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WHAT IS COMMERCIAL AUTO INSURANCE?
If a small or medium-sized business relies on vehicles, auto insurance is necessary to protect them, including cars, trucks, etc. It protects your business vehicles from liabilities from accidents, property damage, injury, and unforeseen threats. The coverages for business vehicles range from comprehensive to hired/non-owned vehicles. Commercial auto insurance ensures your business operations run smoothly after any unforeseen situation.
WHY DO I NEED AN INSURANCE FOR MY COMMERCIAL AUTO?
To operate your business legally, many states require commercial auto insurance, ensuring compliance with regulations and avoiding penalties.
It keeps your business running smoothly by covering financial setbacks from unforeseen incidents or accidents and minimizing disruptions.
Comprehensive commercial auto insurance demonstrates your commitment to clients, building trust and credibility for your business.
It protects valuable assets such as vehicles against liability, damage, and other potential threats, securing your investments.
Commercial auto insurance acts as a safety net, reducing the risks of running small or medium-sized businesses and ensuring financial stability.
What Types Of Commercial Auto Can I Insure With CINCO Auto Insurance?
Commercial Cars INSURANCE
This is ideal for businesses using vehicles for sales, client visits, or deliveries. Our brokers help find policies to protect against accidents and theft.
Whether storing goods or equipment, commercial trailers need coverage. Our services connect you to the right insurance, protecting your trailers.
Specialized insurance is needed for businesses transporting people. Our team helps find comprehensive solutions for passenger and vehicle safety.
This is perfect for businesses needing extra cargo space. Our agency connects you with carriers to ensure your commercial vans are covered.
From light-duty pickups to heavy haulers, our agents secure comprehensive insurance for business trucks, protecting your assets.
WHAT COVERAGE CAN I GET FOR MY COMMERCIAL AUTO ?
Liability Coverage
This policy protects your business from financial losses against claims if your vehicle causes damage or injury to a person or their property.
Collision Coverage
It helps cover repair and replacement costs if your commercial auto is damaged from colliding with objects, property, or other vehicles.
Comprehensive Coverage
It keeps your business running without pause! It protects against non-collision accidents like theft, vandalism, or weather-related damage.
Uninsured/Underinsured Motorist Coverage
This coverage protects your business from costs arising from accidents with uninsured drivers, ensuring complete protection.
Medical Payments Coverage
Provides financial protection for you and your passengers against medical bills, ensuring necessary healthcare without draining business funds.
Personal Injury Protection (PIP)
It goes beyond traditional MedPay insurance, covering medical expenses, lost wages, and funeral costs, keeping your business stable.
Roadside Assistance
Provides immediate help for breakdowns, flat tires, or lockouts, ensuring smooth business operations without interruptions.
Rental Reimbursement Coverage
It covers rental costs while your vehicle is being repaired, an innovative feature within commercial car insurance options.
Cargo Coverage
Protects the goods you transport against loss or damage, which is vital for businesses delivering safe cargo.
Hired Auto Coverage
It covers rented, leased, or borrowed vehicles used for business and acts as a safety net for temporary wheels.
Non-Owned Auto Coverage
Protects when your team uses personal cars for work errands, covering damages and accidents.
Trailer Interchange Coverage
Ensures borrowed trailers are protected under your watch, covering accidental physical damage caused by your company.
WHY IS CINCO THE BEST CHOICE FOR COMMERCIAL AUTO INSURANCE?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW MUCH DOES COMMERCIAL AUTO INSURANCE COST?
The average amount is between $750 and $2000 annually. However, the costs may vary depending on several factors, such as your business type. Insurance providers mainly consider the following:
WHAT ARE THE REQUIREMENTS FOR COMMERCIAL AUTO INSURANCE?
Proof of Insurance
As a business, you need proof of insurance and be ready for traffic stops, accidents, or vehicle paperwork.
Minimum Coverage
This is the legally required insurance, usually liability coverage, protecting you if your vehicle causes harm to others or their property.
Additional Coverage Options
Extra layers of protection include collision, comprehensive, underinsured/uninsured, medical pay, and personal injury protection coverage.
Driver’s License and Records
Ensure all drivers have valid licenses and clean driving records to enhance safety and possibly lower insurance costs.
Vehicle Registration
Register your business vehicles with the state. The state often requires proof of insurance, especially for larger or specialized vehicles.
Payment of Premiums
Paying your insurance premiums is crucial to keeping your policy active and protecting your business vehicles.
Risk Assessment and Management
Insurance companies assess your business's risk, considering your vehicles and their usage.
HOW IT WORKS
EXPLORE
Explore our affordable commercial auto insurance solutions customized to your business needs and find the cheapest one with CINCO today!
Connect
Our dedicated team of experts is available 24/7 to help you find budget-friendly coverage options.
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Compare different insurance quotes from various providers to decide on the one offering the most value for your money.
GET A FREE COMMERCIAL AUTO INSURANCE QUOTE
Get a free commercial auto insurance quote today with us. Our expert insurance brokers are dedicated to guiding you through the maze of options and providing personalized advice tailored to your unique business needs. We have your back if you search for the most competitive commercial car insurance quotes!
FREQUENTLY ASKED QUESTIONS REGARDING COMMERCIAL AUTO INSURANCE
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
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Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
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Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
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Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
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GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
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Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
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Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
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Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
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Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
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Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
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Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
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Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
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Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
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Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
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Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
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Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
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Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
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Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
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Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
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