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AUTO INSURANCE IN waco, TX

Waco is a city of safety and security, where dynamic attractions such as Cameron Park Zoo and Brazos Park East await exploration! The city has a clean road and highway network, ensuring smooth commutes. However, when the streets become congested and highways crowded, the need for a comprehensive auto insurance policy becomes evident. It not only protects you against financial losses but also covers medical expenses in case of accidents. 


CINCO Auto Insurance is renowned for helping customers find affordable rates and customized policies in Waco. Our team of insurance experts can assist you with the process of finding an insurance plan that suits your circumstances and driving preferences. We help find a safety net to rely on if an unforeseen event occurs. Whether enjoying a picnic by the Brazos River or watching animal exhibits, we have your back!

HOW MUCH DOES CAR INSURANCE COST IN waco, TX?

Drivers in Waco can expect to pay an average of $459 per year for minimum liability coverage and $1,257 for a full coverage policy. If you only want to fulfill the state guidelines, minimum coverage will suffice. However, if your vehicle is new or expensive to repair, you should go for full coverage options.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN waco, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN waco, TX?

Discounts are the simplest way to save money on insurance policies without reducing coverage. In order to ensure customer loyalty, various insurance firms offer a range of discounts. It is best to ask your insurer to search for available discounts based on your eligibility. Here are some options you can look into:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN waco, TX?

In Waco, Texas, citizens must follow a certain requirement for their auto insurance. The minimum auto insurance coverage, also called the “30/60/25” plan, ensures the safety of all drivers on the road. Here is what it stands for:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


In case you are at fault in an accident, your insurance company will pay $60,000 for bodily injury costs per accident, with a maximum expenditure of $30,000 on a single person’s injuries. The other party will be paid at most $25,000 for any vehicle or property damage.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN waco, TX?

CAR

Cars are necessary for daily commutes and family hangouts. Luckily, we offer reliable insurance solutions for various car makes.

MOTORCYCLES

Ride your attractive two-wheelers without worry, knowing that our motorcycle insurance solutions financially cover you against the risks.

CLASSIC CAR

Valuable vehicles require specialized coverage, and thankfully, we ensure that your classic car's value and beauty remain untouched.

RECREATIONAL VEHICLES

Our RV insurance financially protects those with innovative lifestyle choices against potential risks in Waco, TX.

BOATS

Sail with a peaceful mind with our boat insurance solutions that cater to your unique risk profile and preferences.

OFF-ROAD VEHICLES

Navigate rough terrains confidently, knowing our insurance protection has you covered for any unexpected challenges.

VANS

We offer comprehensive van insurance, covering personal and commercial vans against damages from accidents.

TRUCKS

Our truck insurance ensures full protection for trucks, covering you against financial losses from accidents and damage.

WHAT COVERAGES CAN I GET FOR MY CAR IN waco, TX?

LIABILITY COVERAGE

By paying for the injury and damage costs of the other party, this coverage helps protect against potential liabilities.

COLLISION COVERAGE

Collision coverage covers your vehicle's damage costs (repair and replacement) in a collision, regardless of who is at fault.

COMPREHENSIVE COVERAGE

This coverage offers financial protection in a wide range of non-collision scenarios, from theft and vandalism to floods and natural disasters.

PERSONAL INJURY PROTECTION (PIP)

PIP offers broad coverage as it covers the lost wages and medical injuries of you and your passenger in case of an accident.

MEDICAL PAYMENTS COVERAGE

In case you are in an accident, MedPay covers hospital bills, diagnostic tests, prescription drugs, surgeries, etc.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

When an underinsured or uninsured motorist hits you, these coverages help ensure your damage costs are covered.

GAP INSURANCE

Gap insurance helps cover the gap between the amount you owe on your car loan v/s the actual worth of your car in case of a total loss.

RENTAL REIMBURSEMENT COVERAGE

If your vehicle is damaged in a covered event, this coverage helps pay for the transportation costs while it is being repaired.

ROADSIDE ASSISTANCE

This coverage ensures you get access to immediate services like towing and battery jumpstarts in case your car stops working while traveling.

NEW CAR REPLACEMENT COVERAGE

If your car is totaled during a given period, this coverage helps you purchase a new one of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN waco, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

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Affordable Premiums

HOW IT WORKS

Explore

Delve into the world of CINCO’s auto insurance solutions, where you simultaneously find affordability, comfort, and quality.

Connect

Contact our insurance representatives and allow them to walk you through the complex auto insurance procedure.

Compare

You can apply for multiple quotes at once and analyze them to find an option that best suits your needs and requirements.

GET A FREE AUTO INSURANCE QUOTE IN waco, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN waco, TX?

Zip CodeCityCounty
76701WacoMcLennan County
76702WacoMcLennan County
76703WacoMcLennan County
76704WacoMcLennan County
76705WacoMcLennan County
76706WacoMcLennan County
76707WacoMcLennan County
76708WacoMcLennan County
76710WacoMcLennan County
76711WacoMcLennan County
76712WacoMcLennan County
76714WacoMcLennan County
76715WacoMcLennan County
76716WacoMcLennan County
76798WacoMcLennan County

FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS

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Suite C, Garland,
TX 75041,
United States

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Ste 190, Dallas, TX 75220,
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10335 Ferguson Rd,
Dallas, TX 75228,
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2509 S Hampton Rd,
Suite A, Dallas, TX 75224,
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1440 S Buckner Blvd,
Dallas, TX 75217,
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1604 S First St,
Garland, TX 75040 ,

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9208 E R L Thornton Fwy #207b,
Dallas, TX 75228 ,

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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