OUR TOP INSURANCE COMPANIES

WHAT IS TRUCK INSURANCE?

A truck insurance policy is made to protect truck owners, operators, and businesses against financial losses resulting from accidents, theft, or other unforeseen events involving their trucks. Whether you're a small business owner with a single truck or a large fleet operator, having the right policy is more important than anything else.

WHY DO I NEED AN INSURANCE FOR MY TRUCK?

Commercial trucking insurance protects your business assets by covering damages to your trucks and cargo in case of accidents or unexpected events.

It ensures compliance with state and federal regulations, helping you avoid financial losses from fines and penalties.

Different types of vehicles require different insurance plans. Commercial trucking insurance lets you find policies that suit your truck's needs, like fleet size.

It provides financial security by covering repair costs, medical expenses, and legal fees, allowing you to restart your business operations quickly.

Knowing your fleet is covered under the right policy offers peace of mind, allowing you to focus on your business's success.

What Types Of Truck Can I Insure With CINCO Auto Insurance?

Classic truck

Classic trucks refer to vintage or antique trucks with historical significance and popular designs from past eras.

Pickup truck

Pickup trucks are multi-purpose vehicles for personal transportation, hauling light loads, and recreational purposes.

Commercial truck

Commercial trucks are heavy-duty vehicles for transporting goods, materials, or passengers for business purposes.

WHAT COVERAGE CAN I GET FOR MY TRUCK ?

Liability Coverage

It helps pay for the other party's bodily injury and property damage costs in an accident where you are at fault.

Collision Coverage

Pays for repairs to your truck if it is damaged in a collision with another vehicle or object, regardless of who is at fault.

Comprehensive Coverage

It protects your truck from non-collision incidents like theft, vandalism, fire, or natural disasters.

Uninsured/Underinsured Motorist Coverage

It covers damages if you're involved in an accident with a driver who doesn't have insurance or enough insurance to cover your damages.

Medical Payments Coverage

Pays for medical expenses resulting from injuries sustained in an event covered under your insurance policy, regardless of fault.

Personal Injury Protection (PIP)

Covers medical expenses, lost wages, and other expenses for you and your passengers regardless of fault in an accident.

Roadside Assistance

Provides help if your truck breaks down or experiences other roadside emergencies, such as towing, battery jump-starts, and tire changes.

Rental Reimbursement Coverage

It helps cover the cost of renting a replacement vehicle while yours is being repaired after a covered accident.

Cargo Coverage

Cargo coverage protects the goods you're transporting in case of theft, damage, or loss during transit.

Bobtail Insurance

Bobtail insurance covers your truck when operated without a trailer, such as when returning from a delivery.

WHY IS CINCO THE BEST CHOICE FOR TRUCK INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES TRUCK INSURANCE COST?

Truck insurance generally costs between $1,000 and $4,000 per year. However, truck insurance companies thoroughly assess certain factors before deciding your premiums. Consulting an insurance broker is always a good idea if you seek an insurance plan within your budget. Here are the factors mostly taken under consideration:

Zip Code

Clean Driving Record

Trucks Value

Coverage Options

Coverage Limits

WHAT ARE THE REQUIREMENTS FOR TRUCK INSURANCE?

Proof of Insurance

You must carry proof of insurance when operating a truck to meet state coverage requirements and avoid penalties.

Minimum Coverage

Most US states require minimum liability insurance that covers bodily injury and property damage costs if you are at fault in an accident.

Additional Coverage Options

Trucks need minimum liability coverage. Additional options include physical damage coverage, cargo insurance, and UM/UIM coverage.

Driver’s License and Endorsements

Truck owners need a CDL (commercial driver's license), with endorsements varying based on truck size, weight, and cargo type.

Vehicle Registration

Proper registration with state or federal authorities is required, needing proof of insurance and other necessary details.

Payment

Maintaining insurance by paying timely premiums prevents lapses and protects against significant financial risks from unexpected events.

HOW IT WORKS

EXPLORE

Discover the range of insurance solutions available for your trucking business at CINCO Auto Insurance.

Connect

Contact our experienced insurance agents to discuss your insurance requirements and find suitable coverage options.

Compare

With the help of our esteemed agents, evaluate different insurance plans to find the one that best fits your budget and coverage needs.

GET A FREE TRUCK INSURANCE QUOTE

Are you looking for affordable coverage options? Look no further! Get a free truck insurance quote at CINCO today. Our agents pair you with a reliable carrier who understands your needs and circumstances. We understand the importance of access to quality services; hence, we offer cheap truck insurance solutions for you!

FREQUENTLY ASKED QUESTIONS REGARDING TRUCK INSURANCE

Ans) We help you secure a policy that provides comprehensive coverage for the truck and the cargo or equipment it carries, ensuring that your assets are protected on the road.

Ans) Absolutely; our solutions comprise coverage options customized to various types of trucks, including box trucks, flatbeds, semi-trucks, and more, so that you receive the coverage that suits your vehicle type.

Ans) Yes, you can easily add additional drivers or vehicles to your policy, ensuring that all drivers and vehicles associated with your business are covered under it.

Ans) Yes, our solutions include coverage for personal liability that provides financial protection involving the truck for which you are responsible.

Ans) Absolutely; our insurance carriers offer insurance policies extending coverage to trucks leased, rented, or used for business purposes so that all types of trucks can be insured.

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Angelica Sandoval

Dealing with insurance is stressful enough, so when I contacted them from start to finish I received the best customer service. Ed...

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My experience was great!!! I walked in and spoke with Edward. He helped me find the best quote that fit everything I was looking f...

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Very friendly and fast service… Highly recommended to do business with.

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Edward's customer service skills were excellent and he answered all of my questions.

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