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WHAT IS EARTHQUAKE INSURANCE?
Earthquake insurance protects homeowners against the financial losses caused by earthquakes. Standard homeowners insurance does not typically cover this, though it may cover fire, theft, or storm damages. Earthquake coverage specifically addresses the damages resulting from earthquakes. It covers structural damages to your house and repair and replacement costs for personal belongings lost or damaged in the disaster.
WHY DO I NEED AN INSURANCE FOR MY EARTHQUAKE?
Earthquake insurance ensures your property is covered in the event of seismic activity, helping you cover the repair and replacement costs.
With coverage options customized to your needs, you can rest easy knowing the possessions closest to your heart are protected, even if you live near a fault line.
It takes decades to build a home, and an Earthquake can destroy it within seconds. Insurance provides financial assistance in rebuilding your property.
If your home becomes uninhabitable due to an earthquake, additional living expenses coverage helps pay for temporary living costs until repairs are completed.
Insurance offers different coverage options, so you don’t have to buy an expensive plan; instead, you can choose one that fits your budget.
WHAT COVERAGE CAN I GET FOR MY EARTHQUAKE ?
Dwelling Coverage
Dwelling coverage protects your home's structure, including walls, floors, and ceilings, against earthquake damage.
Personal Property Coverage
Personal property coverage protects your belongings inside your home against earthquake damage.
Additional Living Expenses (ALE) Coverage
ALE coverage helps with the costs of temporary living arrangements if your home is uninhabitable after an earthquake.
Loss of Use Coverage
Loss of use coverage reimburses you for rental income lost if your property is damaged and unlivable.
Building Code Upgrade Coverage
It pays extra expenses to meet building code standards after earthquake damage, ensuring compliance with regulations.
WHY IS CINCO THE BEST CHOICE FOR EARTHQUAKE INSURANCE?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW MUCH DOES EARTHQUAKE INSURANCE COST?
The average costs of earthquake insurance in Texas are between $15 to $20 per month if it is added as an endorsement to your underlying policy. Like home insurance, its costs vary depending on several factors. Here is a list of factors earthquake insurance companies mainly consider:
WHAT ARE THE REQUIREMENTS FOR EARTHQUAKE INSURANCE?
Property Information
Provide details about the property you wish to insure, such as its address, age, size, and construction type.
Location and Seismic Risk Assessment
When deciding on appropriate earthquake insurance, insurance providers consider factors like proximity to fault lines and soil conditions.
Building Retrofitting and Upgrades
Share details about any structural upgrades or retrofitting measures you have made to enhance your property's earthquake resilience.
Coverage Limits and Deductibles
Specify your desired coverage limits for dwelling and personal property coverage and your preferred deductible amounts.
Current Homeowners or Property Insurance Policy
Provide details of existing homeowners or property insurance policies, including the insurer's name, policy number, and coverage details.
Policy Add-Ons and Optional Coverages
To enhance your earthquake insurance, consider optional coverages or endorsements, such as additional living expenses or loss of rental income.
Claims History and Prior Losses
Insurers review your claims history to assess risk and determine eligibility for coverage, impacting underwriting decisions and premium calculations.
Underwriting Information
Insurers may request additional information, such as property occupancy details, to assess risk accurately and create coverage plans.
Insurance Application
Complete the insurance application form provided by your insurer, which collects all necessary information to provide the right earthquake insurance.
HOW IT WORKS
EXPLORE
Explore and fortify your home against earthquake damage with our comprehensive earthquake insurance solutions.
Connect
Connect with our esteemed insurance agents to discover more about our specialized earthquake insurance solutions.
Compare
Obtain a free insurance quote from CINCO and compare it against many others to uncover the perfect plan for your property.
GET A FREE EARTHQUAKE INSURANCE QUOTE
Looking for the best earthquake Insurance to protect your home and belongings? CINCO is here to ease your worries. Our experienced insurance agents are ready to help you understand the importance of earthquake insurance. Get a free earthquake insurance quote from CINCO today to ensure peace of mind.
FREQUENTLY ASKED QUESTIONS REGARDING EARTHQUAKE INSURANCE
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Luis Ortuno
Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.
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Wendy Castillo
Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!
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Jimmey McCullough
Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.
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Audrey Hare
Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!
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Katrina Hughes
Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!
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Daniel Alvarado
Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.
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Maria Martinez
Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!
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Jocelyn Adams
Edward was patient and made sure I received great service throughout the process. Really appreciate his help!
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Tamekia Owens
Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.
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Myrna Garcia
Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.
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Cynthia D. Khaled
Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.
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Luis Morales
Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!
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Eduardo Ruiz
Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.
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Reyna Arroyo
Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.
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Monica Herrera
Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!
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Claire Small
Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!
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Abril Hernandez
Edward did an amazing job finding me the best price. Great service and excellent customer care.
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Christina Saldana
Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!
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Cooking with Gala
Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!
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Ednandez
Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.
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Ryan Anderson
Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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