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Welcome to Irving, Texas! Irving is known for its friendly neighborhoods and beautiful parks. One of the most special places here is the Mandalay Canal Walk at Las Colinas, where you can take a relaxing stroll along the water. If you're a fan of art and culture, the Irving Arts Center is a must-visit. It's a place where creativity comes to life, showcasing beautiful exhibitions and performances.
When it comes to getting around Irving, reliable car insurance is a must. The road can sometimes have unexpected challenges, and having the right coverage ensures you're protected on your journeys through this wonderful city. Whether heading to the Mustangs of Las Colinas sculpture or exploring the Campión Trails, having dependable car insurance in Irving means you can explore it without fear.
Your journey is important; secure it with CINCO Auto Insurance Get an insurance quote right away!
Quick Facts About the Auto Insurane in Irving:
- Percentage of People Driving to Work Daily (2021): A significant 89% of the workforce in Irving rely on personal vehicles for their daily commute.
- Number of Commuters in the Workforce (2021): Approximately 152,000 people in Irving are part of the workforce.
How much does Auto Insurance in Irving Cost?
We looked at many insurance companies in Irving and found that basic coverage costs about $99 each month or $1,189 every year. If you want more coverage, it's about $135 every month or $1,623 each year. It's good to know these average prices, but remember, what you pay can depend on the kind of car you have, your driving history, any past insurance claims, and other important details about you.
Auto Insurance Costs by Zip Code in Irving:
Where you reside can influence your insurance premium, even down to your zip code. When calculating your premium, insurance companies factor in elements like population density, accident rates, crime statistics, and local weather and its impact. They also take into account other things such as how many people live in an area, safety levels, traffic congestion, weather patterns, and the frequency of accidents in that specific location.
| Zip Code | Average Monthly Quote (Liability) |
| 75038 | $105 |
| 75039 | $75 |
| 75060 | $121 |
| 75061 | $143 |
| 75062 | $115 |
| 75063 | $103 |
Car Insurance Rates by Age in Irving:
In Irving, your age plays a role in how much you'll pay for insurance—rates of the best vehicle insurance in Irving Ichange based on the policyholder's age. When someone who has recently obtained their driver's license purchases insurance, it tends to be more costly due to the higher risk. If someone with more experience and age gets insurance, their premiums are lower because there's a lower likelihood of accidents and traffic violations.
At CINCO Auto Insurance Agency access to affordable auto insurance in Irving is a right for every customer, no matter what their situation is. We work closely with our customers to find a budget-friendly price for them. In Texas, the average monthly rates for different age groups are as follows:
Driving Conditions in Irving:
How many accidents happen in Irving every year?
In 2021, four people lost their lives in accidents in Irving - this was the first year of Irving County's plan to make sure no one gets hurt or killed in traffic incidents. Besides these tragic events, there were also 61 very serious crashes, according to the first yearly report on the Vision Zero safety plan. This report looks at how bad the crashes were, how fast people were going if alcohol was involved, and if pedestrians or bike riders got hurt. It shows us there's still a lot of work to do to make Irving's roads safer.
The numbers from 2021 show us that Irving has a big task ahead in making the streets safer. Even though they're trying hard with the Vision Zero plan, the loss of four lives and 61 serious crashes remind us that more must be done. Always have enough auto coverage in Irving to safeguard your vehicle.
How are the roads in Irving?
Texas needs to score better when it comes to the condition of its highways and roads. They get a grade of D+. Nearly a quarter of the roads, around 22 percent, need to be in better shape. This ends up costing drivers about $709 each year. Even though the state's population increased by almost 9% between 2015 and 2020, the road improvements were only somewhat better.
In 2019, the City of Irving organized a Transportation Investment Summit. This event aimed to bring together local, state, and federal government agencies to figure out ways to enhance Texas' infrastructure. Irving's own "Road to the Future" plan, part of their five-year capital improvement strategy, involved setting aside a small portion of their property tax rate for street projects. Their goal was to invest $100 million in these projects over five years.
Minimum Car Insurance Requirements in Irving:
In Irving, Texas, you need to have a type of insurance called the best general liability coverage .It is commonly known as the "30/60/25" plan. Here are the minimal coverages you must have according to the State Guidelines:
- $30,000 for each person's Bodily Injury Liability (BI).
