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What is SR-22 Insurance?

An SR-22 form is there to let the state know that you are complying with state regulations by carrying the minimum liability coverage. The minimum standards for auto insurance vary from state to state. While SR-22 is not an isolated coverage, it is more like a form your insurance provider files with the state on your behalf. You can call your insurance company and have them add the SR-22 endorsement to your existing policy.

What Is The Difference Between SR-22 Insurance and DUI Insurance?

SR-22 and DUI insurance serve different purposes despite being related to driving offenses:



1

SR-22 is proof of financial responsibility, whereas DUI insurance is a policy that covers DUI offenses.

2

SR-22 proves that you are meeting the state insurance requirements, whereas DUI insurance only covers DUI-related incidents.

3

SR-22 covers a variety of high-risk violations, whereas DUI insurance is limited to DUI offenses only.

4

SR-22 is an add-on to an existing policy, whereas DUI insurance is a separate policy for DUI offenders.

5

Both require SR-22 filings. However, SR-22 is about compliance with state regulations, while DUI insurance is for coverage.

Why Do I Need SR-22 Insurance?

If you are someone who has ever been convicted of a DUI, SR-22 can help you regain driving privileges.

Anyone who has repeatedly violated traffic rules or has severe violations on their record must carry an SR-22 form.

If you are driving without the state-required minimum auto insurance coverage, it may lead you to file for an SR-22 form.

If you cause an accident and your insurance cannot cover the damages, the state may require you to obtain an SR-22 form.

SR-22 insurance is essential to restore your driving privileges if you ever get your license suspended.

Why Is CINCO The Best Choice For SR-22 Insurance?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

How Much Does SR-22 Auto Insurance Cost?

On average, the SR-22 filing fee may cost you around $25; however, it may also depend on the state in which you reside. Some states require you to pay upfront costs, while others don’t. If you find it challenging to navigate the costs, a good insurance broker can help you figure them out better. Here are some factors that may influence your SR-22 costs:

Traffic Offences

Type of SR-22 (Non-owner vs Owner)

Car type

Address

Insurance company policies

HOW IT WORKS

Explore

CINCO Auto Insurance is your calling if you are looking for reliable SR-22 insurance solutions!

Connect

Connect with our auto insurance team, who will assist you in finding the cheapest insurance rates despite your driving history.

Compare

Obtain multiple quotes from CINCO and compare. Settle on the one that suits your circumstances the best!

Get A Free SR-22 Insurance Quote

With CINCO’s insurance team, you will find the cheapest SR-22 insurance in the area! If you are worried about the rising insurance rates, our agents will help you connect with car insurance companies offering premiums within your budget. We value our customers, as do our agents; they will work closely with you from the beginning and ensure the utmost satisfaction. Simply fill out our online form or give us a call to request a quote. And you know what’s the best part? Your first insurance quote at CINCO is free of cost! So, what are you waiting for?

Frequently Asked Questions Regarding SR-22 Insurance

Ans) SR-22 insurance is mandatory if you've ever been convicted of certain traffic offenses or considered a high-risk driver by your state.

Ans) Absolutely! Even if you don't own a vehicle, you may still need SR-22 insurance if you've been convicted of traffic offenses or declared a high-risk driver by the state.

Ans) If your SR-22 lapses, you face several legal repercussions, such as hefty fines and your license being removed. Also, once your SR-22 insurance lapses, your insurance provider will inform the state.

Ans) If you move to another state while you have SR-22 insurance, you must fulfill the state's requirements where you were first convicted of traffic offenses or were deemed a high-risk driver.

Ans) The duration of maintaining your SR-22 insurance varies from state to state. Typically, you require an SR-22 for three years; however, the duration may differ based on the nature of your offense.

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