OUR TOP INSURANCE COMPANIES

Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo
Company Logo

WHAT IS UTV INSURANCE?

UTV (Utility Task Vehicle) insurance is specialized coverage designed to safeguard utility task vehicles, commonly called side-by-sides, typically employed for off-road, recreational, or work activities. This policy protects against a wide range of perils, including but not limited to accidents, theft, and physical damage to UTV. The common coverage options include liability, collision, and comprehensive coverage.

WHY DO I NEED AN INSURANCE FOR MY UTV?

Insurance protects your UTV investment from unexpected damages or theft, preserving your vehicle's value and ensuring financial security.

It provides financial protection against claims if your UTV is involved in an incident causing injury to others or property damage.

Many regions require UTV insurance for legal operations. This helps you adhere to local laws and regulations and ensure compliance.

You can enjoy your UTV adventures without worrying about the financial repercussions of potential accidents or mishaps.

Insurance for your UTV can be tailored to match your specific usage, risks, and preferences, offering coverage that meets your unique needs.

WHAT COVERAGE CAN I GET FOR MY UTV?

Liability Coverage

Provides financial protection for bodily injury and property damage caused by your UTV, covering legal fees and settlement costs.

Collision Coverage

It covers the cost of repairing or replacing your UTV after a collision, including accidents with other vehicles or stationary objects.

Comprehensive Coverage

Protects against risks beyond collisions, such as theft, vandalism, weather damage, and other unforeseen events, ensuring all-around protection.

Uninsured/Underinsured Motorist Coverage

This insurance covers your expenses if you are involved in an accident with a driver with insufficient or no insurance.

Medical Payments Coverage

Assists with medical expenses for injuries sustained in a UTV accident, covering you and your passengers regardless of fault.

Personal Injury Protection (PIP)

Provides broader financial protection, covering medical expenses, lost wages, and other related costs regardless of who is at fault.

Roadside Assistance

Ensures immediate assistance for your UTV in case of breakdowns, flat tires, or the need for towing, enhancing your off-road security.

Accessories and Custom Parts Coverage

This policy safeguards your investment in custom parts, enhancements, and accessories for your UTV by covering the costs of repairs or replacements.

WHY IS CINCO THE BEST CHOICE FOR UTV INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES UTV INSURANCE COST?

UTV insurance costs vary widely, typically from $100 to $500 annually. Your insurance provider decides your premium after analyzing several factors. Customizing your policy to match your needs can help ensure you receive the most cost-effective protection. Here are the factors that mainly influence your premium rates:

UTV’s Model

Usage Frequency

Coverage Options

Zip Code

Coverage Levels

HOW IT WORKS

EXPLORE

Begin by exploring our wide range of UTV insurance options, tailored to meet diverse needs and ensure comprehensive protection for your off-road adventures.

Connect

Contact our experienced off-road vehicle insurance agents, ready to guide you through the process, understand your specific requirements, and answer any queries.

Compare

CINCO helps you compare policies from leading carriers, empowering you to decide on the best policy for your UTV insurance needs.

GET A FREE UTV INSURANCE QUOTE

Start your adventure on the right track by grabbing your free UTV insurance quote now! Just share a bit about your UTV and how you love to ride, and our auto insurance team will whip up a personalized quote that fits your unique adventures like a glove, ensuring you're covered with care.

FREQUENTLY ASKED QUESTIONS REGARDING MOTORCYCLE INSURANCE

The coverage depends on your riding habits, bike model, and personal requirements. Contact CINCO to learn more!

Absolutely! There are several discounts (from safe rider to multi-policy options) for our riders. Contact CINCO to get personalized possibilities.

Bundling your motorcycle with auto insurance is a great way to save on insurance costs through discounts. Contact CINCO about the cheapest motorcycle insurance options!

CINCO provides coverage options for custom motorcycle parts and accessories. Contact our experts to learn more about these additional and unique coverage options!

You can qualify for and maintain the safe rider discount by maintaining a clean driving record, finishing safety courses, and staying updated on road safety rules!

WHY CUSTOMERS LOVE CINCO AUTO INSURANCE?

Luis Ortuno

Highly recommend! Completed my full coverage paperwork over the phone with Edward. Affordable prices and no waiting, unlike other agencies.

Google Google Review

Wendy Castillo

Thank you, Edward! I got exactly what I needed within my budget. Quick, easy, and hassle-free service. Happy customer!

Google Google Review

Jimmey McCullough

Helpful and friendly staff with excellent customer service. Will definitely recommend to family and friends for great insurance support.

Google Google Review

Audrey Hare

Best customer service! Edward was fantastic, answered all my concerns, and made the process easy. Valentina and Edward were great!

Google Google Review

Katrina Hughes

Edward provided great service, found an affordable quote, and made the process quick and simple. Highly recommend this insurance agency!

Google Google Review

Daniel Alvarado

Nataly made the sign-up process easy and provided excellent service. I highly recommend this place for insurance needs.

Google Google Review

Maria Martinez

Evelyn gave me a fantastic insurance quote quickly. Great customer service and fast results. I definitely recommend!

Google Google Review

Jocelyn Adams

Edward was patient and made sure I received great service throughout the process. Really appreciate his help!

Google Google Review

Tamekia Owens

Very friendly and fast service. Highly recommended for anyone looking for quality and efficient insurance support.

Google Google Review

Myrna Garcia

Edward helped me find a great price for my auto insurance. He was patient and offered fantastic coverage options.

Google Google Review

Cynthia D. Khaled

Edward provided excellent customer service and answered all my questions. Highly recommend this company for your insurance needs.

Google Google Review

Luis Morales

Big thanks to Edward for providing outstanding customer service and affordable options. Definitely go see him!

Google Google Review

Eduardo Ruiz

Nataly helped us find great insurance rates with excellent service. Highly recommend for low prices and great care.

Google Google Review

Reyna Arroyo

Samantha provided a great quote and helpful service. Will definitely recommend her to family and friends for insurance needs.

Google Google Review

Monica Herrera

Best customer service in town with low prices. Extremely kind and generous staff. Highly recommend this place!

Google Google Review

Claire Small

Amanda found me a fantastic insurance quote and was professional, kind, and diligent. I didn’t hesitate to take it!

Google Google Review

Abril Hernandez

Edward did an amazing job finding me the best price. Great service and excellent customer care.

Google Google Review

Christina Saldana

Eduardo quickly connected me with Amanda, who made the process easy and stress-free. Highly recommend them both!

Google Google Review

Cooking with Gala

Edward provided friendly and helpful customer service. The process was quick and the prices were great. Highly recommend!

Google Google Review

Ednandez

Keyla made my insurance switch smooth and easy. Very nice and helpful! I recommend her to everyone.

Google Google Review

Ryan Anderson

Elsa was amazing and helped me find great insurance prices. Highly recommend her for anyone seeking affordable coverage.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review

John

Edward was a huge help! Transparent, welcoming, and highly recommended for insurance services. Great company overall.

Google Google Review