OUR TOP INSURANCE COMPANIES
AUTO INSURANCE IN the colony, TX
The Colony, Texas, is a beautiful city within Denton County. It is popular for its aesthetic parks, entertainment options, and family-friendly environment. To survive the hot Texas weather, you can visit the Hawaiian Falls Waterpark with your family, one of the city's most famous landmarks. To explore the city uninterrupted, you must have adequate auto insurance. Reliable coverage protects your vehicle from all sorts of damages, such as collision, theft, fire, etc.
Lucky for you, CINCO Auto Insurance is available 24/7 to help you find the most affordable auto insurance plans in Texas. Our qualified insurance agents are experienced in finding the best deals within our customers' budgets. They work closely with you to ensure your insurance plan has no gaps. Don’t overthink; visit one of our offices whenever possible and meet with our qualified reps to learn more about your options! Get a free quote from us today!
HOW MUCH DOES CAR INSURANCE COST IN the colony, TX?
The average rates for auto insurance in The Colony show that the residents enjoy spending 8% less on their coverage than the state average. For minimum liability insurance, you must pay an average monthly premium of around $83, whereas for full coverage insurance, the costs rise to $163. This is because full coverage comprises comprehensive coverages other than just liability insurance.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN the colony, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN the colony, TX?
Various leading insurance providers in Texas offer a range of discounts to their customers. It is a way to promote customer satisfaction and loyalty. Whenever purchasing an auto insurance policy, always inquire about relevant discounts for which you can qualify. This can significantly reduce your premiums without harming the quality of your coverage. Here are some common discount options:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN the colony, TX?
Driving without auto insurance is strictly prohibited in the state of Texas. Every driver is expected to carry minimum liability insurance, which follows the “30/60/25” rule. According to this rule, you must possess the following:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
In case you are ever at fault in an accident, your coverage will pay the other party $60,000 in bodily injury claims; however, not more than $30,000 will be allocated for one person. Additionally, $25,000 will be paid in property damages.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN the colony, TX?
CINCO offers comprehensive car insurance solutions that protect you against financial losses from car damages.
Our customized motorcycle insurance solutions ensure your two-wheeled adventures are financially covered.
Classic car insurance is needed to secure the worth of your precious vehicle and protect your financial investment.
Our recreational vehicle insurance solutions ensure your adventures and picnics are safe and secure on the road.
We provide elaborate insurance for your boats, financially covering it against damage on and off the water bodies.
If you are looking for a way to secure your off-road travels, we help you connect with reputed carriers who can do that.
Our agency helps ensure all types of vans, whether for personal or commercial purposes, against road hazards.
Whether you own a small pickup truck or a large commercial one, our agents will find the best policy to secure your vehicle.
WHAT COVERAGES CAN I GET FOR MY CAR IN the colony, TX?
LIABILITY COVERAGE
If you are at fault in an accident, liability coverage pays for the other party’s physical damage and medical injuries.
COLLISION COVERAGE
This coverage pays for repair and replacement costs from collisions and car accidents, regardless of fault.
COMPREHENSIVE COVERAGE
It helps cover expenses arising from non-accident incidents, such as fire, natural disasters, theft, and vandalism.
PERSONAL INJURY PROTECTION (PIP)
PIP coverage helps cover your lost income and medical expenses from injuries you incurred in an accident.
MEDICAL PAYMENTS COVERAGE
Like PIP coverage, MedPay pays for medical expenses; however, it does not cover the injured person's lost income.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
If you encounter a driver with little to no insurance in an accident, UM/UIM coverage helps pay for the damages you incur.
GAP INSURANCE
Gap insurance covers the difference between the amount you owe on your car loan and what it is worth in case of a total loss.
RENTAL REIMBURSEMENT COVERAGE
While your vehicle is out for repair after an insured event, this coverage pays for the cost of transportation.
ROADSIDE ASSISTANCE
This coverage pays for services like towing, battery jump-starts, tire replacements, and fuel delivery in case your car breaks down.
NEW CAR REPLACEMENT COVERAGE
It ensures you can purchase a new vehicle of the same make and model as yours if it gets totaled within a specified period.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN the colony, TX?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
Explore
On our official website, you can review the wide range of auto insurance solutions CINCO offers in The Colony, TX.
Connect
Contact experienced insurance representatives at CINCO to help you secure the most appropriate deal.
Compare
Obtain quotes from various insurance providers and compare them to find the best value for your money.
GET A FREE AUTO INSURANCE QUOTE IN the colony, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN the colony, TX?
| Zip Code | City | County |
|---|---|---|
| 75034 | The Colony | Collin County |
| 75056 | The Colony | Denton County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
Google Review
Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
Google Review
Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
Google Review
Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
Google Review
GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
Google Review
Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
Google Review
Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
Google Review
Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
Google Review
Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
Google Review
Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
Google Review
Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
Google Review
Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
Google Review
Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
Google Review
Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
Google Review
Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
Google Review
Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
Google Review
Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
Google Review
Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
Google Review
Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
Google Review
Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
Google Review
Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
Google Review
Founded in 1981, CINCO Auto Insurance is a licensed agency proudly serving Texas and Georgia residents with reliable insurance coverage.
Find Car Insurance By Make
Toyota
Ford
Chevrolet
Honda
Nissan
Jeep
Hyundai
Kia
Ram
Subaru
GMC
Volkswagen
Copyright © 2025 CINCO Auto Insurance All Rights Reserved.