OUR TOP INSURANCE COMPANIES

Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo

WHAT IS TRUCK INSURANCE?

A truck insurance policy is made to protect truck owners, operators, and businesses against financial losses resulting from accidents, theft, or other unforeseen events involving their trucks. Whether you're a small business owner with a single truck or a large fleet operator, having the right policy is more important than anything else.

WHY DO I NEED AN INSURANCE FOR MY TRUCK?

Commercial trucking insurance protects your business assets by covering damages to your trucks and cargo in case of accidents or unexpected events.

It ensures compliance with state and federal regulations, helping you avoid financial losses from fines and penalties.

Different types of vehicles require different insurance plans. Commercial trucking insurance lets you find policies that suit your truck's needs, like fleet size.

It provides financial security by covering repair costs, medical expenses, and legal fees, allowing you to restart your business operations quickly.

Knowing your fleet is covered under the right policy offers peace of mind, allowing you to focus on your business's success.

What Types Of Truck Can I Insure With CINCO Auto Insurance?

Classic trucks refer to vintage or antique trucks with historical significance and popular designs from past eras.

Pickup trucks are multi-purpose vehicles for personal transportation, hauling light loads, and recreational purposes.

Commercial trucks are heavy-duty vehicles for transporting goods, materials, or passengers for business purposes.

WHAT COVERAGE CAN I GET FOR MY TRUCK ?

Liability Coverage

It helps pay for the other party's bodily injury and property damage costs in an accident where you are at fault.

Collision Coverage

Pays for repairs to your truck if it is damaged in a collision with another vehicle or object, regardless of who is at fault.

Comprehensive Coverage

It protects your truck from non-collision incidents like theft, vandalism, fire, or natural disasters.

Uninsured/Underinsured Motorist Coverage

It covers damages if you're involved in an accident with a driver who doesn't have insurance or enough insurance to cover your damages.

Medical Payments Coverage

Pays for medical expenses resulting from injuries sustained in an event covered under your insurance policy, regardless of fault.

Personal Injury Protection (PIP)

Covers medical expenses, lost wages, and other expenses for you and your passengers regardless of fault in an accident.

Roadside Assistance

Provides help if your truck breaks down or experiences other roadside emergencies, such as towing, battery jump-starts, and tire changes.

Rental Reimbursement Coverage

It helps cover the cost of renting a replacement vehicle while yours is being repaired after a covered accident.

Cargo Coverage

Cargo coverage protects the goods you're transporting in case of theft, damage, or loss during transit.

Bobtail Insurance

Bobtail insurance covers your truck when operated without a trailer, such as when returning from a delivery.

WHY IS CINCO THE BEST CHOICE FOR TRUCK INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES TRUCK INSURANCE COST?

Truck insurance generally costs between $1,000 and $4,000 per year. However, truck insurance companies thoroughly assess certain factors before deciding your premiums. Consulting an insurance broker is always a good idea if you seek an insurance plan within your budget. Here are the factors mostly taken under consideration:

Zip Code

Clean Driving Record

Trucks Value

Coverage Options

Coverage Limits

WHAT ARE THE REQUIREMENTS FOR TRUCK INSURANCE?

Proof of Insurance

You must carry proof of insurance when operating a truck to meet state coverage requirements and avoid penalties.

Minimum Coverage

Most US states require minimum liability insurance that covers bodily injury and property damage costs if you are at fault in an accident.

Additional Coverage Options

Trucks need minimum liability coverage. Additional options include physical damage coverage, cargo insurance, and UM/UIM coverage.

Driver’s License and Endorsements

Truck owners need a CDL (commercial driver's license), with endorsements varying based on truck size, weight, and cargo type.

Vehicle Registration

Proper registration with state or federal authorities is required, needing proof of insurance and other necessary details.

Payment

Maintaining insurance by paying timely premiums prevents lapses and protects against significant financial risks from unexpected events.

HOW IT WORKS

EXPLORE

Discover the range of insurance solutions available for your trucking business at CINCO Auto Insurance.

Connect

Contact our experienced insurance agents to discuss your insurance requirements and find suitable coverage options.

Compare

With the help of our esteemed agents, evaluate different insurance plans to find the one that best fits your budget and coverage needs.

GET A FREE TRUCK INSURANCE QUOTE

Are you looking for affordable coverage options? Look no further! Get a free truck insurance quote at CINCO today. Our agents pair you with a reliable carrier who understands your needs and circumstances. We understand the importance of access to quality services; hence, we offer cheap truck insurance solutions for you!

FREQUENTLY ASKED QUESTIONS REGARDING TRUCK INSURANCE

Ans) We help you secure a policy that provides comprehensive coverage for the truck and the cargo or equipment it carries, ensuring that your assets are protected on the road.

Ans) Absolutely; our solutions comprise coverage options customized to various types of trucks, including box trucks, flatbeds, semi-trucks, and more, so that you receive the coverage that suits your vehicle type.

Ans) Yes, you can easily add additional drivers or vehicles to your policy, ensuring that all drivers and vehicles associated with your business are covered under it.

Ans) Yes, our solutions include coverage for personal liability that provides financial protection involving the truck for which you are responsible.

Ans) Absolutely; our insurance carriers offer insurance policies extending coverage to trucks leased, rented, or used for business purposes so that all types of trucks can be insured.

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

Google Google Review

Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

Google Google Review

Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

Google Google Review

Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

Google Google Review

Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

Google Google Review

Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

Google Google Review

Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

Google Google Review

Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

Google Google Review

Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

Google Google Review

Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

Google Google Review

Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

Google Google Review

Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

Google Google Review

Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

Google Google Review

Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

Google Google Review

Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

Google Google Review

Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

Google Google Review

Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

Google Google Review

Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

Google Google Review

Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

Google Google Review

Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

Google Google Review

Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review