OUR TOP INSURANCE COMPANIES

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WHAT IS MODIFIED CAR INSURANCE?

If you've customized your vehicle, you may need specialized coverage because of its varying needs. An insurance policy is customized to protect your modified vehicle, ensuring your investment remains safe. Whether you've upgraded the engine, installed aftermarket parts, or added flashy rims, car insurance for modified vehicles will cover all.

WHY DO I NEED AN INSURANCE FOR MY MODIFIED CAR?

Modified car insurance protects your unique upgrades and customizations, covering everything from engine enhancements to cosmetic changes in case of accidents or theft.

If your modified car is declared a total loss, this insurance helps recover your investment, ensuring you are financially protected for your valuable custom vehicle.

Unlike standard insurance, modified car coverage is tailored for customized vehicles, addressing specific risks associated with your unique modifications and upgrades.

With comprehensive insurance, you can confidently enjoy your custom ride, knowing that your modifications and vehicle are fully covered against potential risks.

Insurance agents work with you to find the perfect policy covering your modified car’s unique features, ensuring precise and effective coverage.

WHAT COVERAGE CAN I GET FOR MY MODIFIED CAR?

Agreed Value Coverage

Agreed value coverage ensures you'll receive the agreed-upon value for your modified car in case of a total loss, ignoring market value changes.

 

Liability Coverage

Liability insurance covers you if you're at fault for injuring others or damaging their property in an accident, providing financial protection.

 

Collision Coverage

Collision coverage helps pay for damages to your modified car from collisions with other vehicles or objects, including custom parts and paint jobs.

 

Comprehensive Coverage

Comprehensive coverage protects against non-collision events like theft, vandalism, and natural disasters, offering broader protection for your modified car.

 

Uninsured/Underinsured Motorist Coverage

This coverage steps in if you're in an accident with a driver who has no insurance or insufficient coverage, helping with your expenses.

 

Medical Payments Coverage

Medical payments coverage helps with medical costs for you and your passengers, regardless of fault, if injured in an accident.

 

Personal Injury Protection (PIP)

PIP covers medical expenses, lost wages, and other accident-related costs, offering more extensive coverage than standard medical payments.

 

Custom Parts and Equipment Coverage

This coverage reimburses for damage or theft of aftermarket parts and custom upgrades installed in your modified car.

 

Roadside Assistance

Roadside assistance provides towing, battery jump-starts, and flat tire changes if your car breaks down, ensuring you're not stranded on the road.

 

Enhanced Audio or Electronic Equipment Coverage

Protects aftermarket audio systems, GPS units, and other electronic upgrades from theft or damage, keeping your customizations secure.

 

WHY IS CINCO THE BEST CHOICE FOR MODIFIED CAR INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES MODIFIED CAR INSURANCE COST?

The cost of modified car insurance is different across all modified vehicles. Instead, the insurance rate varies on several factors. A good insurance broker can secure the best insurance for modified cars that fit your budget. However, every car insurance company will evaluate some factors, which may include:

Extent of vehicle modification

Location

Car make

Car age

Address

HOW IT WORKS

EXPLORE

Explore CINCO’s wide range of solutions for modified vehicles and protect your vehicle from any peril.

Connect

Learn more about your coverage options with the help of our amazing classic car insurance agents, who are available for you 24/7.

Compare

Obtain multiple quotes and then compare all to make the best choice for yourself.

GET A FREE MODIFIED CAR INSURANCE QUOTE

Looking for the best insurance for modified cars? Get started with a free quote from our expert agents. We understand the challenges that come with car modification. Our team is dedicated to finding you the perfect coverage at competitive rates. Don't wait any longer – reach out today for a customized insurance plan and take the first step towards protecting your modified vehicle.

FREQUENTLY ASKED QUESTIONS REGARDING MOTORCYCLE INSURANCE

The coverage depends on your riding habits, bike model, and personal requirements. Contact CINCO to learn more!

Absolutely! There are several discounts (from safe rider to multi-policy options) for our riders. Contact CINCO to get personalized possibilities.

Bundling your motorcycle with auto insurance is a great way to save on insurance costs through discounts. Contact CINCO about the cheapest motorcycle insurance options!

CINCO provides coverage options for custom motorcycle parts and accessories. Contact our experts to learn more about these additional and unique coverage options!

You can qualify for and maintain the safe rider discount by maintaining a clean driving record, finishing safety courses, and staying updated on road safety rules!

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

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Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

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Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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