OUR TOP INSURANCE COMPANIES

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WHAT IS RV INSURANCE?

RV insurance is a specific coverage designed to protect RVs, travel trailers, motorhomes, and other recreational vehicles. People buy Recreational Vehicles (RVs) for many reasons, including camping, hitting the road for an adventure, or living in them. This type of insurance provides financial protection against unforeseen events like collision, theft, vandalism, fire, extreme weather conditions, etc. Liability, collision, and comprehensive coverage are the typical coverage options in your policy.

WHY DO I NEED AN INSURANCE FOR MY RV?

RVs are valuable long-term investments, and RV insurance protects your vehicle from unforeseen risks and accidents, offering crucial financial support.

Insurance keeps you and others safe with minimum liability coverage, protecting against liability if you cause damage to others or their property.

For those living in RVs (motorhomes), this coverage protects valuable items against theft and damage, ensuring their security.

RV insurance covers non-collision events like fire, vandalism, and theft, giving you peace of mind knowing your vehicle is safeguarded.

Insurance plans protect against off-road emergencies and offer services like flat tire changes and towing to keep you on the move.

What Types Of RV Can I Insure With CINCO Auto Insurance?

We offer tailored coverage for all motorhome classes, ensuring your home on the road is fully protected.

With our specialized insurance for campervans, keep both protected: the vehicle and your unique lifestyle.

Protect your travel trailer with CINCO, covering everything from physical damage to roadside assistance.

WHAT COVERAGE CAN I GET FOR MY RV ?

Liability Coverage

Liability coverage protects your RV against liability claims if you were involved in an accident that damaged someone or their property.

Collision Coverage

Covers repair and replacement costs for your RV if damaged in a collision, regardless of fault, protecting you financially.

Comprehensive Coverage

Comprehensive coverage protects your RV against fire, theft, vandalism, or damage due to harsh weather.

Uninsured/Underinsured Motorist Coverage

Covers financial costs, medical bills, and lost wages if you're in an accident with an uninsured or underinsured driver.

Medical Payments Coverage

Even though this is optional, MedPay coverage helps cover medical expenses if you sustain injuries from an accident or collision.

Personal Injury Protection (PIP)

It covers medical expenses and lost wages from an accident, offering more comprehensive support than MedPay.

Roadside Assistance

Provides help with flat tires, dead batteries, or running out of gas, ensuring assistance is just a phone call away.

Vacation Liability Coverage

Our vacation liability coverage is tailored to protect you against liabilities that may happen while you're enjoying your well-deserved break.

Full-Timer's Coverage

Offers comprehensive protection for those living in their RVs, supporting a full-time RV lifestyle beyond standard policies.

Emergency Expenses Coverage

Provides financial assistance for unexpected travel and accommodation expenses due to a covered event, ensuring peace of mind.

WHY IS CINCO THE BEST CHOICE FOR RV INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES RV INSURANCE COST?

Standard RV insurance may cost you anywhere between $500 and $1500 annually; however, the costs may increase based on the model and size of your RV. There are various other factors that insurance companies consider before setting your premiums. Here are some factors that may influence your rates:

 

Driving History

Credit Score

Crime Rate

Zip Code

Coverage Levels

WHAT ARE THE REQUIREMENTS FOR RV INSURANCE?

Proof of Insurance

Proof of insurance is essential for vehicle registration and travel. It is also required when stopped by police or when registering an RV.

Minimum Coverage

Liability insurance covers damage or injury you cause to others, providing essential protection for your RV.

Additional Coverage Options

Explore options like comprehensive, collision, uninsured/underinsured motorist, personal property, and full-time residence insurance.

Vehicle Registration

Registering your RV is legally required and depends on its classification. It allows you to operate your RV publicly on roads.

Payment of Premiums

Timely payment of premiums, whether monthly, quarterly, or yearly, ensures continuous coverage and prevents policy cancellation.

Risk Assessment

Insurance providers assess risks based on your RV’s make, model, age, and intended use to determine coverage and premiums.

HOW IT WORKS

EXPLORE

Explore CINCO's comprehensive insurance solutions for your cherished RV. With us, you can take it on the road with confidence!

Connect

Connect with our team of auto insurance experts today to determine comparable quotes for RV insurance based on your needs.

