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AUTO INSURANCE IN waxahachie, TX

Waxahachie, Texas, is a beautiful city famous for its cultural heritage and stunning architecture. One of the city's most famous landmarks is the Ellis County Courthouse, which stands tall with its distinct features. However, you must have proper auto insurance to stay financially secure against hefty vehicle damages. With perils like theft, vandalism, fire, and roadside emergencies, you are always covered against unforeseen circumstances.


Luckily, you have found CINCO! Our agency will be your ally in finding the best auto insurance deals around Waxahachie. We offer competitive rates and have a dedicated group of employees who are passionate about their work. Once you share your preferences and requirements, our agents will locate coverage options that fall within those criteria. Contact us today to learn more about your coverage options!

HOW MUCH DOES CAR INSURANCE COST IN waxahachie, TX?

The average monthly cost of an auto insurance policy in Waxahachie is approximately $116 for minimum liability insurance and about $150 for full coverage insurance. It is estimated that drivers in Waxahachie pay 6% less for their auto insurance than the state average. However, these costs are set to vary depending on factors like your driving history, credit score, zip code, etc.

WHAT CAN AFFECT MY CAR INSURANCE PRICES IN waxahachie, TX?

Credit

Driving Record

Age

Marital Status

Gender

Car Make And Model

Coverages

Deductible

Mileage

Vehicle

Insurance History

Driving History

Location

Postal Code

Vehicle Type

Claims History

Miles Driven

Compare Insurance Quotes

Discounts

Insurance Company

Address

Age Of Car

Collision And Comprehensive Coverage

Demographic Factors

WHAT DISCOUNTS CAN I GET FOR CAR INSURANCE IN waxahachie, TX?

Looking for appropriate discounts is the best way to save money on your auto insurance without sacrificing coverage quality. Nearly all insurance companies offer some kind of discount for their customers. You can always ask your insurance agent to help you find relevant discounts for which you can qualify. Here are some discounts you can look for:

Military Discounts

Renewal Discounts

Multi-Policy Discounts

Marriage Discount

Multi-Car Discounts

Bundling Discounts

Costco Discounts

Defensive Driving Course Discounts

Lien Holder Discount

Senior Drivers Discount

Good Driver Discounts

Paid-In-Full Discounts

Occupational Discounts

Paperless Billing Discounts

First Responders Discount

Affiliation Discounts

Mature, Retired, Or Senior Discount

User-Based Discounts

Continuous Insurance Discounts

Loyalty Discounts

Accident-Free Discount

Teen Drivers Discounts

Bundling Policies

Automatic Payments Discounts

Vehicle Safety Ratings And Features Discounts

Low Mileage Discounts

Telematics-Based Discounts

WHAT'S THE MINIMUM CAR INSURANCE I NEED TO DRIVE IN waxahachie, TX?

In Waxahachie, drivers are legally required to purchase auto insurance. You can only drive with the basic coverage set by the state laws. It is also known as the minimum liability auto insurance, which follows the “30/60/25” scheme:

  • $30,000 for each person's Bodily Injury Liability (BI)
  • $60,000 for Bodily Injury Liability (BI) in total for one accident
  • $25,000 for Property Damage Liability (PD).


In an accident where you are at fault, this coverage will pay the other party $60,000 to cover all the bodily injury costs, but not more than $30,000 for one person, and $25,000 will be paid for property damages.

WHAT TYPES OF VEHICLES CAN I INSURE WITH CINCO AUTO INSURANCE IN waxahachie, TX?

CAR

Whether you own a sedan or an SUV, we’ll help you find the most suitable car insurance policy for your vehicle!

MOTORCYCLES

We understand the unique perils motorcyclists face daily and help find insurance plans that align with those needs.

CLASSIC CAR

Classic cars are treasured for a reason, and the best way to maintain them is through our reliable insurance solutions.

RECREATIONAL VEHICLES

Our elaborate RV insurance solutions include motorhomes, camper vans, travel trailers, and many other options.

BOATS

Our boat insurance solutions include coverage for physical damage,potential liabilities, medical payments, etc.

OFF-ROAD VEHICLES

If you are a fan of off-road adventures, you need adequate insurance to protect your vehicle against damage.

VANS

Whether you use your van for personal or business purposes, our insurance solutions cover various types of vans.

TRUCKS

We help find coverage customized to the specific needs of truck owners, including liability, collision, cargo, etc.

WHAT COVERAGES CAN I GET FOR MY CAR IN waxahachie, TX?

LIABILITY COVERAGE

This coverage ensures that the injured party's injury and damage expenses are covered in an accident you are responsible for.

COLLISION COVERAGE

Collision coverage ensures your repair and replacement are paid for in case of a collision, regardless of your fault.

COMPREHENSIVE COVERAGE

Comprehensive coverage ensures financial protection against non-collision-related damages like storms, floods, theft, vandalism, etc.

PERSONAL INJURY PROTECTION (PIP)

PIP coverage ensures your medical injury expenses and lost income from injuries due to road accidents are covered.

MEDICAL PAYMENTS COVERAGE

MedPay covers medical bills, such as hospital stays, medicines, diagnostic tests, etc. Unlike PIP, It does not cover lost wages.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

UM/UIM coverage helps cover the repair and replacement costs after an accident where the at-fault driver is uninsured.

GAP INSURANCE

It covers the gap between the amount you owe on your car lease and the amount your car is valued in the event of a total loss.

RENTAL REIMBURSEMENT COVERAGE

This coverage reimburses the transportation costs while your vehicle is at the repair shop due to a covered peril.

ROADSIDE ASSISTANCE

It ensures access to essential services like battery jumpstart, lockout assistance, and fuel delivery when your car breaks down.

NEW CAR REPLACEMENT COVERAGE

In case of a total loss, new car replacement coverage ensures you can buy a new vehicle of the same make and model.

WHY IS CINCO AUTO INSURANCE THE BEST CHOICE FOR CAR INSURANCE IN waxahachie, TX?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW IT WORKS

Explore

Visit our official website to review the various auto insurance solutions available at CINCO and find suitable coverage options.

Connect

Connect with insurance experts who have worked in the industry for decades and let them help you find your desired policy.

Compare

Compare auto insurance quotes from various providers before settling on one price to ensure you get the best value.

GET A FREE AUTO INSURANCE QUOTE IN waxahachie, TX

CAN I GET CINCO AUTO INSURANCE IN MY ZIP CODE IN waxahachie, TX?

Zip CodeCityCounty
75165WaxahachieEllis County
75167WaxahachieEllis County
75168WaxahachieEllis County

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WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

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Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Thank you Edward for helping me today! Fast and easy! I originally called just for an estimate but ended up getting my insurance b...

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My insurance agent Edward was so nice and patient with me he did everything he could to make sure I got great service and he didn�...

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Edward was definitely a huge help! Definitely recommend this company to anyone, they’re very welcoming and transparent!

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Very friendly and fast service… Highly recommended to do business with.

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They're very helpful, friendly, and have good customer service. I will also recommend them to family and friends.

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Best customer service in town! Kind and generous! Love that they charge low prices compared to others.

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Edward's customer service skills were excellent and he answered all of my questions.

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