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Frisco, Texas, is a city with lots of fun things to do. One cool place is the National Videogame Museum, where you can see old video games and learn how they work. Families love going to Frisco Commons Park, a big playground with plenty of space to play. You'll enjoy visiting Toyota Stadium for soccer games and concerts if you like sports. And for a taste of history, you can check out the Frisco Heritage Museum.
When you drive in Frisco, it's really important to have viable car insurance. It helps keep you safe on the roads. Whether you're headed to a soccer match at Toyota Stadium, playing at Frisco Commons, or learning at the Heritage Museum, having reliable car insurance means enjoying Frisco without worries.
You can trust CINCO Auto Insurance to keep you safe while you embark on your travel. Contact us to learn more and get a quote today!
Quick Facts About the Auto Insurance in Frisco:
- Frisco residents' average daily commute time is approximately 28 minutes, emphasizing the importance of comprehensive auto coverage.
- About 84% of Frisco's population drives to work daily.
How much does Auto Insurance in Frisco Cost?
When it comes to auto coverage in frisco, the typical insurance policy amounts to approximately $111 monthly for minimum liability coverage and approximately $122 monthly for full coverage. Drivers in Frisco enjoy a 10% reduction in costs compared to the average rates in Texas.
Auto Insurance Costs by Zip Code in Frisco:
If you want to affordable auto insurance in Frisco, remember that where you live matters. Some neighborhoods have more cars, which can make insurance more expensive. Also, if there are more accidents or thefts in your area, your exact zip code will affect how much your auto insurance will cost. Knowing this can help you pick the right coverage.
| Zip Code | Average Monthly Quote (Liability) |
| 75033 | $86 |
| 75034 | $97 |
| 75035 | $100 |
| 75036 | $74 |
Car Insurance Rates by Age in Frisco:
In Frisco, Texas, how old you are affects how much you pay for insurance. If you're just starting to drive, it costs more because there's a higher chance of accidents. But if you're older and have more experience, insurance costs less because there's less chance of accidents or traffic problems.
At CINCO Auto Insurance , we wholeheartedly believe that people should be able to access budget friendly insurance. We consult with our customers to find a suitable price that works for them. Here are the average monthly rates for different age groups in Frisco, Texas.
Driving Conditions in Frisco:
How many car accidents happen in Frisco every year?
In 2021, Frisco saw a significant increase in accidents compared to 2019, with 2,000 reported crashes, marking a notable 26% rise. Among these, 1,324 were injury-related, showing a substantial 27% increase from 2019. Unfortunately, the year recorded 12 fatalities: three from intoxicated driving, two from running red lights, and two from racing incidents. These numbers highlight a concerning trend of rising accidents in Frisco, showing the need for increased road awareness and safety measures. Both residents and visitors must exercise caution and adhere to traffic rules to help mitigate such incidents in the future.
How bad is the Traffic in Frisco?
Traffic in Frisco can be a real hassle for commuters. Recent data suggests that people here spend about 15 hours each year stuck in traffic. This is a significant amount of time wasted due to road congestion. Additionally, some of the city's roads could use improvement, as they sometimes need repairs and can be affected by bad weather. With the city's population growing, solving these traffic issues is crucial to ensuring smoother and safer journeys for everyone in Frisco.
Minimum Car Insurance Requirements in Frisco:
In Frisco, Texas, you need to have a type of insurance called Liability coverage. It is commonly known as the "30/60/25"plan. Here are the minimal coverages you must have according to the State Guidelines:
- $30,000 for each person's Bodily Injury Liability (BI).
- $60,000 for Bodily Injury Liability (BI) in total for one accident.
- $25,000 for Property Damage Liability (PD).
So, if there's an accident, your insurance will pay up to $60,000 for injuries but no more than $30,000 for one person. It also covers up to $25,000 for property damage. Unless you decline it in writing, you must get at least $2,500 in Personal Injury Protection (PIP) insurance.
Major Discounts for Automobile Insurance in Frisco:
The easiest way to save money is by opting for discounts. CINCO Auto Insurance offers its customers a wide range of discounts because we aim to make car insurance accessible to everybody. We provide a few major discounts to make our insurance convenient, which are listed below.
| Military discounts | Renewal Discounts | Continuous insurance discounts |
| Multi-policy Discounts | Marriage Discount | Loyalty discounts |
| Multi-car Discounts | Bundling Discounts | Accident-free Discount |
| Costco Discount | Defensive Driving Course Discount | Teen Drivers |
| Lien Holder Discount | Senior Drivers, | Bundling Policies |
| Good driver Discounts | Paid-in-Full | Automatic Payments |
Penalties for Traffic Violations/Offenses in Frisco:
If you want to drive in Texas, the state requires you to keep proof of insurance. In cases where a police officer asks you to pull over, they'll want to see your driver's license, Texas vehicle registration, and papers that prove you have best vehicle insurance in Frisco.
You may be subject to fines ranging from $175 to $350 if this is your first offense of no insurance. The fines, however, could reach up to $1000 if it occurs one more time. Your insurance premiums may go up if you disregard these regulations.
This is a table of infractions, along with an explanation of how they could raise your premiums.
| Violation | Premium Increase After Infraction |
| Red Light Infraction | 23% |
| Speeding Ticket | 27% |
| Reckless Driving Infraction | 98% |
| Suspended Driver’s License Infraction | 104% |
| DUI | 107% |
Major Amenities in Frisco:
Frisco, Texas, is all about making life easy for its people. When it comes to your driver's license, you can head over to the Frisco Driver License Office on Preston Road. They're ready to help you out whenever you need them.
And if you're into books and learning, Frisco has some fantastic libraries. The Frisco Public Library and the Preston Ridge Campus Library are packed with great books and cool things to discover. It's like having a treasure trove of knowledge right in the center of your beloved city! And for taxes, Frisco's got you covered. Nearby, the tax offices of Frisco and Collin County are prepared to assist you with all the essential adult matters.
Living in Frisco is super convenient because of the proximity of these important locations. This also means that you can accomplish significant tasks without a great deal of issues. Frisco is an excellent city for everyone to live in because of this.
From License Renewals to Title Transfers, We've Got You Covered; Discover the top 4 DMV offices near your town!
| Name | Address | Contact Number | Official Website |
| Texas Department of Public Safety | 4445 Saturn Rd Ste A Garland, TX 75041 | 1 214-861-3700 | Link |
| Dallas/OakCliff Tax Collector Office | 408 S Beckley Ave Dallas, TX 75208 | 1 214-653-7811 | Link |
| Texas Department Of Transportation | 350 W Interstate 30 Garland, TX 75043 | 1 214-861-2125 | Link |
| North Texas DPS Testing | 3905 Melcer Dr. Ste 504 Rowlett, TX 75088 | (469) 844-1377 | Link |
Get a Quote for Car Insurance in Frisco Right Away!
Being a responsible driver demands more than just hitting the road - it includes taking care of yourself and your vehicle side by side. At CINCO Auto Insurance , we realize the great importance of safety alongside stability. We provide Affordable Auto Insurance in Frisco at the most suitable rates!
Let CINCO Auto Insurance be your guiding light toward a reliable car insurance policy . Receive a quote online, call us at 855-336-8555, or email your query to startsaving@cincoautoinsurance.com .