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WHAT IS MOTORCYCLE INSURANCE?

Motorcycle insurance protects your motorcycle in case of collisions, theft, vandalism, or damage. It helps cover the costs of repairing or replacing the vehicle, medical bills from injuries, and other associated expenses from an accident. Whether you own a bike, motorcycle, or any other two-wheeler, general motorcycle insurance is essential for keeping your vehicle safe. It protects you by providing the necessary financial, liability, and medical coverage in case you are involved in an accident.

WHY DO I NEED AN INSURANCE FOR MY MOTORCYCLE?

In many states, insurance is mandatory. Driving without it can result in hefty fines and loss of your license.

It covers you against liability claims if you cause harm to others or damage their property while driving.

It safeguards against financial loss by covering bike repairs and medical expenses for you and any third parties involved.

It helps cover your costs if you’re in an accident with a driver who isn’t properly insured, protecting your finances.

It provides protection, allowing you to drive with confidence and peace of mind, knowing you're financially covered.

What Types Of Motorcycle Can I Insure With CINCO Auto Insurance?

Get affordable insurance for your scooter adventures, ensuring a worry-free and enjoyable ride every time.

Our budget-friendly moped insurance protects you on the road, offering peace of mind while you ride.

Find the most affordable dirt bike insurance for trail and off-road bikes so you can enjoy your adventures worry-free.

Ride confidently, knowing our insurance covers you, making your cruiser adventures stress-free and enjoyable.

Tailored sports bike insurance ensures thrill-seekers like you can ride with confidence and peace of mind.

WHAT COVERAGE CAN I GET FOR MY MOTORCYCLE ?

Liability Coverage

Liability coverage, required by state law, covers the costs of bodily injuries and property damage you cause to others in an accident.

Collision Coverage

It covers your motorcycle's repair or replacement expenses if involved in a collision, preventing financial strain from accidents.

Comprehensive Coverage

Protects against non-collision damages like vandalism, theft, fire, or weather-related issues, covering repair and replacement costs.

Uninsured/Underinsured Motorist Coverage

It helps pay for medical expenses, lost wages, and repairs if you're hit by a driver with insufficient or no insurance.

Medical Payments Coverage

Regardless of fault, it covers medical costs for everyone involved in an accident, helping manage expensive medical expenses.

Personal Injury Protection (PIP)

Provides coverage for medical expenses, lost wages, and additional costs, offering financial protection for you and others in an accident.

Guest Passenger Liability

Extends liability coverage to passengers on your motorcycle, helping cover their medical expenses in case of an accident.

Custom Parts and Equipment Coverage

It covers aftermarket parts and customizations to your bike, which may not be included in standard insurance policies.

Roadside Assistance

Offers support for breakdowns, flat tires, or mechanical issues, providing help similar to roadside roadside assistance.

Trip Interruption Coverage

For long trips, it covers costs for lodging, food, and transportation if your motorcycle breaks down away from home and needs repair.

WHY IS CINCO THE BEST CHOICE FOR MOTORCYCLE INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES MOTORCYCLE INSURANCE COST?

On average, motorcycle insurance costs around $721 per year; however, the costs can significantly vary depending on various factors. These include the policyholder’s history, the type of motorcycle they own, and their history record. The demographics of the area you live in also matter a lot. Mentioned below are some of the other factors that can impact your insurance costs:

 

Model of motorcycle

Type of engine

Your age

Your driving record and experience

Your location

WHAT ARE THE REQUIREMENTS FOR MOTORCYCLE INSURANCE?

Proof of Insurance

Always carry proof of insurance while riding. It includes your insurer, policy number, and coverage dates and is needed for police or registration.

Minimum Coverage

Motorcycle insurance must cover bodily injury and property damage you cause if at fault. States have specific minimum coverage requirements to meet.

Additional Coverage Options

Enhance protection with collision, comprehensive, and uninsured/underinsured motorist coverage for complete security.

Helmet Laws

Be aware of your state's helmet laws. Some states mandate helmets for all riders, while others have age-specific requirements or exceptions.

Vehicle Registration

Register your motorcycle with the DMV using proof of insurance. This registration is essential for legal road use and compliance with regulations.

Payment of Premiums

To maintain coverage, pay your insurance premiums regularly. You can choose from monthly, quarterly, or yearly payment plans.

Risk Assessment

Insurers set policy rates based on risk factors like bike type, age, driving history, and storage. Higher risk generally leads to higher premiums.

HOW IT WORKS

EXPLORE

Explore the cheapest coverage options for your motorcycle, tailored to your exact needs, and stay secure on the road with us.

Connect

Connect with our specialists today to learn more about our customized coverage plans and ask questions!

Compare

We offer competitive rates for motorcycle insurance. Contact us to compare quotes and find the best fit!

GET A FREE MOTORCYCLE INSURANCE QUOTE

Are you looking for reliable insurance solutions? Our expert agents are here to help you find your perfect coverage through our trusted carriers. Contact CINCO Auto Insurance for a free quote customized to your motorcycle needs. Ride confidently, knowing we've got you covered.

FREQUENTLY ASKED QUESTIONS REGARDING MOTORCYCLE INSURANCE

Ans) The coverage depends on your riding habits, bike model, and personal requirements. Contact CINCO to learn more!

Ans) Absolutely! There are several discounts (from safe rider to multi-policy options) for our riders. Contact CINCO to get personalized possibilities.

Ans) Bundling your motorcycle with auto insurance is a great way to save on insurance costs through discounts. Contact CINCO to learn more about your options!

Ans) CINCO provides coverage options for custom motorcycle parts and accessories. Contact our experts to learn more about these additional and unique coverage options!

Ans) You can qualify for and maintain the safe rider discount by maintaining a clean driving record, finishing safety courses, and staying updated on road safety rules!

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

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Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

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Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

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Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

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Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

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Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

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Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

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Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

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Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

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Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

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Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

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Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

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Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

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Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

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Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

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Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

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Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

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Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

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Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

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Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

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Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

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