Get Affordable Landlord Insurance Rates
OUR TOP INSURANCE COMPANIES
WHAT IS LANDLORD INSURANCE?
The property you rent out is constantly exposed to risks like windstorms, appliance breakdowns, fire, drainage issues, and many other risks that can be costly to repair. Insurance for landlords offers financial protection when your property suffers any damage or if someone else is injured on your property. Standard homeowners insurance provides limited protection to your rental property, necessitating landlord insurance. There are three options you can choose from:
- DP-1: A named perils policy offering basic and low-cost protection and a short list of covered items.
- DP-2: Another named perils policy with multiple additional inclusions.
- DP-3: Unlike a named perils policy, this comprehensive package offers protection against everything except specific select exclusions.
WHY DO I NEED AN INSURANCE FOR MY LANDLORD?
Landlord insurance helps you financially if any property damage occurs, protecting your rental property from fire, floods, appliance breakdowns, and other hazards.
If a tenant or visitor gets injured on your property, liability coverage helps pay expenses for legal defense and medical injuries, reducing the burden on your pocket.
Landowner insurance covers lost rental income during catastrophic events like fires or storms, ensuring your cash flow is maintained while repairs are made.
Landlord insurance assists in paying for legal defense if you file a lawsuit against tenants or if they file one against you, covering various legal issues.
It protects not just the building but also the belongings inside, such as electrical appliances, expensive furniture, and valuable items.
WHAT COVERAGE CAN I GET FOR MY LANDLORD ?
Property Damage
Covers damage to your rental property from fire, theft, vandalism, or natural disasters, including buildings and other structures.
Liability Insurance
Protects against claims and lawsuits for injuries or damage to others on your property, covering bodily injury and property damage.
Loss of Income
Compensates for lost rental income if your property is uninhabitable due to a covered event like fire or flood.
Landlord Contents Insurance
Protects personal property like furniture or appliances in the rental unit against damage or loss.
Emergency Coverage
To prevent further damage covers costs for immediate repairs or emergencies, such as burst pipes or storm damage.
Legal Expense Coverage
It helps with legal fees and expenses for disputes or lawsuits related to your rental property, such as eviction proceedings or liability claims.
WHY IS CINCO THE BEST CHOICE FOR LANDLORD INSURANCE?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW MUCH DOES LANDLORD INSURANCE COST?
Multiple variables affect the price you pay for your landlord's home insurance. The rates can be as low as $500 and as high as $1,000 annually. You can get a free quote to help you make an informed decision. Here are some factors on which your premium usually depends:
WHAT ARE THE REQUIREMENTS FOR LANDLORD INSURANCE?
Property Details
Provide information about your property, including type, construction materials, and safety measures installed.
Rental Information
Share tenant and lease agreement details, including rental income, with your insurance provider.
Insurance History
All the information regarding your past claims, as well as your existing insurance policy information, may be needed by your insurer.
Owner Information
To purchase landlord insurance, you must provide personal information, including your name, address, occupation, and more.
Coverage Needs
You must specify the types of coverage you want for your property and the deductibles and limits you are ready to bear.
Legal and Compliance Documents
Your insurer would require compliance documents to ensure your property meets the local safety regulations and building codes.
Financial Information
Include your credit history and other financial details, as some insurers consider these factors when setting premiums.
HOW IT WORKS
EXPLORE
Explore and secure your rental property investments with our holistic landlord insurance plans.
Connect
Contact our property insurance team for more information on our specialized plans catering to your needs.
Compare
Get your first free quote from CINCO and compare it against various others to find the most suitable plan for your property.
GET A FREE LANDLORD INSURANCE QUOTE
Are you looking for peace of mind as a landlord? Get a free landlord insurance quote from CINCO today to protect your precious property. Our comprehensive landlord rental insurance solutions are tailored to a landlord's needs. Our agents will stick with you from the beginning to the end. Just contact us today to take a step forward.
FREQUENTLY ASKED QUESTIONS REGARDING LANDLORD INSURANCE
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Cashauna Burks
Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate
Google Review
Gonzalez Prestige
Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work
Google Review
Tihesha Wise
Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.
Google Review
Samuel Uribe
I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.
Google Review
GoddesSina Qadesh
I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.
Google Review
Nelly Merced
Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.
Google Review
Terrance Wilson
Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.
Google Review
Marcela Contreras
Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊
Google Review
Will
Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.
Google Review
Mike J
Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.
Google Review
Luis Gallegos
Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏
Google Review
Johnny Garcia
Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.
Google Review
Luis Pantoja
Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯
Google Review
Crisantos Anselmo
Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!
Google Review
Dilaa Ruiz lo
Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!
Google Review
Gran Love
The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.
Google Review
Diana Ontiveros
Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends
Google Review
Sandra Aguallo
Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.
Google Review
Angel ADB
I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!
Google Review
Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
Google Review
Linda.Lucas2974 Lucas
Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!
Google Review