FIND THE BEST LANDLORD INSURANCE COVERAGE IN TOWN
Maximize savings on landlord insurance: Get a tailored quote and save up to $1000—text or call 855-336-8555 now!
OUR TOP INSURANCE COMPANIES
WHAT IS LANDLORD INSURANCE?
The property you rent out is constantly exposed to risks like windstorms, appliance breakdowns, fire, drainage issues, and many other risks that can be costly to repair. Insurance for landlords offers financial protection when your property suffers any damage or if someone else is injured on your property. Standard homeowners insurance provides limited protection to your rental property, necessitating landlord insurance. There are three options you can choose from:
- DP-1: A named perils policy offering basic and low-cost protection and a short list of covered items.
- DP-2: Another named perils policy with multiple additional inclusions.
- DP-3: Unlike a named perils policy, this comprehensive package offers protection against everything except specific select exclusions.
WHY DO I NEED AN INSURANCE FOR MY LANDLORD?
Landlord insurance helps you financially if any property damage occurs, protecting your rental property from fire, floods, appliance breakdowns, and other hazards.
If a tenant or visitor gets injured on your property, liability coverage helps pay expenses for legal defense and medical injuries, reducing the burden on your pocket.
Landowner insurance covers lost rental income during catastrophic events like fires or storms, ensuring your cash flow is maintained while repairs are made.
Landlord insurance assists in paying for legal defense if you file a lawsuit against tenants or if they file one against you, covering various legal issues.
It protects not just the building but also the belongings inside, such as electrical appliances, expensive furniture, and valuable items.
WHAT COVERAGE CAN I GET FOR MY LANDLORD ?
Property Damage
Covers damage to your rental property from fire, theft, vandalism, or natural disasters, including buildings and other structures.
Liability Insurance
Protects against claims and lawsuits for injuries or damage to others on your property, covering bodily injury and property damage.
Loss of Income
Compensates for lost rental income if your property is uninhabitable due to a covered event like fire or flood.
Landlord Contents Insurance
Protects personal property like furniture or appliances in the rental unit against damage or loss.
Emergency Coverage
To prevent further damage covers costs for immediate repairs or emergencies, such as burst pipes or storm damage.
Legal Expense Coverage
It helps with legal fees and expenses for disputes or lawsuits related to your rental property, such as eviction proceedings or liability claims.
WHY IS CINCO THE BEST CHOICE FOR LANDLORD INSURANCE?
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
HOW MUCH DOES LANDLORD INSURANCE COST?
Multiple variables affect the price you pay for your landlord's home insurance. The rates can be as low as $500 and as high as $1,000 annually. You can get a free quote to help you make an informed decision. Here are some factors on which your premium usually depends:
WHAT ARE THE REQUIREMENTS FOR LANDLORD INSURANCE?
Property Details
Provide information about your property, including type, construction materials, and safety measures installed.
Rental Information
Share tenant and lease agreement details, including rental income, with your insurance provider.
Insurance History
All the information regarding your past claims, as well as your existing insurance policy information, may be needed by your insurer.
Owner Information
To purchase landlord insurance, you must provide personal information, including your name, address, occupation, and more.
Coverage Needs
You must specify the types of coverage you want for your property and the deductibles and limits you are ready to bear.
Legal and Compliance Documents
Your insurer would require compliance documents to ensure your property meets the local safety regulations and building codes.
Financial Information
Include your credit history and other financial details, as some insurers consider these factors when setting premiums.
HOW IT WORKS
EXPLORE
Explore and secure your rental property investments with our holistic landlord insurance plans.
Connect
Contact our property insurance team for more information on our specialized plans catering to your needs.
Compare
Get your first free quote from CINCO and compare it against various others to find the most suitable plan for your property.
GET A FREE LANDLORD INSURANCE QUOTE
Are you looking for peace of mind as a landlord? Get a free landlord insurance quote from CINCO today to protect your precious property. Our comprehensive landlord rental insurance solutions are tailored to a landlord's needs. Our agents will stick with you from the beginning to the end. Just contact us today to take a step forward.
FREQUENTLY ASKED QUESTIONS REGARDING LANDLORD INSURANCE
WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?
Luis Ortuno
Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.
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Wendy Castillo
Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!
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Jimmey McCullough
Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.
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Audrey Hare
Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!
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Katrina Hughes
Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!
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Daniel Alvarado
Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.
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Maria Martinez
Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!
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Jocelyn Adams
Edward was patient and made sure I received great service throughout the process. Really appreciate his help!
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Tamekia Owens
Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.
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Myrna Garcia
Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.
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Cynthia D. Khaled
Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.
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Luis Morales
Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!
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Eduardo Ruiz
Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.
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Reyna Arroyo
Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.
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Monica Herrera
Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!
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Claire Small
Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!
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Abril Hernandez
Edward did an amazing job finding me the best price. Great service and excellent customer care.
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Christina Saldana
Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!
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Cooking with Gala
Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!
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Ednandez
Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.
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Ryan Anderson
Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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John
Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.
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