- $60,000 for Bodily Injury Liability (BI) in total for one accident.
- $25,000 for Property Damage Liability (PD).
So, if there's an accident, your insurance will pay up to $60,000 for injuries but no more than $30,000 for one person. It also covers up to $25,000 for property damage. Unless you decline it in writing, you must get at least $2,500 in Personal Injury Protection (PIP) insurance.
Major Discounts for Automobile Insurance in Irving:
The easiest way to save money is by opting for discounts. CINCO Auto Insurance offers its customers a wide range of discounts because we aim to make car insurance accessible to everybody. A few major discounts that we provide are listed below.
| Military discounts | Renewal Discounts | Continuos insurance discounts |
| Multi-policy Discounts | Marriage Discount | Loyalty discounts |
| Multi-car Discounts | Bundling Discounts | Accident-free Discount |
| Costco Discount | Defensive Driving Course Discount | Teen Drivers |
| Lien Holder Discount | Senior Drivers, | Bundling Policies |
| Good driver Discounts | Paid-in-Full | Automatic Payments |
| Occupational discounts | Paperless Billing | Vehicle Safety Ratings and Features |
| First Responders | Affiliation Discounts | Low Mileage Discounts |
| Mature, retired, or senior discount | User-Based | Telematics-Based |
Penalties for Traffic Violations/Offenses in Irving:
The average fine in Texas for going about 10 miles per hour faster than the speed limit is roughly $223. However, if you drove even faster, like 15 miles per hour over the limit, it might be about $255. And if you were flying 20 miles per hour over, the fine could be around $291.
You could be looking at a fine between $175 and $350 for a first-time offense. However, if you repeat the same mistake, the penalty could get you to pay anywhere between $350 and $1000. Following the road safety rules is important to keep everyone safe on the roads. If you are given a ticket, note the fine amount and follow any instructions provided by the officers to handle the situation properly. Here is a list of traffic violations and how they affect your insurance premium rates to give you an idea.
| Violation | Premium Increase After Infraction |
| Red Light Infraction | 23% |
| Speeding Ticket | 27% |
| Reckless Driving Infraction | 98% |
| Suspended Driver’s License Infraction | 104% |
| DUI | 107% |
Major Amenities in Irving:
In Irving, Texas, they've made things really easy for everyone. If you need to sort out your driver's license, you can head over to the Irving Driver License Office on West Airport Freeway. There's also another one on North Britain Road. They're both here to help you get what you need.
Irving is also home to some fantastic libraries. The West Irving Library and the Valley Ranch Library are full of amazing books and fun things to do. These places are like big treasure chests of knowledge and fun! And when it comes to taxes, you've got the Irving and Dallas County Tax Office nearby.
All these places being closeby and easy to find through navigation makes having to live in Irving super convenient and comfortalbe. You can easily strike-off your to-do lists easily when living in this city. That's one of the reasons why Irving is such a great place for everyone to live!
From License Renewals to Title Transfers, We've Got You Covered; Discover the top 4 DMV offices near your town!
| Name | Address | Contact Number | Official Website |
| REGULATORY SERVICES DIVISION
VEHICLE EMISSIONS WAIVER FACILITY IRVING |
1613 W Irving Blvd |
1 972-251-2404 |
Link |
| Texas Department Of Motor Vehicles | Carrollton, TX, United States |
1 972-478-5200 |
Link |
| Texas Department of Public Safety | 701 N Bagdad Rd, Grand Prairie, TX 75050, United States |
1 972-343-2520 |
Link |
| City of Irving - Inspections Department | 825 W Irving Blvd 2nd Floor, Irving, TX 75060, United States |
1 972-721-2371 |
Link |
Get a Quote for Car Insurance in Irving Right Away!
Being a responsible driver demands more than just hitting the road - it includes taking care of yourself and your vehicle side by side. At CINCO Auto Insurance , we realize the great importance of safety alongside stability. We provide affordable auto insurance in Irving at the most suitable rates!
Let CINCO Auto Insurance be your guiding light toward a reliable car insurance policy . Receive a quote online, call us at 855-336-8555, or email your query to startsaving@cincoautoinsurance.com.