Compare

We offer flexible and personalized options tailored to your RV needs. Compare quotes from different providers at CINCO today!

GET A FREE RV INSURANCE QUOTE

Looking for reliable coverage options for your RV? CINCO is here to help! Get a free recreational vehicle insurance quote today and let our friendly, qualified agents assist you in finding the perfect policy tailored to your lifestyle. With CINCO by your side, you can explore the open road with confidence, knowing you're well-protected. Don't wait—contact us now and secure your adventurous spirit!

FREQUENTLY ASKED QUESTIONS REGARDING RV INSURANCE

Ans) The packages include full-time insurance tailored for individuals who embrace the RV lifestyle as their primary residence. This specialized coverage ensures that your unique needs are met, providing a secure living environment no matter where the road takes you.

Ans) Absolutely! We understand your RV might have unique features that make your travels comfortable and enjoyable. Our insurance solutions can be customized to cover these additional equipment and accessories.

Ans) Yes, vintage and classic RVs hold a special place on the road and in our policies. We provide coverage options specifically designed for vintage and classic RV enthusiasts' unique needs.

Ans) Our insurance offerings extend to RV rentals and borrowed RVs. Whether you rent for a short trip or borrow from friends or family, we have flexible coverage options to protect you during your rental period.

Ans) Yes, we believe in rewarding responsible driving and loyalty. Our carriers may offer discounts for safe drivers with an accident-free driving history. Additionally, bundling multiple insurance policies is another practical solution to get a discount.

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Cashauna Burks

Edward was nice, he put up with me. Keep him, he will help you and negotiate and listen. Good rate

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Gonzalez Prestige

Very fast and reliable service I had misplace my paperwork and they found it in less than a minute thank you guys keep on the good work

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Tihesha Wise

Best quote I had in the past 3 days lowest quote for real! Quick sign up and rep was super patient and kind while he reviewed everything I really appreciate this.

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Samuel Uribe

I strongly recommend this place they gave me the best deals and worked with me.. Ana is the rite person to go to she will definitely help you.

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GoddesSina Qadesh

I am very satisfied!! Very reasonable price and was done in minutes. I definitely recommend.

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Nelly Merced

Jenireth was such an amazing help with setting me up with a car insurance. Very affordable prices and great customer service when calling.

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Terrance Wilson

Amanda was very helpful with getting insurance. She searched multiple companies to get me the best rate possible. Great customer service!.

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Marcela Contreras

Great service overall, agents were super helpful. All of our questions were answered and I have to say I do ask a lot of questions. Also, prices are accessible. Win-win. 😊

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Will

Amy is a really sweet lady. She helped me and insured me quick easy and smooth. Great customer service.

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Mike J

Yolanda was wonderful, well mannered, respectful, very professional and clear in regards to getting my policy. I give her a 10!!!.

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Luis Gallegos

Got my business insurance quick and easy and the right price. yolanda did a great job. If yall need insurance give her a call. You wont find better deal 👍👍🙏🙏

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Johnny Garcia

Yolanda has been the biggest help to find me the best insurance. Excellent customer service. She really cares about her clients.

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Luis Pantoja

Karina was absolutely GREAT!! GREAT!! customer services all around. Highly recommended 💯

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Crisantos Anselmo

Karina was so amazing 👏 she honestly deserves a raise!!! Made everything fast and easy! Super consistent with follow ups!!

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Dilaa Ruiz lo

Evelyn was very nice! She helped us find and get an affordable price for insurance. Recommend her if you’re looking for a fast and easy experience!

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Gran Love

The service was wonderful, Veronica explained it to me very calm and broke it down to help me understand everything. I appreciate the patience and kindness.

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Diana Ontiveros

Thank you to aime! Great customer service! Super attentive, great rates! Definitely will be recommending to my family and friends

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Sandra Aguallo

Veronica was very helpful and got me the lowest price out there ! 100% recommend going to her for the lowest rates!.

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Angel ADB

I had a great experience with Oscar! He provided excellent help and service, giving me a very competitive quote on my vehicle. Highly recommend!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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Linda.Lucas2974 Lucas

Best service I have ever had from insurance companies. Thank you Aime for your service and help I’m sorry but she is the best. She went above and beyond to help us!

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