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Amarillo, Texas, is a city with great things to see and do. One of the most exciting places is Wonderland Amusement Park, where you can have a joyful time riding fun rides and playing games. The Palo Duro Canyon State Park is another amazing spot. It's a pretty place with lovely views and great trails for walking. If you're interested in history, the American Quarter Horse Hall of Fame & Museum is a wonderful place to visit. It's a place filled with amazing stories about horses.
When you're driving in Amarillo, having good and trusted car insurance is like having your own safety shield. It helps you feel secure as you explore this vibrant city. Whether you're having a blast at Wonderland Park, enjoying the beauty of Palo Duro Canyon, or learning at the Quarter Horse Museum, reliable car insurance means you can enjoy Amarillo without any issues.
Let CINCO Auto Insurance be your dependable travel companion to ensure your safety as you drive on the road. Get an estimate now and drive with assurance!
Quick Facts About Auto Insurance in Amarillo:
- Commuting Patterns: About 82% of Amarillo's population drives to work daily.
- Private Car Ownership: Approximately 87% of households in Amarillo own at least one car.
How much does Auto Insurance in Armarillo Cost?
For those seeking affordable auto insurance in Amarillo, the average monthly cost for minimum coverage liability coverage is around $73, if you are looking for options that provide full coverage, that will amount to approximately $110. Amarillo drivers enjoy a 13% reduction in costs compared to the Texas average for insurance rates. This makes securing coverage in Amarillo a more budget-friendly option for drivers.
Auto Insurance Costs by Zip Code in Amarillo:
Auto coverage in Amarillo
might cost more or less, depending on where you live. There are more cars in some areas, which raises the cost of insurance. Additionally, insurance may cost more if accidents or thefts occur more frequently in your region. Therefore, the particular Amarillo neighborhood in which you reside can affect the price of your auto insurance.
| Zip Code | Average Monthly Quote (Liability) |
| 79102 | $79 |
| 79103 | $84 |
| 79104 | $77 |
| 79106 | $69 |
| 79107 | $76 |
| 79108 | $57 |
| 79109 | $83 |
| 79110 | $68 |
| 79118 | $103 |
| 79119 | $77 |
| 79121 | $65 |
| 79124 | $71 |
| 79102 | $79 |
| 79103 | $84 |
| 79104 | $77 |
| 79106 | $69 |
| 79107 | $76 |
| 79108 | $57 |
| 79109 | $83 |
| 79110 | $68 |
| 79118 | $103 |
| 79119 | $77 |
| 79121 | $65 |
| 79124 | $71 |
Car Insurance Rates by Age in Amarillo:
Your age can dictate the cost of insurance in Amarillo, Texas. It costs more when you're first learning to drive because there's a greater risk associated with young drivers getting into accidents. However, because there is a lower likelihood of accidents or traffic issues, insurance costs are much lower for older and more experienced drivers.
Everyone should be able to afford insurance, regardless of circumstances, according to CINCO Auto Insurance . To determine a price that works for them, we consult with our clients. The following represents the average monthly rates in Denton, Texas for various age groups.
Driving Conditions in Amarillo:
How many car accidents happen in Amarillo every year?
It's been more than two decades since Amarillo saw a day without any road-related fatalities, and the numbers from TxDOT for 2022 are concerning. In 2021, there were 90 recorded deaths, and in 2022, that number rose to 101. While there are various factors contributing to this increase, TxDOT reports a decrease in fatalities related to drugs, alcohol, and speeding in 2022. Even though speed-related deaths have dropped in the area, they remain a significant factor in crashes, especially in rural parts. It's crucial for everyone to drive with caution and follow safety measures on Amarillo's roads to help bring these numbers down.
How bad is the Traffic in Amarillo?
In Amarillo, traffic congestion poses a notable challenge, with residents spending an average of 35 hours annually stuck in traffic. This amounts to approximately $800 in lost productivity and additional fuel costs for the average driver. Some roads in the area may require attention due to their condition, signaling a need for enhanced infrastructure. Initiatives are underway to ease congestion and improve road quality for smoother travel experiences. As the population in Amarillo continues to grow, good traffic flow remains important for efficient and cost-effective traveling. Addressing these issues is essential to ensure safer and more efficient travel for everyone in Amarillo.
