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AUTO INSURANCE IN waxahachie, TX

Waxahachie, Texas, is a beautiful city famous for its cultural heritage and stunning architecture. One of the city's most famous landmarks is the Ellis County Courthouse, which stands tall with its distinct features. However, you must have proper auto insurance to stay financially secure against hefty vehicle damages. With perils like theft, vandalism, fire, and roadside emergencies, you are always covered against unforeseen circumstances.


Luckily, you have found CINCO! Our agency will be your ally in finding the best auto insurance deals around Waxahachie. We offer competitive rates and have a dedicated group of employees who are passionate about their work. Once you share your preferences and requirements, our agents will locate coverage options that fall within those criteria. Contact us today to learn more about your coverage options!

HOW MUCH DOES CAR INSURANCE COST IN waxahachie, TX?

The average monthly cost of an auto insurance policy in Waxahachie is approximately $116 for minimum liability insurance and about $150 for full coverage insurance. It is estimated that drivers in Waxahachie pay 6% less for their auto insurance than the state average. However, these costs are set to vary depending on factors like your driving history, credit score, zip code, etc.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN waxahachie, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN waxahachie, TX?

Looking for appropriate discounts is the best way to save money on your auto insurance without sacrificing coverage quality. Nearly all insurance companies offer some kind of discount for their customers. You can always ask your insurance agent to help you find relevant discounts for which you can qualify. Here are some discounts you can look for:

Military
Discounts

Renewal
Discounts

Multi-Policy
Discounts

Marriage
Discount

Multi-Car
Discounts

Bundling
Discounts

Costco
Discounts

Defensive Driving
Course Discounts

Lien Holder
Discount

Senior Drivers
Discount

Good Driver
Discounts

Paid-In-Full
Discounts

Occupational
Discounts

Paperless Billing
Discounts

First Responders
Discount

Affiliation
Discounts

Mature, Retired, Or
Senior Discount

User-Based
Discounts

Continuous Insurance
Discounts

Loyalty
Discounts

Accident-Free
Discount

Teen Drivers
Discounts

Bundling
Policies

Automatic Payments
Discounts

Vehicle Safety Ratings
And Features Discounts

Low Mileage
Discounts

Telematics-Based
Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN waxahachie, TX?

In Waxahachie, drivers are legally required to purchase auto insurance. You can only drive with the basic coverage set by the state laws. It is also known as the minimum liability auto insurance, which follows the “30/60/25” scheme:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


In an accident where you are at fault, this coverage will pay the other party $60,000 to cover all the bodily injury costs, but not more than $30,000 for one person, and $25,000 will be paid for property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN waxahachie, TX?

Whether you own a sedan or an SUV, we’ll help you find the most suitable car insurance policy for your vehicle!

We understand the unique perils motorcyclists face daily and help find insurance plans that align with those needs.

Classic cars are treasured for a reason, and the best way to maintain them is through our reliable insurance solutions.

Our elaborate RV insurance solutions include motorhomes, camper vans, travel trailers, and many other options.

Our boat insurance solutions include coverage for physical damage,potential liabilities, medical payments, etc.

If you are a fan of off-road adventures, you need adequate insurance to protect your vehicle against damage.

Whether you use your van for personal or business purposes, our insurance solutions cover various types of vans.

We help find coverage customized to the specific needs of truck owners, including liability, collision, cargo, etc.

WHAT COVERAGES CAN I GET FOR MY CAR IN waxahachie, TX?

LIABILITY COVERAGE

This coverage ensures that the injured party's injury and damage expenses are covered in an accident you are responsible for.

COLLISION COVERAGE

Collision coverage ensures your repair and replacement are paid for in case of a collision, regardless of your fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage ensures financial protection against non-collision-related damages like storms, floods, theft, vandalism, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage ensures your medical injury expenses and lost income from injuries due to road accidents are covered.

MEDICAL PAYMENTS COVERAGE

MedPay covers medical bills, such as hospital stays, medicines, diagnostic tests, etc. Unlike PIP, It does not cover lost wages.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

UM/UIM coverage helps cover the repair and replacement costs after an accident where the at-fault driver is uninsured.

GAP INSURANCE

It covers the gap between the amount you owe on your car lease and the amount your car is valued in the event of a total loss.

RENTAL REIMBURSEMENT COVERAGE

This coverage reimburses the transportation costs while your vehicle is at the repair shop due to a covered peril.

ROADSIDE ASSISTANCE

It ensures access to essential services like battery jumpstart, lockout assistance, and fuel delivery when your car breaks down.

NEW CAR REPLACEMENT COVERAGE

In case of a total loss, new car replacement coverage ensures you can buy a new vehicle of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN waxahachie, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Visit our official website to review the various auto insurance solutions available at CINCO and find suitable coverage options.

Connect

Connect with insurance experts who have worked in the industry for decades and let them help you find your desired policy.

Compare

Compare auto insurance quotes from various providers before settling on one price to ensure you get the best value.

GET A FREE AUTO INSURANCE QUOTE IN waxahachie, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN waxahachie, TX?

Zip CodeCityCounty
75165WaxahachieEllis County
75167WaxahachieEllis County
75168WaxahachieEllis County

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Luis Gallegos

Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Johnny Garcia

Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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