OUR TOP INSURANCE COMPANIES

AUTO INSURANCE IN waco, TX

Waco is a city of safety and security, where dynamic attractions such as Cameron Park Zoo and Brazos Park East await exploration! The city has a clean road and highway network, ensuring smooth commutes. However, when the streets become congested and highways crowded, the need for a comprehensive auto insurance policy becomes evident. It not only protects you against financial losses but also covers medical expenses in case of accidents.


CINCO Auto Insurance is renowned for helping customers find affordable rates and customized policies in Waco. Our team of insurance experts can assist you with the process of finding an insurance plan that suits your circumstances and driving preferences. We help find a safety net to rely on if an unforeseen event occurs. Whether enjoying a picnic by the Brazos River or watching animal exhibits, we have your back!

HOW MUCH DOES CAR INSURANCE COST IN waco, TX?

Drivers in Waco can expect to pay an average of $459 per year for minimum liability coverage and $1,257 for a full coverage policy. If you only want to fulfill the state guidelines, minimum coverage will suffice. However, if your vehicle is new or expensive to repair, you should go for full coverage options.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN waco, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN waco, TX?

Discounts are the simplest way to save money on insurance policies without reducing coverage. In order to ensure customer loyalty, various insurance firms offer a range of discounts. It is best to ask your insurer to search for available discounts based on your eligibility. Here are some options you can look into:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN waco, TX?

In Waco, Texas, citizens must follow a certain requirement for their auto insurance. The minimum auto insurance coverage, also called the “30/60/25” plan, ensures the safety of all drivers on the road. Here is what it stands for:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


In case you are at fault in an accident, your insurance company will pay $60,000 for bodily injury costs per accident, with a maximum expenditure of $30,000 on a single person’s injuries. The other party will be paid at most $25,000 for any vehicle or property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN waco, TX?

Cars are necessary for daily commutes and family hangouts. Luckily, we offer reliable insurance solutions for various car makes.

Ride your attractive two-wheelers without worry, knowing that our motorcycle insurance solutions financially cover you against the risks.

Valuable vehicles require specialized coverage, and thankfully, we ensure that your classic car's value and beauty remain untouched.

Our RV insurance financially protects those with innovative lifestyle choices against potential risks in Waco, TX.

Sail with a peaceful mind with our boat insurance solutions that cater to your unique risk profile and preferences.

Navigate rough terrains confidently, knowing our insurance protection has you covered for any unexpected challenges.

We offer comprehensive van insurance, covering personal and commercial vans against damages from accidents.

Our truck insurance ensures full protection for trucks, covering you against financial losses from accidents and damage.

WHAT COVERAGES CAN I GET FOR MY CAR IN waco, TX?

LIABILITY COVERAGE

By paying for the injury and damage costs of the other party, this coverage helps protect against potential liabilities.

COLLISION COVERAGE

Collision coverage covers your vehicle's damage costs (repair and replacement) in a collision, regardless of who is at fault.

COMPREHENSIVE COVERAGE

This coverage offers financial protection in a wide range of non-collision scenarios, from theft and vandalism to floods and natural disasters.

PERSONAL INJURY PROTECTION (PIP)

PIP offers broad coverage as it covers the lost wages and medical injuries of you and your passenger in case of an accident.

MEDICAL PAYMENTS COVERAGE

In case you are in an accident, MedPay covers hospital bills, diagnostic tests, prescription drugs, surgeries, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

When an underinsured or uninsured motorist hits you, these coverages help ensure your damage costs are covered.

GAP INSURANCE

Gap insurance helps cover the gap between the amount you owe on your car loan v/s the actual worth of your car in case of a total loss.

RENTAL REIMBURSEMENT COVERAGE

If your vehicle is damaged in a covered event, this coverage helps pay for the transportation costs while it is being repaired.

ROADSIDE ASSISTANCE

This coverage ensures you get access to immediate services like towing and battery jumpstarts in case your car stops working while traveling.

NEW CAR REPLACEMENT COVERAGE

If your car is totaled during a given period, this coverage helps you purchase a new one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN waco, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Delve into the world of CINCO’s auto insurance solutions, where you simultaneously find affordability, comfort, and quality.

Connect

Contact our insurance representatives and allow them to walk you through the complex auto insurance procedure.

Compare

You can apply for multiple quotes at once and analyze them to find an option that best suits your needs and requirements.

GET A FREE AUTO INSURANCE QUOTE IN waco, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN waco, TX?

Zip CodeCityCounty
76701WacoMcLennan County
76702WacoMcLennan County
76703WacoMcLennan County
76704WacoMcLennan County
76705WacoMcLennan County
76706WacoMcLennan County
76707WacoMcLennan County
76708WacoMcLennan County
76710WacoMcLennan County
76711WacoMcLennan County
76712WacoMcLennan County
76714WacoMcLennan County
76715WacoMcLennan County
76716WacoMcLennan County
76798WacoMcLennan County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

Cinco Auto Insurance Office Front

307 W Centerville Rd Suite C, Garland, TX 75041

GET DIRECTIONS

Cinco Auto Insurance Office Front

2750 W Northwest Hwy Ste 190, Dallas, TX 75220

GET DIRECTIONS

Cinco Auto Insurance Office Front

2210 S Beckley Ave, Dallas, TX 75224

GET DIRECTIONS

Cinco Auto Insurance Office Front

10335 Ferguson Rd, Dallas, TX 75228

GET DIRECTIONS

Cinco Auto Insurance Office Front

2513 S Hampton Rd, Dallas, TX 75224

GET DIRECTIONS

Cinco Auto Insurance Office Front

1440 S Buckner Blvd, Dallas, TX 75217

GET DIRECTIONS

Cinco Auto Insurance Office Front

9208 E R L Thornton Fwy #207b, Dallas, TX 75228

GET DIRECTIONS

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

Google Google Review

Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

Google Google Review

Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

Google Google Review

Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

Google Google Review

Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

Google Google Review

Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

Google Google Review

Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

Google Google Review

Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

Google Google Review

Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

Google Google Review

Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

Google Google Review

Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

Google Google Review

Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

Google Google Review

Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

Google Google Review

Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

Google Google Review

Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

Google Google Review

Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

Google Google Review

Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

Google Google Review

Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

Google Google Review

Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

Google Google Review

Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

Google Google Review

Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review