Minimum Car Insurance Requirements in Amarillo:
In Amarillo, Texas, you need to have a type of insurance called Liability coverage. It is commonly known as the "30/60/25"plan. Here are the minimal coverages you must have according to the State Guidelines:
- $30,000 for each person's Bodily Injury Liability (BI)
- $60,000 for Bodily Injury Liability (BI) in total for one accident
- $25,000 for Property Damage Liability (PD).
So, if there's an accident, your insurance will pay up to $60,000 for injuries but no more than $30,000 for one person. It also covers up to $25,000 for property damage. Unless you decline it in writing, you must get at least $2,500 in Personal Injury Protection (PIP) insurance.
Major Discounts for Automobile Insurance in Amarillo:
The easiest way to save money is by opting for discounts. CINCO Auto Insurance offers its customers a wide range of discounts because we aim to make car insurance accessible to everybody. We provide a few major discounts to make our insurance convenient, which are listed below.
| Military discounts | Renewal Discounts | Continuous insurance discounts |
| Multi-policy Discounts | Marriage Discount | Loyalty discounts |
| Multi-car Discounts | Bundling Discounts | Accident-free Discount |
| Costco Discount | Defensive Driving Course Discount | Teen Drivers |
| Lien Holder Discount | Senior Drivers, | Bundling Policies |
| Good driver Discounts | Paid-in-Full | Automatic Payments |
Penalties for Traffic Violations/Offenses in Amarillo:
In Amarillo, Texas, including Amarillo, it is mandatory to keep proof of insurance when operating a vehicle. Be ready to present your driver's license, Texas vehicle registration, and proof of Vehicle Insurance in Amarillo if the police pull you over.
First-time violators without insurance may be subject to fines of up to $350. Recurring infractions may result in fines of up to $1000, which could raise insurance premiums. Remember that infractions can affect your premiums, so be very careful not to violate them.
Here's a list of violations and how they might make your premiums more expensive.
| Violation | Premium Increase After Infraction |
| Red Light Infraction | 23% |
| Speeding Ticket | 27% |
| Reckless Driving Infraction | 98% |
| Suspended Driver’s License Infraction | 104% |
| DUI | 107% |
Major Amenities in Amarillo:
Amarillo, Texas, is a city that's all about making life easy for its people. If you need to handle anything with your driver's license, just swing by the Amarillo Driver License Office on Canyon Drive. There's another one right on South Taylor Street. They're both there to lend a hand when you need it.
And when it comes to books and enjoyable learning, Amarillo's got some awesome libraries. The Amarillo Public Library and the Northwest Branch Library are like rivers of ever-flowing information right in your city.
And Amarillo has you covered for taxes related work. The tax offices in Potter County and Amarillo are conveniently located to assist you with all of your necessary adult duties and responsibilities.
Living in Amarillo is incredibly convenient because of the proximity of these vital locations. It means you can handle critical matters with minimal fuss. For this reason, Amarillo is an amazing city for all individuals!
From License Renewals to Title Transfers, We've Got You Covered; Discover the top 4 DMV offices near your town!
| DMV Office | Address | Contact Number | Official Website |
| Potter County Registration & Titling in Amarillo | 900 S. Polk, Amarillo, TX 79101 | 1 806-342-2630 | Link |
| Amarillo Driver License Office | 6592 East I-40, Amarillo, TX 79118 | 1 806-376-2700 | Link |
| Randall County Registration & Titling | 4320 S. Western St. Ste. 100, Amarillo, TX 79109 | (806)358-1681 | Link |
| Randall County Registration & Titling in Canyon | 501 16th St., Suite 200, Canyon, TX 79015 | (806)358-1681 | Link |
Get a Quote for Car Insurance in Amarillo Right Away!
Being a responsible driver demands more than just hitting the road - it includes taking care of yourself and your vehicle side by side. At CINCO Auto Insurance, we realize the great importance of safety alongside stability. We provide affordable auto insurance in Amarillo at the most suitable rates!
Let CINCO Auto Insurance be your guiding light toward a reliable car insurance policy be your guiding light toward a reliable car insurance policy Receive a quote online, call us at 855-336-8555, or email your query to startsaving@cincoautoinsurance.com .