Get Affordable Auto Insurance Rates in Waco, TX
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AUTO INSURANCE IN waco, TX
Waco is a city of safety and security, where dynamic attractions such as Cameron Park Zoo and Brazos Park East await exploration! The city has a clean road and highway network, ensuring smooth commutes. However, when the streets become congested and highways crowded, the need for a comprehensive auto insurance policy becomes evident. It not only protects you against financial losses but also covers medical expenses in case of accidents.
CINCO Auto Insurance is renowned for helping customers find affordable rates and customized policies in Waco. Our team of insurance experts can assist you with the process of finding an insurance plan that suits your circumstances and driving preferences. We help find a safety net to rely on if an unforeseen event occurs. Whether enjoying a picnic by the Brazos River or watching animal exhibits, we have your back!
HOW MUCH DOES CAR INSURANCE COST IN waco, TX?
Drivers in Waco can expect to pay an average of $459 per year for minimum liability coverage and $1,257 for a full coverage policy. If you only want to fulfill the state guidelines, minimum coverage will suffice. However, if your vehicle is new or expensive to repair, you should go for full coverage options.
WHAT CAN AFFECT MY CAR INSURANCE PRICES IN waco, TX?
WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN waco, TX?
Discounts are the simplest way to save money on insurance policies without reducing coverage. In order to ensure customer loyalty, various insurance firms offer a range of discounts. It is best to ask your insurer to search for available discounts based on your eligibility. Here are some options you can look into:
Military
Discounts
Renewal
Discounts
Multi-Policy
Discounts
Marriage
Discount
Multi-Car
Discounts
Bundling
Discounts
Costco
Discounts
Defensive Driving
Course Discounts
Lien Holder
Discount
Senior Drivers
Discount
Good Driver
Discounts
Paid-In-Full
Discounts
Occupational
Discounts
Paperless Billing
Discounts
First Responders
Discount
Affiliation
Discounts
Mature, Retired, Or
Senior Discount
User-Based
Discounts
Continuous Insurance
Discounts
Loyalty
Discounts
Accident-Free
Discount
Teen Drivers
Discounts
Bundling
Policies
Automatic Payments
Discounts
Vehicle Safety Ratings
And Features Discounts
Low Mileage
Discounts
Telematics-Based
Discounts
WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN waco, TX?
In Waco, Texas, citizens must follow a certain requirement for their auto insurance. The minimum auto insurance coverage, also called the “30/60/25” plan, ensures the safety of all drivers on the road. Here is what it stands for:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
In case you are at fault in an accident, your insurance company will pay $60,000 for bodily injury costs per accident, with a maximum expenditure of $30,000 on a single person’s injuries. The other party will be paid at most $25,000 for any vehicle or property damage.
WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN waco, TX?
Cars are necessary for daily commutes and family hangouts. Luckily, we offer reliable insurance solutions for various car makes.
Ride your attractive two-wheelers without worry, knowing that our motorcycle insurance solutions financially cover you against the risks.
Valuable vehicles require specialized coverage, and thankfully, we ensure that your classic car's value and beauty remain untouched.
Our RV insurance financially protects those with innovative lifestyle choices against potential risks in Waco, TX.
Sail with a peaceful mind with our boat insurance solutions that cater to your unique risk profile and preferences.
Navigate rough terrains confidently, knowing our insurance protection has you covered for any unexpected challenges.
We offer comprehensive van insurance, covering personal and commercial vans against damages from accidents.
Our truck insurance ensures full protection for trucks, covering you against financial losses from accidents and damage.
WHAT COVERAGES CAN I GET FOR MY CAR IN waco, TX?
LIABILITY COVERAGE
By paying for the injury and damage costs of the other party, this coverage helps protect against potential liabilities.
COLLISION COVERAGE
Collision coverage covers your vehicle's damage costs (repair and replacement) in a collision, regardless of who is at fault.
COMPREHENSIVE COVERAGE
This coverage offers financial protection in a wide range of non-collision scenarios, from theft and vandalism to floods and natural disasters.
PERSONAL INJURY PROTECTION (PIP)
PIP offers broad coverage as it covers the lost wages and medical injuries of you and your passenger in case of an accident.
MEDICAL PAYMENTS COVERAGE
In case you are in an accident, MedPay covers hospital bills, diagnostic tests, prescription drugs, surgeries, etc.
UNINSURED/UNDERINSURED MOTORIST COVERAGE
When an underinsured or uninsured motorist hits you, these coverages help ensure your damage costs are covered.
GAP INSURANCE
Gap insurance helps cover the gap between the amount you owe on your car loan v/s the actual worth of your car in case of a total loss.
RENTAL REIMBURSEMENT COVERAGE
If your vehicle is damaged in a covered event, this coverage helps pay for the transportation costs while it is being repaired.
ROADSIDE ASSISTANCE
This coverage ensures you get access to immediate services like towing and battery jumpstarts in case your car stops working while traveling.
NEW CAR REPLACEMENT COVERAGE
If your car is totaled during a given period, this coverage helps you purchase a new one of the same make and model.
WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN waco, TX?
Excellent Customer Service
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Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW IT WORKS
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GET A FREE AUTO INSURANCE QUOTE IN waco, TX
CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN waco, TX?
| Zip Code | City | County |
|---|---|---|
| 76701 | Waco | McLennan County |
| 76702 | Waco | McLennan County |
| 76703 | Waco | McLennan County |
| 76704 | Waco | McLennan County |
| 76705 | Waco | McLennan County |
| 76706 | Waco | McLennan County |
| 76707 | Waco | McLennan County |
| 76708 | Waco | McLennan County |
| 76710 | Waco | McLennan County |
| 76711 | Waco | McLennan County |
| 76712 | Waco | McLennan County |
| 76714 | Waco | McLennan County |
| 76715 | Waco | McLennan County |
| 76716 | Waco | McLennan County |
| 76798 | Waco | McLennan County |
FIND CINCO AUTO INSURANCE NEAR YOU IN TEXAS
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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