With our comprehensive motorcycle insurance solutions, you have little to worry about as you embark on excursions!

Let our local agents find you a policy that ensures your cherished financial investment remains secure forever!

CINCO helps find comprehensive insurance policies for your travel trailers and motorhomes to ensure a stress-free trip.

Our boat insurance ensures that your boat and its equipment are financially protected during unforeseen events.

Our insurance solutions cover your vehicle against a wide range of perils, such as severe weather, theft, vandalism, etc.

With coverage options like PIP, collision, and UM/UIM, your van remains secure in the event of unanticipated damages.

CINCO provides complete security for your vehicle through its extensive range of truck insurance solutions.

WHAT COVERAGES CAN I GET FOR MY CAR IN texas city, TX?

LIABILITY COVERAGE

If you are responsible for the accident, liability coverage ensures that the other party's damage and injuries are covered.

COLLISION COVERAGE

Whether you are at fault or not, this coverage helps pay for your vehicle’s repair and replacement costs in an accident.

COMPREHENSIVE COVERAGE

This coverage helps cover the repair and replacement costs from non-collision incidents like fire, theft, vandalism, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage or no-fault insurance pays for the medical bills and lost income of you or other passengers in an accident.

MEDICAL PAYMENTS COVERAGE

It covers medical bills for you and your passengers following an accident, regardless of who caused the accident.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If you are hit by a driver who does not have sufficient insurance to cover your damages, you are protected by these coverages.

GAP INSURANCE

This optional insurance helps drivers cover the "gap" between the amount they owe on their car loan and its actual worth.

RENTAL REIMBURSEMENT COVERAGE

When your car is being repaired following a covered claim, this coverage helps cover transportation costs.

ROADSIDE ASSISTANCE

It helps you access roadside assistance if your car breaks down. Services include towing and fuel delivery.

NEW CAR REPLACEMENT COVERAGE

If you face a total loss within a given time frame after purchase, it assists you in replacing it with another one of the same make.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN texas city, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Before deciding on an auto insurance plan for your car, browse the wide range of CINCO auto insurance solutions.

Connect

Connect with our well-aware insurance team, who can help you make the right choice based on your needs and requirements.

Compare

You can obtain auto insurance quotes from various providers at CINCO and enjoy free price comparisons.

GET A FREE AUTO INSURANCE QUOTE IN texas city, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN texas city, TX?

Zip CodeCityCounty
77590Texas CityGalveston County
77591Texas CityGalveston County
77592Texas CityGalveston County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

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2750 W Northwest Hwy Ste 190, Dallas, TX 75220

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Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

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Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

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Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

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Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

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Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Luis Gallegos

Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Johnny Garcia

Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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