OUR TOP INSURANCE COMPANIES

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WHAT IS MOBILE HOME INSURANCE?

Protecting your investment and staying financially secure in case of unforeseen scenarios such as fire, theft, or natural disasters is essential. Mobile home insurance provides coverage for mobile or manufactured homes against various risks. It covers the structure, personal belongings inside, and liability protection. With adequate coverage, you can rest assured that your home and belongings are protected in challenging situations.

WHY DO I NEED AN INSURANCE FOR MY MOBILE HOME?

Mobile home insurance protects your investment against damages from accidents, natural disasters, or theft.

If a covered peril damages your mobile home, you're covered for repair or replacement costs.

It also provides personal liability protection, covering you if someone is injured on your property.

Whether it's a mobile or modular home, insurance offers tailored solutions that target your particular needs and requirements.

With replacement cost coverage, you can ensure your mobile home is repaired or replaced on time without any financial strain.

WHAT COVERAGE CAN I GET FOR MY MOBILE HOME ?

Dwelling Coverage

Dwelling coverage protects the structure of your mobile home from damages caused by covered risks such as fire, vandalism, or natural disasters.

Other Structures Coverage

Other Structures insurance extends coverage beyond your mobile home, including other structures on your property, like sheds or detached garages.

Personal Property Coverage

Personal property protects your belongings inside the mobile home, including furniture, electronics, clothing, and appliances.

Liability Protection

This provides financial protection if you're held responsible for medical injuries or property damage that occurred on your property.

Additional Living Expenses (ALE)

This coverage will help pay for temporary accommodation, food, and other living expenses while your home is not completely repaired.

Medical Payments Coverage

This covers medical expenses if someone is injured on your property, regardless of who is at fault.

WHY IS CINCO THE BEST CHOICE FOR MOBILE HOME INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES MOBILE HOME INSURANCE COST?

Mobile home insurance costs typically range from $700 to $1,500 annually; however, each policyholder's premium is determined based on certain factors, and a trusted insurance broker can help you connect with reliable insurance companies. The list of factors that insurers mainly consider when determining your premiums includes:

 

Address

Mobile homes age & condition

Coverage options

Deductibles

Risk exposure

WHAT ARE THE REQUIREMENTS FOR MOBILE HOME INSURANCE?

Proof of Ownership

You must provide documents proving ownership, such as the title, bill of sale, or registration papers.

Inspection

Some insurers require an inspection of the mobile home to evaluate its condition and identify potential dangers.

Location

Mobile homes in areas prone to natural disasters may have specific insurance requirements or higher premiums due to increased risk.

Age and Condition of the Home

Older or poorly maintained mobile homes may face coverage limitations and require additional inspections.

Occupancy Status

Mobile home insurance requires it to be your primary residence. Recreational or vacant homes need different or specialized coverage.

Safety Features

Some providers require safety features like smoke detectors, fire extinguishers, deadbolt locks, and security systems, reducing risks and premiums.

Compliance with Building Codes

Mobile homes must fulfill local building codes and regulations to qualify for insurance coverage. 

Liability Coverage

While not always a legal requirement, liability coverage is highly recommended for manufactured home insurance policies.

HOW IT WORKS

EXPLORE

Protect your mobile home with our comprehensive insurance plans. Explore the various coverage options we provide on our website right now!

Connect

Contact our team for more information on our specialized insurance solutions. CINCO can help you find the appropriate plan for your needs.

Compare

Request free mobile home insurance quotes from CINCO and compare them to find the best plan for your budget.

GET A FREE MOBILE HOME INSURANCE QUOTE

Are you looking for reliable insurance to protect your mobile home? Well, CINCO is here to the rescue! Our experienced property insurance agents find customized coverage option that fit the varying needs of mobile home owners. From repair and replacements to potential liabilities, we’ve got your back against a wide range of perils! Get your first free quote at CINCO today!

FREQUENTLY ASKED QUESTIONS REGARDING MOBILE HOME INSURANCE

Ans) Yes, mobile home insurance covers your home's structure and belongings, regardless of land ownership, and protects your mobile home from unexpected risks. Additionally, you would need insurance for rental properties.

Ans) Absolutely, mobile home insurance offers coverage options customized to both primary and seasonal residences; however, the insurance type may vary. For more information, contact one of our insurance agents.

Ans) Yes, it typically covers damage from natural disasters, including hurricanes, tornadoes, and floods, protecting your home from unexpected damage. However, you must review your policy to ensure it includes your desired perils.

Ans) Yes, it includes liability coverage, which protects you financially if someone is injured on your property, protecting potential legal issues.

Ans) Yes, our insurance solutions are available for homes in mobile home parks or communities. Contact our team now to learn more about your options.

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

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Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

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Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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